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Spco Credit Union

  • Houston, TX
  • Tax-exempt since June 1976
  • EIN: 74-6106699

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$2.35M (2023)

Expenses
$2.5M (2023)

Total Assets
$38.9M (2023)

Total Liabilities
$35.2M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,352,949
Expenses
$2,497,191
Net Income
-$144,242
Net Assets
$3,701,691
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,296,042
97.6%
Investment Income $39,840
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $17,067
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $140,100
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $481,071
19.3%
Assets/Debt
Total Assets $38,877,794
Total Liabilities $35,176,103
Net Assets $3,701,691
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Ceo) $140,100 $0 $0
Stephen Emmott (Board Chair) $0 $0 $0
Harvey Hayes Jr (Board Vice Chair) $0 $0 $0
Dee Farino (Secretary/Treasurer) $0 $0 $0
Marlin Phillips (Board Member) $0 $0 $0
Janice R Mayes Clayton (Board Member) $0 $0 $0
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Document Links

990
Filed on April 5, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,308,507
Expenses
$2,325,225
Net Income
-$16,718
Net Assets
$3,835,849
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,069,690
89.7%
Investment Income $46,782
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $192,035
8.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $138,017
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $500,786
21.5%
Assets/Debt
Total Assets $40,323,853
Total Liabilities $36,488,004
Net Assets $3,835,849
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Ceo) $138,017 $0 $0
Stephen Emmott (Board Chair) $0 $0 $0
Harvey Hayes Jr (Board Vice Chair) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
Michael Camphire (Treasurer) $0 $0 $0
Marlin Phillips (Board Member) $0 $0 $0
Janice R Mayes Clayton (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 24, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,037,682
Expenses
$1,878,337
Net Income
$159,345
Net Assets
$3,892,858
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,989,409
97.6%
Investment Income $48,273
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $596,438
31.8%
Assets/Debt
Total Assets $41,394,518
Total Liabilities $37,501,660
Net Assets $3,892,858
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Ceo/Presiden) $130,233 $0 $0
Mike Camphire (Treasurer) $0 $0 $0
Janice Clayton (Director) $0 $0 $0
Steve Emmott (Chairman) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 23, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,075,581
Expenses
$2,000,910
Net Income
$74,671
Net Assets
$3,778,366
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,021,310
97.4%
Investment Income $54,271
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $427,096
21.3%
Assets/Debt
Total Assets $45,620,324
Total Liabilities $41,841,958
Net Assets $3,778,366
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Ceo/Presiden) $128,900 $0 $0
Mike Camphire (Treasurer) $0 $0 $0
Janice Clayton (Director) $0 $0 $0
Steve Emmott (Chairman) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 23, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,238,793
Expenses
$2,166,337
Net Income
$72,456
Net Assets
$3,675,824
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,155,185
96.3%
Investment Income $83,608
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $626,674
28.9%
Assets/Debt
Total Assets $36,932,741
Total Liabilities $33,256,917
Net Assets $3,675,824
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Ceo/Presiden) $125,942 $0 $0
Mike Camphire (Director) $0 $0 $0
Janice Clayton (Director) $0 $0 $0
Steve Emmott (Chairman) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
James Reynolds (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 30, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,244,652
Expenses
$2,141,242
Net Income
$103,410
Net Assets
$3,573,638
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,153,181
95.9%
Investment Income $91,471
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $586,159
27.4%
Assets/Debt
Total Assets $38,613,406
Total Liabilities $35,039,768
Net Assets $3,573,638
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Director/Pre) $121,105 $0 $0
Steve Emmott (Chairman) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
James Reynolds (Treasurer) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
Janice Clayton (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 28, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,057,774
Expenses
$2,256,530
Net Income
-$198,756
Net Assets
$3,491,699
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,985,333
96.5%
Investment Income $72,441
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $611,014
27.1%
Assets/Debt
Total Assets $39,315,424
Total Liabilities $35,823,725
Net Assets $3,491,699
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Director/Pre) $113,383 $0 $0
Steve Emmott (Chairman) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
Charlie Johnson (Treasurer) $0 $0 $0
James Reynolds (Director) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 26, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,982,825
Expenses
$2,422,030
Net Income
-$439,205
Net Assets
$3,694,979
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,953,819
98.5%
Investment Income $29,006
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $603,280
24.9%
Assets/Debt
Total Assets $39,943,752
Total Liabilities $36,248,773
Net Assets $3,694,979
Compensation
Key Employees and Officers Compensation Related Other
William Womack (Director) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
James Reynolds (Director) $0 $0 $0
Charlie Johnson (Treaurer) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
Steve Emmott (Chairan) $0 $0 $0
Jimmie Bulanek (Director) $0 $0 $0
Tim Adams (Director/Pre) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 28, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,944,406
Expenses
$1,911,480
Net Income
$32,926
Net Assets
$4,134,184
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,921,669
98.8%
Investment Income $22,737
1.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $635,656
33.3%
Assets/Debt
Total Assets $37,310,464
Total Liabilities $33,176,280
Net Assets $4,134,184
Compensation
Key Employees and Officers Compensation Related Other
William Womack (Chairman) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Gloria Longnecker (Treasurer) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
James Reynolds (Director) $0 $0 $0
Charlie Johnson (Director) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
Steve Emmott (Director) $0 $0 $0
Jimmie Bulanek (Director) $0 $0 $0
Tim Adams (Director/Pre) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 29, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,110,025
Expenses
$2,028,577
Net Income
$81,448
Net Assets
$4,101,258
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,083,642
98.7%
Investment Income $26,383
1.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $687,515
33.9%
Assets/Debt
Total Assets $36,240,506
Total Liabilities $32,139,248
Net Assets $4,101,258
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Director/Pre) $123,411 $0 $0
William Womack (Chairman) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Gloria Longnecker (Treasurer) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
James Reynolds (Director) $0 $0 $0
Charlie Johnson (Director) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
Gary Patterson (Director) $0 $0 $0
Steve Emmott (Director) $0 $0 $0
Jimmie Bulanek (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 24, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,933,439
Expenses
$1,945,480
Net Income
-$12,041
Net Assets
$4,019,810
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,817,655
94.0%
Investment Income $43,931
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $71,853
3.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $720,761
37.0%
Assets/Debt
Total Assets $38,550,950
Total Liabilities $34,531,140
Net Assets $4,019,810
Compensation
Key Employees and Officers Compensation Related Other
Tim Adams (Director/Pre) $86,726 $0 $0
William Womack (Chairman) $0 $0 $0
Harvey Hayes (Vice Chairma) $0 $0 $0
Gloria Longnecker (Treasurer) $0 $0 $0
Dee Farino (Secretary) $0 $0 $0
James Reynolds (Director) $0 $0 $0
Charlie Johnson (Director) $0 $0 $0
Marlin Phillips (Director) $0 $0 $0
Gary Patterson (Director) $0 $0 $0
Steve Emmott (Director) $0 $0 $0
Jimmie Bulanek (Director) $0 $0 $0
+ View more people

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990
Filed on March 22, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,807,574
Expenses
$1,894,799
Net Income
-$87,225
Net Assets
$4,031,851
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,609,074
89.0%
Investment Income $124,438
6.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $74,062
4.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $558,662
29.5%
Assets/Debt
Total Assets $34,729,218
Total Liabilities $30,697,367
Net Assets $4,031,851

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,650,182
Expenses
$2,335,725
Net Income
-$685,543
Net Assets
$4,119,076
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,428,225
86.5%
Investment Income $221,957
13.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $176,843
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $573,531
24.6%
Assets/Debt
Total Assets $32,079,480
Total Liabilities $27,960,404
Net Assets $4,119,076

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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