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Texell Credit Union

  • Temple, TX
  • Tax-exempt since June 1976
  • EIN: 74-1109882

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$40.9M (2022)

Expenses
$33.1M (2022)

Total Assets
$629M (2022)

Total Liabilities
$566M (2022)

Source: Form 990 tax filings from 2013 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$40,918,617
Expenses
$33,136,008
Net Income
$7,782,609
Net Assets
$63,169,468
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $39,421,089
96.3%
Investment Income $675,856
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $821,672
2.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,784,875
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $8,913,549
26.9%
Assets/Debt
Total Assets $628,710,729
Total Liabilities $565,541,261
Net Assets $63,169,468
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony Hale (President/Ceo) $517,382 $0 $43,530
Amy Merriman (Coo) $249,705 $0 $43,047
Anthony Rodgers (General Counsel) $234,100 $0 $32,011
Richard Silvers (Vp Technology Innovation) $219,174 $0 $39,808
David Borden (Cfo) $183,463 $0 $10,172
Mary Ann Nickolai (Vp Marketing) $173,469 $0 $27,104
Amber Speer (Director Of Operations) $134,939 $0 $16,385
Michael Gonzalez (Lending Consultant) $133,406 $0 $26,948
Galen Burke (Director Of Retail) $125,262 $0 $34,028
Neri Navarro (Area Director Of Retail) $122,881 $0 $30,113
Krystal Taylor (Lending Sales Manager) $115,191 $0 $14,682
Sue Micmillin (Bod Chair) $2,160 $0 $0
Daniel Maresh (Bod Secretary/Treasurer) $1,800 $0 $0
Joe Palmer (Bod Member) $1,800 $0 $0
Dan Bowen (Bod Member) $1,650 $0 $0
William Cornelius (Bod Member) $1,650 $0 $0
Kenneth Gaby (Bod V. Chair) $1,650 $0 $0
Chris Moore (Bod Member) $1,200 $0 $0
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Document Links

990
Filed on Nov. 15, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,645,542
Expenses
$25,578,034
Net Income
$7,067,508
Net Assets
$55,416,875
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $32,194,957
98.6%
Investment Income $313,614
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $136,971
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,639,904
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $7,759,240
30.3%
Assets/Debt
Total Assets $562,565,721
Total Liabilities $507,148,846
Net Assets $55,416,875
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony Hale (President/Ceo) $477,346 $0 $38,213
Amy Merriman (Coo) $233,329 $0 $30,004
Anthony Rodgers (General Counsel) $208,612 $0 $24,569
Richard Silvers (Vp Technology Innovation) $179,615 $0 $29,429
Mary Ann Nickolai (Vp Marketing) $165,634 $0 $11,038
Michael Gonzalez (Lending Consultant) $161,232 $0 $22,216
Lyle Miyamura (Cfo (Jan 2021 Jul 2021)) $150,054 $0 $30,847
Amber Speer (Director Of Operations) $123,915 $0 $14,907
Galen Burke (Director Of Retail) $112,974 $0 $28,494
Neri Navarro (Area Director Of Retail) $110,326 $0 $17,691
David Borden (Cfo (Sep 2021 Dec 2021)) $47,979 $0 $1,205
Sue Micmillin (Bod Chair) $1,920 $0 $0
William Cornelius (Bod Member) $1,860 $0 $0
Kenneth Gaby (Bod V. Chair) $1,800 $0 $0
Joe Palmer (Bod Member) $1,800 $0 $0
Daniel Maresh (Bod Secretary/Treasurer) $1,650 $0 $0
Dan Bowen (Bod Member) $1,500 $0 $0
Chris Moore (Bod Member) $1,500 $0 $0
+ View more people

Document Links

990
Filed on Nov. 23, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,180,870
Expenses
$25,851,228
Net Income
$4,329,642
Net Assets
$48,367,109
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $29,796,141
98.7%
Investment Income $384,729
1.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,931,152
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $6,209,034
24.0%
Assets/Debt
Total Assets $471,610,622
Total Liabilities $423,243,513
Net Assets $48,367,109
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony Hale (President/Ceo) $455,135 $0 $432,616
Amy Merriman (Coo) $219,556 $0 $34,568
Anthony Rodgers (General Counsel) $192,734 $0 $20,876
Richard Silvers (Vp Technology Innovation) $180,541 $0 $24,532
Lyle Miyamura (Cfo) $177,847 $0 $11,453
Mary Ann Nickolai (Vp Marketing) $158,116 $0 $11,118
Michael Gonzalez (Lending Consultant) $117,540 $0 $13,835
Amber Speer (Director Of Operations) $112,805 $0 $15,740
Galen Burke (Director Of Retail) $105,500 $0 $19,707
Neri Navarro (Area Director Of Retail) $102,736 $0 $26,728
William Cornelius (Bod Chair) $2,100 $0 $0
Daniel Maresh (Bod Treasurer) $1,800 $0 $0
Joe Palmer (Bod Member) $1,800 $0 $0
Sue Micmillin (Bod Member) $1,800 $0 $0
Dan Bowen (Bod Member) $1,560 $0 $0
Kenneth Gaby (Bod V. Chair) $1,500 $0 $0
Chris Moore (Bod Member) $1,500 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,045,999
Expenses
$25,807,980
Net Income
$4,238,019
Net Assets
$44,031,820
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $29,317,550
97.6%
Investment Income $728,449
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,556,444
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $6,123,308
23.7%
Assets/Debt
Total Assets $406,684,593
Total Liabilities $362,652,773
Net Assets $44,031,820

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$26,531,057
Expenses
$22,604,269
Net Income
$3,926,788
Net Assets
$39,776,919
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $26,231,504
98.9%
Investment Income $299,553
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,884,492
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $5,159,647
22.8%
Assets/Debt
Total Assets $355,023,199
Total Liabilities $315,246,280
Net Assets $39,776,919
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony Hale (Ceo) $896,260 $0 $37,530
Amy Merriman (Coo) $171,317 $0 $35,029
George Ferretti (Cfo) $158,521 $0 $32,784
Anthony Rodgers (General Counsel) $151,489 $0 $24,884
Mary Nickolai (Vp Of Marketing) $128,418 $0 $4,586
Michael Gonzalez (Fss) $106,531 $0 $8,799
Richard Silvers (Vp Of Technology Innovation) $102,257 $0 $11,509
Van Miller (Bod Member) $1,920 $0 $0
Joe Palmer (Bod Member) $1,860 $0 $0
Kenneth Gaby (Bod Member) $1,800 $0 $0
Roberta Lynn Eaton (Bod Member) $1,800 $0 $0
Dan Bowen (Bod Member) $1,650 $0 $0
Daniel Maresh (Bod Member) $1,650 $0 $0
Sue Mcmillin (Bod Member) $1,500 $0 $0
William Cornelius (Bod Member) $1,350 $0 $0
Chris Moore (Bod Member) $1,050 $0 $0
+ View more people

Document Links

990
Filed on Oct. 21, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,855,124
Expenses
$22,210,434
Net Income
$1,644,690
Net Assets
$35,860,727
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,572,734
98.8%
Investment Income $282,390
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,119,744
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $5,526,475
24.9%
Assets/Debt
Total Assets $331,713,825
Total Liabilities $295,853,098
Net Assets $35,860,727
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony Hale (Ceo) $324,047 $0 $33,475
Amy Merriman (Coo) $161,088 $0 $28,668
George Ferretti (Cfo) $140,194 $0 $32,591
Anthony Rodgers (General Counsel) $133,197 $0 $23,367
Michael Gonzalez (Fss) $103,502 $0 $5,035
Mary Nickolai (Vp Of Marketing) $100,249 $0 $19,091
Joe Palmer (Bod Member) $2,340 $0 $0
William Cornelius (Bod Member) $1,950 $0 $0
Daniel Maresh (Bod Member) $1,950 $0 $0
Roberta Lynn Eaton (Bod Member) $1,950 $0 $0
Dan Bowen (Bod Member) $1,800 $0 $0
Van Miller (Bod Member) $1,800 $0 $0
Chris Moore (Bod Member) $1,800 $0 $0
Kenneth Gaby (Bod Member) $1,650 $0 $0
Sue Mcmillin (Bod Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 18, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,082,621
Expenses
$18,623,926
Net Income
$2,458,695
Net Assets
$34,225,310
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $20,920,828
99.2%
Investment Income $161,793
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $829,713
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $4,891,745
26.3%
Assets/Debt
Total Assets $310,328,613
Total Liabilities $276,103,303
Net Assets $34,225,310
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony Hale (Ceo) $308,581 $0 $25,150
Amy Merriman (Coo) $163,965 $0 $15,925
George Ferretti (Cfo) $138,747 $0 $28,571
Anthony Rodgers (General Counsel) $128,626 $0 $20,149
Joe Palmer (Bod Member) $2,340 $0 $0
Daniel Maresh (Bod Member) $1,950 $0 $0
Kenneth Gaby (Bod Member) $1,800 $0 $0
Van Miller (Bod Member) $1,800 $0 $0
Dan Bowen (Bod Member) $1,650 $0 $0
William Cornelius (Bod Member) $1,650 $0 $0
Chris Moore (Bod Member) $1,500 $0 $0
Lynn Eaton (Bod Member) $1,350 $0 $0
+ View more people

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990
Filed on Nov. 3, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,430,371
Expenses
$16,145,893
Net Income
$3,284,478
Net Assets
$31,776,961
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,243,139
99.0%
Investment Income $187,232
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $725,811
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $4,322,525
26.8%
Assets/Debt
Total Assets $276,234,370
Total Liabilities $244,457,409
Net Assets $31,776,961
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony Hale (Ceo) $285,685 $0 $20,904
Amy Merriman (Coo) $141,366 $0 $17,769
George Ferretti (Cfo) $111,035 $0 $25,936
Anthony Rodgers (General Counsel) $106,633 $0 $16,484
Joe L Palmer (Bod Member) $720 $0 $0
Dan Bowen (Bod Memeber) $600 $0 $0
William Cornelius (Bod Member) $600 $0 $0
Daniel Maresh (Bod Member) $600 $0 $0
Van Miller (Bod Member) $600 $0 $0
Kenneth Gaby (Bod Member) $0 $0 $0
Chris Moore (Bod Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 24, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,419,659
Expenses
$14,358,334
Net Income
$4,061,325
Net Assets
$28,509,383
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,182,043
98.7%
Investment Income $237,616
1.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $721,454
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $3,802,665
26.5%
Assets/Debt
Total Assets $240,244,990
Total Liabilities $211,735,607
Net Assets $28,509,383
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tony Hale (Ceo) $285,335 $0 $20,571
Amy Merriman (Coo) $146,951 $0 $13,805
George Ferretti (Cfo) $122,075 $0 $26,592
Anthony Rodgers (General Counsel) $91,934 $0 $14,192
Dan Bowen (Bod Member) $0 $0 $0
William Cornelius (Bod Member) $0 $0 $0
Kenneth Gaby (Bod Member) $0 $0 $0
Daniel Maresh (Bod Member) $0 $0 $0
Joe L Palmer (Bod Member) $0 $0 $0
Barbara Bozon (Bod Member) $0 $0 $0
Chris Moore (Bod Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 18, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,114,569
Expenses
$13,466,086
Net Income
$3,648,483
Net Assets
$24,422,165
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,933,086
98.9%
Investment Income $181,483
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $531,169
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $3,502,365
26.0%
Assets/Debt
Total Assets $225,882,933
Total Liabilities $201,460,768
Net Assets $24,422,165
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Hale John A (Ceo) $260,621 $0 $20,808
Merriman Amy (Coo) $132,974 $0 $13,213
George Ferretti (Cfo) $97,188 $0 $6,365
Bowen Dan (Bod Member) $0 $0 $0
Cornelius William (Bod Member) $0 $0 $0
Gaby Kenneth (Bod Member) $0 $0 $0
Bozon Barbara (Bod Member) $0 $0 $0
Maresh Daniel (Bod Member) $0 $0 $0
Moore Chris (Bod Member) $0 $0 $0
Palmer Joe L (Bod Member) $0 $0 $0
+ View more people

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990
Filed on Nov. 7, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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