Skip to content
ProPublica Donate
ProPublica Donate

Brazos Valley Schools Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$44.7M (2022)

Expenses
$31M (2022)

Total Assets
$985M (2022)

Total Liabilities
$891M (2022)

Source: Form 990 tax filings from 2012 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$44,696,240
Expenses
$31,045,794
Net Income
$13,650,446
Net Assets
$93,246,068
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $30,319,283
67.8%
Investment Income $14,376,957
32.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,039,535
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $6,890,246
22.2%
Assets/Debt
Total Assets $984,706,285
Total Liabilities $891,460,217
Net Assets $93,246,068
Compensation
Key Employees and Officers Compensation Related Other
Yvonne Kershner (President) $542,870 $0 $0
Courtney Poole (Cfo) $214,304 $0 $0
Christina Frith (Chief Member Experience Of) $203,278 $0 $0
James Cushing (Vp Operations) $169,190 $0 $0
Diane Davis (Vp Branch Operations) $149,878 $0 $0
Dhanika Patel (Director Of Internal Audit) $145,467 $0 $0
Andrea Maestretti (Vp Human Resources) $144,216 $0 $0
Chelsea Wooten (Vp Lending) $141,628 $0 $0
William Guthrie (It Manager) $120,936 $0 $0
Mandy Daniela (Compliance Officer) $104,311 $0 $0
Catherine Childres (Branch Manager) $103,460 $0 $0
Michael Griffin (Chairman) $0 $0 $0
Katherine Kubelka (Vice Chairman) $0 $0 $0
Vicki Delgado (Secretary) $0 $0 $0
Michael Madden (Director) $0 $0 $0
Joseph E Simmons (Director) $0 $0 $0
Melvin Nash (Treasurer) $0 $0 $0
Od Tompkins (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,585,386
Expenses
$28,962,814
Net Income
$4,622,572
Net Assets
$81,608,563
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $26,896,740
80.1%
Investment Income $6,102,659
18.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $573,096
1.7%
Net Inventory Sales $0
Other Revenue $12,891
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,813,358
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $6,450,358
22.3%
Assets/Debt
Total Assets $982,088,241
Total Liabilities $900,479,678
Net Assets $81,608,563
Compensation
Key Employees and Officers Compensation Related Other
Yvonne Kershner (President/Ceo) $527,055 $0 $0
Christina Frith (Chief Member Experience Officer) $178,415 $0 $0
Courtney Poole (Cfo) $177,641 $0 $0
Diane Davis (Vp Branch Operations) $138,325 $0 $0
Dhanika Patel (Director Of Internal Audit) $135,757 $0 $0
Chelsea Wooten (Vp Lending) $130,142 $0 $0
Andrea Maestretti (Vp Human Resources) $114,664 $0 $0
James Fletcher (Sr. Vp It) $108,071 $0 $0
William Guthrie (Network Administrator) $104,957 $0 $0
James Cushing (Vp Operations) $101,140 $0 $0
Shellye Carpenter (Vp Marketing) $97,191 $0 $0
Michael Griffin (Chairman) $0 $0 $0
Katherine Kubelka (Vice Chairman) $0 $0 $0
Vicki Delgado (Secretary) $0 $0 $0
Roosevelt Alexander (Treasurer) $0 $0 $0
Joseph E Simmons (Director) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,004,953
Expenses
$31,022,604
Net Income
$1,982,349
Net Assets
$79,494,766
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,539,329
77.4%
Investment Income $7,465,624
22.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,813,197
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $6,716,993
21.7%
Assets/Debt
Total Assets $907,673,647
Total Liabilities $828,178,881
Net Assets $79,494,766
Compensation
Key Employees and Officers Compensation Related Other
Yvonne Kershner (President/Ceo) $515,614 $0 $0
Christina Frith (Sr. Vp Member Experience) $160,918 $0 $0
James Fletcher (Sr. Vp It) $160,524 $0 $0
Courtney Poole (Sr. Vp Finance) $153,683 $0 $0
Diane Davis (Vp Branch Operations) $136,086 $0 $0
Dhanika Patel (Director Of Internal Audit) $132,788 $0 $0
Chelsea Wooten (Vp Lending) $126,666 $0 $0
Shellye Carpenter (Vp Marketing) $116,068 $0 $0
Andrea Maestretti (Vp Human Resources) $105,627 $0 $0
William Guthrie (Network Administrator) $102,877 $0 $0
Pat Wleczyk (Branch Manager) $102,346 $0 $0
Michael Griffin (Chairman) $0 $0 $0
Katherine Kubelka (Vice Chairman) $0 $0 $0
Vicki Delgado (Secretary) $0 $0 $0
Roosevelt Alexander (Treasurer) $0 $0 $0
Joseph E Simmons (Director) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$33,784,448
Expenses
$29,147,885
Net Income
$4,636,563
Net Assets
$75,739,803
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $25,008,663
74.0%
Investment Income $8,775,769
26.0%
Bond Proceeds $0
Royalties $16
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,490,781
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $6,694,122
23.0%
Assets/Debt
Total Assets $793,742,066
Total Liabilities $718,002,263
Net Assets $75,739,803
Compensation
Key Employees and Officers Compensation Related Other
Yvonne Kershner (President/Ceo) $384,001 $0 $27,490
Barbara Jaloway (Sr. Vice President) $154,601 $0 $17,940
Christina Frith (Sr. Vice President Member) $134,202 $0 $17,551
James Fletcher (Sr. Vice President It) $122,301 $0 $9,519
Dhanika Patel (Head Internal Auditor) $111,818 $0 $16,464
Courtney Poole (Sr. Vice President Finance) $107,408 $0 $15,676
Diane Davis (Vice President Branch Operations) $103,059 $0 $15,090
Chelsea Wooten (Vice President) $95,350 $0 $15,133
Shellye Carpenter (Vice President Marketing) $90,672 $0 $15,027
Ruth Larson (Chief Financial Officer) $22,228 $0 $1,762
Andrea Maestretti (Vice President) $13,489 $0 $0
Michael Griffin (Chairman) $0 $0 $0
Katherine Kubelka (Vice Chairman) $0 $0 $0
Vicki Delgado (Secretary) $0 $0 $0
Roosevelt Alexander (Treasurer) $0 $0 $0
Joseph E Simmons (Director) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$31,250,023
Expenses
$25,761,322
Net Income
$5,488,701
Net Assets
$68,271,261
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $23,141,534
74.1%
Investment Income $8,074,687
25.8%
Bond Proceeds $0
Royalties $287
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $33,515
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,574,311
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $5,869,356
22.8%
Assets/Debt
Total Assets $720,387,537
Total Liabilities $652,116,276
Net Assets $68,271,261
Compensation
Key Employees and Officers Compensation Related Other
Yvonne Kershner (President/Ceo) $367,800 $0 $27,645
Steve Jones (Exec Vice President/Coo) $219,631 $0 $21,708
Ruth Larson (Cfo) $196,988 $0 $21,027
Barbara Jaloway (Sr. Vice President Hr/Admi) $150,702 $0 $18,287
Christina Frith (Sr. Vice President Member) $130,048 $0 $17,718
Dhanika Patel (Head Internal Auditor) $108,875 $0 $16,741
Courtney Poole (Vice President) $102,603 $0 $15,816
Diane Davis (Vice President) $101,263 $0 $15,319
Chelsea Wooten (Vice President) $93,238 $0 $15,319
Shellye Carpenter (Vice President) $88,163 $0 $14,162
James Fletcher (Vice President) $15,000 $0 $0
Roosevelt Alexander (Treasurer) $0 $0 $0
Katherine Kubelka (Vice Chairman) $0 $0 $0
Michael Griffin (Chairman) $0 $0 $0
Vicki Delgado (Secretary) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0
Joseph E Simmons (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$27,850,627
Expenses
$23,574,560
Net Income
$4,276,067
Net Assets
$62,739,161
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,827,195
71.2%
Investment Income $6,319,354
22.7%
Bond Proceeds $0
Royalties $846
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,473,610
5.3%
Net Inventory Sales $0
Other Revenue $229,622
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,557,756
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $5,987,247
25.4%
Assets/Debt
Total Assets $721,704,311
Total Liabilities $658,965,150
Net Assets $62,739,161
Compensation
Key Employees and Officers Compensation Related Other
Yvonne Kershner (President/Ceo) $351,056 $0 $27,164
Steve Jones (Exec Vice President/Coo) $212,369 $0 $21,145
Ruth Larson (Cfo) $185,206 $0 $19,869
Barbara Jaloway (Sr. Vice President Hr/Admi) $146,384 $0 $17,585
Christina Frith (Sr. Vice President Member) $125,506 $0 $17,039
Dhanika Patel (Head Internal Auditor) $105,483 $0 $16,082
Courtney Poole (Vice President) $99,685 $0 $15,164
Diane Davis (Vice President) $96,443 $0 $14,646
Chelsea Wooten (Vice President) $88,095 $0 $14,682
Keith Leach (Vice President) $78,328 $0 $8,361
Shellye Carpenter (Vice President) $69,201 $0 $6,936
Roosevelt Alexander (Treasurer) $0 $0 $0
Katherine Kubelka (Vice Chairman) $0 $0 $0
Michael Griffin (Chairman) $0 $0 $0
Vicki Delgado (Secretary) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0
Joseph E Simmons (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,924,059
Expenses
$21,494,289
Net Income
$2,429,770
Net Assets
$58,895,403
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,876,301
78.9%
Investment Income $4,815,324
20.1%
Bond Proceeds $0
Royalties $414
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $232,020
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,295,227
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $5,412,810
25.2%
Assets/Debt
Total Assets $687,877,137
Total Liabilities $628,981,734
Net Assets $58,895,403
Compensation
Key Employees and Officers Compensation Related Other
Yvonne Kershner (President/Ceo) $334,504 $0 $25,824
Steve Jones (Exec Vice President/Coo) $159,504 $0 $19,124
Ruth Larson (Cfo) $138,442 $0 $18,158
Barbara Jaloway (Sr. Vice President Hr/Administration) $131,007 $0 $16,868
Christina Frith (Sr. Vice President Member Servcies) $104,154 $0 $15,935
Dhanika Patel (Head Internal Auditor) $100,335 $0 $15,363
Keith Leach (Vice President) $88,135 $0 $10,792
Courtney Poole (Vice President) $84,588 $0 $14,420
Diane Davis (Vice President) $81,429 $0 $13,841
Chelsea Wooten (Vice President) $73,129 $0 $13,885
Roosevelt Alexander (Treasurer) $0 $0 $0
Katherine Kubelka (Vice Chairman) $0 $0 $0
Michael Griffin (Chairman) $0 $0 $0
Vicki Delgado (Secretary) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0
Joseph E Simmons (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,042,142
Expenses
$20,352,540
Net Income
$2,689,602
Net Assets
$56,432,131
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,257,772
79.2%
Investment Income $4,351,094
18.9%
Bond Proceeds $0
Royalties $2,482
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $430,794
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,364,378
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $5,041,546
24.8%
Assets/Debt
Total Assets $665,038,605
Total Liabilities $608,606,474
Net Assets $56,432,131
Compensation
Key Employees and Officers Compensation Related Other
Joseph E Simmons (President/Ceo) $334,328 $0 $27,786
Yvonne Kershner (Exec Vice President/Coo) $204,328 $0 $21,491
Steve Jones (Sr. Vice President) $129,490 $0 $17,582
Barbara Jaloway (Sr. Vice President) $126,408 $0 $16,796
Paula Craig (Vice President) $114,526 $0 $16,186
Ruth Larson (Sr. Vice President) $112,732 $0 $13,554
Dhanika Patel (Head Internal Auditor) $96,004 $0 $15,286
Keith Leach (Vice President) $84,566 $0 $10,504
Courtney Poole (Vice President) $81,678 $0 $14,362
Christina Frith (Vice President) $80,318 $0 $14,685
Frank Dzierzanowski (Chairman) $0 $0 $0
Roosevelt Alexander (Treasurer) $0 $0 $0
Katherine Kubelka (Secretary) $0 $0 $0
Michael Griffin (Vice Chairman) $0 $0 $0
Vicki Delgado (Director) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,252,559
Expenses
$19,444,661
Net Income
$2,807,898
Net Assets
$53,742,529
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,210,356
81.8%
Investment Income $4,037,415
18.1%
Bond Proceeds $0
Royalties $2,314
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,474
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,297,847
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $4,661,748
24.0%
Assets/Debt
Total Assets $638,573,790
Total Liabilities $584,831,261
Net Assets $53,742,529
Compensation
Key Employees and Officers Compensation Related Other
Joseph E Simmons (Ceo) $317,229 $0 $27,019
Yvonne Kershner (Exec Vice President/Coo) $160,479 $0 $19,176
Barbara Jaloway (Sr. Vice President) $120,579 $0 $16,608
Paula Craig (Vice President) $111,368 $0 $16,066
Steve Jones (Sr. Vice President) $110,704 $0 $16,646
Ruth Larson (Sr. Vice President) $106,767 $0 $7,846
Courtney Poole (Vice President) $77,979 $0 $14,176
Keith Leach (Vice President) $76,542 $0 $5,215
Christina Frith (Vice President) $76,133 $0 $14,561
Frank Dzierzanowski (Director) $0 $0 $0
Roosevelt Alexander (Treasurer) $0 $0 $0
Katherine Kubelka (Vice Chair) $0 $0 $0
Michael Griffin (President) $0 $0 $0
Vicki Delgado (Secretary) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,409,321
Expenses
$20,020,114
Net Income
$1,389,207
Net Assets
$50,934,631
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,923,707
83.7%
Investment Income $3,485,438
16.3%
Bond Proceeds $0
Royalties $176
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $954,258
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $4,712,429
23.5%
Assets/Debt
Total Assets $601,902,747
Total Liabilities $550,968,116
Net Assets $50,934,631
Compensation
Key Employees and Officers Compensation Related Other
Joseph E Simmons (President/Ceo) $287,769 $0 $24,868
Yvonne Kershner (Exec Vice President/Coo) $178,139 $0 $18,069
Barbara Jaloway (Sr. Vice President) $133,169 $0 $15,645
Steve Jones (Sr. Vice President) $108,869 $0 $15,952
Paula Craig (Vice President) $107,442 $0 $15,234
Dhanika Patel (Head Internal Auditor) $92,953 $0 $14,278
Frank Dzierzanowski (Chairman) $0 $0 $0
Roosevelt Alexander (Treasurer) $0 $0 $0
Katherine Kubelka (Secretary) $0 $0 $0
Michael Griffin (Vice Chair) $0 $0 $0
Vicki Delgado (Director) $0 $0 $0
Melvin Nash (Director) $0 $0 $0
Tom Golson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,545,776
Expenses
$19,496,318
Net Income
$2,049,458
Net Assets
$49,969,903
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,206,246
84.5%
Investment Income $3,339,147
15.5%
Bond Proceeds $0
Royalties $383
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $881,537
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $4,563,809
23.4%
Assets/Debt
Total Assets $592,981,113
Total Liabilities $543,011,210
Net Assets $49,969,903

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »