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Matagorda County Credit Union

  • Bay City, TX
  • Tax-exempt since June 1976
  • EIN: 74-6057015

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$1.43M (2023)

Expenses
$918k (2023)

Total Assets
$34.4M (2023)

Total Liabilities
$29.8M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,427,676
Expenses
$918,177
Net Income
$509,499
Net Assets
$4,682,875
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $921,915
64.6%
Investment Income $505,761
35.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $57,960
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $192,639
21.0%
Assets/Debt
Total Assets $34,446,878
Total Liabilities $29,764,003
Net Assets $4,682,875
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mindy Neel (President /Ceo) $57,960 $0 $0
Robert Reed (Board Chair) $0 $0 $0
Richard Morales (Vice Chair) $0 $0 $0
Kristi Champion (Secretary) $0 $0 $0
Maria Enoch (Treasurer) $0 $0 $0
Elllen Dodd (Member) $0 $0 $0
Jeannette Bell (Member) $0 $0 $0
Carol Butler (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on April 20, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,168,158
Expenses
$896,585
Net Income
$271,573
Net Assets
$4,173,376
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $908,182
77.7%
Investment Income $259,976
22.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $57,960
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $186,392
20.8%
Assets/Debt
Total Assets $35,268,787
Total Liabilities $31,095,411
Net Assets $4,173,376
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mindy Neel (President /Ceo) $57,960 $0 $0
Robert Reed (Board Chair) $0 $0 $0
Richard Morales (Vice Chair) $0 $0 $0
Kristi Champion (Secretary) $0 $0 $0
Maria Enoch (Treasurer) $0 $0 $0
Elllen Dodd (Member) $0 $0 $0
Jeannette Bell (Member) $0 $0 $0
Carol Butler (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 14, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$993,724
Expenses
$934,421
Net Income
$59,303
Net Assets
$3,901,803
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $851,493
85.7%
Investment Income $142,231
14.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $290,878
31.1%
Assets/Debt
Total Assets $33,797,339
Total Liabilities $29,895,536
Net Assets $3,901,803
Compensation
Key Employees and Officers Compensation Related Other
2 (Chairman) $0 $0 $0
Maria Enoch (Treasurer) $0 $0 $0
Richard Morales (Vice Chairma) $0 $0 $0
Carol Butler (Director) $0 $0 $0
Kristi Champion (Director) $0 $0 $0
Jeannett Bell (Secretary) $0 $0 $0
Ellen Dodd (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 23, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,130,310
Expenses
$880,714
Net Income
$249,596
Net Assets
$3,842,500
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $906,250
80.2%
Investment Income $224,060
19.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $275,975
31.3%
Assets/Debt
Total Assets $30,948,194
Total Liabilities $27,105,694
Net Assets $3,842,500
Compensation
Key Employees and Officers Compensation Related Other
Robert Reed (Chairman) $0 $0 $0
Maria Enoch (Treasurer) $0 $0 $0
Richard Morales (Vice Chairma) $0 $0 $0
Carol Butler (Director) $0 $0 $0
Kristi Champion (Director) $0 $0 $0
Jeannett Bell (Secretary) $0 $0 $0
Ellen Dodd (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 5, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,188,749
Expenses
$943,670
Net Income
$245,079
Net Assets
$3,592,904
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $885,799
74.5%
Investment Income $302,950
25.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $312,616
33.1%
Assets/Debt
Total Assets $29,477,124
Total Liabilities $25,884,220
Net Assets $3,592,904
Compensation
Key Employees and Officers Compensation Related Other
Robert Reed (Chairman) $0 $0 $0
Connie Bram (Secretary) $0 $0 $0
Maria Enoch (Treasurer) $0 $0 $0
Richard Morales (Vice Chairma) $0 $0 $0
Carol Butler (Director) $0 $0 $0
Jeannett Bell (Director) $0 $0 $0
Ellen Dodd (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 27, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,165,456
Expenses
$894,357
Net Income
$271,099
Net Assets
$3,347,825
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $896,272
76.9%
Investment Income $269,184
23.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $293,007
32.8%
Assets/Debt
Total Assets $29,632,485
Total Liabilities $26,284,660
Net Assets $3,347,825
Compensation
Key Employees and Officers Compensation Related Other
Robert Reed (Chairman) $0 $0 $0
Jessica Estinbaum (Vice Chairma) $0 $0 $0
Connie Bram (Secretary) $0 $0 $0
Maria Enoch (Treasurer) $0 $0 $0
Carol Butler (Director) $0 $0 $0
Jeannett Bell (Director) $0 $0 $0
Richard Morales (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 29, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$965,399
Expenses
$814,300
Net Income
$151,099
Net Assets
$3,076,726
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $762,733
79.0%
Investment Income $202,666
21.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $275,139
33.8%
Assets/Debt
Total Assets $28,459,518
Total Liabilities $25,382,792
Net Assets $3,076,726
Compensation
Key Employees and Officers Compensation Related Other
Maria Enoch (Treasurer) $0 $0 $0
Connie Bram (Secretary) $0 $0 $0
Lc Cunningham (Director) $0 $0 $0
Jessica Estinbaum (Vice Chairma) $0 $0 $0
Robert Reed (Chairman) $0 $0 $0
Cindy Krebs (Director) $0 $0 $0
Dwayne Dibbern (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 27, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$918,697
Expenses
$823,779
Net Income
$94,918
Net Assets
$2,925,627
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $769,916
83.8%
Investment Income $148,781
16.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $264,021
32.0%
Assets/Debt
Total Assets $26,517,589
Total Liabilities $23,591,962
Net Assets $2,925,627
Compensation
Key Employees and Officers Compensation Related Other
Carol Butler (Chairman) $0 $0 $0
John Rother (Vice Chairma) $0 $0 $0
Maria Enoch (Treasurer) $0 $0 $0
Connie Bram (Secretary) $0 $0 $0
Lc Cunningham (Director) $0 $0 $0
Jessica Estinbaum (Director) $0 $0 $0
Robert Reed (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 25, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$858,567
Expenses
$834,555
Net Income
$24,012
Net Assets
$2,830,709
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $749,126
87.3%
Investment Income $109,441
12.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $246,281
29.5%
Assets/Debt
Total Assets $25,416,402
Total Liabilities $22,585,693
Net Assets $2,830,709
Compensation
Key Employees and Officers Compensation Related Other
Bob Guttenberger (Board Chairm) $0 $0 $0
Mary Ann Mckinney (Secretary) $0 $0 $0
Mary Enoch (Treasurer) $0 $0 $0
John Rother (Director) $0 $0 $0
Maria Enoch (Director) $0 $0 $0
Carol Butler (Vice Chairma) $0 $0 $0
Lc Cunningham (Diretor) $0 $0 $0
+ View more people

Document Links

990
Filed on March 7, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$743,489
Expenses
$759,829
Net Income
-$16,340
Net Assets
$2,806,697
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $646,014
86.9%
Investment Income $97,475
13.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $235,572
31.0%
Assets/Debt
Total Assets $24,244,102
Total Liabilities $21,437,405
Net Assets $2,806,697
Compensation
Key Employees and Officers Compensation Related Other
Bob Guttenberger (Board Chairm) $0 $0 $0
Od Gray (Vice Chairma) $0 $0 $0
Mary Ann Mckinney (Secretary) $0 $0 $0
Mary Enoch (Treasurer) $0 $0 $0
John Rother (Director) $0 $0 $0
Connie Bram (Director) $0 $0 $0
Carol Butler (Vice Chairma) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 15, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$721,517
Expenses
$746,146
Net Income
-$24,629
Net Assets
$2,823,037
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $598,851
83.0%
Investment Income $89,686
12.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $32,980
4.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $163,398
21.9%
Professional Fundraising Fees $0
Other Salaries and Wages $78,464
10.5%
Assets/Debt
Total Assets $24,891,901
Total Liabilities $22,068,864
Net Assets $2,823,037
Compensation
Key Employees and Officers Compensation Related Other
Bob Guttenberger (Board Chairm) $0 $0 $0
Od Gray (Vice Chairma) $0 $0 $0
Mary Ann Mckinney (Secretary) $0 $0 $0
Mary Enoch (Treasurer) $0 $0 $0
John Rother (Director) $0 $0 $0
Connie Bram (Director) $0 $0 $0
Carol Butler (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on March 28, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$759,469
Expenses
$784,405
Net Income
-$24,936
Net Assets
$2,847,666
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $669,071
88.1%
Investment Income $68,680
9.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $21,718
2.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $267,926
34.2%
Assets/Debt
Total Assets $23,947,246
Total Liabilities $21,099,580
Net Assets $2,847,666

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$871,284
Expenses
$959,100
Net Income
-$87,816
Net Assets
$2,872,602
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $719,200
82.5%
Investment Income $129,043
14.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $23,041
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $137,596
14.3%
Professional Fundraising Fees $0
Other Salaries and Wages $168,570
17.6%
Assets/Debt
Total Assets $23,670,988
Total Liabilities $20,798,386
Net Assets $2,872,602

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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