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Energy Capital Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$14.1M (2023)

Expenses
$14M (2023)

Total Assets
$258M (2023)

Total Liabilities
$234M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,126,270
Expenses
$14,000,336
Net Income
$125,934
Net Assets
$24,261,676
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,415,895
87.9%
Investment Income $1,359,494
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $350,260
2.5%
Net Inventory Sales $0
Other Revenue $621
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,244,834
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,444,355
17.5%
Assets/Debt
Total Assets $257,823,663
Total Liabilities $233,561,987
Net Assets $24,261,676
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kanika Boutte (Chief Executive Officer) $295,813 $0 $19,021
Corey Cunningham (Chief Financial Officer) $251,074 $0 $6,274
Deana Price (Hr Vp) $137,892 $0 $12,569
Valerie Dahlgren Ballew (Vp Lending) $134,316 $0 $10,237
Danny Contreras (Msvp) $132,609 $0 $12,489
Brent Rawson (Director; Board Chair; Trustee) $0 $0 $0
George Edwards (Director) $0 $0 $0
Detra Johnson (Director) $0 $0 $0
Todd Reppert (Director) $0 $0 $0
Kimberly Irchirl Carter (Director) $0 $0 $0
Shannon Rives (Director) $0 $0 $0
Akpevwen Onoyase (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,699,224
Expenses
$10,505,584
Net Income
$1,193,640
Net Assets
$25,572,880
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,067,560
86.1%
Investment Income $551,408
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$7,018
Net Inventory Sales $0
Other Revenue $1,087,274
9.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,244,834
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,283,109
21.7%
Assets/Debt
Total Assets $275,309,619
Total Liabilities $249,736,739
Net Assets $25,572,880
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Pearsall (Chief Executive Officer (Former)) $478,586 $0 $0
Kanika Boutte (Chief Executive Officer) $270,929 $0 $0
Corey Cunningham (Chief Financial Officer) $204,952 $0 $0
Deana Price (Hr Vp) $145,511 $0 $0
Danny Contreras (Msvp) $144,856 $0 $0
Huy Tran (Director) $0 $0 $0
Chris Ruisaard (Director; Chairman; Trustee) $0 $0 $0
Brent Rawson (Director; Trustee) $0 $0 $0
George Edwards (Director; Trustee) $0 $0 $0
Detra Johnson (Director; Trustee) $0 $0 $0
Vince Elder (Secretary/Treasurer) $0 $0 $0
Todd Reppert (Director) $0 $0 $0
Charles Wright (Director) $0 $0 $0
Hermes Rubio (Director) $0 $0 $0
Kimberly Irchirl Carter (Director) $0 $0 $0
Shannon Rives (Director) $0 $0 $0
Jo Jo Tharayil (Itvp) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,030,260
Expenses
$9,737,295
Net Income
$1,292,965
Net Assets
$24,462,792
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,354,772
93.9%
Investment Income $586,794
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $87,821
0.8%
Net Inventory Sales $0
Other Revenue $873
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $924,671
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,091,407
21.5%
Assets/Debt
Total Assets $259,660,339
Total Liabilities $235,197,547
Net Assets $24,462,792
Compensation
Key Employees and Officers Compensation Related Other
Linda Pearsall (Chief Executive Officer) $373,934 $0 $0
Kanika Boutte (Chief Operating Officer) $219,927 $0 $0
Corey Cunningham (Chief Financial Officer) $163,235 $0 $0
Deana Price (Hr Vp) $122,332 $0 $0
Danny Contreras (Msvp) $121,938 $0 $0
Huy Tran (Director) $0 $0 $0
George Edwards (Chairman) $0 $0 $0
Vince Elder (Secretary/Treasurer) $0 $0 $0
Chris Ruisaard (Director) $0 $0 $0
Detra Johnson (Director) $0 $0 $0
Brent Rawson (Director) $0 $0 $0
Todd Reppert (Director) $0 $0 $0
Charles Wright (Director) $0 $0 $0
Hermes Rubio (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,095,378
Expenses
$9,190,771
Net Income
$904,607
Net Assets
$23,095,076
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,566,664
94.8%
Investment Income $471,466
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $56,360
0.6%
Net Inventory Sales $0
Other Revenue $888
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,837,910
30.9%
Assets/Debt
Total Assets $234,484,994
Total Liabilities $211,389,918
Net Assets $23,095,076
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Pearsall (Chief Executive Officer) $333,396 $0 $0
Kanika Boutte (Chief Operating Officer) $256,090 $0 $0
Jojo Tharayil (It Vp) $112,774 $0 $0
Corey Cunningham (Chief Financial Officer) $108,462 $0 $0
Chris Ruisaard (Chairman) $0 $0 $0
George Edwards (Vice Chairman) $0 $0 $0
Sterling Jones (Secretary/Treasurer) $0 $0 $0
Detra Johnson (Director) $0 $0 $0
Gregory Montgomery (Director) $0 $0 $0
Huy Tran (Director) $0 $0 $0
Chuck Smith (Director) $0 $0 $0
Charles Wright (Director) $0 $0 $0
Vince Elder (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,343,233
Expenses
$9,109,678
Net Income
$1,233,555
Net Assets
$22,229,116
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,633,733
93.1%
Investment Income $771,310
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$63,045
Net Inventory Sales $0
Other Revenue $1,235
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,615,164
28.7%
Assets/Debt
Total Assets $224,239,017
Total Liabilities $202,009,901
Net Assets $22,229,116
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Pearsall (Chief Executive Officer) $321,897 $0 $0
Kanika Boutte (Chief Operating Officer) $156,527 $0 $0
Richard Williams (Chief Financial Officer) $154,120 $0 $0
Jojo Tharayil (It Vp) $108,779 $0 $0
Chris Rusiaard (Chairman) $0 $0 $0
Gregg Gessel (Vice Chairman) $0 $0 $0
Huy Tran (Director) $0 $0 $0
Bernard Leonard (Director) $0 $0 $0
Charles Smith (Director) $0 $0 $0
Charles Wright (Director) $0 $0 $0
George Edwards (Director) $0 $0 $0
Cheryl Suter (Secretary/Treasurer) $0 $0 $0
Gregory Montgomery (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,587,674
Expenses
$8,026,687
Net Income
$1,560,987
Net Assets
$20,451,306
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,326,361
97.3%
Investment Income $408,079
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$145,827
Net Inventory Sales $0
Other Revenue -$939
Notable Expenses Percent of Total Expenses
Executive Compensation $437,131
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,085,633
26.0%
Assets/Debt
Total Assets $217,149,377
Total Liabilities $196,698,071
Net Assets $20,451,306
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Linda Pearsall (Chief Executive Officer) $228,714 $0 $0
Kanika Boutte (Chief Operating Officer) $140,680 $0 $0
Jojo Tharayil (It Vp) $101,108 $0 $0
Brenda Short (Board Member) $0 $0 $0
Gregg Gessel (Board Member) $0 $0 $0
Chris Rusiaard (Vice Chairman) $0 $0 $0
Cheryl Suter (Board Member) $0 $0 $0
Don Daniels (Board Chair) $0 $0 $0
Mark Janda (Board Member) $0 $0 $0
Vince Elder (Board Member) $0 $0 $0
Charles Wright (Chairman) $0 $0 $0
Huy Tran (Board Member) $0 $0 $0
Randall Dixon (Ceo (Retired)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,329,226
Expenses
$8,182,779
Net Income
$1,146,447
Net Assets
$19,472,518
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,522,247
91.3%
Investment Income $708,159
7.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $103,333
1.1%
Net Inventory Sales $0
Other Revenue -$4,513
Notable Expenses Percent of Total Expenses
Executive Compensation $469,342
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,998,101
24.4%
Assets/Debt
Total Assets $225,107,811
Total Liabilities $205,635,293
Net Assets $19,472,518
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Randall Dixon (Ceo) $229,850 $0 $0
Linda Pearsall (Executive Vice President) $133,356 $0 $0
Kanika Boutte (Chief Operating Officer) $106,136 $0 $0
Jojo Tharayil (It Vp) $97,579 $0 $0
Brenda Short (Board Member) $0 $0 $0
Gregg Gessel (Board Member, Bard Secretary/Treasurer) $0 $0 $0
Chris Rusiaard (Board Member) $0 $0 $0
Cheryl Suter (Board Member) $0 $0 $0
Don Daniels (Board Chair) $0 $0 $0
Mark Janda (Board Member) $0 $0 $0
Vince Elder (Board Member) $0 $0 $0
Charles Wright (Board Vice Chair) $0 $0 $0
Huy Tran (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,663,267
Expenses
$8,113,418
Net Income
$549,849
Net Assets
$18,536,843
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,965,284
91.9%
Investment Income $822,708
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$125,793
Net Inventory Sales $0
Other Revenue $1,068
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $541,360
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $227,969,833
Total Liabilities $209,432,990
Net Assets $18,536,843
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Randall Dixon (Ceo/President) $278,804 $0 $0
Linda Pearsall (Executive Vice President) $147,670 $0 $34,528
Kanika Boutte (Chief Operating Officer) $114,886 $0 $8,065
Brenda Short (Board Member) $0 $0 $0
Gregory Gessel (Board Member, Board Secretary/Treasurer) $0 $0 $0
Chris Rusiaard (Board Member) $0 $0 $0
Cheryl Suter (Board Member/Vice Chairman) $0 $0 $0
Don Daniels (Board Member) $0 $0 $0
Mark Janda (Board Member) $0 $0 $0
Vince Elder (Board Member/Board Chair) $0 $0 $0
Brent Rawson (Board Member) $0 $0 $0
Steve Wright (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,863,375
Expenses
$6,766,375
Net Income
$1,097,000
Net Assets
$17,951,803
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,892,246
87.6%
Investment Income $960,121
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,733
0.0%
Net Inventory Sales $0
Other Revenue $9,275
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $452,694
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $225,471,971
Total Liabilities $207,520,168
Net Assets $17,951,803
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Randall Dixon (Ceo/President) $270,235 $13,657 $0
Linda Pearsall (Executive Vice President) $144,024 -$9,782 $0
Melissa Hagenbuch (Operations Vice President) $105,403 $5,935 $0
Vince Elder (Board Member) $0 $0 $0
Brenda Short (Board Member) $0 $0 $0
Brent Rawson (Board Member/Board Chairman) $0 $0 $0
Ryan Ruppert (Board Member) $0 $0 $0
Gregory Gessel (Board Member, Board Secretary/Treasurer) $0 $0 $0
Chris Rusiaard (Board Member) $0 $0 $0
Cheryl Suter (Board Member/Vice Chairman) $0 $0 $0
Don Daniels (Board Member) $0 $0 $0
Mark Janda (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,469,809
Expenses
$6,423,211
Net Income
$1,046,598
Net Assets
$17,562,474
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,143,341
82.2%
Investment Income $1,285,476
17.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $9,591
0.1%
Net Inventory Sales $0
Other Revenue $31,401
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $498,294
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $935,686
14.6%
Assets/Debt
Total Assets $214,157,024
Total Liabilities $196,594,550
Net Assets $17,562,474
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Randall Dixon (Ceo/President) $257,765 $0 $872,259
Linda Pearsall (Executive Vice President) $139,289 $0 $0
Melissa Hagenbuch (Operations Vice President) $101,240 $0 $0
Vince Elder (Director) $0 $0 $0
Brenda Short (Board Member) $0 $0 $0
Brent Rawson (Director) $0 $0 $0
Ryan Ruppert (Director) $0 $0 $0
Gregory Gessel (Director) $0 $0 $0
Chris Rusiaard (Board Chairman) $0 $0 $0
Charles C Smith (Board Secretary) $0 $0 $0
Michael Estep (Board Member) $0 $0 $0
Cheryl Suter (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,261,334
Expenses
$6,400,678
Net Income
$860,656
Net Assets
$16,101,481
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,717,588
78.7%
Investment Income $1,394,904
19.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $111,029
1.5%
Net Inventory Sales $0
Other Revenue $37,813
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $278,441
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,832,343
28.6%
Assets/Debt
Total Assets $206,586,434
Total Liabilities $190,484,953
Net Assets $16,101,481
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Randall Dixon (Ceo/President) $167,442 $0 $102,359
Linda Pearsall (Executive Vice President) $111,000 $0 $33,801
Chris Rusiaard (Board Member) $0 $0 $0
Charles C Smith (Chair Board Of Directors) $0 $0 $0
Vince Elder (Director) $0 $0 $0
Monica Gonzalez (Board Member) $0 $0 $0
Brandon Sager (Board Member) $0 $0 $0
Brenda Short (Board Member) $0 $0 $0
Brent Rawson (Director) $0 $0 $0
Ryan Ruppert (Director) $0 $0 $0
Gregory Gessel (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,249,359
Expenses
$6,723,397
Net Income
-$474,038
Net Assets
$15,835,235
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,129,708
82.1%
Investment Income $1,130,218
18.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$63,982
Net Inventory Sales $0
Other Revenue $53,415
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $340,521
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,729,133
25.7%
Assets/Debt
Total Assets $199,708,184
Total Liabilities $183,872,949
Net Assets $15,835,235

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,583,562
Expenses
$5,993,436
Net Income
$590,126
Net Assets
$15,709,991
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,234,698
79.5%
Investment Income $1,315,732
20.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$20,276
Net Inventory Sales $0
Other Revenue $53,408
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $305,876
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,700,885
28.4%
Assets/Debt
Total Assets $181,608,744
Total Liabilities $165,898,753
Net Assets $15,709,991

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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