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Credit Union Of Texas

  • Allen, TX
  • Tax-exempt since June 1976
  • EIN: 75-0225045

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$137M (2022)

Expenses
$118M (2022)

Total Assets
$2.43B (2022)

Total Liabilities
$2.25B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$136,553,125
Expenses
$118,258,471
Net Income
$18,294,654
Net Assets
$179,430,786
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $128,899,423
94.4%
Investment Income $940,135
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $392,407
0.3%
Net Fundraising $0
Sales of Assets $9,833
0.0%
Net Inventory Sales $0
Other Revenue $6,311,327
4.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $7,563,652
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $30,043,440
25.4%
Assets/Debt
Total Assets $2,425,361,703
Total Liabilities $2,245,930,917
Net Assets $179,430,786
Compensation
Key Employees and Officers Compensation Related Other
Vance E Ponter (President And Ceo) $1,500,646 $0 $534,429
Blake Richardson (Executive Vp) $997,140 $0 $404,334
Angela M Faust (Svp Chief Operations Officer) $440,942 $0 $204,217
Edwin F Army (Chief Marketing/Engagement Officer) $348,622 $0 $29,985
Carrie B Hoagenson (Vp Consumer Lending) $321,361 $0 $48,117
James W Post (Chief Operations Officer) $319,942 $0 $67,841
Courtney L Coss (Chief Retail Officer) $315,045 $0 $109,895
Michael Vining (Chief Information Officer) $307,740 $0 $151,260
Matthew E Stewart (Mortgage Loan Originator) $303,414 $0 $33,973
Kerry J Whitson (Chief Financial Officer) $298,432 $0 $131,990
Barry R Smith (President Eastern Texas) $286,975 $0 $54,450
Rocky A Muniz Gonzalez (Chief Investment Officer) $281,427 $0 $23,917
Christopher D Murphy (Vp Operational Risk) $257,739 $0 $31,322
Adrian Melendez (Chief Technology Officer) $252,115 $0 $71,904
Richard B Whitman (President Texas Mortgage Lending) $246,762 $0 $17,218
Bill Beauchene (Vp Salesforce Strategy And Support) $232,704 $0 $43,064
Janie Worst (Chairperson) $52,775 $0 $0
Marelou M Cisneros (Bod Secretary) $51,049 $0 $0
Anthony U Barber (Bod Member) $48,868 $0 $0
Adrian Williams (Bod Member) $48,000 $0 $0
Chris L White (Bod Member) $47,107 $0 $0
Rafael C Diaz (Bod Treasurer) $46,600 $0 $0
Randall Chaddick (Bod Member) $46,250 $0 $0
Troy A Mathieu (Bod Vice Chairperson) $45,963 $0 $0
Jerry D Christian (Bod Member) $43,792 $0 $0
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990
Filed on Nov. 13, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$114,589,686
Expenses
$89,565,020
Net Income
$25,024,666
Net Assets
$164,590,312
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $110,790,809
96.7%
Investment Income $296,327
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $87,193
0.1%
Net Fundraising $0
Sales of Assets -$111,036
Net Inventory Sales $0
Other Revenue $3,526,393
3.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $8,232,037
9.2%
Professional Fundraising Fees $0
Other Salaries and Wages $23,340,215
26.1%
Assets/Debt
Total Assets $1,777,913,030
Total Liabilities $1,613,322,718
Net Assets $164,590,312
Compensation
Key Employees and Officers Compensation Related Other
Vance E Ponter (President And Ceo) $1,828,665 $0 $639,516
Blake Richardson (Executive Vp) $1,027,466 $0 $694,178
Angela M Faust (Chief Administrative Offic) $401,542 $0 $97,360
Thomas L Bieker (Chief Technology Officer) $364,189 $0 $111,845
James W Post (Chief Operations Officer) $363,653 $0 $45,683
Matthew E Stewart (Mortgage Loan Originator) $332,518 $0 $4,651
Kerry J Whitson (Chief Accounting Officer) $328,768 $0 $94,394
Courtney L Coss (Chief Retail Officer) $312,383 $0 $83,680
Jennifer S Olvera (Chief Engagement Officer) $300,222 $0 $11,630
Rocky A Muniz Gonzalez (Chief Investment Officer) $285,309 $0 $6,748
Christopher D Murphy (Vp Operational Risk) $284,626 $0 $1,966
Michael Vining (Chief Information Officer) $268,049 $0 $50,541
Grant W Edmondson (Mortgage Loan Originator) $259,855 $0 $13,385
Barry R Smith (President Eastern Texas) $253,093 $0 $5,170
Adrian Melendez (Vp Information Systems) $248,725 $0 $8,558
Edwin F Army (Chief Marketing Officer) $240,564 $0 $4,389
Richard T Lott (Vp Administrative Services) $230,625 $0 $9,680
Janie Worst (Chairperson) $48,279 $0 $0
Jerry D Christian (Bod Member) $45,602 $0 $0
Marelou M Cisneros (Bod Secretary) $44,276 $0 $0
Rafael C Diaz (Bod Treasurer) $43,563 $0 $0
Troy A Mathieu (Bod Vice Chairperson) $43,473 $0 $0
Adrian Williams (Bod Member) $43,165 $0 $0
Anthony U Barber (Bod Member) $41,762 $0 $0
Randall Chaddick (Bod Member) $41,536 $0 $0
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990
Filed on Nov. 14, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$95,135,048
Expenses
$88,973,613
Net Income
$6,161,435
Net Assets
$140,176,987
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $89,497,726
94.1%
Investment Income $221,187
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $61,691
0.1%
Net Fundraising $0
Sales of Assets $2,761,259
2.9%
Net Inventory Sales $0
Other Revenue $2,593,185
2.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,434,485
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $21,957,682
24.7%
Assets/Debt
Total Assets $1,561,469,716
Total Liabilities $1,421,292,729
Net Assets $140,176,987
Compensation
Key Employees and Officers Compensation Related Other
Vance E Ponter (President And Ceo) $878,864 $0 $501,611
Blake Richardson (Executive Vp) $816,615 $0 $324,022
Nicolle A Kovacs (Cfo) $437,915 $0 $89,452
Jeanine Cadena (Chief Legal Officer) $375,292 $0 $41,432
James W Post (Chief Sales Officer) $314,868 $0 $49,033
Thomas L Bieker (Chief Technology Officer) $306,143 $0 $22,310
Courtney L Coss (Chief Retail Officer) $250,830 $0 $5,392
Angela M Faust (Chief Administrative Officer) $250,769 $0 $12,562
Jennifer S Olvera (Chief Engagement Officer) $239,713 $0 $15,913
Robert M Campbell (Chief Commercial Service O) $236,889 $0 $12,756
Christopher D Murphy (Vp Operational Risk) $236,048 $0 $7,301
Pamela Wood (Vp Electronic Services) $235,465 $0 $10,173
Adrian Melendez (Vp Information Systems) $199,956 $0 $13,448
Kerry J Whitson (Chief Accounting Officer) $197,833 $0 $13,079
Rebecca Wilkinson (Director Is Programming) $170,305 $0 $14,478
Michael Vining (Vp It Services) $169,262 $0 $13,304
Jerry D Christian (Chairperson) $7,674 $0 $0
Janie Worst (Bod Member) $6,106 $0 $0
Marelou M Cisneros (Bod Secretary) $4,250 $0 $0
Kelly Walker (Bod Member) $3,916 $0 $0
Adrian Williams (Bod Member) $3,675 $0 $0
Troy A Mathieu (Bod Treasurer) $3,571 $0 $0
Chris L White (V. Chairperson) $3,000 $0 $0
Anthony U Barber (Bod Member) $3,000 $0 $0
Rafael C Diaz (Bod Member) $3,000 $0 $0
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990
Filed on Nov. 15, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$92,923,025
Expenses
$86,852,172
Net Income
$6,070,853
Net Assets
$133,640,306
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $89,390,530
96.2%
Investment Income $355,317
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $45,665
0.0%
Net Fundraising $0
Sales of Assets -$1,799,159
Net Inventory Sales $0
Other Revenue $4,930,672
5.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,214,098
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $19,756,697
22.7%
Assets/Debt
Total Assets $1,393,394,999
Total Liabilities $1,259,754,693
Net Assets $133,640,306
Compensation
Key Employees and Officers Compensation Related Other
Se Newman (Chief Risk Officer) $1,620,240 $0 $14,533
Vance E Ponter (President And Ceo) $825,284 $0 $458,548
D Fincher (Chief Engagement Officer) $591,712 $0 $41,836
K J Malbrue (Chief Information Systems) $496,675 $0 $19,267
B Richardson (Executive Vp) $433,106 $0 $363,058
N A Kovacs (Cfo) $313,867 $0 $96,984
Dw Beard (Vp Lending Relations) $297,388 $0 $13,890
James W Post (Chief Sales Officer) $278,321 $0 $49,235
J Cadena (Chief Legal Officer) $267,462 $0 $47,442
T L Bieker (Chief Technology Officer) $260,282 $0 $26,972
Rm Campbell (Chief Commercial Service Officer) $248,576 $0 $22,925
Cd Murphy (Vp Operational Risk) $238,405 $0 $14,186
Courtney L Coss (Vp Retail & Property Management) $238,036 $0 $11,003
Jerry D Christian (Chairperson) $3,000 $0 $0
Nancy J Worst (Bod Treasurer) $2,258 $0 $0
Marelou M Cisneros (Bod Secretary) $836 $0 $0
Adrian Williams (Bod Member) $0 $0 $0
Dennis R Chaddick (Bod Member) $0 $0 $0
Troy A Mathieu (Bod Member) $0 $0 $0
Chris L White (V. Chairperson) $0 $0 $0
Kathy P Higgins (Bod Member) $0 $0 $0
Chris S Walton (Bod Member) $0 $0 $0
Kmeal O Winter (Bod Member) $0 $0 $0
Anthony U Barber (Bod Member) $0 $0 $0
Rafael C Diaz (Bod Member) $0 $0 $0
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990
Filed on Nov. 13, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$89,242,790
Expenses
$85,057,387
Net Income
$4,185,403
Net Assets
$126,686,309
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $85,555,332
95.9%
Investment Income $435,428
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$435,762
Net Fundraising $0
Sales of Assets $314,797
0.4%
Net Inventory Sales $0
Other Revenue $3,372,995
3.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,418,258
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $22,938,928
27.0%
Assets/Debt
Total Assets $1,420,679,359
Total Liabilities $1,293,993,050
Net Assets $126,686,309
Compensation
Key Employees and Officers Compensation Related Other
Ve Pointer (President) $938,409 $0 $349,915
J Cadena (Vp General Counsel) $447,624 $0 $71,501
B Richardson (Executive Vp) $424,979 $0 $203,092
Dw Beard (Vp Lending Relations) $347,812 $0 $61,385
D Fincher (Chief Engagement Officer) $304,830 $0 $101,831
N A Kovacs (Cfo) $297,513 $0 $89,902
Se Newman (Chief Risk Officer) $287,343 $0 $75,095
K J Malbrue (Chief Information Systems) $278,475 $0 $89,954
T L Bieker (Chief Technology Officer) $214,873 $0 $18,069
Cd Murphy (Vp Consumer Lending) $210,410 $0 $12,789
Rm Campbell (Svp/Chief Compliance Officer) $207,789 $0 $11,837
Jerry D Christian (Chairperson) $3,000 $0 $0
Marelou M Cisneros (Bod Secretary) $1,976 $0 $0
Kathy P Higgins (Bod Member) $1,154 $0 $0
Nancy J Worst (Bod Treasurer) $1,138 $0 $0
Adrian Williams (Bod Member) $0 $0 $0
Dennis R Chaddick (Bod Member) $0 $0 $0
Troy A Mathieu (Bod Member) $0 $0 $0
Chris L White (V. Chairperson) $0 $0 $0
Chris S Walton (Bod Member) $0 $0 $0
Kmeal O Winters (Bod Member) $0 $0 $0
Anthony U Barber (Bod Member) $0 $0 $0
Rafael C Diaz (Bod Member) $0 $0 $0
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990
Filed on Oct. 17, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$87,606,837
Expenses
$78,793,821
Net Income
$8,813,016
Net Assets
$122,664,103
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $85,291,177
97.4%
Investment Income $473,759
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$792,190
Net Fundraising $0
Sales of Assets $741,115
0.8%
Net Inventory Sales $0
Other Revenue $1,892,976
2.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,718,933
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $20,739,937
26.3%
Assets/Debt
Total Assets $1,415,957,349
Total Liabilities $1,293,293,246
Net Assets $122,664,103
Compensation
Key Employees and Officers Compensation Related Other
Jb Lederer (Chief Executive Officer) $1,329,471 $0 $25,912
Ec Cooper (Vp Risk Management) $1,079,601 $0 $9,097
Km Miracle (Vp Sr. Finance) $633,718 $0 $13,500
Ve Pointer (President) $589,824 $0 $23,384
B Richardson (Executive Vp) $405,166 $0 $19,503
Ah Hernandez (Vp Of Lending) $334,033 $0 $11,117
D Fincher (Chief Engagement Officer) $290,410 $0 $27,284
K J Malbrue (Chief Information Systems) $289,515 $0 $10,403
Se Newman (Chief Risk Officer) $261,929 $0 $23,031
J Cadena (Vp General Counsel) $234,134 $0 $16,405
Jw Post (President, Cusi) $217,098 $0 $22,302
N A Kovacs (Cfo) $212,703 $0 $26,824
M Murray (Vp Of Sales And Service) $193,735 $0 $18,126
Ada L Williams (Chairperson) $0 $0 $0
Dennis R Chaddick (Bod Member) $0 $0 $0
Jerry D Christian (V. Chairperson) $0 $0 $0
Marelou M Cisneros (Bod Secretary) $0 $0 $0
Nancy J Worst (Bod Member) $0 $0 $0
Troy A Mathieu (Bod Treasurer) $0 $0 $0
Chris L White (Bod Member) $0 $0 $0
Kathy P Higgins (Bod Member) $0 $0 $0
Chris S Walton (Bod Member) $0 $0 $0
Kmeal O Winters (Bod Member) $0 $0 $0
Anthony U Barber (Bod Member) $0 $0 $0
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990
Filed on Nov. 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$72,556,930
Expenses
$65,661,887
Net Income
$6,895,043
Net Assets
$113,884,663
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $70,647,182
97.4%
Investment Income $1,336,523
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income -$368,444
Net Fundraising $0
Sales of Assets $3,331
0.0%
Net Inventory Sales $0
Other Revenue $938,338
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,764,509
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $19,233,242
29.3%
Assets/Debt
Total Assets $1,348,535,752
Total Liabilities $1,234,651,089
Net Assets $113,884,663
Compensation
Key Employees and Officers Compensation Related Other
Jb Lederer (Chief Executive Officer) $1,105,155 $0 $26,981
Ca Lederer (Chief Experience Officer) $551,207 $0 $21,533
Ve Pointer (President) $448,358 $0 $26,945
Km Miracle (Vp Sr. Finance) $330,575 $0 $26,149
B Richardson (Executive Vp) $298,719 $0 $16,089
Tl Bieker (Vp Is) $247,028 $0 $22,629
Se Newman (Vp/Clo) $245,366 $0 $19,308
D Fincher (Chief Engagement Officer) $241,618 $0 $13,001
Jw Post (President, Cusi) $234,789 $0 $21,417
Ah Hernandez (Vp Of Lending) $218,987 $0 $22,628
J Cadena (Vp General Counsel) $212,318 $0 $12,642
Dw Beard (Vp Sales & Services) $205,242 $0 $20,386
Ec Cooper (Vp Risk Management) $202,350 $0 $9,759
M Murray (Vp Of Sales And Service) $183,521 $0 $8,043
Ada L Williams (Chairperson) $0 $0 $0
Dennis R Chaddick (Bod Member) $0 $0 $0
Jerry D Christian (V. Chairperson) $0 $0 $0
Marelou M Cisneros (Bod Secretary) $0 $0 $0
Nancy J Worst (Bod Member) $0 $0 $0
Troy A Mathieu (Bod Treasurer) $0 $0 $0
Chris L White (Bod Member) $0 $0 $0
Kathy P Higgins (Bod Member) $0 $0 $0
Chris S Walton (Bod Member) $0 $0 $0
Kmeal O Winters (Bod Member) $0 $0 $0
Anthony U Barber (Bod Member) $0 $0 $0
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990
Filed on July 26, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$67,032,539
Expenses
$53,438,006
Net Income
$13,594,533
Net Assets
$106,509,959
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $60,680,270
90.5%
Investment Income $1,608,084
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$493,872
Net Fundraising $0
Sales of Assets $4,563,363
6.8%
Net Inventory Sales $0
Other Revenue $674,694
1.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,152,664
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $15,738,488
29.5%
Assets/Debt
Total Assets $1,284,873,610
Total Liabilities $1,178,363,651
Net Assets $106,509,959
Compensation
Key Employees and Officers Compensation Related Other
Jb Lederer (Chief Executive Officer) $929,444 $0 $26,899
Ve Pointer (President) $379,734 $0 $26,947
Km Miracle (Vp Sr. Finance) $311,012 $0 $25,201
Ca Lederer (Chief Experience Officer) $265,839 $0 $19,491
Se Newman (Vp/Clo) $241,170 $0 $18,420
Jw Post (President, Cusi) $233,354 $0 $20,988
Ah Hernandez (Vp Of Lending) $215,850 $0 $21,395
J Cadena (Vp General Counsel) $204,094 $0 $15,964
Tl Bieker (Vp Is) $203,662 $0 $20,605
Dw Beard (Vp Sales & Services) $203,377 $0 $19,104
Ec Cooper (Vp Risk Management) $198,762 $0 $11,078
Dj Magness (Leasing Consultant) $154,615 $0 $16,208
Ba Butler (Sales Supervisor) $141,156 $0 $16,613
Mv Flores (Director Network) $141,003 $0 $10,122
Ada L Williams (Chairperson) $0 $0 $0
Dennis R Chaddick (Bod Member) $0 $0 $0
Jerry D Christian (V. Chairperson) $0 $0 $0
Marelou M Cisneros (Bod Secretary) $0 $0 $0
Nancy J Worst (Bod Member) $0 $0 $0
Troy A Mathieu (Bod Treasurer) $0 $0 $0
Chris L White (Bod Member) $0 $0 $0
Kathy P Higgins (Bod Member) $0 $0 $0
Chris S Walton (Bod Member) $0 $0 $0
Kmeal O Winters (Bod Member) $0 $0 $0
Anthony U Barber (Bod Member) $0 $0 $0
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990
Filed on Aug. 8, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$56,756,446
Expenses
$46,194,277
Net Income
$10,562,169
Net Assets
$91,663,846
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $54,278,082
95.6%
Investment Income $2,095,937
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income -$465,092
Net Fundraising $0
Sales of Assets $182,014
0.3%
Net Inventory Sales $0
Other Revenue $665,505
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,746,072
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $16,424,099
35.6%
Assets/Debt
Total Assets $1,135,933,428
Total Liabilities $1,044,269,582
Net Assets $91,663,846
Compensation
Key Employees and Officers Compensation Related Other
John C Sutton (Senior Vp Coo) $856,036 $0 $6,444
John B Lederer (President/Ceo) $795,365 $0 $23,401
Vance E Pointer (Executive Vp) $325,415 $0 $23,642
Karen M Miracle (Senior Vp And Cfo) $301,189 $0 $24,925
Sarah E Newman (Vp Lending Member Services) $234,160 $0 $17,975
John Paul Morgante (Vp Human Resources) $221,755 $0 $28,732
Kim A Wiersema (Vp Audit) $221,599 $0 $7,434
Albert H Hernandez (Vp Lending) $214,994 $0 $19,072
Phillip B Durrett (Vp Facilities) $151,164 $0 $19,233
Kmeal Winters (Bod Member) $0 $0 $0
Randall Chaddick (Bod Member) $0 $0 $0
Jerry D Christian (Secretary Bod) $0 $0 $0
Marelou M Cisneros (Bod Member) $0 $0 $0
Kathy Higgins (Bod Member) $0 $0 $0
Ronald W Huber (V.Chairman Bod) $0 $0 $0
Troy Mathieu (Bod Treasurer) $0 $0 $0
Chris Walton (Bod Member) $0 $0 $0
Chris L White (Bod Member) $0 $0 $0
Ada L Williams (Bod Chairman) $0 $0 $0
Janie Worst (Bod Member) $0 $0 $0
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990
Filed on Aug. 17, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$53,141,070
Expenses
$44,270,676
Net Income
$8,870,394
Net Assets
$77,409,794
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $50,720,482
95.4%
Investment Income $2,045,687
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income -$584,593
Net Fundraising $0
Sales of Assets $191,661
0.4%
Net Inventory Sales $0
Other Revenue $767,833
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,843,908
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $14,509,952
32.8%
Assets/Debt
Total Assets $1,087,504,157
Total Liabilities $1,010,094,363
Net Assets $77,409,794
Compensation
Key Employees and Officers Compensation Related Other
John M High (Vp Information Systems) $849,161 $0 $26,167
John B Lederer (President/Ceo) $482,623 $0 $551,820
John C Sutton (Senior Vp Coo) $228,145 $0 $60,360
Karen M Miracle (Senior Vp And Cfo) $221,090 $0 $64,807
Sarah E Newman (Vp Lending Member Services) $176,210 $0 $45,552
John Paul Morgante (Vp Human Resources) $169,056 $0 $41,982
Eric C Cooper (Vp Risk Management) $162,083 $0 $108,006
Jeanine C Kessel (Vp General Counsel) $149,178 $0 $48,533
Derek W Beard (Vp Sales And Service) $144,722 $0 $41,612
Marelou M Cisneros (Bod Member) $3,076 $0 $0
Ada L Williams (Bod Chairman) $3,000 $0 $0
Kathy Higgins (Bod Member) $2,440 $0 $0
Ronald W Huber (V.Chairman Bod) $2,091 $0 $0
Janie Worst (Bod Member) $1,476 $0 $0
Chris Walton (Bod Member) $1,128 $0 $0
Jerry D Christian (Secretary Bod) $90 $0 $0
Gwinn Blankenship (V.Chairman Bod) $0 $0 $0
Randall Chaddick (Bod Member) $0 $0 $0
William H Cotton (Bod Member) $0 $0 $0
Troy Mathieu (Secretary Bod) $0 $0 $0
Nancy Naylor (Bod Member) $0 $0 $0
Chris L White (Bod Member) $0 $0 $0
+ View more people

Document Links

990
Filed on June 3, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$59,216,969
Expenses
$47,203,362
Net Income
$12,013,607
Net Assets
$74,478,455
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $56,085,010
94.7%
Investment Income $2,430,570
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income -$495,704
Net Fundraising $0
Sales of Assets $107,920
0.2%
Net Inventory Sales $0
Other Revenue $1,089,173
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,210,023
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $13,422,548
28.4%
Assets/Debt
Total Assets $1,035,166,499
Total Liabilities $960,688,044
Net Assets $74,478,455

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$58,614,068
Expenses
$59,224,225
Net Income
-$610,157
Net Assets
$61,947,333
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $59,397,539
> 100%
Investment Income $2,013,038
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$430,547
Net Fundraising $0
Sales of Assets -$1,602,909
Net Inventory Sales $0
Other Revenue -$763,053
Notable Expenses Percent of Total Expenses
Executive Compensation $3,832,875
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $12,628,898
21.3%
Assets/Debt
Total Assets $1,006,478,478
Total Liabilities $944,531,145
Net Assets $61,947,333

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated