Skip to content
ProPublica Donate
ProPublica Donate

Members First Credit Union

  • Corp Christi, TX
  • Tax-exempt since June 1976
  • EIN: 74-1142836

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$9.04M (2023)

Expenses
$6.39M (2023)

Total Assets
$175M (2023)

Total Liabilities
$138M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,038,151
Expenses
$6,387,846
Net Income
$2,650,305
Net Assets
$37,209,192
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,036,855
77.9%
Investment Income $1,993,060
22.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,236
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $305,434
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,745,334
27.3%
Assets/Debt
Total Assets $175,245,593
Total Liabilities $138,036,401
Net Assets $37,209,192
Compensation
Key Employees and Officers Compensation Related Other
Wanda Muessel (Ceo) $200,125 $0 $0
Paul Besse (Cfo) $105,309 $0 $0
Sam Shores (Chairman) $0 $0 $0
Mark Kulwicki (Vice Chairman) $0 $0 $0
Ray Almaguer (Secretary/Treasurer) $0 $0 $0
Manuel Esquivel Iii (Director) $0 $0 $0
Sabra Morlan (Director) $0 $0 $0
Luther Hight (Director) $0 $0 $0
Curtis Reeves (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,706,314
Expenses
$5,022,619
Net Income
$2,683,695
Net Assets
$172,105,187
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,378,287
82.8%
Investment Income $1,369,175
17.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$41,148
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $438,974
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,522,824
30.3%
Assets/Debt
Total Assets $173,689,389
Total Liabilities $1,584,202
Net Assets $172,105,187
Compensation
Key Employees and Officers Compensation Related Other
Wanda Muessel (Ceo) $160,855 $0 $15,411
Greg Fair (Ceo) $159,175 $0 $7,495
Paul Besse (Cfo) $85,009 $0 $11,029
Samuel Shores (Chairman) $0 $0 $0
Mark Kulwicki (Vice Chairman) $0 $0 $0
Roman Almaguer (Secretary Treasurer) $0 $0 $0
Manuel Esquivel Iii (Director) $0 $0 $0
Sabra Morlan (Director) $0 $0 $0
Luther Hight (Director) $0 $0 $0
Curtis Reeves (Director) $0 $0 $0
Yolanda Lozano (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 25, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,108,713
Expenses
$4,476,194
Net Income
$2,632,519
Net Assets
$169,609,612
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,214,687
87.4%
Investment Income $892,076
12.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,950
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $341,869
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,298,345
29.0%
Assets/Debt
Total Assets $171,256,140
Total Liabilities $1,646,528
Net Assets $169,609,612
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (President Ceo) $180,057 $0 $26,000
Wanda Muessel (Vpcoo) $114,829 $0 $6,367
Samuel Shores (Chairman) $0 $0 $0
Mark Kulwicki (Vice Chairman) $0 $0 $0
Roman Almaguer (Secretary Treasurer) $0 $0 $0
Yolanda Lozano (Director) $0 $0 $0
Manuel Esquivel Iii (Director) $0 $0 $0
Luther Hight (Director) $0 $0 $0
Sabra Morlan (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 16, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,696,514
Expenses
$4,436,674
Net Income
$2,259,840
Net Assets
$150,014,693
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,018,699
89.9%
Investment Income $824,937
12.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$147,122
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $342,596
7.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,247,612
28.1%
Assets/Debt
Total Assets $151,740,735
Total Liabilities $1,726,042
Net Assets $150,014,693
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (Ceo) $180,517 $0 $31,294
Wanda Muessel (Vp/Coo) $109,981 $0 $21,053
Sabra Morlan (Chairman) $0 $0 $0
Mark Kulwicki (Director) $0 $0 $0
Hector Garcia (Director) $0 $0 $0
Roman Almaguer (Secretary/Treasurer) $0 $0 $0
Manuel Esquivel Iii (Director) $0 $0 $0
Samuel Shores (Director) $0 $0 $0
Yolanda Lozano (Vice Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on May 20, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,192,820
Expenses
$4,693,350
Net Income
$2,499,470
Net Assets
$129,434,455
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,991,945
83.3%
Investment Income $1,193,375
16.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,500
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $315,974
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,271,630
27.1%
Assets/Debt
Total Assets $130,672,860
Total Liabilities $1,238,405
Net Assets $129,434,455
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (Ceo) $164,873 $0 $30,097
Wanda Muessel (Vp/Coo) $111,647 $0 $9,357
Sabra Morlan (Chairman) $0 $0 $0
Mark Kulwicki (Director) $0 $0 $0
Hector Garcia (Director) $0 $0 $0
Roman Almaguer (Secretary/Treasurer) $0 $0 $0
Manuel Esquivel Iii (Director) $0 $0 $0
Samuel Shores (Director) $0 $0 $0
Yolanda Lozano (Vice Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on May 13, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,874,634
Expenses
$5,183,324
Net Income
$1,691,310
Net Assets
$126,154,337
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,737,208
83.5%
Investment Income $1,136,028
16.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,398
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $293,598
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,380,325
26.6%
Assets/Debt
Total Assets $127,660,981
Total Liabilities $1,506,644
Net Assets $126,154,337
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (Ceo) $151,243 $0 $43,071
Wanda Muessel (Vp/Coo) $97,826 $0 $28,120
Sabra Morlan (Director) $0 $0 $0
Mark Kulwicki (Director) $0 $0 $0
Hector Garcia (Director) $0 $0 $0
Roman Almaguer (Secretary/Treasurer) $0 $0 $0
Manuel Esquivel Iii (Chairman) $0 $0 $0
Samuel Shores (Vice Chairman) $0 $0 $0
Yolanda Lozano (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 22, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,381,283
Expenses
$5,047,940
Net Income
$1,333,343
Net Assets
$127,641,096
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,429,221
85.1%
Investment Income $933,648
14.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $18,414
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $303,897
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,253,365
24.8%
Assets/Debt
Total Assets $129,231,813
Total Liabilities $1,590,717
Net Assets $127,641,096
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (Ceo) $161,882 $0 $29,652
Wanda Muessel (Vp/Coo) $98,812 $0 $13,551
Larry Dreyer (Director) $0 $0 $0
Mark Kulwicki (Director) $0 $0 $0
Hector Garcia (Director) $0 $0 $0
Roman Almaguer (Director) $0 $0 $0
Manuel Esquivel Iii (Chairman) $0 $0 $0
Samuel Shores (Secretary/Treasurer) $0 $0 $0
Yolanda Lozano (Vice Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on May 9, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,383,494
Expenses
$5,278,572
Net Income
$1,104,922
Net Assets
$124,271,168
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,611,747
87.9%
Investment Income $775,766
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income -$7,724
Net Fundraising $0
Sales of Assets $3,705
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $284,197
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,416,122
26.8%
Assets/Debt
Total Assets $125,565,806
Total Liabilities $1,294,638
Net Assets $124,271,168
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (Ceo) $155,343 $0 $22,813
Wanda Muessel (Vp/Coo) $102,955 $0 $12,085
Larry Dreyer (Director) $0 $0 $0
Mark Kulwicki (Director) $0 $0 $0
Hector Garcia (Director) $0 $0 $0
Roman Almaguer (Director) $0 $0 $0
Manuel Esquivel Iii (Chairman) $0 $0 $0
Samuel Shores (Secretary/Treasurer) $0 $0 $0
Yolanda Lozano (Vice Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on April 26, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,361,282
Expenses
$4,835,836
Net Income
$1,525,446
Net Assets
$116,722,055
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,627,182
88.5%
Investment Income $740,385
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income -$7,335
Net Fundraising $0
Sales of Assets $1,050
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $229,225
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,284,239
26.6%
Assets/Debt
Total Assets $118,030,499
Total Liabilities $1,308,444
Net Assets $116,722,055
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (Ceo) $119,001 $0 $29,922
Wanda Muessel (Vp/Coo) $75,474 $0 $4,828
Hector Garcia (Secretary/Treasurer) $0 $0 $0
Larry Dreyer (Director) $0 $0 $0
Mark Kulwicki (Director) $0 $0 $0
Roman Almaguer (Chairman) $0 $0 $0
Manuel Esquivel Iii (Director) $0 $0 $0
Samuel Shores (Vice Chairman) $0 $0 $0
Yolanda Lozano (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 27, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,143,312
Expenses
$4,485,815
Net Income
$1,657,497
Net Assets
$112,202,284
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,511,984
89.7%
Investment Income $654,304
10.7%
Bond Proceeds $0
Royalties $0
Rental Property Income -$25,757
Net Fundraising $0
Sales of Assets $2,781
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $230,108
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,207,986
26.9%
Assets/Debt
Total Assets $113,346,673
Total Liabilities $1,144,389
Net Assets $112,202,284
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (Ceo) $114,131 $0 $27,335
Wanda Muessel (Vp/Coo) $80,474 $0 $8,169
Hector Garcia (Chairman) $0 $0 $0
Larry Dreyer (Director) $0 $0 $0
Mark Kulwicki (Director) $0 $0 $0
Roman Almaguer (Secretary/Treasurer) $0 $0 $0
Manuel Esquivel Iii (Director) $0 $0 $0
Samuel Shores (Director) $0 $0 $0
Yolanda Lozano (Vice Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,075,327
Expenses
$4,738,515
Net Income
$1,336,812
Net Assets
$106,828,762
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,497,645
90.5%
Investment Income $610,426
10.0%
Bond Proceeds $0
Royalties $0
Rental Property Income -$37,292
Net Fundraising $0
Sales of Assets $4,548
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $221,785
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,185,506
25.0%
Assets/Debt
Total Assets $107,905,572
Total Liabilities $1,076,810
Net Assets $106,828,762
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Greg Fair (Ceo) $109,557 $0 $26,300
Wanda Muessel (Vp/Coo) $79,328 $0 $6,600
Michael Cuevas (Chairman) $0 $0 $0
Hector Garcia (Vice Chairman) $0 $0 $0
Larry Dreyer (Secretary/Treasurer) $0 $0 $0
Robert Wenger (Director) $0 $0 $0
Verna Jolley (Director) $0 $0 $0
Mark Kulwicki (Director) $0 $0 $0
Roman Almaguer (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,811,016
Expenses
$4,486,417
Net Income
$1,324,599
Net Assets
$99,655,806
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,240,406
90.2%
Investment Income $609,251
10.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$37,641
Net Fundraising $0
Sales of Assets -$1,000
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $182,890
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,146,128
25.5%
Assets/Debt
Total Assets $101,092,866
Total Liabilities $1,437,060
Net Assets $99,655,806

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,770,910
Expenses
$4,262,874
Net Income
$1,508,036
Net Assets
$95,580,860
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,040,169
87.3%
Investment Income $768,520
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income -$37,779
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $190,725
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,061,047
24.9%
Assets/Debt
Total Assets $97,403,718
Total Liabilities $1,822,858
Net Assets $95,580,860

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

See an issue with the data?

Contact Us

About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated