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Star Financial Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$3.24M (2023)

Expenses
$3.72M (2023)

Total Assets
$52.1M (2023)

Total Liabilities
$47.1M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,241,206
Expenses
$3,721,107
Net Income
-$479,901
Net Assets
$5,003,792
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,683,872
82.8%
Investment Income $557,334
17.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,070,951
28.8%
Assets/Debt
Total Assets $52,070,426
Total Liabilities $47,066,634
Net Assets $5,003,792
Compensation
Key Employees and Officers Compensation Related Other
Derrick Escobedo (Secretary) $0 $0 $0
Gil Gomez (Board Member) $0 $0 $0
Andrew Henicke (Board Member) $0 $0 $0
Hector Saenz (Chairman) $0 $0 $0
Randy Wilson (Treasurer) $0 $0 $0
Maria Flores (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,951,819
Expenses
$3,133,368
Net Income
-$181,549
Net Assets
$5,466,263
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,621,919
88.8%
Investment Income $329,900
11.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $110,587
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $957,849
30.6%
Assets/Debt
Total Assets $53,787,740
Total Liabilities $48,321,477
Net Assets $5,466,263
Compensation
Key Employees and Officers Compensation Related Other
Lester Warby (President/Ceo) $110,587 $0 $8,566
Hector Saenz (Chairman) $0 $0 $0
Randy Wilson (Treasurer) $0 $0 $0
Derrick Escobedo (Secretary) $0 $0 $0
Gil Gomez (Board Member) $0 $0 $0
Andrew Henicke (Board Member) $0 $0 $0

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Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,066,264
Expenses
$2,844,751
Net Income
$221,513
Net Assets
$5,647,812
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,930,761
95.6%
Investment Income $135,503
4.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $101,275
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $746,534
26.2%
Assets/Debt
Total Assets $51,245,887
Total Liabilities $45,598,075
Net Assets $5,647,812
Compensation
Key Employees and Officers Compensation Related Other
Lester Warby (President/Ceo) $101,275 $0 $0
Hector Saenz (Chairman) $0 $0 $0
Randy Wilson (Treasurer) $0 $0 $0
Derrick Escobedo (Secretary) $0 $0 $0
Gil Gomez (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,652,260
Expenses
$2,895,561
Net Income
-$243,301
Net Assets
$5,426,299
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,300,798
86.7%
Investment Income $351,462
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $92,709
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $764,815
26.4%
Assets/Debt
Total Assets $50,873,048
Total Liabilities $45,446,749
Net Assets $5,426,299
Compensation
Key Employees and Officers Compensation Related Other
Lester Warby (President/Ceo) $92,709 $0 $7,554
Nina Amador (Board Chairperson) $0 $0 $0
Hector Saenz (Board Vice Chairman) $0 $0 $0
William Allen Fryer (Board Treasurer) $0 $0 $0
Randy Wilson (Board Member) $0 $0 $0
Derrick Escobedo (Board Member) $0 $0 $0
Nancy Greenwood Fincher (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,212,194
Expenses
$2,151,677
Net Income
$60,517
Net Assets
$5,669,600
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,696,539
76.7%
Investment Income $515,655
23.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $100,030
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $649,784
30.2%
Assets/Debt
Total Assets $46,049,302
Total Liabilities $40,379,702
Net Assets $5,669,600
Compensation
Key Employees and Officers Compensation Related Other
Lester Warby (President/Ceo) $100,030 $0 $5,118
Nina Amador (Board Chairperson) $0 $0 $0
Hector Saenz (Board Vice Chairman) $0 $0 $0
Linda Edwards (Board Secretary) $0 $0 $0
Allen Fryer (Board Treasurer) $0 $0 $0
Derrick Escobedo (Board Member) $0 $0 $0
Rebecca Ponce (Board Member) $0 $0 $0
Randy Wilson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,061,154
Expenses
$1,986,051
Net Income
$75,103
Net Assets
$5,609,083
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,630,115
79.1%
Investment Income $431,039
20.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $53,353
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $585,899
29.5%
Assets/Debt
Total Assets $45,483,589
Total Liabilities $39,874,506
Net Assets $5,609,083
Compensation
Key Employees and Officers Compensation Related Other
Christina Reyna (President/Ceo) $53,353 $0 $5,125
Nina Amador (Board Chairperson) $0 $0 $0
Hector Saenz (Board Vice Chairman) $0 $0 $0
Linda Edwards (Board Secretary) $0 $0 $0
Allen Fryer (Board Treasurer) $0 $0 $0
Derrick Escobedo (Board Member) $0 $0 $0
Rebecca Ponce (Board Member) $0 $0 $0
Randy Wilson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,868,754
Expenses
$1,989,219
Net Income
-$120,465
Net Assets
$5,533,980
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,556,912
83.3%
Investment Income $311,842
16.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $73,048
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $581,788
29.2%
Assets/Debt
Total Assets $46,632,367
Total Liabilities $41,098,387
Net Assets $5,533,980
Compensation
Key Employees and Officers Compensation Related Other
Christina Reyna (President/Ceo) $73,048 $0 $6,573
Nina Amador (Board Chairperson) $0 $0 $0
Hector Saenz (Board Vice Chairman) $0 $0 $0
Linda Edwards (Board Secretary) $0 $0 $0
Joe Carmona (Board Treasurer) $0 $0 $0
Derrick Escobedo (Board Member) $0 $0 $0
William Allen Fryer (Board Member) $0 $0 $0
Randy Wilson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,881,787
Expenses
$1,996,111
Net Income
-$114,324
Net Assets
$5,654,445
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,635,832
86.9%
Investment Income $245,955
13.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $71,222
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $543,052
27.2%
Assets/Debt
Total Assets $45,241,708
Total Liabilities $39,587,263
Net Assets $5,654,445
Compensation
Key Employees and Officers Compensation Related Other
Christina Reyna (President/Ceo) $71,222 $0 $5,790
Nina Amador (Board Chairperson) $0 $0 $0
Hector Saenz (Board Vice Chairman) $0 $0 $0
Linda Edwards (Board Secretary) $0 $0 $0
Joe Carmona (Board Treasurer) $0 $0 $0
Derrick Escobedo (Board Member) $0 $0 $0
Dennis Hill (Board Member) $0 $0 $0
Randy Wilson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,882,734
Expenses
$1,864,338
Net Income
$18,396
Net Assets
$5,768,769
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,694,292
90.0%
Investment Income $188,442
10.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $72,416
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $557,304
29.9%
Assets/Debt
Total Assets $44,378,086
Total Liabilities $38,609,317
Net Assets $5,768,769
Compensation
Key Employees and Officers Compensation Related Other
Christina Reyna (President/Ceo) $72,416 $0 $5,491
Nina Amador (Board Chairperson) $0 $0 $0
Hector Saenz (Board Vice Chairman) $0 $0 $0
Linda Edwards (Board Secretary) $0 $0 $0
Joe Carmona (Board Treasurer) $0 $0 $0
Diana Gonzales (Board Member) $0 $0 $0
Dennis Hill (Board Member) $0 $0 $0
Randy Wilson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,971,709
Expenses
$1,957,797
Net Income
$13,912
Net Assets
$5,750,373
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,787,348
90.6%
Investment Income $184,361
9.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $68,569
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $541,981
27.7%
Assets/Debt
Total Assets $43,228,912
Total Liabilities $37,478,539
Net Assets $5,750,373
Compensation
Key Employees and Officers Compensation Related Other
Christina Reyna (President/Ceo) $68,569 $0 $5,896
Nina Amador (Board Chairperson) $0 $0 $0
Hector Saenz (Board Vice Chairman) $0 $0 $0
Linda Edwards (Board Secretary) $0 $0 $0
Joe Carmona (Board Treasurer) $0 $0 $0
Diana Gonzales (Board Member) $0 $0 $0
Dennis Hill (Board Member) $0 $0 $0
Randy Wilson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,180,026
Expenses
$1,948,320
Net Income
$231,706
Net Assets
$5,736,461
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,796,807
82.4%
Investment Income $181,624
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $201,595
9.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $65,989
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $564,681
29.0%
Assets/Debt
Total Assets $44,535,220
Total Liabilities $38,798,759
Net Assets $5,736,461
Compensation
Key Employees and Officers Compensation Related Other
Christina Reyna (President/Ceo) $66,356 $0 $6,075
Nina Amador (Board Chairperson) $0 $0 $0
Hector Saenz (Board Vice Chairman) $0 $0 $0
Linda Edwards (Board Secretary) $0 $0 $0
Joe Carmona (Board Treasurer) $0 $0 $0
Diana Gonzales (Board Member) $0 $0 $0
Dennis Hill (Board Member) $0 $0 $0
Randy Wilson (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,872,133
Expenses
$1,874,970
Net Income
-$2,837
Net Assets
$5,504,755
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,692,826
90.4%
Investment Income $179,307
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $61,109
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $577,856
30.8%
Assets/Debt
Total Assets $45,107,881
Total Liabilities $39,603,126
Net Assets $5,504,755

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,998,689
Expenses
$2,039,345
Net Income
-$40,656
Net Assets
$5,507,592
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,784,827
89.3%
Investment Income $213,862
10.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $78,874
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $594,135
29.1%
Assets/Debt
Total Assets $42,732,280
Total Liabilities $37,224,688
Net Assets $5,507,592

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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