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United Heritage Credit Union

  • Austin, TX
  • Tax-exempt since Jan. 1960
  • EIN: 74-1288659

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$67M (2022)

Expenses
$50M (2022)

Total Assets
$1.52B (2022)

Total Liabilities
$1.4B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$66,954,834
Expenses
$49,976,961
Net Income
$16,977,873
Net Assets
$123,442,164
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $64,856,318
96.9%
Investment Income $2,098,516
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,893,463
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $13,870,809
27.8%
Assets/Debt
Total Assets $1,520,494,758
Total Liabilities $1,397,052,594
Net Assets $123,442,164
Compensation
Key Employees and Officers Compensation Related Other
Wilford Schroeder (President/Ceo) $804,434 $0 $50,480
Michael Ver Schuur (Executive Vp/Cso) $664,163 $0 $61,461
Sebrina Crawford (Vp Operations) $282,695 $0 $26,353
Sara Vara (Vp Hr/Chro) $255,907 $0 $42,569
Jacob Bernhard (Vp Re Lending/Crelo) $248,300 $0 $46,224
Samantha Hess (Coo) $238,102 $0 $38,127
Karen Wilkerson (Vp Risk Mgt/Iso) $231,288 $0 $45,046
Kristie Simo (Vp Consumer Lending/Cclo) $231,247 $0 $24,431
Joshua Robles (Vp Commercial Lending/Cclo) $229,562 $0 $32,392
Diane Brown (Avp Info Svcs/Core Svcs) $216,528 $0 $30,737
Rebecca Elliott (Vp Accounting/Cfo) $189,687 $0 $40,995
Deena Massa (Vp Branch Ops) $183,360 $0 $39,162
Kevin Farley (Vp Experience & Engagement) $181,245 $0 $17,672
Robert Hwang (Avp Alm & Capital Markets) $178,604 $0 $46,884
Dale Tripp (Vp Of Compliance) $171,429 $0 $38,268
Harold Keyes (Chairperson) $12,000 $0 $0
Robert Hootkins (Board Member) $12,000 $0 $0
Tommy Lueders (Board Member) $12,000 $0 $0
Robert Spurck (Board Member) $12,000 $0 $0
Michael Trevino (Board Member) $12,000 $0 $0
Valentin Velasquez (Board Member) $12,000 $0 $0
Amber Shammas (Board Member) $12,000 $0 $0
Edward Clements (Assoc. Board Member) $11,000 $0 $0
Brenda Henry (Assoc. Board Member) $11,000 $0 $0
James North (Board Member) $4,000 $0 $0
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990
Filed on Nov. 15, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$55,051,200
Expenses
$43,117,120
Net Income
$11,934,080
Net Assets
$105,711,521
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $54,304,388
98.6%
Investment Income $746,812
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,471,608
8.1%
Professional Fundraising Fees $0
Other Salaries and Wages $11,849,869
27.5%
Assets/Debt
Total Assets $1,405,950,790
Total Liabilities $1,300,239,269
Net Assets $105,711,521
Compensation
Key Employees and Officers Compensation Related Other
Wilford Schroeder (President/Ceo) $864,221 $0 $50,346
Michael Ver Schuur (Executive Vp/Cso) $627,292 $0 $65,156
Sebrina Crawford (Sr Vp Operations/Coo) $263,928 $0 $25,346
Jacob Bernhard (Vp Re Lending, Crelo) $229,395 $0 $45,266
Karen Wilkerson (Sr Vp Rick Mgt/Cro,Iso) $228,126 $0 $46,358
Joshua Robles (Vp Commercial Lending) $221,479 $0 $31,811
Sara Vara (Vp Hr/Chro) $207,473 $0 $39,726
Kristie Simo (Vp Consumer Lending/Cclo) $205,373 $0 $23,861
Rebecca Elliott (Vp Accounting/Cfo) $173,352 $0 $39,099
Robert Hwang (Avp Alm & Capital Markets) $162,390 $0 $48,029
Stuart Gehrke (Cio) $161,425 $0 $54,251
Diane Brown (Avp Info Svcs/Core Svcs) $160,807 $0 $39,020
Kevin Farley (Avp Digital & Brand Experience) $153,788 $0 $13,595
Samantha Hess (Vp Digital Ops) $149,033 $0 $27,629
Harold Keyes (Chairperson) $12,000 $0 $0
James North (Board Secretary/Treasurer) $12,000 $0 $0
Robert Hootkins (Board Member) $12,000 $0 $0
Tommy Lueders (Board Member) $12,000 $0 $0
Robert Spurck (Board Member) $12,000 $0 $0
Michael Trevino (Board Member) $12,000 $0 $0
Valentin Velasquez (Board Member) $12,000 $0 $0
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990
Filed on Nov. 14, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$49,916,423
Expenses
$45,313,338
Net Income
$4,603,085
Net Assets
$93,080,089
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $49,067,743
98.3%
Investment Income $848,680
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,273,869
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $10,790,799
23.8%
Assets/Debt
Total Assets $1,228,006,484
Total Liabilities $1,134,926,395
Net Assets $93,080,089
Compensation
Key Employees and Officers Compensation Related Other
Buddy Schroeder (President/Ceo) $945,641 $0 $49,132
Michael Ver Schuur (Executive Vp/Cso) $636,081 $0 $66,200
Sebrina Crawford (Sr Vp Operations/Coo) $259,954 $0 $21,407
Jake Bernhard (Vp Re Lending, Crelo) $221,704 $0 $35,268
Joshua Robles (Vp Commercial Lending) $220,033 $0 $30,980
Karen Wilkerson (Sr Vp Rick Mgt/Cro,Iso) $219,992 $0 $46,398
Sara Vara (Vp Hr/Chro) $212,353 $0 $29,688
Kristie Simo (Vp Consumer Lending/Cclo) $202,686 $0 $23,372
Rebecca Elliott (Vp Accounting/Cfo) $174,999 $0 $38,994
Stuart Gehrke (Cio) $160,453 $0 $54,344
Diane Brown (Avp Info Svcs/Core Svcs) $159,635 $0 $37,447
Robert Hwang (Avp Alm & Capital Markets) $158,741 $0 $47,071
Nanette Courtney (Vp Compliance) $154,413 $0 $11,493
Harold Keyes (Chairperson) $12,000 $0 $0
Hubert Wilburn (Vice Chairperson) $12,000 $0 $0
James North (Board Secretary/Treasurer) $12,000 $0 $0
Val Velasquez (Board Member) $12,000 $0 $0
Tommy Lueders (Board Member) $12,000 $0 $0
Robert Spurck (Board Member) $12,000 $0 $0
Robert Hootkins (Board Member) $12,000 $0 $0
Grady Elliott (Part Year Board Member) $6,000 $0 $0
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990
Filed on Nov. 8, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$48,829,880
Expenses
$42,816,641
Net Income
$6,013,239
Net Assets
$90,697,732
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $46,639,963
95.5%
Investment Income $2,189,917
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $3,109,512
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $1,074,547,983
Total Liabilities $983,850,251
Net Assets $90,697,732
Compensation
Key Employees and Officers Compensation Related Other
Buddy Schroeder (President/Ceo) $976,080 $0 $46,628
Michael Ver Schuur (Executive Vp/Cso) $509,621 $0 $52,289
Sebrina Crawford (Sr Vp Operations/Coo) $255,385 $0 $19,724
Karen Wilkerson (Sr Vp Rick Mgt/Cro,Iso) $223,361 $0 $42,564
Sara Vara (Vp Hr/Chro) $214,667 $0 $37,205
Jake Bernhard (Vp Re Lending, Crelo) $207,830 $0 $39,415
Kristie Simo (Vp Consumer Lending/Cclo) $191,742 $0 $19,100
Joshua Robles (Vp Commercial Lending) $163,893 $0 $24,744
Rebecca Elliott (Vp Accounting/Cfo) $163,307 $0 $36,450
Diane Brown (Avp Info Svcs/Core Svcs) $149,868 $0 $33,488
Robert Hwang (Avp Alm & Capital Markets) $148,819 $0 $47,820
Nanette Courtney (Vp Compliance) $142,647 $0 $10,571
Stuart Gehrke (Cio) $141,833 $0 $57,350
Val Velasquez (Board Member) $11,059 $0 $0
Grady Elliott (Board Member) $10,561 $0 $0
James North (Board Secretary/Treasurer) $10,400 $0 $0
Tommy Lueders (Board Member) $10,400 $0 $0
Robert Spurck (Board Member) $10,400 $0 $0
Hubert Wilburn (Vice Chairperson) $10,212 $0 $0
Harold Keyes (Chairperson) $9,712 $0 $0
May Lofgreen (Board Member/Former Chair) $1,400 $0 $0
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990
Filed on Nov. 16, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

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XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$46,528,587
Expenses
$37,496,277
Net Income
$9,032,310
Net Assets
$85,542,130
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $44,690,764
96.1%
Investment Income $1,815,032
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $22,791
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,641,719
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $9,313,326
24.8%
Assets/Debt
Total Assets $1,022,750,686
Total Liabilities $937,208,556
Net Assets $85,542,130
Compensation
Key Employees and Officers Compensation Related Other
Buddy Schroeder (President/Ceo) $981,045 $0 $45,078
Michael Ver Schuur (Executive Vp/Cso) $476,181 $0 $55,635
Sebrina Crawford (Sr Vp Operations/Coo) $243,726 $0 $16,574
Karen Wilkerson (Sr Vp Rick Mgt/Cro,Iso) $217,322 $0 $36,457
Kristie Simo (Vp Consumer Lending/Cclo) $166,074 $0 $11,130
Rebecca Elliott (Vp Finance/Cfo) $158,421 $0 $30,988
Jake Bernhard (Vp Re Lending, Crelo) $157,227 $0 $28,225
Sara Vara (Vp Hr/Chro) $155,304 $0 $31,634
Robert Hwang (Avp Alm & Capital Markets) $145,769 $0 $42,839
Joshua Robles (Vp Business Lending) $139,611 $0 $20,520
Stuart Gehrke (Avp It) $137,402 $0 $47,114
Diane Brown (Avp Info Svcs/Core Svcs) $132,386 $0 $28,529
Harold Keyes (Board Member/Vice Chairper) $2,692 $0 $0
May Lofgreen (Board Member/Chairperson) $2,484 $0 $0
James North (Board Member/Secretary/Tre) $2,400 $0 $0
Tommy Lueders (Board Member) $2,400 $0 $0
Robert Spurck (Board Member) $2,400 $0 $0
Hubert Wilburn (Board Member) $2,000 $0 $0
Grady Elliott (Board Member) $1,774 $0 $0
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990
Filed on Nov. 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$40,760,927
Expenses
$32,989,940
Net Income
$7,770,987
Net Assets
$77,993,788
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $39,583,666
97.1%
Investment Income $1,174,167
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,094
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,653,975
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $8,950,143
27.1%
Assets/Debt
Total Assets $956,153,954
Total Liabilities $878,160,166
Net Assets $77,993,788
Compensation
Key Employees and Officers Compensation Related Other
Wilford Schroeder (President/Ceo) $981,379 $0 $32,102
Michael Ver Schuur (Executive Vp/Cso) $484,496 $0 $53,979
Sebrina Crawford (Sr Vp Operations/Coo) $240,933 $0 $16,672
Karen Wilkerson (Sr Vp Rick Mgt/Cro,Iso) $217,019 $0 $33,814
Doyle Nitsche (Home Equity Loan Sales Spec) $197,904 $0 $16,315
Kristie Simo (Vp Consumer Lending/Cclo) $182,277 $0 $15,814
Sara Vara (Vp Hr/Chro) $158,160 $0 $29,685
Rebecca Elliott (Vp Finance/Cfo) $153,713 $0 $31,209
Joshua Robles (Vp Business Lending) $141,200 $0 $32,272
Robert Hwang (Avp Alm & Capital Markets) $139,109 $0 $40,388
Stuart Gehrke (Avp It) $133,100 $0 $45,009
Jennifer Driver (Home Equity Loan Sales Spec) $119,031 $0 $8,207
Robert Spurck (Board Member) $3,035 $0 $0
Russ Miller (Board Member) $3,035 $0 $0
James North (Board Member/Secretary/Treasurer) $3,010 $0 $0
Hubert Wilburn (Board Member) $2,695 $0 $0
Harold Keyes (Board Member/Vice Chairperson) $2,548 $0 $0
May Lofgreen (Board Member/Chairperson) $2,400 $0 $0
Tommy Lueders (Board Member) $2,400 $0 $0
Val Velasquez (Board Member) $2,400 $0 $0
Grady Elliott (Board Member) $1,200 $0 $0
John Keller Retired April 2017 (Board Member) $0 $0 $0
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990
Filed on Nov. 15, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,467,948
Expenses
$32,443,012
Net Income
$5,024,936
Net Assets
$71,765,692
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $36,437,088
97.2%
Investment Income $1,184,714
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$153,854
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $11,252,926
34.7%
Assets/Debt
Total Assets $896,467,517
Total Liabilities $824,701,825
Net Assets $71,765,692
Compensation
Key Employees and Officers Compensation Related Other
Wilford Schroeder (President/Ceo) $861,895 $0 $0
Michael Ver Schuur (Executive Vice President/Cso) $392,602 $0 $0
Sebrina Crawford (Senior Vice President Operations/Coo) $227,709 $0 $0
Kristie Simo (Vice President Consumer Lending/Cclo) $204,848 $0 $0
Thien Grimes (Mortgage Loan Sales Specialist) $180,024 $0 $0
Karen Wilkerson (Senior Vice President Risk Management/Cro,Iso) $173,949 $0 $0
Doyle Nitsche (Home Equity Loan Sales Specialist) $162,169 $0 $0
Rebecca Elliott (Vice President Finance/Cfo) $151,892 $0 $0
Robert Hwang (Assistant Vice President Alm & Capital Markets) $141,554 $0 $0
Stuart Gehrke (Assistant Vice President Information Technology) $137,414 $0 $0
Keith Varney (Vice President Real Estate Lending/Crelo) $131,408 $0 $0
Sara Vara (Vice President Human Resources/Chro) $128,820 $0 $0
Jacob Bernhard (Assistant Vice President Real Estate Lending) $118,269 $0 $0
Joshua Robles (Vice President Business Lending/Cblo) $117,556 $0 $0
Nanette Courtney (Vice President Compliance/Cco) $104,757 $0 $0
Robert W Spurck Jr (Director) $3,001 $0 $0
Russ Miller (Director) $2,801 $0 $0
Hubert R Wilburn (Director) $2,706 $0 $0
Harold L Keyes Jr (Director) $2,608 $0 $0
May Lofgreen (Chairman) $2,400 $0 $0
Tommy Lueders (Director) $2,400 $0 $0
James E North (Secretary/Treasurer) $2,200 $0 $0
Grady N Elliott (Director) $1,572 $0 $0
John T Keller (Director) $554 $0 $0
Val Velasquez (Director) $400 $0 $0
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990
Filed on Nov. 14, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,681,909
Expenses
$30,004,602
Net Income
$2,677,307
Net Assets
$66,650,439
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $32,313,134
98.9%
Investment Income $1,703,636
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$1,334,861
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $10,773,830
35.9%
Assets/Debt
Total Assets $864,762,793
Total Liabilities $798,112,354
Net Assets $66,650,439
Compensation
Key Employees and Officers Compensation Related Other
Buddy Schroeder (President/Ceo) $950,572 $0 $0
Michael Ver Schuur (Executive Vice President/S) $405,900 $0 $0
Sebrina Crawford (Senior Vice President Oper) $221,101 $0 $0
Karen Wilkerson (Senior Vice President Risk) $196,462 $0 $0
Sara Vara (Vice President Human Resou) $133,316 $0 $0
Rebecca Elliott (Vice President Finance/Cfo) $131,072 $0 $0
Blake Richardson (Former Senior Vice Preside) $130,773 $0 $0
Kristie Simo (Vice President Consumer Le) $130,202 $0 $0
Stuart Gehrke (Assistant Vice President I) $118,522 $0 $0
Jacob Bernhard (Assistant Vice President R) $107,074 $0 $0
Nanette Courtney (Vice President Compliance) $100,426 $0 $0
Hubert Wilburn (Director) $2,848 $0 $0
Harold Keyes Jr (Director) $2,806 $0 $0
Dale Lyon (Vice Chairman) $2,708 $0 $0
May Lofgreen (Chairman) $2,400 $0 $0
James North (Secretary/Treasurer) $2,400 $0 $0
Tommy Lueders (Director) $2,200 $0 $0
Grady Elliott (Director) $1,606 $0 $0
Russ Miller (Director) $1,200 $0 $0
Robert Spurck (Director) $1,000 $0 $0
John Keller (Director) $708 $0 $0
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990
Filed on May 16, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$29,223,291
Expenses
$27,731,971
Net Income
$1,491,320
Net Assets
$64,081,317
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $31,505,768
> 100%
Investment Income $1,209,430
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$3,491,907
Notable Expenses Percent of Total Expenses
Executive Compensation $2,476,337
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $7,397,257
26.7%
Assets/Debt
Total Assets $799,827,151
Total Liabilities $735,745,834
Net Assets $64,081,317
Compensation
Key Employees and Officers Compensation Related Other
Buddy Schroeder (President/Ceo) $747,992 $0 $0
Michael Ver Schuur (Executive Vice President/Sco) $342,336 $0 $0
Sebrina Crawford (Senior Vice President Operations/Coo) $216,251 $0 $0
Blake Richardson (Former Senior Vice President Lending/Clo) $212,983 $0 $0
Karen Wilkerson (Senior Vice President Risk Management/Cro) $179,594 $0 $0
Rebecca Elliott (Vice President Finance/Cfo) $126,982 $0 $0
Kristie Simo (Vice President Consumer Lending) $116,592 $0 $0
Sara Vara (Vice President Human Resources/Chro) $116,492 $0 $0
Stuart Gehrke (Assistant Vice President Information Technology) $115,682 $0 $0
Jacob Bernhard (Assistant Vice President Real Estate Lending) $107,058 $0 $0
May Lofgreen (Chairman) $2,086 $0 $0
Hubert Wilburn (Director) $2,059 $0 $0
Harold Keyes Jr (Director) $1,723 $0 $0
Dale Lyon (Vice Chairman) $1,589 $0 $0
James North (Secretary/Treasurer) $1,400 $0 $0
Grady Elliott (Director) $1,114 $0 $0
Tommy Lueders (Director) $800 $0 $0
John Keller (Director) $599 $0 $0
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990
Filed on Nov. 16, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$34,315,060
Expenses
$29,318,625
Net Income
$4,996,435
Net Assets
$61,920,763
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $32,400,081
94.4%
Investment Income $1,212,276
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $702,703
2.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,960,376
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $8,475,876
28.9%
Assets/Debt
Total Assets $765,516,108
Total Liabilities $703,595,345
Net Assets $61,920,763
Compensation
Key Employees and Officers Compensation Related Other
Wilford Schroeder (President/Ceo) $592,944 $0 $9,269
Michael Ver Schuur (Vice President) $346,261 $0 $1,024
Blake Richardson (Chief Lending Officer) $228,404 $0 $5,568
Sebrina Crawford (Coo) $178,025 $0 $1,024
Eric Costa (Employee) $167,508 $0 $5,697
Karen Wilkerson (Cro) $158,384 $0 $2,286
Patsy Hatfield (Vice President/Chro) $140,351 $0 $2,299
Rebecca Elliott (Cfo) $138,948 $0 $5,323
Sara Vara (Chrd) $65,708 $0 $563
Ralph Wilburn (Director) $2,213 $0 $0
Dale Lyon (Vice Chairman) $1,996 $0 $0
Harold Keyes (Director) $1,546 $0 $0
James North (Secretary/Treasurer) $1,200 $0 $0
May Lofgreen (Chairman) $1,100 $0 $0
John Keller (Director) $896 $0 $0
Grady Elliott (Director) $600 $0 $0
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990
Filed on Nov. 14, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,713,526
Expenses
$29,673,485
Net Income
$4,040,041
Net Assets
$58,058,239
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $32,863,551
97.5%
Investment Income $789,711
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $60,264
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,930,319
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $7,245,319
24.4%
Assets/Debt
Total Assets $717,533,133
Total Liabilities $659,474,894
Net Assets $58,058,239

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,454,073
Expenses
$33,497,321
Net Income
$3,956,752
Net Assets
$53,950,263
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $36,071,744
96.3%
Investment Income $590,306
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $792,023
2.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,512,232
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $6,933,184
20.7%
Assets/Debt
Total Assets $685,436,859
Total Liabilities $631,486,596
Net Assets $53,950,263

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated