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Credit Union One Of Oklahoma

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$2.97M (2023)

Expenses
$2.97M (2023)

Total Assets
$45.9M (2023)

Total Liabilities
$40.5M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,969,992
Expenses
$2,968,933
Net Income
$1,059
Net Assets
$5,364,014
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,913,857
64.4%
Investment Income $338,754
11.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$2,683
Net Inventory Sales $0
Other Revenue $720,064
24.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $234,171
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $488,431
16.5%
Assets/Debt
Total Assets $45,878,047
Total Liabilities $40,514,033
Net Assets $5,364,014
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (Presidentceo) $153,194 $0 $7,262
Chris Moss (Vice President Of Operations) $80,977 $0 $5,529
Cynthia Kinkade (Vice Chairman) $0 $0 $0
Jennie Berry (Treasurer) $0 $0 $0
Pat Novy (Member) $0 $0 $0
Fred C Smith (Chairman) $0 $0 $0
Mike Fischer (Member) $0 $0 $0
Carla Mccarrell Williams (Member) $0 $0 $0
Judith Burton (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,807,893
Expenses
$2,528,754
Net Income
$279,139
Net Assets
$5,362,038
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,481,482
52.8%
Investment Income $184,647
6.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,141,764
40.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $235,973
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $443,092
17.5%
Assets/Debt
Total Assets $45,958,240
Total Liabilities $40,596,202
Net Assets $5,362,038
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (Presidentceo) $134,268 $0 $13,949
Chris Moss (Vice President Of Operations) $101,705 $0 $11,060
Cynthia Kinkade (Member) $0 $0 $0
Jennie Berry (Member) $0 $0 $0
Pat Novy (Treasurer) $0 $0 $0
Fred C Smith (Member) $0 $0 $0
Mike Fischer (Vice Chairman) $0 $0 $0
Tom Case (Chairman) $0 $0 $0
Judith Burton (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,378,763
Expenses
$2,375,224
Net Income
$3,539
Net Assets
$5,089,375
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,387,963
58.3%
Investment Income $20,579
0.9%
Bond Proceeds $1,380
0.1%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$4,533
Net Inventory Sales $0
Other Revenue $973,374
40.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $207,819
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $471,670
19.9%
Assets/Debt
Total Assets $48,057,259
Total Liabilities $42,967,884
Net Assets $5,089,375
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (Presidentceo) $123,124 $0 $10,672
Chris Moss (Vice President Of Operations) $84,695 $0 $10,125
Cynthia Kinkade (Member) $0 $0 $0
Dena Thayer (Member) $0 $0 $0
Pat Novy (Member) $0 $0 $0
Fred C Smith (Treasurer) $0 $0 $0
James Nicholson (Vice Chairman) $0 $0 $0
Tom Case (Chairman) $0 $0 $0
Judith Burton (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,466,742
Expenses
$2,626,152
Net Income
-$159,410
Net Assets
$5,087,484
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,497,602
60.7%
Investment Income $40,265
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$40,142
Net Inventory Sales $0
Other Revenue $969,017
39.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $191,666
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $536,870
20.4%
Assets/Debt
Total Assets $45,024,852
Total Liabilities $39,937,368
Net Assets $5,087,484
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (Presidentceo) $121,689 $0 $9,793
Chris Moss (Vice President Of Operations) $80,737 $0 $9,489
Cynthia Kinkade (Member) $0 $0 $0
Dena Thayer (Member) $0 $0 $0
Pat Novy (Vice Chairman) $0 $0 $0
Fred C Smith (Chairman) $0 $0 $0
James Nicholson (Member) $0 $0 $0
Tom Case (Member) $0 $0 $0
Judith Burton (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,601,847
Expenses
$2,548,719
Net Income
$53,128
Net Assets
$5,240,359
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,656,546
63.7%
Investment Income $106,512
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$60,199
Net Inventory Sales $0
Other Revenue $898,988
34.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $186,084
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $551,115
21.6%
Assets/Debt
Total Assets $39,688,340
Total Liabilities $34,447,981
Net Assets $5,240,359
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (President Ceo) $110,044 $0 $9,808
Chris Moss (Vice President Of Operations) $76,040 $0 $7,966
James Nicholson (Member) $0 $0 $0
Fred C Smith (Chairman) $0 $0 $0
Judith Burton (Secretary) $0 $0 $0
Tom Case (Member) $0 $0 $0
Pat Novy (Vice Chariman) $0 $0 $0
Cynthia Kinkade (Member) $0 $0 $0
Dena Thayer (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,843,991
Expenses
$2,389,240
Net Income
$454,751
Net Assets
$5,176,494
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,740,397
61.2%
Investment Income $61,052
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$18,773
Net Inventory Sales $0
Other Revenue $1,061,315
37.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $171,899
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $537,168
22.5%
Assets/Debt
Total Assets $40,926,150
Total Liabilities $35,749,656
Net Assets $5,176,494
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (President Ceo) $103,805 $0 $9,266
Chris Moss (Vice President Of Operations) $68,094 $0 $7,764
James Nicholson (Member) $0 $0 $0
Fred C Smith (Chairman) $0 $0 $0
Judith Burton (Secretary) $0 $0 $0
Tom Case (Member) $0 $0 $0
Pat Novy (Member) $0 $0 $0
Cynthia Kinkade (Vice Chairman) $0 $0 $0
Dena Thayer (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,589,994
Expenses
$2,327,955
Net Income
$262,039
Net Assets
$4,722,067
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,490,836
57.6%
Investment Income $91,743
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $13,833
0.5%
Net Inventory Sales $0
Other Revenue $993,582
38.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $162,352
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $610,692
26.2%
Assets/Debt
Total Assets $42,807,262
Total Liabilities $38,085,195
Net Assets $4,722,067
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (President Ceo) $97,440 $0 $9,162
Chris Moss (Vice President Of Operations) $64,912 $0 $7,693
James Nicholson (Member) $0 $0 $0
Fred C Smith (Chairman) $0 $0 $0
Judith Burton (Secretary) $0 $0 $0
Tom Case (Member) $0 $0 $0
Pat Novy (Member) $0 $0 $0
Cynthia Kinkade (Vice Chairman) $0 $0 $0
Dena Thayer (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,180,723
Expenses
$2,088,646
Net Income
$92,077
Net Assets
$4,454,426
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,194,351
54.8%
Investment Income $75,219
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $20,739
1.0%
Net Inventory Sales $0
Other Revenue $890,414
40.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $156,200
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $577,097
27.6%
Assets/Debt
Total Assets $38,230,234
Total Liabilities $33,775,808
Net Assets $4,454,426
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (President Ceo) $93,500 $0 $8,173
Chris Moss (Vice President Of Operations) $62,700 $0 $6,655
James Nicholson (Member) $0 $0 $0
Fred C Smith (Chairman) $0 $0 $0
Judith Burton (Secretary) $0 $0 $0
Tom Case (Member) $0 $0 $0
Pat Novy (Member) $0 $0 $0
Cynthia Kinkade (Vice Chairman) $0 $0 $0
Dena Thayer (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,968,176
Expenses
$2,012,620
Net Income
-$44,444
Net Assets
$4,364,761
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,102,096
56.0%
Investment Income $59,683
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$162,003
Net Inventory Sales $0
Other Revenue $968,400
49.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $145,000
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $576,125
28.6%
Assets/Debt
Total Assets $38,707,020
Total Liabilities $34,342,259
Net Assets $4,364,761
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Moss (Vice President Of Operations) $57,000 $0 $6,283
James Nicholson (Member) $0 $0 $0
Fred C Smith (Vice Chairman) $0 $0 $0
Judi Burton (Secretary) $0 $0 $0
Tom Case (Chairman) $0 $0 $0
Pat Novey (Treasurer) $0 $0 $0
Cindy Kinkade (Member) $0 $0 $0
Dena Thayer (Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,787,876
Expenses
$1,952,628
Net Income
-$164,752
Net Assets
$4,403,369
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $795,442
44.5%
Investment Income $88,986
5.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $903,448
50.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $137,000
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $568,014
29.1%
Assets/Debt
Total Assets $40,456,238
Total Liabilities $36,052,869
Net Assets $4,403,369
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tyrel Mccain (President Ceo) $80,000 $0 $6,969
Chris Moss (Vice President Of Operations) $57,000 $0 $5,650
James Nicholson (Member) $0 $0 $0
Fred C Smith (Vice Chairman) $0 $0 $0
Judi Burton (Secretary) $0 $0 $0
Tom Case (Chairman) $0 $0 $0
Pat Novey (Treasurer) $0 $0 $0
Cindy Kinkade (Member) $0 $0 $0
Dena Thayer (Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,512,040
Expenses
$1,874,015
Net Income
-$361,975
Net Assets
$4,387,298
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $626,461
41.4%
Investment Income $122,608
8.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $762,971
50.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $286,203
15.3%
Professional Fundraising Fees $0
Other Salaries and Wages $386,356
20.6%
Assets/Debt
Total Assets $40,375,155
Total Liabilities $35,987,857
Net Assets $4,387,298
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
William Lavin (President Ceo) $181,184 $0 $13,875
Tyrel Mccain (Executive Vice President) $55,016 $0 $6,154
Chris Moss (Vice President Of Operations) $50,003 $0 $5,903
James Nicholson (Chairman) $0 $0 $0
Fred C Smith (Member) $0 $0 $0
Judi Burton (Secretary) $0 $0 $0
Tom Case (Vice Chairman) $0 $0 $0
Pat Novey (Member) $0 $0 $0
Cindy Kinkade (Treasurer) $0 $0 $0
Dena Thayer (Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,636,516
Expenses
$2,019,129
Net Income
-$382,613
Net Assets
$4,997,705
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $743,682
45.4%
Investment Income $122,460
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $770,374
47.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $317,679
15.7%
Professional Fundraising Fees $0
Other Salaries and Wages $415,101
20.6%
Assets/Debt
Total Assets $40,227,709
Total Liabilities $35,230,004
Net Assets $4,997,705

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,614,621
Expenses
$1,855,320
Net Income
-$240,699
Net Assets
$5,369,391
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $722,768
44.8%
Investment Income $140,793
8.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $751,060
46.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $214,786
11.6%
Professional Fundraising Fees $0
Other Salaries and Wages $396,284
21.4%
Assets/Debt
Total Assets $40,309,113
Total Liabilities $34,939,722
Net Assets $5,369,391

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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