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Rio Grande Valley Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$7.64M (2023)

Expenses
$5.11M (2023)

Total Assets
$150M (2023)

Total Liabilities
$136M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,638,833
Expenses
$5,113,482
Net Income
$2,525,351
Net Assets
$14,551,853
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,578,440
73.0%
Investment Income $1,097,143
14.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $963,250
12.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $304,869
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,003,625
39.2%
Assets/Debt
Total Assets $150,057,537
Total Liabilities $135,505,684
Net Assets $14,551,853
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Former Ceo) $139,608 $0 $28,908
Sherilyn Goad (Ceo) $111,124 $0 $25,036
Joyce Beattie (Secretary) $0 $0 $0
Chad E Bender (Board Member) $0 $0 $0
Jim Coffman (Board Member) $0 $0 $0
Imelda Hernandez (Treasurer) $0 $0 $0
David Jones (Chairman) $0 $0 $0
Carl Leatherman (Board Member) $0 $0 $0
Elizabeth Martinez (Board Member) $0 $0 $0
Emma Mccall (Board Member) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,787,054
Expenses
$4,888,464
Net Income
$898,590
Net Assets
$12,026,502
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,954,149
85.6%
Investment Income $837,905
14.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,000
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $224,204
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,944,871
39.8%
Assets/Debt
Total Assets $155,717,321
Total Liabilities $143,690,819
Net Assets $12,026,502
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $184,927 $0 $39,277
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Jim Coffman (Secretary) $0 $0 $0
Joyce Beattie (Director) $0 $0 $0
Chad E Bender (Director) $0 $0 $0
Imelda Hernandez (Director) $0 $0 $0
Carl Leatherman (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,865,424
Expenses
$4,386,631
Net Income
$478,793
Net Assets
$11,127,912
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,181,588
85.9%
Investment Income $683,831
14.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $190,953
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,752,452
39.9%
Assets/Debt
Total Assets $152,342,621
Total Liabilities $141,214,709
Net Assets $11,127,912
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $163,000 $0 $27,953
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Jim Coffman (Secretary) $0 $0 $0
Joyce Beattie (Director) $0 $0 $0
Chad E Bender (Director) $0 $0 $0
Imelda Hernandez (Director) $0 $0 $0
Carl Leatherman (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,715,040
Expenses
$4,496,563
Net Income
$218,477
Net Assets
$10,649,119
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,939,311
83.5%
Investment Income $575,661
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $200,068
4.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $214,417
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,672,582
37.2%
Assets/Debt
Total Assets $132,629,206
Total Liabilities $121,980,087
Net Assets $10,649,119
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $186,815 $0 $26,629
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Jim Coffman (Secretary) $0 $0 $0
Sherilyn Goad (Secretary (Until Jan 2020)) $0 $0 $0
Joyce Beattie (Director) $0 $0 $0
Chad E Bender (Director) $0 $0 $0
Imelda Hernandez (Director) $0 $0 $0
Carl Leatherman (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,868,881
Expenses
$4,029,028
Net Income
$839,853
Net Assets
$10,430,642
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,952,241
81.2%
Investment Income $824,431
16.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $563
0.0%
Net Fundraising $0
Sales of Assets $91,646
1.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $192,515
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,514,167
37.6%
Assets/Debt
Total Assets $109,895,880
Total Liabilities $99,465,238
Net Assets $10,430,642
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $166,280 $0 $25,262
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Sherilyn Goad (Secretary) $0 $0 $0
Joyce Beattie (Director) $0 $0 $0
Chad E Bender (Director) $0 $0 $0
Imelda Hernandez (Director) $0 $0 $0
Carl Leatherman (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,452,285
Expenses
$4,053,685
Net Income
$398,600
Net Assets
$9,235,196
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,714,395
83.4%
Investment Income $691,301
15.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $11,000
0.2%
Net Fundraising $0
Sales of Assets $35,589
0.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $179,567
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,448,080
35.7%
Assets/Debt
Total Assets $99,449,177
Total Liabilities $90,213,981
Net Assets $9,235,196
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $150,462 $0 $27,409
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Sherilyn Goad (Secretary) $0 $0 $0
Joyce Beattie (Director) $0 $0 $0
Chad E Bender (Director) $0 $0 $0
Imelda Hernandez (Director) $0 $0 $0
Carl Leatherman (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,871,241
Expenses
$3,609,819
Net Income
$261,422
Net Assets
$8,836,596
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,410,535
88.1%
Investment Income $510,222
13.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $12,000
0.3%
Net Fundraising $0
Sales of Assets -$61,516
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $160,183
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,399,325
38.8%
Assets/Debt
Total Assets $95,460,018
Total Liabilities $86,623,422
Net Assets $8,836,596
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $135,926 $0 $23,384
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Sherilyn Goad (Secretary) $0 $0 $0
Joyce Aguirre (Director) $0 $0 $0
Carl Leatherman (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0
Imelda Hernandez (Director) $0 $0 $0
Chad E Bender (Director) $0 $0 $0
Sherilyn Durham (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,010,183
Expenses
$3,614,720
Net Income
$395,463
Net Assets
$8,575,174
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,625,840
90.4%
Investment Income $358,481
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $12,000
0.3%
Net Fundraising $0
Sales of Assets $13,862
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $144,841
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,312,466
36.3%
Assets/Debt
Total Assets $88,993,793
Total Liabilities $80,418,619
Net Assets $8,575,174
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $123,481 $0 $21,360
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Sherilyn Durham (Secretary) $0 $0 $0
Joyce Aguirre (Director) $0 $0 $0
Sherilyn Goad (Director) $0 $0 $0
Carl Leatherman (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0
Imelda Hernandez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,644,199
Expenses
$3,460,915
Net Income
$183,284
Net Assets
$8,179,711
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,265,879
89.6%
Investment Income $359,075
9.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,000
0.0%
Net Fundraising $0
Sales of Assets $18,245
0.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $130,370
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,239,353
35.8%
Assets/Debt
Total Assets $84,753,857
Total Liabilities $76,574,146
Net Assets $8,179,711
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $111,451 $0 $18,920
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Sherilyn Durham (Secretary) $0 $0 $0
Joyce Aguirre (Director) $0 $0 $0
Sherilyn Goad (Director) $0 $0 $0
Carl Leatherman (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0
Imelda Hernandez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,540,123
Expenses
$3,325,172
Net Income
$214,951
Net Assets
$7,995,091
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,223,568
91.1%
Investment Income $321,418
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$4,863
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $139,884
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,174,190
35.3%
Assets/Debt
Total Assets $78,065,481
Total Liabilities $70,070,390
Net Assets $7,995,091
Compensation
Key Employees and Officers Compensation Related Other
Allyson Morrow (Ceo/Cfo) $117,418 $0 $21,731
David Jones (Chair) $0 $0 $0
Joe Montemayor (Vice Chair) $0 $0 $0
Emma Mccall (Treasurer) $0 $0 $0
Sherilyn Durham (Secretary) $0 $0 $0
Joyce Aguirre (Director) $0 $0 $0
Sherilyn Goad (Director) $0 $0 $0
David Batot (Director) $0 $0 $0
Elizabeth Martinez (Director) $0 $0 $0
Nancy Thompson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,494,268
Expenses
$3,238,550
Net Income
$255,718
Net Assets
$7,770,284
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,196,368
91.5%
Investment Income $297,538
8.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $362
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $111,585
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,177,328
36.4%
Assets/Debt
Total Assets $74,416,770
Total Liabilities $66,646,486
Net Assets $7,770,284

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,522,986
Expenses
$3,281,688
Net Income
$241,298
Net Assets
$7,600,247
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,259,056
92.5%
Investment Income $279,354
7.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$15,424
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $102,481
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,111,584
33.9%
Assets/Debt
Total Assets $72,099,331
Total Liabilities $64,499,084
Net Assets $7,600,247

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,565,908
Expenses
$3,470,409
Net Income
$95,499
Net Assets
$7,340,588
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,334,666
93.5%
Investment Income $231,242
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $93,051
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,092,876
31.5%
Assets/Debt
Total Assets $68,503,224
Total Liabilities $61,162,636
Net Assets $7,340,588

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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