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Amplify Credit Union

  • Austin, TX
  • Tax-exempt since June 1976
  • EIN: 74-1592875

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$86.4M (2022)

Expenses
$62.9M (2022)

Total Assets
$1.53B (2022)

Total Liabilities
$1.41B (2022)

Source: Form 990 tax filings from 2017 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$86,404,873
Expenses
$62,899,208
Net Income
$23,505,665
Net Assets
$111,482,531
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $81,368,504
94.2%
Investment Income $5,036,369
5.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,716,539
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $21,343,330
33.9%
Assets/Debt
Total Assets $1,525,654,462
Total Liabilities $1,414,171,931
Net Assets $111,482,531
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kendall Garrison (President Ceo) $1,109,498 $0 $22,892
John Orton (Svp Cfo) $499,316 $0 $16,191
Robert Almand (Avp Third Party Lending) $490,039 $0 $25,291
Stacy R Armijo (Svp Cxo) $368,046 $0 $26,347
Alexander B Olmos (Vp Commercial Loan Offic) $366,845 $0 $19,558
Charlotte P Morrison (Scp Cio) $338,523 $0 $18,983
Alan W Hansford (Scvp Cro) $300,776 $0 $15,963
Kendra Eakins (Third Party Lending Account Executive) $297,766 $0 $17,167
Jackie York (Vp Accounting & Finance) $291,125 $0 $10,362
Kristin N Keller (Vp Re Lending) $276,732 $0 $18,036
Alan Keith Jewells (Vp Commercial Lending) $244,739 $0 $20,720
Alejandro L Cardona (Mortgage Loan Originator) $244,619 $0 $16,513
Terry Neil Council (Avp Retail Production Ma) $230,264 $0 $17,816
Jose C San Pedro (Vp Loan Administration) $221,635 $0 $16,455
Daniel Osorio (Vp Information Technolog) $219,533 $0 $16,542
Lisa Larson (Vp Payments & Ops) $210,039 $0 $18,391
Christina Ranft (Vp Project Mangement) $195,880 $0 $16,419
Morgan Courtney (Vp Retail) $193,155 $0 $10,918
Shirley P Sheffield (Vp Commercial Loan Offic) $188,510 $0 $11,634
Rene Flores (Vp Commercial Loan Offic) $187,734 $0 $11,454
Jennifer Sobczyk (Vp Core Product Mgmt.) $184,322 $0 $13,953
Ian Craig (Mortgage Loan Originator) $182,367 $0 $10,256
Alma Y Palacios (Avp Real Estate Operatio) $176,201 $0 $12,320
Bruce Melton Smith (Information Security Offic) $169,615 $0 $12,779
Barbara Canan Santner (Underwriting Manager) $166,127 $0 $1,308
See filing for compensation of 14 other people →
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Document Links

990
Filed on Nov. 13, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$69,720,673
Expenses
$55,329,490
Net Income
$14,391,183
Net Assets
$112,235,904
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $65,782,901
94.4%
Investment Income $2,213,392
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,724,380
2.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,517,282
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $19,756,612
35.7%
Assets/Debt
Total Assets $1,360,354,435
Total Liabilities $1,248,118,531
Net Assets $112,235,904
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Kendall Garrison (President Ceo) $621,815 $0 $22,109
Robert Almand (Avp Third Party Lending) $519,566 $0 $19,075
Terry Neil Council (Avp Retail Production Ma) $398,665 $0 $19,956
Alejandro L Cardona (Mortgage Loan Originator) $392,556 $0 $13,533
John Orton (Svp Former Cfo) $382,258 $0 $15,027
Ian Craig (Mortgage Loan Originator) $358,494 $0 $13,241
Stacy R Armijo (Svp Cxp) $308,874 $0 $26,171
Charlotte P Morrison (Scp Cio) $297,206 $0 $19,370
Alan W Hansford (Scvp Cro) $229,186 $0 $15,922
Kristin N Keller (Vp Re Lending) $228,209 $0 $12,228
Alan Keith Jewells (Vp Commercial Lending) $226,907 $0 $13,588
Alexander B Olmos (Vp Commercial Loan Offic) $217,068 $0 $10,608
Brandon Dee Rains (Mortgage Loan Originator) $211,562 $0 $14,425
Morgan Courtney (Vp Retail) $195,280 $0 $13,131
Christina Ranft (Vp Project Mangement) $183,376 $0 $12,773
Barbara Canan Santner (Underwriting Manager) $182,155 $0 $902
Daniel Osorio (Vp Information Technolog) $176,153 $0 $18,880
Lisa Larson (Vp Payments & Ops) $175,787 $0 $14,344
Jose C San Pedro (Vp Loan Administration) $172,178 $0 $11,043
Denise Hart (Vp Human Resources) $171,326 $0 $11,599
Gary Reimers (Mortgage Loan Originator) $158,924 $0 $8,306
Jennifer Sobczyk (Vp Core Product Mgmt.) $158,414 $0 $13,703
Alma Y Palacios (Avp Real Estate Operatio) $151,232 $0 $11,081
Paul A Trylko (Former President Ceo) $150,854 $0 $0
Jackie York (Vp Accounting & Finance) $150,134 $0 $5,550
See filing for compensation of 16 other people →
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Document Links

990
Filed on Nov. 10, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$57,863,468
Expenses
$53,449,044
Net Income
$4,414,424
Net Assets
$98,524,624
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $55,222,680
95.4%
Investment Income $2,038,616
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $602,172
1.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,838,439
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $17,961,676
33.6%
Assets/Debt
Total Assets $1,100,705,305
Total Liabilities $1,002,180,681
Net Assets $98,524,624
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul A Trylko (Former President Ceo) $887,219 $0 $8,564
Nancy Ballman (Svp Coo Retired) $596,339 $0 $3,743
Kendall Garrison (President Ceo) $499,256 $0 $14,207
Kendra T Eakins (Third Party Lending Account Executive) $483,519 $0 $7,723
Alejandro L Cardona (Mortgage Loan Originator) $452,816 $0 $8,614
Robert Almand (Avp Third Party Lending) $437,796 $0 $6,447
Stacy R Armijo (Svp Cxp) $373,550 $0 $10,683
Terry Neil Council (Avp Retail Production Manager) $365,191 $0 $8,642
John Orton (Svp Cfo) $316,425 $0 $11,110
Charlotte P Morrison (Scp Cio) $283,331 $0 $12,727
Steven E Stapleton (Avp Real Estate Sales) $273,609 $0 $11,644
Denise Hart (Vp Human Resources) $271,900 $0 $10,131
Kristin N Keller (Vp Re Lending) $249,118 $0 $8,497
Alan W Hansford (Scvp Cro) $230,009 $0 $11,511
Enrique Roberto Zamora (Mortgage Loan Originator) $224,702 $0 $4,793
Morgan Courtney (Vp Retail) $218,825 $0 $9,140
Karen Pollack (Vp Digital Transform) $206,705 $0 $4,854
Jose C San Pedro (Vp Loan Administration) $202,807 $0 $8,919
Alan Keith Jewells (Vp Commercial Lending) $197,757 $0 $5,039
Christina Ranft (Vp Project Mangement) $196,135 $0 $11,007
Daniel Osorio (Vp Information Technology) $192,539 $0 $10,844
Brandon Dee Rains (Mortgage Loan Originator) $188,376 $0 $8,648
Lisa Larson (Vp Payments & Ops) $184,729 $0 $10,591
Alexander B Olmos (Vp Commercial Loan Offic) $179,942 $0 $7,297
Jennifer Sobczyk (Vp Core Product Mgmt.) $179,495 $0 $7,450
See filing for compensation of 14 other people →
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Document Links

990
Filed on Aug. 16, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$58,397,921
Expenses
$53,790,339
Net Income
$4,607,582
Net Assets
$84,075,030
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $55,395,162
94.9%
Investment Income $3,080,889
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$78,130
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,315,284
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $16,486,791
30.7%
Assets/Debt
Total Assets $994,465,486
Total Liabilities $910,390,456
Net Assets $84,075,030
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul A Trylko (President Ceo) $670,318 $0 $20,786
Kendall Garrison (Executive Vice President) $399,471 $0 $19,934
Nancy Ballman (Svp Coo) $331,937 $0 $19,250
Michael E Koch (Svp Chief Lending) $319,784 $0 $20,482
John Orton (Svp Cfo) $304,083 $0 $16,091
Stacy R Armijo (Svp Cxp) $289,692 $0 $14,965
Alejandro L Cardona (Mortgage Loan Originator) $240,280 $0 $12,603
Karen Pollack (Vp Digital Transform) $201,511 $0 $8,805
Morgan Courtney (Vp Retail) $195,213 $0 $6,028
Denise Hart (Vp Human Resources) $195,134 $0 $12,873
Kristin N Keller (Vp Re Lending) $194,850 $0 $9,859
Lisa Larson (Vp Payments & Ops) $192,955 $0 $13,713
Kimberly S Gamez (Vp Accounting) $190,077 $0 $8,135
Christina Ranft (Vp Project Mangement) $187,736 $0 $13,520
Jose C San Pedro (Vp Loan Administration) $185,179 $0 $11,735
Charlotte P Morrison (Scp Cio) $183,880 $0 $8,409
Jennifer Sobczyk (Vp Core Product Mgmt.) $178,678 $0 $10,010
Shirley P Sheffield (Vp Commercial Loan Officer) $168,193 $0 $7,350
Alexander B Olmos (Vp Commercial Loan Officer) $164,907 $0 $10,472
Steven J Williams (Avp Learning & Development) $158,895 $0 $14,516
Quang D Vu (Sr. Salesforce Developer) $156,273 $0 $12,368
Antonios D Kountoupis (Vp Consumer Lending) $155,538 $0 $11,873
Alan W Hansford (Scvp Cro) $152,672 $0 $8,463
Willie Everett (Chair) $0 $0 $0
Ron Gregg (Vice Chair) $0 $0 $0
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990
Filed on Nov. 5, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$55,204,978
Expenses
$48,183,897
Net Income
$7,021,081
Net Assets
$82,873,155
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $50,299,892
91.1%
Investment Income $3,945,678
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $959,408
1.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,664,638
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $13,458,916
27.9%
Assets/Debt
Total Assets $950,869,035
Total Liabilities $867,995,880
Net Assets $82,873,155
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul A Trylko (President Ceo) $474,539 $0 $21,462
Kendall Garrison (Executive Vice President) $306,925 $0 $21,568
John Orton (Svp Cfo) $250,156 $0 $10,559
Nancy Ballman (Svp Coo) $240,024 $0 $20,494
Michael E Koch (Svp Chief Lending) $231,190 $0 $20,115
Eric Clemons (Vp It & Software Develop) $215,581 $0 $19,231
Karen Pollack (Vp Digital Transform) $191,600 $0 $8,423
Alejandro L Cardona (Mortgage Loan Originator) $179,643 $0 $11,422
Kimberly S Gamez (Vp Accounting) $169,154 $0 $7,409
Scott A Humphreys (Vp Commercial Lending) $164,968 $0 $17,318
Kristin N Keller (Vp Re Lending) $162,489 $0 $10,297
Farid Dana (Svp Chief Information) $161,805 $0 $11,195
Denise Hart (Vp Human Resources) $161,140 $0 $14,078
Morgan Courtney (Vp Retail) $156,594 $0 $11,511
Willie Everett (Chair) $0 $0 $0
Ron Gregg (Vice Chair) $0 $0 $0
Sam Robertson (Secretary) $0 $0 $0
Allen Jensen (Treasurer) $0 $0 $0
Lemuel Williams (Director) $0 $0 $0
Sandy Dochen (Director) $0 $0 $0
Joyce J Smith (Director) $0 $0 $0
Lisa Nicholas (Svp Chief Digital) $0 $0 $0
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990
Filed on Sept. 27, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$50,254,955
Expenses
$43,932,273
Net Income
$6,322,682
Net Assets
$80,150,784
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $47,083,044
93.7%
Investment Income $3,035,752
6.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $136,159
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,085,804
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $12,837,064
29.2%
Assets/Debt
Total Assets $908,312,617
Total Liabilities $828,161,833
Net Assets $80,150,784
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Paul A Trylko (President Ceo) $428,839 $0 $20,225
Kendall Garrison (Executive Vice President) $391,938 $0 $18,596
Nancy Ballman (Svp Coo) $345,990 $0 $19,256
John Orton (Svp Cfo) $338,169 $0 $10,877
Lisa Nicholas (Svp Chief Digital) $250,897 $0 $8,356
Michael E Koch (Svp Chief Lending) $242,413 $0 $14,211
Eric Clemmons (Vp It & Software Development) $233,408 $0 $11,138
Alejandro L Cardona (Mortgage Loan Originator) $191,037 $0 $11,770
Denise Hart (Vp Human Resources) $189,310 $0 $12,871
Morgan Courtney (Vp Retail) $152,573 $0 $10,438
Kimberly S Gamez (Vp Accounting) $150,000 $0 $6,557
Farid Dana (Svp Chief Information) $87,558 $0 $2,150
Willie Everett (Chair) $0 $0 $0
Ron Gregg (Vice Chair) $0 $0 $0
Sam Robertson (Secretary) $0 $0 $0
Allen Jensen (Treasurer) $0 $0 $0
Alan Hansford (Director) $0 $0 $0
Michael Parker (Director) $0 $0 $0
Joyce J Smith (Director) $0 $0 $0
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Document Links

990
Filed on Nov. 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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