PROPUBLICA Fearless Reporting for an Informed Society — Join Us.
DONATE
Skip to content
ProPublica Donate
ProPublica Donate

Lcra Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$980k (2023)

Expenses
$914k (2023)

Total Assets
$22.4M (2023)

Total Liabilities
$651k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$980,172
Expenses
$913,655
Net Income
$66,517
Net Assets
$21,707,679
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $795,811
81.2%
Investment Income $174,418
17.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,943
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $145,591
15.9%
Professional Fundraising Fees $0
Other Salaries and Wages $225,926
24.7%
Assets/Debt
Total Assets $22,358,715
Total Liabilities $651,036
Net Assets $21,707,679
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tim Lane (Executive Vice President) $102,140 $0 $0
Melissa Reyes (President) $43,451 $0 $0
Dowell Garrison (Secretary) $0 $0 $0
Fred Lamoreaux (Director) $0 $0 $0
Vic Ramirez (Vice Chairman) $0 $0 $0
Miguel Nunez (Director) $0 $0 $0
Rita Summy (Treasurer) $0 $0 $0
Jonathan Riley (Chairman) $0 $0 $0
Ken Taylor (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$802,546
Expenses
$776,207
Net Income
$26,339
Net Assets
$24,512,680
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $615,557
76.7%
Investment Income $169,247
21.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $17,742
2.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $181,961
23.4%
Professional Fundraising Fees $0
Other Salaries and Wages $115,349
14.9%
Assets/Debt
Total Assets $24,608,833
Total Liabilities $96,153
Net Assets $24,512,680
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $91,491 $0 $0
Tim Lane (Executive Vice President) $90,470 $0 $0
Mark Johnson (Secretary) $0 $0 $0
Rita Summy (Treasurer) $0 $0 $0
Dowell Garrison (Chairman) $0 $0 $0
Ken Taylor (Director) $0 $0 $0
Charles Chapin (Director) $0 $0 $0
Jonathan Riley (Vice Chairman) $0 $0 $0
Victor Ramirez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$896,079
Expenses
$759,631
Net Income
$136,448
Net Assets
$25,067,246
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $523,995
58.5%
Investment Income $249,433
27.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $122,651
13.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,962
23.0%
Professional Fundraising Fees $0
Other Salaries and Wages $117,306
15.4%
Assets/Debt
Total Assets $25,225,571
Total Liabilities $158,325
Net Assets $25,067,246
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $87,972 $0 $9,514
Tim Lane (Executive Vice President) $86,990 $0 $9,476
Mark Johnson (Secretary) $0 $0 $0
Rita Summy (Treasurer) $0 $0 $0
Dowell Garrison (Chairman) $0 $0 $0
Ken Taylor (Director) $0 $0 $0
Charles Chapin (Director) $0 $0 $0
Jonathan Riley (Vice Chairman) $0 $0 $0
Victor Ramirez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$895,249
Expenses
$799,697
Net Income
$95,552
Net Assets
$22,788,567
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $482,909
53.9%
Investment Income $315,343
35.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $96,997
10.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,962
21.9%
Professional Fundraising Fees $0
Other Salaries and Wages $130,877
16.4%
Assets/Debt
Total Assets $22,894,831
Total Liabilities $106,264
Net Assets $22,788,567
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $87,972 $0 $9,514
Tim Lane (Executive Vice President) $86,990 $0 $9,476
Mark Johnson (Secretary) $0 $0 $0
Rita Summy (Treasurer) $0 $0 $0
Dowell Garrison (Chairman) $0 $0 $0
Ken Taylor (Director) $0 $0 $0
Charles Chapin (Director) $0 $0 $0
Jonathan Riley (Vice Chairman) $0 $0 $0
Victor Ramirez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$867,964
Expenses
$829,684
Net Income
$38,280
Net Assets
$21,714,613
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $540,358
62.3%
Investment Income $307,702
35.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $19,904
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,962
21.1%
Professional Fundraising Fees $0
Other Salaries and Wages $125,518
15.1%
Assets/Debt
Total Assets $21,754,061
Total Liabilities $39,448
Net Assets $21,714,613
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $87,972 $0 $9,514
Tim Lane (Executive Vice President) $86,990 $0 $9,476
Mark Johnson (Secretary) $0 $0 $0
Rita Summy (Treasurer) $0 $0 $0
Dowell Garrison (Chairman) $0 $0 $0
Ken Taylor (Director) $0 $0 $0
Charles Chapin (Director) $0 $0 $0
Jonathan Riley (Vice Chairman) $0 $0 $0
Victor Ramirez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$828,571
Expenses
$826,039
Net Income
$2,532
Net Assets
$21,651,119
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $553,538
66.8%
Investment Income $242,331
29.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $32,702
3.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $169,962
20.6%
Professional Fundraising Fees $0
Other Salaries and Wages $130,541
15.8%
Assets/Debt
Total Assets $21,736,513
Total Liabilities $85,394
Net Assets $21,651,119
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $87,972 $0 $9,514
Tim Lane (Executive Vice President) $86,990 $0 $9,476
Mark Johnson (Secretary) $0 $0 $0
Rita Summy (Director) $0 $0 $0
Kendall Berggren (Vice Chairman) $0 $0 $0
Dowell Garrison (Chairman) $0 $0 $0
Ken Taylor (Director) $0 $0 $0
Charles Chapin (Director) $0 $0 $0
Jonathan Riley (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$758,639
Expenses
$813,940
Net Income
-$55,301
Net Assets
$21,351,998
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $591,668
78.0%
Investment Income $153,077
20.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $13,894
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $169,962
20.9%
Professional Fundraising Fees $0
Other Salaries and Wages $125,930
15.5%
Assets/Debt
Total Assets $21,459,668
Total Liabilities $107,670
Net Assets $21,351,998
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $87,972 $0 $9,514
Tim Lane (Executive Vice President) $86,990 $0 $9,476
David Smith (Chairman) $0 $0 $0
Mark Johnson (Director) $0 $0 $0
Rita Summy (Director) $0 $0 $0
Kendall Berggren (Treasurer) $0 $0 $0
Dowell Garrison (Secretary) $0 $0 $0
Ken Taylor (Director) $0 $0 $0
Kent Dawson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$700,571
Expenses
$856,937
Net Income
-$156,366
Net Assets
$22,939,892
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $584,837
83.5%
Investment Income $106,197
15.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,537
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $169,962
19.8%
Professional Fundraising Fees $0
Other Salaries and Wages $141,539
16.5%
Assets/Debt
Total Assets $22,998,398
Total Liabilities $58,506
Net Assets $22,939,892
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $87,972 $0 $9,514
Tim Lane (Executive Vice President) $86,990 $0 $9,476
David Smith (Chairman) $0 $0 $0
Mark Johnson (Director) $0 $0 $0
Rita Summy (Director) $0 $0 $0
Kendall Berggren (Treasurer) $0 $0 $0
Dowell Garrison (Secretary) $0 $0 $0
Ken Taylor (Director) $0 $0 $0
Kent Dawson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$802,597
Expenses
$891,286
Net Income
-$88,689
Net Assets
$23,177,735
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $744,091
92.7%
Investment Income $48,687
6.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,819
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,750
19.6%
Professional Fundraising Fees $0
Other Salaries and Wages $194,775
21.9%
Assets/Debt
Total Assets $23,225,534
Total Liabilities $47,799
Net Assets $23,177,735
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $87,850 $0 $9,514
Tim Lane (Executive Vice President) $86,900 $0 $9,476
David Smith (Chairman) $0 $0 $0
Mark Johnson (Director) $0 $0 $0
Rita Summy (Director) $0 $0 $0
Anissa Menefee (Vice Chairman) $0 $0 $0
Audra Spann (Secretary) $0 $0 $0
Daron Goertz (Treasurer) $0 $0 $0
Fred Lamoreaux (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$838,908
Expenses
$918,917
Net Income
-$80,009
Net Assets
$23,767,048
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $794,989
94.8%
Investment Income $33,450
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,469
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,750
19.0%
Professional Fundraising Fees $0
Other Salaries and Wages $209,809
22.8%
Assets/Debt
Total Assets $23,843,373
Total Liabilities $76,325
Net Assets $23,767,048
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $87,850 $0 $9,514
Tim Lane (Executive Vice President) $86,900 $0 $9,476
Fred Lamoreaux (Chairman) $0 $0 $0
Mark Johnson (Director) $0 $0 $0
Rita Summy (Director) $0 $0 $0
David Smith (Vice Chairman) $0 $0 $0
Audra Spann (Secreatry) $0 $0 $0
Anissa Menefee (Director) $0 $0 $0
Daron Goertz (Treasdurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$927,476
Expenses
$860,302
Net Income
$67,174
Net Assets
$23,255,603
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $882,375
95.1%
Investment Income $37,890
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,211
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $170,531
19.8%
Professional Fundraising Fees $0
Other Salaries and Wages $191,578
22.3%
Assets/Debt
Total Assets $23,305,401
Total Liabilities $49,798
Net Assets $23,255,603
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Betty Mueller (President) $85,509 $0 $9,420
Tim Lane (Executive Vice President) $85,022 $0 $9,400
Fred Lamoreaux (Chairman) $0 $0 $0
Mark Johnson (Secretary) $0 $0 $0
Rita Summy (Director) $0 $0 $0
Ben Hayes (Treasurer) $0 $0 $0
David Smith (Vice Chairman) $0 $0 $0
Audra Spann (Director) $0 $0 $0
Anissa Menefee (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,019,193
Expenses
$902,698
Net Income
$116,495
Net Assets
$22,607,747
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $963,440
94.5%
Investment Income $44,875
4.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,878
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $138,389
15.3%
Professional Fundraising Fees $0
Other Salaries and Wages $208,978
23.2%
Assets/Debt
Total Assets $22,640,377
Total Liabilities $32,630
Net Assets $22,607,747

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,020,393
Expenses
$974,416
Net Income
$45,977
Net Assets
$21,939,008
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $944,243
92.5%
Investment Income $64,090
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $12,060
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $148,336
15.2%
Professional Fundraising Fees $0
Other Salaries and Wages $200,638
20.6%
Assets/Debt
Total Assets $22,092,901
Total Liabilities $153,893
Net Assets $21,939,008

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »