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Oklahoma Central Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$26.6M (2022)

Expenses
$22.8M (2022)

Total Assets
$692M (2022)

Total Liabilities
$629M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$26,582,769
Expenses
$22,766,019
Net Income
$3,816,750
Net Assets
$62,847,201
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,598,406
85.0%
Investment Income $5,534,328
20.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,549,965
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,625,607
11.5%
Professional Fundraising Fees $0
Other Salaries and Wages $4,830,382
21.2%
Assets/Debt
Total Assets $692,106,442
Total Liabilities $629,259,241
Net Assets $62,847,201
Compensation
Key Employees and Officers Compensation Related Other
Eugenia Wilson (Chief Executive Officer) $2,037,516 $0 $172,321
Shelli Schroeder (Evp Chief Operating Officer) $207,777 $0 $31,330
William Jolin (Chief Financial Officer) $167,998 $0 $8,664
Jeremy Lippiatt (Vp Of Integrated Technology Services) $135,420 $0 $13,381
Katrina Morton (Vp Of Lending) $131,796 $0 $20,163
Marguerite Vavrick (Director Of Human Resources) $114,698 $0 $23,155
Kathleen Manning (Director Of Marketing) $111,585 $0 $28,419
Allen Coffer (Vp Of Strategy And Innovation) $102,389 $0 $14,867
Tom Hille (Chairman) $0 $0 $0
Penny Cheffey (Secretary/Treasurer) $0 $0 $0
Joel Dollar (Vice Chairman) $0 $0 $0
Anne Dorman (Director) $0 $0 $0
John Kushnerick (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0
Susan Phelps (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$26,539,012
Expenses
$22,526,783
Net Income
$4,012,229
Net Assets
$82,688,106
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,605,780
85.2%
Investment Income $3,525,338
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $51,452
0.2%
Net Fundraising $0
Sales of Assets $356,442
1.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,635,100
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $5,991,352
26.6%
Assets/Debt
Total Assets $713,131,238
Total Liabilities $630,443,132
Net Assets $82,688,106
Compensation
Key Employees and Officers Compensation Related Other
Eugenia Wilson (Ceo) $1,004,410 $0 $58,418
Shelli Schroeder (Evp Chief Operating Officer) $199,371 $0 $30,108
William Jolin (Chief Financial Officer) $158,525 $0 $7,924
Brad Scheidt (Evp Chief Finance & Strategy Officer (Until 8/2021) $156,565 $0 $19,780
Jeremy Lippiatt (Vp Of Integrated Technology Services) $137,537 $0 $13,391
Marguerite Vavrick (Director Of Hr) $113,192 $0 $22,828
Kathleen Manning (Director Of Marketing) $108,346 $0 $28,279
Anne Dorman (Chair) $0 $0 $0
Susan Phelps (Vice Chair) $0 $0 $0
Tom Hille (Secretary/Treasurer) $0 $0 $0
Penny Cheffey (Director) $0 $0 $0
Joel Dollar (Director) $0 $0 $0
John Kushnerick (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$28,267,614
Expenses
$24,975,455
Net Income
$3,292,159
Net Assets
$83,642,185
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,326,770
82.5%
Investment Income $4,034,584
14.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $49,542
0.2%
Net Fundraising $0
Sales of Assets $856,718
3.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,329,679
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $6,359,233
25.5%
Assets/Debt
Total Assets $662,316,829
Total Liabilities $578,674,644
Net Assets $83,642,185
Compensation
Key Employees and Officers Compensation Related Other
Eugenia Wilson (Ceo) $680,556 $0 $233,052
Brad Scheidt (Evp Chief Finance & Strategy Officer) $186,045 $0 $13,369
Shelli Schroeder (Evp Chief Operating Officer) $181,127 $0 $24,299
William Jolin (Vp Finance) $141,889 $0 $5,330
Pepper Wetherly (Vp Retail Sales) $120,636 $0 $4,369
Marguerite Vavrick (Director Of Hr) $104,586 $0 $20,308
Kathleen Manning (Director Of Marketing) $103,114 $0 $26,891
Gordon Sprouse (Chair (Until July 16, 2020)) $0 $0 $0
Anne Dorman (Vice Chair/Chair (As Of 7/16/20)) $0 $0 $0
Susan Phelps (Sec & Treas/Vice Chair (As Of 7/16/20)) $0 $0 $0
Tom Hille (Director/Secrectary & Treasurer (As Of 7/16/20)) $0 $0 $0
Penny Cheffey (Director) $0 $0 $0
Joel Dollar (Director) $0 $0 $0
Jerry Henderson (Director (Until July 16, 2020)) $0 $0 $0
John Kushnerick (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$29,411,171
Expenses
$27,068,863
Net Income
$2,342,308
Net Assets
$76,846,440
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,598,373
83.6%
Investment Income $4,664,262
15.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $48,743
0.2%
Net Fundraising $0
Sales of Assets $99,793
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,226,555
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $6,353,316
23.5%
Assets/Debt
Total Assets $580,520,428
Total Liabilities $503,673,988
Net Assets $76,846,440
Compensation
Key Employees and Officers Compensation Related Other
Gina Wilson (Ceo) $560,635 $0 $473,508
Brad Scheidt (Chief Finance & Strategy Officer) $175,497 $0 $16,915
Shelli Schroeder (Coo) $157,152 $0 $28,809
Bill Jolin (Vp Finance) $140,892 $0 $5,010
Pepper Wetherly (Vp Retail Sales) $112,131 $0 $7,381
Gordon Sprouse (Chair) $0 $0 $0
Anne Dorman (Vice Chair) $0 $0 $0
Susan Phelps (Secretary & Treasurer) $0 $0 $0
Penny Cheffey (Director) $0 $0 $0
Jerry Henderson (Director) $0 $0 $0
Tom Hille (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$27,287,380
Expenses
$26,470,285
Net Income
$817,095
Net Assets
$72,151,218
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,053,736
88.1%
Investment Income $3,162,054
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $45,957
0.2%
Net Fundraising $0
Sales of Assets $25,633
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $979,721
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $6,298,345
23.8%
Assets/Debt
Total Assets $554,749,561
Total Liabilities $482,598,343
Net Assets $72,151,218
Compensation
Key Employees and Officers Compensation Related Other
Gina Wilson (Ceo) $334,708 $0 $467,716
Brad Scheidt (Chief Finance & Strategy Officer) $156,154 $0 $12,689
Shelli Schroeder (Coo) $141,774 $0 $26,403
Bill Jolin (Vp Finance) $128,291 $0 $5,221
Ryan Larkin (Cio) $127,309 $0 $25,544
Pepper Wetherly (Vp Retail Sales) $107,891 $0 $8,519
Gordon Sprouse (Chair) $0 $0 $0
Penny Cheffey (Chair (Jan Mar)/Director (Apr Dec)) $0 $0 $0
Anne Dorman (Sec&Treas (Jan Mar)/Vice Chair (Apr Dec)) $0 $0 $0
Susan Phelps (Director(jan Mar)/Sec&Treas (Apr Dec)) $0 $0 $0
Jerry Henderson (Director) $0 $0 $0
Tom Hille (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$27,082,459
Expenses
$24,225,515
Net Income
$2,856,944
Net Assets
$71,954,984
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,158,651
89.2%
Investment Income $2,595,731
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $43,807
0.2%
Net Fundraising $0
Sales of Assets $284,270
1.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $994,440
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $5,578,561
23.0%
Assets/Debt
Total Assets $539,487,608
Total Liabilities $467,532,624
Net Assets $71,954,984
Compensation
Key Employees and Officers Compensation Related Other
Gina Wilson (Ceo) $345,060 $0 $412,217
Brad Scheidt (Cso/Acting Cfo April To Dec) $152,250 $0 $13,030
Shelli Schroeder (Coo) $140,109 $0 $26,166
Leilani Harpole (Cao) $135,463 $0 $19,786
Bill Jolin (Vp Finance) $122,252 $0 $3,578
Cynthia Campbell (Vp Of Innovation And Strategy) $106,969 $0 $12,338
Aaron Bedingfield (Asst Vp Systems Integration) $105,915 $0 $20,589
Darrin Bell (Cfo (Until April 2017)) $52,542 $0 $9,690
Penny Cheffey (Chair) $0 $0 $0
Gordon Sprouse (Vice Chair) $0 $0 $0
Anne Dorman (Secretary/Treasurer) $0 $0 $0
Jerry Henderson (Director) $0 $0 $0
Tom Hille (Director) $0 $0 $0
Susan Phelps (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$24,830,862
Expenses
$22,203,831
Net Income
$2,627,031
Net Assets
$68,521,589
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,330,656
81.9%
Investment Income $3,278,064
13.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $42,467
0.2%
Net Fundraising $0
Sales of Assets $1,179,675
4.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $864,163
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $5,797,339
26.1%
Assets/Debt
Total Assets $531,190,187
Total Liabilities $462,668,598
Net Assets $68,521,589
Compensation
Key Employees and Officers Compensation Related Other
Gina Wilson (Ceo) $330,908 $0 $380,843
Brad Scheidt (Cso) $148,728 $0 $12,885
Leilani Harpole (Cao) $129,243 $0 $23,681
Shelli Schroeder (Coo) $127,422 $0 $25,608
Darrin Bell (Cfo) $118,003 $0 $27,289
Penny Cheffey (Chair) $0 $0 $0
Tom Hille (Vice Chair) $0 $0 $0
Anne Dorman (Secretary/Treasurer) $0 $0 $0
Jerry Henderson (Director) $0 $0 $0
Gordan Sprouse (Director) $0 $0 $0
Susan Mcclure (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,921,966
Expenses
$18,734,046
Net Income
$2,187,920
Net Assets
$66,109,709
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,600,376
79.3%
Investment Income $3,734,653
17.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $41,941
0.2%
Net Fundraising $0
Sales of Assets $544,996
2.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $891,534
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $5,311,266
28.4%
Assets/Debt
Total Assets $511,786,434
Total Liabilities $445,676,725
Net Assets $66,109,709
Compensation
Key Employees and Officers Compensation Related Other
Gina Wilson (Ceo) $306,414 $0 $451,039
Brad Scheidt (Cso) $134,199 $0 $11,243
Leilani Harpole (Cao) $123,782 $0 $25,181
Shelli Schroeder (Coo) $117,258 $0 $24,271
Darrin Bell (Cfo) $105,614 $0 $23,456
Brooke Hamilton (Chair) $0 $0 $0
Jerry Henderson (Vice Chair) $0 $0 $0
Gordon Sprouse (Secretary/Treasurer) $0 $0 $0
Penny Colantonio (Director) $0 $0 $0
Tom Hille (Director) $0 $0 $0
Anne Dorman (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,949,007
Expenses
$18,408,098
Net Income
$2,540,909
Net Assets
$64,499,113
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,268,632
68.1%
Investment Income $4,189,134
20.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $499,068
2.4%
Net Inventory Sales $0
Other Revenue $1,992,173
9.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $819,378
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $5,143,707
27.9%
Assets/Debt
Total Assets $493,391,510
Total Liabilities $428,892,397
Net Assets $64,499,113
Compensation
Key Employees and Officers Compensation Related Other
Gina Wilson (Ceo) $286,472 $0 $399,605
Brad Scheidt (Cfo) $117,260 $0 $9,976
Steve Mcnabb (Cbdo) $116,534 $0 $17,708
Leilani Harpole (Cao) $114,344 $0 $23,099
Shelli Schroeder (Coo) $104,851 $0 $26,671
Penny Colantonio (Chair) $0 $0 $0
Jerry Henderson (Vice Chair) $0 $0 $0
Brooke Hamilton (Secretary/Treasurer) $0 $0 $0
Tom Hille (Director) $0 $0 $0
Gordon Sprouse (Director) $0 $0 $0
Anne Dorman (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,248,131
Expenses
$18,711,980
Net Income
$1,536,151
Net Assets
$58,891,779
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,555,187
71.9%
Investment Income $3,029,075
15.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $754,912
3.7%
Net Inventory Sales $0
Other Revenue $1,908,957
9.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $967,348
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $4,999,438
26.7%
Assets/Debt
Total Assets $476,176,474
Total Liabilities $417,284,695
Net Assets $58,891,779
Compensation
Key Employees and Officers Compensation Related Other
Gina Wilson (Ceo) $291,199 $0 $324,471
Carolyn Toalson (Executive Vp) $187,339 $0 $40,500
Steve Mcnabb (Cbdo) $118,177 $0 $30,674
Brad Scheidt (Cfo) $113,297 $0 $10,542
Lisa Palmer (Cio) $107,086 $0 $14,903
Leilani Harpole (Cao) $100,641 $0 $17,699
Tom Hille (Chair) $0 $0 $0
Penny Colantonio (Vice Chair) $0 $0 $0
Joe Pitts (Secretary/Treasurer) $0 $0 $0
Brooke Hamilton (Director) $0 $0 $0
Jim Mullings (Director) $0 $0 $0
Andy Murphree (Director) $0 $0 $0
Jerry Henderson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,085,060
Expenses
$19,018,780
Net Income
$4,066,280
Net Assets
$63,412,851
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,310,374
62.0%
Investment Income $4,676,951
20.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,221,341
9.6%
Net Inventory Sales $0
Other Revenue $1,876,394
8.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $460,013
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $5,158,131
27.1%
Assets/Debt
Total Assets $474,907,726
Total Liabilities $411,494,875
Net Assets $63,412,851

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$24,274,145
Expenses
$19,961,951
Net Income
$4,312,194
Net Assets
$59,601,340
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,940,336
57.4%
Investment Income $6,901,122
28.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,502,386
6.2%
Net Inventory Sales $0
Other Revenue $1,930,301
8.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $575,730
2.9%
Professional Fundraising Fees $0
Other Salaries and Wages $5,126,836
25.7%
Assets/Debt
Total Assets $445,999,699
Total Liabilities $386,398,359
Net Assets $59,601,340

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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