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Lubrizol Employees Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.36M (2023)

Expenses
$1.83M (2023)

Total Assets
$53.4M (2023)

Total Liabilities
$387k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,363,588
Expenses
$1,834,289
Net Income
$529,299
Net Assets
$52,968,578
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,669,298
70.6%
Investment Income $694,290
29.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $170,299
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $395,382
21.6%
Assets/Debt
Total Assets $53,355,984
Total Liabilities $387,406
Net Assets $52,968,578
Compensation
Key Employees and Officers Compensation Related Other
Rosaura Flores (President/Ceo) $170,299 $0 $29,879
Richard Miller (Chairman) $0 $0 $0
Daniel Koons (Vice Chairman) $0 $0 $0
Joseph Morris (Treasurer) $0 $0 $0
Delinda Dutton (Secretary) $0 $0 $0
Gary Aldrich (Director) $0 $0 $0
Gabe Aguilar (Director) $0 $0 $0
Greg Drummond (Director) $0 $0 $0
Waynisha Edwards (Supervisory Committee Chairman) $0 $0 $0
Aj Pickle (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,955,515
Expenses
$1,506,212
Net Income
$449,303
Net Assets
$54,286,448
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,605,087
82.1%
Investment Income $350,428
17.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $160,276
10.6%
Professional Fundraising Fees $0
Other Salaries and Wages $362,373
24.1%
Assets/Debt
Total Assets $54,378,340
Total Liabilities $91,892
Net Assets $54,286,448
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $160,276 $0 $29,307
Richard Miller (Chairman) $0 $0 $0
Daniel Koons (Vice Chairman) $0 $0 $0
Joseph Morris (Treasurer) $0 $0 $0
Delinda Dutton (Secretary) $0 $0 $0
Gary Aldrich (Director) $0 $0 $0
Gabe Aguilar (Director) $0 $0 $0
Greg Drummond (Director) $0 $0 $0
Waynisha Edwards (Supervisory Committee Chairman) $0 $0 $0
Aj Pickle (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,969,551
Expenses
$1,370,299
Net Income
$599,252
Net Assets
$53,258,629
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,652,971
83.9%
Investment Income $316,580
16.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $144,251
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $344,559
25.1%
Assets/Debt
Total Assets $53,504,722
Total Liabilities $246,093
Net Assets $53,258,629
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $144,251 $0 $29,285
Richard Miller (Chairman) $0 $0 $0
Daniel Koons (Vice Chairman) $0 $0 $0
Joseph Morris (Treasurer) $0 $0 $0
Delinda Dutton (Secretary) $0 $0 $0
Gary Aldrich (Director) $0 $0 $0
Gabe Aguilar (Director) $0 $0 $0
Greg Drummond (Director) $0 $0 $0
James Garza (Supervisory Committee Chairman) $0 $0 $0
Waynisha Edwards (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,069,162
Expenses
$1,461,145
Net Income
$608,017
Net Assets
$50,934,790
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,658,140
80.1%
Investment Income $411,022
19.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $122,316
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $339,539
23.2%
Assets/Debt
Total Assets $51,277,161
Total Liabilities $342,371
Net Assets $50,934,790
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $122,316 $0 $24,840
Richard Miller (Chairman) $0 $0 $0
Daniel Koons (Vice Chairman) $0 $0 $0
Joseph Morris (Treasurer) $0 $0 $0
Delinda Dutton (Secretary) $0 $0 $0
Gary Aldrich (Director) $0 $0 $0
Gabe Aguilar (Director) $0 $0 $0
Greg Drummond (Director) $0 $0 $0
James Garza (Supervisory Committee Chairman) $0 $0 $0
Mike Deen (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,052,921
Expenses
$1,628,155
Net Income
$424,766
Net Assets
$45,422,355
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,570,708
76.5%
Investment Income $482,213
23.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $113,986
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $355,048
21.8%
Assets/Debt
Total Assets $45,893,954
Total Liabilities $471,599
Net Assets $45,422,355
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $113,986 $0 $23,921
Richard Miller (Chairman) $0 $0 $0
Daniel Koons (Vice Chairman) $0 $0 $0
Joseph Morris (Treasurer) $0 $0 $0
Delinda Dutton (Secretary) $0 $0 $0
Gary Aldrich (Director) $0 $0 $0
Gabe Aguilar (Director) $0 $0 $0
Greg Drummond (Director) $0 $0 $0
James Garza (Supervisory Committee Chairman) $0 $0 $0
Mike Deen (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,893,087
Expenses
$1,551,962
Net Income
$341,125
Net Assets
$45,630,156
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,475,691
78.0%
Investment Income $417,396
22.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $109,689
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $334,394
21.5%
Assets/Debt
Total Assets $45,896,350
Total Liabilities $266,194
Net Assets $45,630,156
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $109,689 $0 $23,469
Richard Miller (Chairman) $0 $0 $0
Daniel Koons (Vice Chairman) $0 $0 $0
Gary Aldrich (Treasurer) $0 $0 $0
Brad Busby (Secretary) $0 $0 $0
Delinda Dutton (Director) $0 $0 $0
Joseph Morris (Director) $0 $0 $0
James Garza (Supervisory Committee Chairman) $0 $0 $0
Mike Deen (Supervisory Committee Member) $0 $0 $0
John Taylor (Director) $0 $0 $0

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Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,683,293
Expenses
$1,458,435
Net Income
$224,858
Net Assets
$45,064,162
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,328,808
78.9%
Investment Income $354,485
21.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $104,957
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $315,784
21.7%
Assets/Debt
Total Assets $45,296,723
Total Liabilities $232,561
Net Assets $45,064,162
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $104,957 $0 $22,053
Richard Miller (Chairman) $0 $0 $0
Daniel Koons (Vice Chairman) $0 $0 $0
Gary Aldrich (Treasurer) $0 $0 $0
Brad Busby (Secretary) $0 $0 $0
John Taylor (Director) $0 $0 $0
Delinda Dutton (Director) $0 $0 $0
Joseph Morris (Director) $0 $0 $0
Michael Collins (Credit Committee Chairman) $0 $0 $0
James Garza (Supervisory Committee Chairman) $0 $0 $0
Mike Deen (Supervisory Committee Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,612,947
Expenses
$1,466,513
Net Income
$146,434
Net Assets
$42,884,713
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,301,260
80.7%
Investment Income $311,687
19.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $99,325
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $320,619
21.9%
Assets/Debt
Total Assets $43,431,117
Total Liabilities $546,404
Net Assets $42,884,713
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $99,325 $0 $18,312
Richard Miller (Chairman) $0 $0 $0
Donald Epps (Vice Chairman) $0 $0 $0
Gary Aldrich (Treasurer) $0 $0 $0
Daniel Koons (Secretary) $0 $0 $0
Brad Busby (Director) $0 $0 $0
Delinda Dutton (Director) $0 $0 $0
John Taylor (Director) $0 $0 $0
Michael Collins (Credit Committee) $0 $0 $0
Patrick Newby (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,477,332
Expenses
$1,352,042
Net Income
$125,290
Net Assets
$40,004,523
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,191,157
80.6%
Investment Income $286,175
19.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $95,445
7.1%
Professional Fundraising Fees $0
Other Salaries and Wages $293,041
21.7%
Assets/Debt
Total Assets $40,396,925
Total Liabilities $392,402
Net Assets $40,004,523
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $95,445 $0 $48,640
Richard Miller (Chairman) $0 $0 $0
Donald Epps (Vice Chairman) $0 $0 $0
Gary Aldrich (Treasurer) $0 $0 $0
Daniel Koons (Secretary) $0 $0 $0
Brad Busby (Director) $0 $0 $0
Delinda Dutton (Director) $0 $0 $0
John Taylor (Director) $0 $0 $0
Michael Collins (Credit Committee) $0 $0 $0
Patrick Newby (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,373,401
Expenses
$1,254,333
Net Income
$119,068
Net Assets
$37,996,194
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,120,487
81.6%
Investment Income $252,914
18.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $91,550
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $276,582
22.1%
Assets/Debt
Total Assets $38,304,880
Total Liabilities $308,686
Net Assets $37,996,194
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $91,550 $0 $48,677
Richard Miller (Chairman) $0 $0 $0
Donald Epps (Vice Chairman) $0 $0 $0
Gary Aldrich (Treasurer) $0 $0 $0
Daniel Koons (Secretary) $0 $0 $0
Brad Busby (Director) $0 $0 $0
Delinda Dutton (Director) $0 $0 $0
John Taylor (Director) $0 $0 $0
Michael Collins (Credit Committee) $0 $0 $0
Patrick Newby (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,299,105
Expenses
$1,187,801
Net Income
$111,304
Net Assets
$35,927,484
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,045,182
80.5%
Investment Income $253,923
19.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $87,020
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $268,667
22.6%
Assets/Debt
Total Assets $36,303,476
Total Liabilities $375,992
Net Assets $35,927,484
Compensation
Key Employees and Officers Compensation Related Other
Rose Flores (President/Manager) $87,020 $0 $47,826
Richard Miller (Chairman) $0 $0 $0
Donald Epps (Vice Chairman) $0 $0 $0
Gary Aldrich (Treasurer) $0 $0 $0
Daniel Koons (Secretary) $0 $0 $0
Brad Busby (Director) $0 $0 $0
Delinda Dutton (Director) $0 $0 $0
Jack Matejka (Director) $0 $0 $0
Michael Collins (Credit Committee) $0 $0 $0
Patrick Newby (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,352,602
Expenses
$1,174,178
Net Income
$178,424
Net Assets
$34,861,338
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,067,584
78.9%
Investment Income $285,018
21.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $82,197
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $252,067
21.5%
Assets/Debt
Total Assets $35,052,681
Total Liabilities $191,343
Net Assets $34,861,338

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,424,706
Expenses
$1,146,777
Net Income
$277,929
Net Assets
$32,673,876
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,076,516
75.6%
Investment Income $348,190
24.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $77,939
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $263,337
23.0%
Assets/Debt
Total Assets $32,970,829
Total Liabilities $296,953
Net Assets $32,673,876

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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