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Eecu

  • Fort Worth, TX
  • Tax-exempt since June 1976
  • EIN: 75-0275915

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$199M (2023)

Expenses
$152M (2023)

Total Assets
$3.74B (2023)

Total Liabilities
$43.2M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$198,598,316
Expenses
$152,204,276
Net Income
$46,394,040
Net Assets
$3,696,227,604
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $135,331,505
68.1%
Investment Income $21,215,717
10.7%
Bond Proceeds $0
Royalties $3,732
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $42,047,362
21.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $10,325,481
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $23,774,093
15.6%
Assets/Debt
Total Assets $3,739,474,922
Total Liabilities $43,247,318
Net Assets $3,696,227,604
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Chief Executive Officer) $2,312,265 $0 $30,379
Robert C Sanger Retired Dec 2023 (Executive Vice President) $1,768,128 $0 $52,879
Matt Kaudy (Executive Vice President) $777,103 $0 $55,633
David Shurtz (Chief Risk Officer) $702,671 $0 $36,354
Tim Burch (Chief Information Officer) $677,187 $0 $28,863
Robin Harris (Chief Member Experience Officer) $668,810 $0 $30,379
Bradley Schone (Chief Financial Officer) $628,564 $0 $33,133
Joe Rossa Retired Dec 2023 (Chief Credit Officer) $578,475 $0 $59,350
Paula Holcomb (Chief People Officer) $556,225 $0 $28,198
Keith Spivey (Vice President Of Payment Systems) $457,592 $0 $42,497
Tim Grove (Vice President Of It) $455,365 $0 $55,633
Bryan Liles (Vice President Commercial Lending) $267,234 $0 $22,204
Doug King (Director Emerging Payments & Card Services) $218,330 $0 $11,017
Mouli Gajapathy (Avp Of It Development & Implementation) $217,762 $0 $19,268
Leah Koke Retired Dec 2023 (Vice President Indirect Lending) $205,754 $0 $24,226
Chris Brown Started Oct 2023 (Chief Lending Officer) $196,820 $0 $0
Tracey Breton (Avp Of Contact Center) $192,726 $0 $34,182
Scott Hounchell (President Tblg) $178,052 $0 $39,243
Dr Rich Dear (Vice Chairman) $11,486 $0 $0
George Thompson (Chairman Of The Board) $11,057 $0 $0
Dr Joe Bean (Secretary) $10,773 $0 $0
Dr Nikita Russell (Director) $10,658 $0 $0
Frank Molinar (Director) $10,123 $0 $0
Ben Davis (Director) $9,800 $0 $0
Karel Rucker (Director) $9,700 $0 $0
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990
Filed on May 2, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$152,279,110
Expenses
$104,058,200
Net Income
$48,220,910
Net Assets
$3,404,567,255
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $97,364,610
63.9%
Investment Income $11,775,404
7.7%
Bond Proceeds $0
Royalties $10,156
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $43,128,940
28.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $8,491,096
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $23,492,931
22.6%
Assets/Debt
Total Assets $3,447,892,476
Total Liabilities $43,325,221
Net Assets $3,404,567,255
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Chief Executive Officer) $2,235,034 $0 $33,526
Robert C Sanger (Executive Vice President) $1,612,148 $0 $52,831
Matt Kaudy (Chief Growth & Strategy Officer) $563,850 $0 $51,902
David Shurtz (Chief Risk Officer) $537,217 $0 $41,813
Tim Burch (Chief Information Officer) $506,792 $0 $30,191
Bradley J Schone (Chief Financial Officer) $479,627 $0 $29,652
Joe Rossa (Chief Credit Officer) $464,953 $0 $60,110
Robin Harris (Chief Operations Officer) $449,323 $0 $33,526
Paula Holcomb (Svp Of Human Resources) $396,429 $0 $31,851
Keith Spivey (Vice President Of Payment Systems) $349,954 $0 $47,563
Tim Grove (Vice President Of It) $340,434 $0 $56,652
Bryan Liles (Vice President Of Commercial Lending) $271,623 $0 $23,584
Scott Hounchell (President Tblg) $208,396 $0 $41,054
Leah Koke (Vice President Of Indirect Lending) $193,254 $0 $28,482
Tracey Breton (Avp Of Contact Center) $177,303 $0 $31,638
Mouli Gajapathy (Vp Of It Dev. & Implementations) $165,233 $0 $17,378
Nora Gonzales (Avp Of Retail Financial Centers) $160,645 $0 $5,674
Dr Rich Dear (Vice Chairman) $11,163 $0 $0
Karel Rucker (Director) $10,785 $0 $0
Nikita Russell (Director) $10,704 $0 $0
Ben Davis (Director) $10,572 $0 $0
George Thompson (Chairman Of The Board) $8,500 $0 $0
Dr Joe Bean (Secretary) $8,500 $0 $0
Mauro Serrano (Director) $8,500 $0 $0
Frank Molinar (Director) $8,500 $0 $0
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990
Filed on May 2, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$132,703,955
Expenses
$96,158,840
Net Income
$36,545,115
Net Assets
$3,311,021,925
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $87,434,014
65.9%
Investment Income $2,346,484
1.8%
Bond Proceeds $0
Royalties $7,874
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $42,915,583
32.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $8,002,614
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $21,352,921
22.2%
Assets/Debt
Total Assets $3,346,818,050
Total Liabilities $35,796,125
Net Assets $3,311,021,925
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Chief Executive Officer) $2,160,810 $0 $32,339
Robert C Sanger (Executive Vice President) $1,554,742 $0 $51,704
Matt Kaudy (Chief Marketing Officer) $529,564 $0 $48,537
David Shurtz (Chief Risk Officer) $490,930 $0 $34,975
Tim Burch (Chief Information Officer) $475,475 $0 $28,625
Brad Schone (Chief Financial Officer) $445,636 $0 $28,475
Joe Rossa (Chief Lending Officer) $436,841 $0 $53,459
Paula Holcomb (Senior Vice President) $378,275 $0 $30,796
Robin Harris (Senior Vice President) $371,148 $0 $34,479
Keith Spivey (Vice President) $321,323 $0 $46,833
Tim Grove (Vice President) $311,624 $0 $54,833
Bryan Lile (Director Commercial Lending) $248,548 $0 $31,291
Scott Hounchell (President Tblg) $220,339 $0 $24,964
Leah Koke (Director Indirect Lending) $178,371 $0 $27,431
Tracey Breton (Director Call Center) $162,929 $0 $30,340
Mouli Gajapathy (Director It Development) $159,464 $0 $16,464
Pauline Flores (Director Facilities) $154,534 $0 $26,737
Dr Rich Dear (Vice Chairman) $10,140 $0 $0
Frank Molinar (Director) $9,713 $0 $0
Nikita Russell (Director) $9,642 $0 $0
Karel Rucker (Director) $9,197 $0 $0
George Thompson (Chairman Of The Board) $8,500 $0 $0
Dr Joe Bean (Secretary) $8,500 $0 $0
Mauro Serrano (Director) $8,500 $0 $0
Ben Davis (Director) $8,500 $0 $0
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990
Filed on March 30, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$131,829,814
Expenses
$102,930,923
Net Income
$28,898,891
Net Assets
$2,860,655,244
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $88,321,389
67.0%
Investment Income $2,892,846
2.2%
Bond Proceeds $0
Royalties $3,205
0.0%
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $40,612,374
30.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $8,816,028
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $19,623,935
19.1%
Assets/Debt
Total Assets $2,898,163,079
Total Liabilities $37,507,835
Net Assets $2,860,655,244
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Chief Executive Officer) $2,147,690 $0 $32,345
Robert C Sanger (Executive Vice President) $1,556,183 $0 $51,845
Matt Kaudy (Chief Marketing Officer) $642,989 $0 $48,950
David Shurtz (Chief Risk Officer) $600,692 $0 $34,910
Tim Burch (Chief Information Officer) $578,363 $0 $28,961
Brad Schone (Chief Financial Officer) $540,523 $0 $28,410
Joe Rossa (Chief Lending Officer) $538,819 $0 $54,595
Paula Holcomb (Senior Vice President Hr) $480,836 $0 $24,792
Robin Harris (Senior Vice President Lending) $421,886 $0 $34,052
Tim Grove (Vice President Systems) $398,853 $0 $54,888
Keith Spivey (Vice President Payments) $393,071 $0 $45,874
Bryan Liles (Director Commercial Lending) $240,495 $0 $26,708
Leah Koke (Director Indirect Lending) $176,963 $0 $29,875
Tracey Breton (Director Call Center) $162,822 $0 $29,875
Mike Larson (Director) $162,335 $0 $29,014
Pauline Flores (Director Facilities) $157,248 $0 $26,882
George Thompson (Chairman Of The Board) $8,500 $0 $0
Dr Joe Bean (Secretary) $8,500 $0 $0
Dr Rich Dear (Vice Chairman) $8,500 $0 $0
Mauro Serrano (Director) $8,500 $0 $0
Frank Molinar (Director) $8,500 $0 $0
Ben Davis (Director) $8,500 $0 $0
Karel Rucker (Director) $8,500 $0 $0
Johnny Largent (Director) $8,500 $0 $0
Nikita Russell (Director) $8,500 $0 $0
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990
Filed on March 29, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$129,453,632
Expenses
$97,562,231
Net Income
$31,891,401
Net Assets
$2,471,019,186
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $82,925,187
64.1%
Investment Income $7,641,951
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $38,886,494
30.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $7,290,443
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $18,683,270
19.2%
Assets/Debt
Total Assets $2,504,825,406
Total Liabilities $33,806,220
Net Assets $2,471,019,186
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Chief Executive Officer) $2,038,178 $0 $31,110
Robert C Sanger (Executive Vice President) $1,479,811 $0 $50,110
Matt Kaudy (Chief Marketing And Retail Officer) $476,347 $0 $49,230
David Shurtz (Chief Risk Officer) $440,703 $0 $33,580
Tim Burch (Chief Information Officer) $409,315 $0 $22,796
Joe Rossa (Chief Lending Officer) $387,508 $0 $52,252
Brad Schone (Chief Financial Officer) $384,519 $0 $28,524
Paula Holcomb (Svp Of Hr And Training) $339,822 $0 $22,696
Robin Harris (Svp Loan And Mortgage Operations) $298,244 $0 $31,110
Keith Spivey (Vp Payment Systems) $275,487 $0 $41,295
Tim Grove (Vp Systems Development) $268,134 $0 $40,857
Bryan Liles (Director Commercial Lending) $227,653 $0 $21,204
Scott Hounchell (Ceo Tblg) $206,233 $0 $23,064
Leah Koke (Director Indirect Lending) $163,120 $0 $26,404
Tracey Breton (Director Call Center) $152,141 $0 $27,994
Pauline Flores (Director Facilities) $141,108 $0 $20,497
Dr Rich Dear (Vice Chairman) $10,759 $0 $0
Karel Rucker (Director) $10,518 $0 $0
Nikita Russell (Director) $10,518 $0 $0
Dr Joe Bean (Secretary) $10,163 $0 $0
George Thompson (Chairman Of The Board) $10,082 $0 $0
Frank Molinar (Treasurer) $9,580 $0 $0
Mauro Serano (Director) $9,550 $0 $0
Ben Davis (Director) $9,340 $0 $0
Johnny Largent (Director) $8,000 $0 $0
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990
Filed on Feb. 25, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$111,261,863
Expenses
$85,902,693
Net Income
$25,359,170
Net Assets
$2,235,260,610
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $70,839,544
63.7%
Investment Income $6,263,489
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $34,158,830
30.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $7,042,062
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $18,973,181
22.1%
Assets/Debt
Total Assets $2,263,160,446
Total Liabilities $27,899,836
Net Assets $2,235,260,610
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Chief Executive Officer) $1,989,065 $0 $30,610
Robert C Sanger (Executive Vice President) $1,453,163 $0 $49,490
Matt Kaudy (Chief Marketing And Retail Officer) $465,135 $0 $47,780
David Shurtz (Chief Risk Officer) $429,952 $0 $39,505
Tim Burch (Chief Information Officer) $394,344 $0 $17,927
Joe Rossa (Chief Lending Officer) $388,017 $0 $52,469
Brad Schone (Chief Financial Officer) $368,735 $0 $37,401
Paula Holcomb (Svp Of Hr And Training) $324,964 $0 $21,808
Tim Grove (Vp Systems Development) $278,285 $0 $34,609
Keith Spivey (Vp Payment Systems) $276,664 $0 $33,080
Robin Harris (Vp Mortgage Services) $207,991 $0 $14,905
Scott Hounchell (Ceo Tblg) $198,641 $0 $22,172
Bryan Liles (Director Commercial Lending) $174,728 $0 $10,029
Tracey Breton (Director Contact Center) $148,986 $0 $26,996
Leah Koke (Director Indirect Lending) $143,518 $0 $25,904
Kenneth Mahon (Network Engineer) $138,867 $0 $25,904
Dr Rich Dear (Vice Chairman) $10,736 $0 $0
Nikita Russell (Director) $10,412 $0 $0
Frank Molinar (Treasurer) $9,779 $0 $0
Karel Rucker (Director) $9,735 $0 $0
Ben Davis (Director) $9,632 $0 $0
Dr Joe Bean (Secretary) $9,434 $0 $0
George Thompson (Chairman Of The Board) $9,433 $0 $0
Mauro Serrano (Director) $8,500 $0 $0
Johnny Largent (Director) $8,500 $0 $0
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990
Filed on March 13, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$98,686,273
Expenses
$75,545,575
Net Income
$23,140,698
Net Assets
$2,059,549,533
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $60,526,032
61.3%
Investment Income $5,061,727
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $33,098,514
33.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,215,298
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $16,847,181
22.3%
Assets/Debt
Total Assets $2,093,046,990
Total Liabilities $33,497,457
Net Assets $2,059,549,533
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Chief Executive Officer) $916,633 $0 $26,372
Robert Sanger (Executive Vice President) $666,076 $0 $52,782
Tim Burch (Chief Information Officer) $480,133 $0 $17,701
Matt Kaudy (Chief Marketing Officer) $465,844 $0 $47,420
Joe Rossa (Chief Lending Officer) $443,384 $0 $45,487
David Shurtz (General Counsel And Risk Officer) $419,166 $0 $23,534
Brad Schone (Chief Financial Officer) $399,854 $0 $31,733
Robert Campbell (Former President Tblg) $397,557 $0 $30,566
Cindy Baker (Former Chief Commerce Officer) $369,814 $0 $2,524
Tim Grove (Vp Of Systems Development) $346,730 $0 $35,933
Keith Spivey (Vp Of Payment Systems) $336,582 $0 $27,062
Paula Holcomb (Svp Of Human Resources And Training) $323,272 $0 $23,156
Martha Chandler (Former Svp Of Human Resources And Training) $162,311 $0 $0
Dan Woodard (Director Of Investments) $148,713 $0 $8,709
Tracey Breton (Director Of Contact Center) $145,151 $0 $25,213
Kenneth Mahon (Network Engineer) $135,272 $0 $20,348
Leah Koke (Director Of Indirect Lending) $135,027 $0 $19,619
Barbara Walker (Director Of Social Responsibility) $132,591 $0 $9,600
Dr Nikita Russell (Director) $10,728 $0 $0
Ben Davis (Director) $10,165 $0 $0
Dr Joe Bean (Secretary) $10,093 $0 $0
Karel Rucker (Director) $10,084 $0 $0
George Thompson (Chairman) $9,986 $0 $0
Johnny Largent (Director) $9,324 $0 $0
Mauro Serrano (Director) $9,171 $0 $0
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990
Filed on Feb. 28, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$88,050,983
Expenses
$71,178,430
Net Income
$16,872,553
Net Assets
$1,932,675,670
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $54,598,914
62.0%
Investment Income $3,150,742
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $173,188
0.2%
Net Fundraising $0
Sales of Assets $1,526,878
1.7%
Net Inventory Sales $0
Other Revenue $28,601,261
32.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,260,957
8.8%
Professional Fundraising Fees $0
Other Salaries and Wages $15,601,185
21.9%
Assets/Debt
Total Assets $1,979,754,682
Total Liabilities $47,079,012
Net Assets $1,932,675,670
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Ceo) $1,308,859 $0 $4,027
Robert Sanger (Evp) $839,278 $0 $52,700
Cindy Baker (Chief Commerce Officer) $442,775 $0 $15,805
Matt Kaudy (Chief Marketing Officer) $344,912 $0 $47,321
Tim Burch (Chief Information Officer) $340,820 $0 $16,732
Joe Rossa (Chief Lending Officer) $317,432 $0 $41,118
Brad Schone (Chief Financial Officer) $286,053 $0 $31,362
Robert Campbell (Ceo Cuso) $266,573 $0 $40,548
David Shurtz (Chief Risk Officer) $247,274 $0 $19,809
Tim Grove (Vp Of Systems Development) $234,717 $0 $36,123
Keith Spivey (Vp Of Payment Systems) $215,460 $0 $17,501
Paula Holcomb (Senior Vp Of Human Resources) $209,558 $0 $20,984
Martha Chandler (Former Vp Of Administration) $160,045 $0 $2,869
Bryan Liles (Director Of Commercial Lending) $150,752 $0 $7,832
Tracey Breton (Director Of Contact Center) $141,007 $0 $23,317
Kenneth Mahon (Network Engineer) $132,653 $0 $20,575
Eric Rossi (Director Marketing) $123,775 $0 $6,324
Nikita Russell (Director) $12,672 $0 $0
Joe Bean (Director) $12,646 $0 $0
George Thompson (Director) $12,524 $0 $0
Karel Rucker (Director) $12,519 $0 $0
Frank Molinar (Director) $12,403 $0 $0
Rich Dear (Director) $12,065 $0 $0
Mauro Serrano (Director) $11,992 $0 $0
Johnny Largent (Director) $9,454 $0 $0
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990
Filed on Feb. 24, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

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Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$85,727,534
Expenses
$63,459,224
Net Income
$22,268,310
Net Assets
$1,777,202,783
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $52,276,918
61.0%
Investment Income $2,380,658
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $178,740
0.2%
Net Fundraising $0
Sales of Assets $3,543,139
4.1%
Net Inventory Sales $0
Other Revenue $27,348,079
31.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,354,321
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $13,367,008
21.1%
Assets/Debt
Total Assets $1,819,385,167
Total Liabilities $42,182,384
Net Assets $1,777,202,783
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Ceo) $761,506 $0 $23,804
Robert C Sanger (Evp) $526,806 $0 $50,120
Cindy Baker (Chief Commerce Officer) $323,456 $0 $13,399
Tim Burch (Cio) $311,665 $0 $13,499
Martha Chandler (Vice President Of Administration) $302,805 $0 $62,820
Joe Rossa (Senior Vp Of Lending) $283,025 $0 $31,498
David Shurtz (Chief Risk Officer) $260,771 $0 $14,891
Robert Campbell (Tblg President) $251,596 $0 $37,371
Tim Grove (Vp Of Systems Development) $222,551 $0 $32,698
Keith Spivey (Vp Of Payment Systems) $211,991 $0 $16,265
Musette Bracher (Former Vp Of Marketing) $206,944 $0 $27,190
Brad Schone (Cfo) $149,357 $0 $5,588
Bryan Liles (Commercial Loan Officer) $145,075 $0 $6,940
Matt Kaudy (Cmo) $141,174 $0 $3,834
Tracey Breton (Director Of Call Center) $141,036 $0 $22,540
Kenneth Mahon (Network Engineer) $134,629 $0 $19,471
Dave Roffman (Director Of Indirect Lending) $124,018 $0 $22,959
Melissa Steen (Former Human Resource Manager) $123,313 $0 $1,551
Dan Woodard (Senior Manager Investments) $120,075 $0 $9,838
Jack Smith (Former Vp Of Retail Delivery) $107,721 $0 $3,083
Rich Dear (Vice Chairman) $10,635 $0 $0
Nikita Russell (Director) $10,472 $0 $0
Karel Rucker (Director) $9,695 $0 $0
Mauro Serrano (Director) $9,634 $0 $0
Dr Joe Bean (Secretary) $9,538 $0 $0
See filing for compensation of 4 other people →
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Document Links

990
Filed on Feb. 23, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$80,819,193
Expenses
$59,144,841
Net Income
$21,674,352
Net Assets
$1,637,217,093
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $50,961,039
63.1%
Investment Income $2,904,841
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $169,141
0.2%
Net Fundraising $0
Sales of Assets $993,018
1.2%
Net Inventory Sales $0
Other Revenue $25,791,154
31.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,671,010
7.9%
Professional Fundraising Fees $0
Other Salaries and Wages $12,557,027
21.2%
Assets/Debt
Total Assets $1,674,403,083
Total Liabilities $37,185,990
Net Assets $1,637,217,093
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Ceo) $955,704 $0 $22,836
Robert Sanger (Chief Financial Officer) $606,086 $0 $48,516
Cindy Baker (Chief Commerce Officer) $430,327 $0 $12,585
Martha Chandler (Vp Of Administration) $411,238 $0 $43,167
Joe Rossa (Vp Of Lending) $367,480 $0 $26,656
Tim Grove (Vp Of Systems Development) $299,814 $0 $32,433
Keith Spivey (Vp Of Payment Systems) $291,195 $0 $15,749
Musette Bracher (Vp Of Marketing) $284,336 $0 $42,966
Jack Smith (Vp Of Retail Delivery) $254,215 $0 $24,974
John Bock (Cio) $218,261 $0 $2,346
Tim Burch (Cio) $186,567 $0 $5,451
Rich Dear (Vice Chairman) $11,901 $0 $0
Nikita Russell (Director) $10,636 $0 $0
Johnny Largent (Director) $10,194 $0 $0
Dr Joe Bean (Secretary) $9,627 $0 $0
George Thompson (Chairman) $9,613 $0 $0
Ben Davis (Director) $9,576 $0 $0
Karel Rucker (Director) $9,365 $0 $0
Frank Molinar (Director) $9,194 $0 $0
Mauro Serrano (Director) $8,000 $0 $0
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990
Filed on April 3, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$74,484,304
Expenses
$58,294,634
Net Income
$16,189,670
Net Assets
$1,525,990,014
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $47,177,182
63.3%
Investment Income $2,383,862
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $172,018
0.2%
Net Fundraising $0
Sales of Assets $322,980
0.4%
Net Inventory Sales $0
Other Revenue $24,428,262
32.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,223,436
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $13,414,657
23.0%
Assets/Debt
Total Assets $1,570,451,738
Total Liabilities $44,461,724
Net Assets $1,525,990,014
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Lonnie Nicholson (Chief Executive Officer) $667,665 $0 $22,535
Robert C Sanger (Chief Financial Officer) $412,020 $0 $48,304
Cindy Baker (Chief Commerce Officer) $286,480 $0 $11,873
Martha Chandler (Vp Of Administration) $273,836 $0 $43,719
John Bock (Chief Information Officer) $263,079 $0 $20,253
Joe Rossa (Vp Of Lending) $238,971 $0 $17,673
Musette Bracher (Vp Of Marketing) $209,714 $0 $25,457
Tim Grove (Vp Of Systems Development) $196,789 $0 $29,910
Keith Spivey (Vp Of Payment Systems) $189,278 $0 $15,058
Jack Smith (Vp Of Sales) $146,776 $0 $15,272
Rich Dear (Vice Chairman) $11,695 $0 $0
George Thompson (Chairman Of The Board) $10,459 $0 $0
Joe Bean (Secretary) $10,347 $0 $0
Ben Davis (Director) $10,061 $0 $0
Frank Molinar (Director) $9,408 $0 $0
Johnny Largent (Director) $9,362 $0 $0
Karel Rucker (Director) $9,199 $0 $0
Nikita Russell (Director) $8,145 $0 $0
Mauro Serrano (Director) $7,500 $0 $0
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990
Filed on March 4, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$70,747,098
Expenses
$54,799,957
Net Income
$15,947,141
Net Assets
$1,428,704,648
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $47,734,985
67.5%
Investment Income $1,537,941
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $182,967
0.3%
Net Fundraising $0
Sales of Assets -$98,700
Net Inventory Sales $0
Other Revenue $21,389,905
30.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,938,771
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $11,968,810
21.8%
Assets/Debt
Total Assets $1,468,179,666
Total Liabilities $39,475,018
Net Assets $1,428,704,648

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$72,638,839
Expenses
$53,343,389
Net Income
$19,295,450
Net Assets
$1,309,866,170
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $48,907,119
67.3%
Investment Income $2,469,420
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $177,342
0.2%
Net Fundraising $0
Sales of Assets $1,349,806
1.9%
Net Inventory Sales $0
Other Revenue $19,735,152
27.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,073,254
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $10,261,313
19.2%
Assets/Debt
Total Assets $1,350,551,119
Total Liabilities $40,684,949
Net Assets $1,309,866,170

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated