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Baptist Credit Union

  • San Antonio, TX
  • Tax-exempt since Jan. 1960
  • EIN: 74-1300807

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2024 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$3.62M (2024)

Expenses
$3.45M (2024)

Total Assets
$52.5M (2024)

Total Liabilities
$48.3M (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,624,487
Expenses
$3,454,358
Net Income
$170,129
Net Assets
$4,175,177
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,101,221
85.6%
Investment Income $523,266
14.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $282,571
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $824,984
23.9%
Assets/Debt
Total Assets $52,488,924
Total Liabilities $48,313,747
Net Assets $4,175,177
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicolas Holguin (President/Ceo) $163,802 $0 $0
Dorothy Roese (Svp/Cfo) $118,769 $0 $0
Keith Crouch (Board Chair) $0 $0 $0
Bill Arnold (Vice Chair) $0 $0 $0
Mary Toth (Secretary) $0 $0 $0
Robert Scofield (Treasurer) $0 $0 $0
Harvey Foegelle (Member) $0 $0 $0
Ward Hays (Member) $0 $0 $0
Emily Tarin (Member) $0 $0 $0
James Benitez (Member) $0 $0 $0
Maria Gonzales (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on March 17, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,249,535
Expenses
$3,074,569
Net Income
$174,966
Net Assets
$3,960,100
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,913,588
89.7%
Investment Income $335,947
10.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $269,295
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $739,542
24.1%
Assets/Debt
Total Assets $48,818,218
Total Liabilities $44,858,118
Net Assets $3,960,100
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicolas Holguin (President/Ceo) $156,683 $0 $0
Dorothy Roese (Svp/Cfo) $112,612 $0 $0
Harvey Foegelle (Board Chair) $0 $0 $0
Anna Flores (Vice Chair) $0 $0 $0
Emily Tarin (Secretary) $0 $0 $0
Robert Scofield (Treasurrer) $0 $0 $0
Keith Crouch (Member) $0 $0 $0
Ward Hays (Member) $0 $0 $0
Bill Arnold (Member) $0 $0 $0
James Benitez (Member) $0 $0 $0
Mary Toth (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on April 2, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,937,381
Expenses
$2,739,202
Net Income
$198,179
Net Assets
$3,664,416
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,744,828
93.4%
Investment Income $187,636
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,917
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $246,749
9.0%
Professional Fundraising Fees $0
Other Salaries and Wages $733,775
26.8%
Assets/Debt
Total Assets $49,159,061
Total Liabilities $45,494,645
Net Assets $3,664,416
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nicolas Holguin (President/Ceo) $143,574 $0 $0
Dorothy Roese (Svp/Cfo) $103,745 $0 $0
Richard Failing (Board Chair) $0 $0 $0
Harvey Foegelle (Vice Chair) $0 $0 $0
Emily Tarin (Secretary) $0 $0 $0
Robert Scofield (Treasurrer) $0 $0 $0
Anna Flores (Member) $0 $0 $0
Chris Liebrum (Member) $0 $0 $0
Bill Arnold (Member) $0 $0 $0
James Benitez (Member) $0 $0 $0
Mary Toth (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,637,130
Expenses
$2,415,636
Net Income
$221,494
Net Assets
$3,466,237
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,611,098
99.0%
Investment Income $26,032
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $890,084
36.8%
Assets/Debt
Total Assets $47,813,661
Total Liabilities $44,347,424
Net Assets $3,466,237
Compensation
Key Employees and Officers Compensation Related Other
Nick Holguin (Ceo) $142,562 $0 $0
Bill Arnold (Director) $0 $0 $0
Anna Flores (Director) $0 $0 $0
Chris Liebrum (Director) $0 $0 $0
Emily Tarin (Secretary) $0 $0 $0
Ken Coffee (Chairman) $0 $0 $0
Robert Scofield (Treasurer) $0 $0 $0
Jim Benitez (Director) $0 $0 $0
Richard Faling (Director) $0 $0 $0
Harvey Foegelle (Vice Chairma) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 11, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,642,296
Expenses
$2,564,604
Net Income
$77,692
Net Assets
$3,244,743
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,589,318
98.0%
Investment Income $52,978
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $906,232
35.3%
Assets/Debt
Total Assets $44,117,363
Total Liabilities $40,872,620
Net Assets $3,244,743
Compensation
Key Employees and Officers Compensation Related Other
Nick Holguin (Ceo) $137,959 $0 $0
Bill Arnold (Director) $0 $0 $0
Jim Benitez (Director) $0 $0 $0
Ken Coffee (Chairman) $0 $0 $0
Richard Faling (Director) $0 $0 $0
Anna Flores (Director) $0 $0 $0
Chris Liebrum (Director) $0 $0 $0
Robert Scofield (Treasurer) $0 $0 $0
Emily Tarin (Secretary) $0 $0 $0
Helen Toth (Vice Chairma) $0 $0 $0
+ View more people

Document Links

990
Filed on March 5, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,671,875
Expenses
$2,589,603
Net Income
$82,272
Net Assets
$3,167,051
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,550,766
95.5%
Investment Income $121,109
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $888,006
34.3%
Assets/Debt
Total Assets $37,798,085
Total Liabilities $34,631,034
Net Assets $3,167,051
Compensation
Key Employees and Officers Compensation Related Other
Nick Holguin (Ceo) $137,747 $0 $0
Bill Arnold (Director) $0 $0 $0
Tom Bailey (Secretary) $0 $0 $0
Ken Camp (Director) $0 $0 $0
Ken Coffee (Treasurer) $0 $0 $0
Anna Flores (Director) $0 $0 $0
Harvey Foegelle (Chairman) $0 $0 $0
Chris Liebrum (Director) $0 $0 $0
Emily Tarin (Director) $0 $0 $0
Helen Toth (Vice Chairma) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 30, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,523,947
Expenses
$2,450,955
Net Income
$72,992
Net Assets
$3,084,779
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,407,870
95.4%
Investment Income $116,077
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $872,051
35.6%
Assets/Debt
Total Assets $34,314,331
Total Liabilities $31,229,552
Net Assets $3,084,779
Compensation
Key Employees and Officers Compensation Related Other
Nick Holguin (Ceo) $124,067 $0 $0
Harvey Foegelle (Chairman) $0 $0 $0
Bill Arnold (Vice Chairma) $0 $0 $0
Tom Bailey (Secretary) $0 $0 $0
Bob Scofield (Treasurer) $0 $0 $0
Richard Faling (Director) $0 $0 $0
Homer Vallejo (Director) $0 $0 $0
Helen Toth (Director) $0 $0 $0
Ken Camp (Director) $0 $0 $0
Anna Flores (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 31, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,499,262
Expenses
$2,557,522
Net Income
-$58,260
Net Assets
$3,011,787
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,396,362
95.9%
Investment Income $102,900
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $913,940
35.7%
Assets/Debt
Total Assets $34,126,413
Total Liabilities $31,114,626
Net Assets $3,011,787
Compensation
Key Employees and Officers Compensation Related Other
Nick Holguin (Ceo) $128,773 $0 $0
Ken Coffee (Chairman) $0 $0 $0
Harvey Foegelle (Vice Chairma) $0 $0 $0
Tom Bailey (Secretary) $0 $0 $0
Bob Scofield (Treasurer) $0 $0 $0
Richard Faling (Director) $0 $0 $0
Homer Vallejo (Director) $0 $0 $0
Helen Toth (Director) $0 $0 $0
Bill Arnold (Director) $0 $0 $0
Ken Camp (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on March 2, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,453,794
Expenses
$2,544,698
Net Income
-$90,904
Net Assets
$3,070,047
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,392,074
97.5%
Investment Income $61,720
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $859,262
33.8%
Assets/Debt
Total Assets $35,228,413
Total Liabilities $32,158,366
Net Assets $3,070,047
Compensation
Key Employees and Officers Compensation Related Other
Nick Holguin (Ceo) $124,219 $0 $0
Ken Coffee (Director) $0 $0 $0
Richard Faling (Chairman) $0 $0 $0
Tom Bailey (Secretary) $0 $0 $0
Bob Scofield (Treasurer) $0 $0 $0
Harvey Foegelle (Vice Chairma) $0 $0 $0
Homer Vallejo (Director) $0 $0 $0
Helen Toth (Director) $0 $0 $0
Bill Arnold (Director) $0 $0 $0
Ken Camp (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 14, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,529,234
Expenses
$2,537,161
Net Income
-$7,927
Net Assets
$3,160,951
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,498,334
98.8%
Investment Income $30,900
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $832,273
32.8%
Assets/Debt
Total Assets $32,537,391
Total Liabilities $29,376,440
Net Assets $3,160,951
Compensation
Key Employees and Officers Compensation Related Other
Ken Coffee (Director) $0 $0 $0
Richard Faling (Chairman) $0 $0 $0
Tom Bailey (Secretary) $0 $0 $0
Bob Scofield (Treasurer) $0 $0 $0
Harvey Foegelle (Vice Chairma) $0 $0 $0
Homer Vallejo (Director) $0 $0 $0
Helen Toth (Director) $0 $0 $0
Bill Arnold (Director) $0 $0 $0
Ken Camp (Director) $0 $0 $0
+ View more people

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990
Filed on Feb. 26, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,637,792
Expenses
$2,644,350
Net Income
-$6,558
Net Assets
$3,168,878
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,612,340
99.0%
Investment Income $25,452
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $938,876
35.5%
Assets/Debt
Total Assets $32,155,305
Total Liabilities $28,986,427
Net Assets $3,168,878
Compensation
Key Employees and Officers Compensation Related Other
Ken Coffee (Chairman) $0 $0 $0
Richard Faling (Vice Chairma) $0 $0 $0
Tom Bailey (Secretary) $0 $0 $0
Bob Scofield (Treasurer) $0 $0 $0
Chris Liebrium (Director) $0 $0 $0
Harvey Foegelle (Director) $0 $0 $0
Xavier Silva (Director) $0 $0 $0
Homer Vallejo (Director) $0 $0 $0
Rhonda Walden (Director) $0 $0 $0
+ View more people

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990
Filed on Feb. 21, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,707,385
Expenses
$2,538,170
Net Income
$169,215
Net Assets
$3,175,436
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,515,407
92.9%
Investment Income $24,027
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $167,951
6.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $368,532
14.5%
Professional Fundraising Fees $0
Other Salaries and Wages $831,252
32.8%
Assets/Debt
Total Assets $31,098,770
Total Liabilities $27,923,334
Net Assets $3,175,436
Compensation
Key Employees and Officers Compensation Related Other
Ken Coffee (Chairman) $0 $0 $0
Pam Woodberry (Vice Chairma) $0 $0 $0
Tom Bailey (Secretary) $0 $0 $0
Martha Uriegas (Treasurer) $0 $0 $0
Richard Faling (Director) $0 $0 $0
Bob Scofield (Director) $0 $0 $0
Xavier Silva (Director) $0 $0 $0
Homer Vallejo (Director) $0 $0 $0
Rhonda Walden (Director) $0 $0 $0
+ View more people

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990
Filed on March 19, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,718,650
Expenses
$2,611,116
Net Income
$107,534
Net Assets
$3,006,221
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,510,195
92.3%
Investment Income $28,813
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $179,642
6.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $888,292
34.0%
Assets/Debt
Total Assets $28,607,500
Total Liabilities $25,601,279
Net Assets $3,006,221

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,656,395
Expenses
$2,762,707
Net Income
-$106,312
Net Assets
$2,898,687
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,461,676
92.7%
Investment Income $31,780
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $162,939
6.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $297,654
10.8%
Professional Fundraising Fees $0
Other Salaries and Wages $569,681
20.6%
Assets/Debt
Total Assets $28,084,497
Total Liabilities $25,185,810
Net Assets $2,898,687

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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