Skip to content
ProPublica Donate
ProPublica Donate

Associated Credit Union Of Texas

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$41.5M (2023)

Expenses
$39.8M (2023)

Total Assets
$532M (2023)

Total Liabilities
$9.57M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$41,493,216
Expenses
$39,797,840
Net Income
$1,695,376
Net Assets
$522,640,336
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $31,845,907
76.7%
Investment Income $1,919,651
4.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $110,183
0.3%
Other Revenue $7,617,475
18.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,701,296
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $9,031,624
22.7%
Assets/Debt
Total Assets $532,214,460
Total Liabilities $9,574,124
Net Assets $522,640,336
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Chief Executive Officer) $454,520 $0 $0
Clay Franks (President) $377,203 $0 $0
Charis Pollard (Chief Human Resource Officer) $295,128 $0 $0
David De Anda (Chief Legal Officer) $290,887 $0 $0
Jay Coppock (Chief Operations Officer) $283,557 $0 $0
Kyle Dickson (Board Member) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
John Blair (Board Chairman) $0 $0 $0
Mark Kline (Board Member) $0 $0 $0
Mark Rodriguez (Board Member) $0 $0 $0
Joel Mueller (Board Vice Chairman) $0 $0 $0
Kent Postma (Board Secretary) $0 $0 $0
Cris Crixell (Board Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,960,014
Expenses
$31,686,214
Net Income
$2,273,800
Net Assets
$503,505,156
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,006,850
73.6%
Investment Income $1,540,938
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales -$183,518
Other Revenue $7,595,744
22.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,644,032
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $8,565,410
27.0%
Assets/Debt
Total Assets $512,223,192
Total Liabilities $8,718,036
Net Assets $503,505,156
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Chief Executive Officer) $434,595 $0 $0
Clay Franks (President) $353,480 $0 $0
Charis Pollard (Chief Human Resource Officer) $289,123 $0 $0
David De Anda (Chief Legal Officer) $288,549 $0 $0
Jay Coppock (Chief Operations Officer) $278,285 $0 $0
Kyle Dickson (Board Member) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
John Blair (Board Chairman) $0 $0 $0
Mark Kline (Board Member) $0 $0 $0
Mark Rodriguez (Board Member) $0 $0 $0
Joel Mueller (Board Vice Chairman) $0 $0 $0
Kent Postma (Board Secretary) $0 $0 $0
Cris Crixell (Board Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,243,490
Expenses
$27,351,600
Net Income
$3,891,890
Net Assets
$512,810,723
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,386,696
71.7%
Investment Income $514,689
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales -$16,428
Other Revenue $8,358,533
26.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,443,348
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $519,247,391
Total Liabilities $6,436,668
Net Assets $512,810,723
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $397,011 $0 $0
Clay Franks (Cfo) $283,328 $0 $0
David De Anda (Clo) $257,389 $0 $0
Charis Pollard (Chro) $253,121 $0 $0
Jay Coppock (Coo) $252,499 $0 $0
Kyle Dickson (Board Member) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
John Blair (Board Vice Chairman) $0 $0 $0
Mark Kline (Board Chairman) $0 $0 $0
Mark Rodriguez (Board Treasurer) $0 $0 $0
Joel Mueller (Board Secretary) $0 $0 $0
Kent Postma (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,667,830
Expenses
$29,593,788
Net Income
$1,074,042
Net Assets
$481,474,514
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,601,395
73.7%
Investment Income $806,039
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales -$150,717
Other Revenue $7,411,113
24.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,552,279
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $8,294,494
28.0%
Assets/Debt
Total Assets $487,526,782
Total Liabilities $6,052,268
Net Assets $481,474,514
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $482,296 $0 $0
Clay Franks (Cfo) $285,080 $0 $0
David De Anda (Clo) $267,088 $0 $0
Jay Coppock (Coo) $259,089 $0 $0
Charis Pollard (Chro) $258,725 $0 $0
William Carraway (Board Member) $0 $0 $0
Kyle Dickson (Board Member) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
John Blair (Board Vice Chairman) $0 $0 $0
Mark Kline (Board Chairman) $0 $0 $0
Mark Rodriguez (Board Treasurer) $0 $0 $0
Joel Mueller (Board Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,238,390
Expenses
$29,511,258
Net Income
$1,727,132
Net Assets
$412,030,714
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,421,831
75.0%
Investment Income $1,327,650
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales -$1,046
Other Revenue $6,489,955
20.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,679,427
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $7,937,610
26.9%
Assets/Debt
Total Assets $418,813,341
Total Liabilities $6,782,627
Net Assets $412,030,714
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $398,545 $0 $71,755
Clay Franks (Cfo) $267,758 $0 $53,091
David De Anda (Clo) $251,413 $0 $62,685
Jay Coppock (Coo) $242,413 $0 $56,777
Charis Pollard (Chro) $241,512 $0 $33,478
William Carraway (Board Member) $0 $0 $0
Kyle Dickson (Board Member) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
John Blair (Board Vice Chairman) $0 $0 $0
Mark Kline (Board Chairman) $0 $0 $0
Mark Rodriguez (Board Treasurer) $0 $0 $0
Joel Mueller (Board Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$29,441,973
Expenses
$28,152,644
Net Income
$1,289,329
Net Assets
$391,834,591
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,425,390
72.8%
Investment Income $2,024,894
6.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales -$65,122
Other Revenue $6,056,811
20.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,329,316
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $7,771,651
27.6%
Assets/Debt
Total Assets $398,567,137
Total Liabilities $6,732,546
Net Assets $391,834,591
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $384,174 $0 $70,966
Clay Franks (Cfo) $252,515 $0 $51,664
David De Anda (Clo) $239,652 $0 $60,954
Jay Coppock (Coo) $226,519 $0 $54,972
Charis Pollard (Chro) $226,455 $0 $30,871
William Carraway (Board Member) $0 $0 $0
Kyle Dickson (Board Member) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
John Blair (Board Vice Chairman) $0 $0 $0
Mark Kline (Board Chairman) $0 $0 $0
Mark Rodriguez (Board Treasurer) $0 $0 $0
Joel Mueller (Board Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$29,883,631
Expenses
$27,181,751
Net Income
$2,701,880
Net Assets
$400,927,921
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,671,540
85.9%
Investment Income $1,341,654
4.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales -$297,202
Other Revenue $3,167,639
10.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $9,371,589
34.5%
Assets/Debt
Total Assets $408,031,793
Total Liabilities $7,103,872
Net Assets $400,927,921
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $384,447 $0 $70,887
Clay Franks (Cfo) $249,606 $0 $49,000
David De Anda (Clo) $229,363 $0 $53,169
Charis Pollard (Chro) $217,641 $0 $28,054
Jay Coppock (Coo) $215,830 $0 $50,625
William Carraway (Board Chairman) $0 $0 $0
Kyle Dickson (Board Member) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
John Blair (Board Treasurer) $0 $0 $0
Mark Kline (Board Vice Chairman) $0 $0 $0
Mark Rodriguez (Board Secretary) $0 $0 $0
Joel Mueller (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$26,768,196
Expenses
$24,709,767
Net Income
$2,058,429
Net Assets
$365,625,568
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,502,691
95.3%
Investment Income $839,067
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $21,893
0.1%
Other Revenue $404,545
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $8,561,587
34.6%
Assets/Debt
Total Assets $375,781,829
Total Liabilities $10,156,261
Net Assets $365,625,568
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $383,874 $0 $65,865
Clay Franks (Cfo) $238,639 $0 $41,949
David De Anda (Chief Legal Officer) $218,462 $0 $50,289
Charis Pollard (Chro) $206,376 $0 $27,362
Jay Coppock (Coo) $200,328 $0 $48,793
William Carraway (Board Chairman) $0 $0 $0
Royce Hively (Board Member) $0 $0 $0
Kyle Dickson (Board Treasurer) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
John Blair (Board Member) $0 $0 $0
Ed Sebesta (Board Vice Chairman) $0 $0 $0
Mark Kline (Board Secretary) $0 $0 $0
Mark Rodriguez (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$25,038,602
Expenses
$21,396,059
Net Income
$3,642,543
Net Assets
$327,677,362
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,110,124
92.3%
Investment Income $1,495,896
6.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $44,017
0.2%
Net Inventory Sales $0
Other Revenue $388,565
1.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $8,303,704
38.8%
Assets/Debt
Total Assets $339,402,888
Total Liabilities $11,725,526
Net Assets $327,677,362
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $406,205 $0 $67,166
Clay Franks (Cfo) $238,762 $0 $41,220
David De Anda (Chief Legal Officer) $221,278 $0 $47,002
Charis Pollard (Chro) $204,467 $0 $35,851
Jay Coppock (Coo) $203,451 $0 $49,384
William Carraway (Board Vice Chairman) $0 $0 $0
Royce Hively (Board Member) $0 $0 $0
Kyle Dickson (Board Treasurer) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
Tim Harper (Board Member) $0 $0 $0
Ed Sebesta (Board Chairman) $0 $0 $0
Mark Kline (Board Secretary) $0 $0 $0
Mark Rodriguez (Board Member) $0 $0 $0
Charles Gooden (Board Memmber) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,104,476
Expenses
$19,454,612
Net Income
$3,649,864
Net Assets
$297,564,691
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,226,944
96.2%
Investment Income $587,911
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $289,621
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $7,750,525
39.8%
Assets/Debt
Total Assets $310,702,915
Total Liabilities $13,138,224
Net Assets $297,564,691
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $395,263 $0 $43,711
Clay Franks (Cfo) $226,172 $0 $26,645
David De Anda (Chief Legal Officer) $194,692 $0 $31,948
Charis Pollard (Chro) $193,178 $0 $19,755
Jay Coppock (Coo) $187,159 $0 $34,429
Eddie Hebert (Insurance Cuso Manager) $163,302 $0 $30,293
Corey Lecoq (Sr Vp Of Operations) $120,461 $0 $18,596
William Carraway (Board Vice Chairman) $0 $0 $0
Royce Hively (Board Member) $0 $0 $0
Kyle Dickson (Board Member) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
Tim Harper (Board Treasurer) $0 $0 $0
Ed Sebesta (Board Chairman) $0 $0 $0
Mark Kline (Board Secretary) $0 $0 $0
Mark Rodriguez (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,276,427
Expenses
$18,752,019
Net Income
$2,524,408
Net Assets
$283,797,186
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,976,200
84.5%
Investment Income $552,740
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales -$565,761
Other Revenue $3,313,248
15.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $7,220,058
38.5%
Assets/Debt
Total Assets $296,221,834
Total Liabilities $12,424,648
Net Assets $283,797,186
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jack Click (Ceo) $356,529 $0 $55,439
Clay Franks (Cfo) $199,943 $0 $27,137
Charis Pollard (Chro) $170,978 $0 $18,563
David De Anda (General Counsel) $168,771 $0 $28,772
Jay Coppock (Coo) $160,030 $0 $30,543
Eddie Hebert (Insurance Cuso Manager) $133,057 $0 $28,027
Corey Lecoq (Sr Vp Of Operations) $109,617 $0 $18,249
Phil Johnson (Board Member) $0 $0 $0
William Carraway (Board Vice Chairman) $0 $0 $0
Royce Hively (Board Treasurer) $0 $0 $0
Kyle Dickson (Board Secretary) $0 $0 $0
Bruce Terry (Board Member) $0 $0 $0
Tim Harper (Board Member) $0 $0 $0
Ed Sebesta (Board Chairman) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,445,032
Expenses
$20,298,166
Net Income
$2,146,866
Net Assets
$270,125,999
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,044,052
80.4%
Investment Income $705,504
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $432,166
1.9%
Other Revenue $3,263,310
14.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $7,029,586
34.6%
Assets/Debt
Total Assets $277,207,631
Total Liabilities $7,081,632
Net Assets $270,125,999

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,696,925
Expenses
$22,612,385
Net Income
$1,084,540
Net Assets
$260,783,390
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,724,241
83.2%
Investment Income $632,477
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $19,377
0.1%
Other Revenue $3,320,830
14.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $6,571,388
29.1%
Assets/Debt
Total Assets $266,855,799
Total Liabilities $6,072,409
Net Assets $260,783,390

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »