Skip to content
ProPublica Donate
ProPublica Donate

City Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$32.8M (2022)

Expenses
$26.4M (2022)

Total Assets
$621M (2022)

Total Liabilities
$556M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,829,451
Expenses
$26,350,222
Net Income
$6,479,229
Net Assets
$64,789,385
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $28,462,163
86.7%
Investment Income $3,021,333
9.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $422,572
1.3%
Net Fundraising $0
Sales of Assets $108,132
0.3%
Net Inventory Sales $0
Other Revenue $815,251
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,922,420
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $5,684,163
21.6%
Assets/Debt
Total Assets $621,218,086
Total Liabilities $556,428,701
Net Assets $64,789,385
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (President/Ceo) $586,766 $0 $36,680
Mitchell Clark (Cao) $314,427 $0 $29,158
John Bailey (Coo) $313,901 $0 $28,897
David Frith (Cso) $293,888 $0 $28,178
Sallie Horace (Cro) $265,788 $0 $24,738
Gareth Cada (It Manager) $148,923 $0 $11,368
Jeff Maglalang (Real Estate Manager) $133,156 $0 $10,526
Shannon Garret (Controller) $123,161 $0 $10,233
Sharon Korba (Marketing Manager) $121,488 $0 $9,806
Alan Richardson (Chair) $0 $0 $0
Larry Mcdaniel (Vice Chair) $0 $0 $0
Craig Miller Thru 032022 (Secretary/Treasurer) $0 $0 $0
Conrado Morlan (Secretary/Treasurer) $0 $0 $0
Greg Reichel (Director) $0 $0 $0
Howie Reed (Director) $0 $0 $0
Erik Ramirez (Director) $0 $0 $0
Ronnie Davis (Director) $0 $0 $0
Gilbert Aguilar (Director (Thru 03/2022)) $0 $0 $0
Precious Nicole Gills (Director (Thru 01/2022)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,496,787
Expenses
$26,111,621
Net Income
$4,385,166
Net Assets
$58,733,846
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,222,723
89.3%
Investment Income $2,048,384
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $420,241
1.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $805,439
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,767,755
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $5,090,403
19.5%
Assets/Debt
Total Assets $597,562,464
Total Liabilities $538,828,618
Net Assets $58,733,846
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (President/Ceo) $555,689 $0 $35,680
Mitchell Clark (Cao) $288,548 $0 $26,877
John Bailey (Coo) $285,880 $0 $26,501
David Frith (Cso) $263,247 $0 $25,971
Sallie Horace (Cro) $235,543 $0 $23,818
Gareth Cada (It Manager) $142,645 $0 $11,113
Jeff Maglalang (Real Estate Manager) $127,489 $0 $10,316
Shannon Garret (Controller) $116,237 $0 $9,935
Sharon Korba (Marketing Manager) $114,971 $0 $9,551
Alan Richardson (Chair) $0 $0 $0
Larry Mcdaniel (Vice Chair) $0 $0 $0
Gloria Lopez Carter (Treasurer (Thru 1/21)) $0 $0 $0
Craig Miller (Secretary/Treasurer) $0 $0 $0
Gilbert Aguilar (Director) $0 $0 $0
Precious Nicole Gills (Director) $0 $0 $0
Greg Reichel (Director) $0 $0 $0
Conrado Morlan (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$30,852,312
Expenses
$27,851,603
Net Income
$3,000,709
Net Assets
$53,713,723
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,821,989
90.2%
Investment Income $2,007,958
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $433,262
1.4%
Net Fundraising $0
Sales of Assets -$12,356
Net Inventory Sales $0
Other Revenue $601,459
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,796,259
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $4,802,943
17.2%
Assets/Debt
Total Assets $548,487,702
Total Liabilities $494,773,979
Net Assets $53,713,723
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (President/Ceo) $509,578 $0 $35,816
Mitchell Clark (Cao) $280,918 $0 $25,925
John Bailey (Coo) $274,989 $0 $25,671
David Frith (Cfo) $249,902 $0 $22,962
Sallie Horace (Cro) $228,133 $0 $23,282
Gareth Cada (It Manager) $150,897 $0 $11,347
Sharon Gillespie (Marketing Manager) $116,491 $0 $9,865
Shannon Garret (Controller) $109,513 $0 $9,752
Amber Abbitt (Cfo (Resigned 3/20)) $105,185 $0 $13,898
Alan Richardson (Board Chair) $0 $0 $0
Larry Mcdaniel (Vice Chair) $0 $0 $0
Gloria Lopez Carter (Treasurer) $0 $0 $0
Craig Miller (Secretary) $0 $0 $0
Bonnie Ambrose (Secretary (Resigned 3/20)) $0 $0 $0
Chandra Marshall Henson (Director) $0 $0 $0
Gilbert Aguilar (Director) $0 $0 $0
Precious Nicole Gills (Director) $0 $0 $0
Greg Reichel (Director) $0 $0 $0
Armin Cruz (Director (Resigned 3/20)) $0 $0 $0
Mary Bland (Director (Resigned 4/20)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$32,697,628
Expenses
$28,993,284
Net Income
$3,704,344
Net Assets
$50,198,725
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $29,288,016
89.6%
Investment Income $2,736,037
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $558,083
1.7%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $115,492
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,618,622
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $6,009,120
20.7%
Assets/Debt
Total Assets $496,316,324
Total Liabilities $446,117,599
Net Assets $50,198,725
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (Pres/Ceo) $453,097 $0 $35,671
Mitchell Clark (Cao) $224,073 $0 $22,935
John Bailey (Coo) $223,924 $0 $22,764
Sallie Horace (Cro) $196,792 $0 $20,523
David Frith (Cso) $194,951 $0 $20,861
Amber Abbitt (Cfo) $183,419 $0 $19,612
Gareth Cada (It Manager) $114,740 $0 $10,395
Lori Gaines (Director Of Lending) $104,964 $0 $9,994
Sharon Gillespie (Marketing Manager) $103,832 $0 $9,521
Alan Richardson (Board Chair) $0 $0 $0
Larry Mcdaniel (Vice Chair) $0 $0 $0
Gloria Lopez Carter (Treasurer) $0 $0 $0
Bonnie Ambrose (Secretary) $0 $0 $0
Armin Cruz (Director) $0 $0 $0
Chandra Marshall Henson (Director) $0 $0 $0
Craig Miller (Director) $0 $0 $0
Gilbert Aguilar (Director) $0 $0 $0
Mary Bland (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$29,460,425
Expenses
$25,301,152
Net Income
$4,159,273
Net Assets
$46,485,248
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $27,133,363
92.1%
Investment Income $2,103,083
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$4,927
Net Inventory Sales $0
Other Revenue $228,906
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,296,489
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $5,689,966
22.5%
Assets/Debt
Total Assets $466,988,036
Total Liabilities $420,502,788
Net Assets $46,485,248
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (Pres/Ceo) $306,069 $0 $18,963
John Bailey (Coo) $157,348 $0 $13,129
Mitchell Clark (Cao) $154,503 $0 $13,275
Sallie Horace (Cro) $143,852 $0 $14,041
David Frith (Cso) $134,388 $0 $19,419
Amber Abbitt (Cfo) $122,943 $0 $10,278
Gareth Cada (It Manager) $84,899 $0 $11,559
Sharon Gillespie (Marketing Manager) $80,996 $0 $10,829
Alan Richardson (Board Chair) $0 $0 $0
Larry Mcdaniel (Vice Chair) $0 $0 $0
Gloria Lopez Carter (Treasurer) $0 $0 $0
Bonnie Ambrose (Secretary) $0 $0 $0
Armin Cruz (Director) $0 $0 $0
Chandra Marshall Henson (Director) $0 $0 $0
Craig Miller (Director) $0 $0 $0
Gilbert Aguilar (Director) $0 $0 $0
Mary Bland (Director) $0 $0 $0
Morgan May (Director (Left April 2018)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$25,715,055
Expenses
$21,828,530
Net Income
$3,886,525
Net Assets
$43,466,102
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,513,964
95.3%
Investment Income $1,238,252
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$50,775
Net Inventory Sales $0
Other Revenue $13,614
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,170,297
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $5,129,184
23.5%
Assets/Debt
Total Assets $408,474,313
Total Liabilities $365,008,211
Net Assets $43,466,102
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (President/Ceo) $358,394 $0 $18,406
Mitchell Clark (Cao) $151,264 $0 $11,550
John Bailey (Clo) $145,548 $0 $10,343
David Firth (Cso) $137,648 $0 $11,816
Sallie Horace (Cro) $135,258 $0 $13,017
Amber Abbitt (Cfo) $104,882 $0 $7,782
Anne Marcom (Coo (Resigned 3/17)) $59,873 $0 $4,516
Alan Richardson (Chair) $0 $0 $0
Larry Mcdaniel (Vice Chair) $0 $0 $0
Gloria Lopez Carter (Treasurer) $0 $0 $0
Bonnie Ambrose (Secretary) $0 $0 $0
Gilbert Aguilar (Director) $0 $0 $0
Mary Bland (Director) $0 $0 $0
Chandra Marshall Henson (Director) $0 $0 $0
Morgan May (Director) $0 $0 $0
Craig Miller (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,460,320
Expenses
$20,038,897
Net Income
$3,421,423
Net Assets
$39,886,089
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $22,497,134
95.9%
Investment Income $1,008,621
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$45,435
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,188,843
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $4,963,393
24.8%
Assets/Debt
Total Assets $371,270,457
Total Liabilities $331,384,368
Net Assets $39,886,089
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (President/Ceo) $333,710 $0 $30,238
David Frith (Cso) $145,936 $0 $11,639
Mitchell Clark (Cao) $142,933 $0 $22,184
Sallie Horace (Cro) $141,577 $0 $11,207
John Bailey (Clo) $132,237 $0 $21,315
Anne Marcom (Coo) $94,051 $0 $29,786
Kevin Stewart (Evp/Cfo) $64,122 $0 $7,908
Gilbert Aguilar (Board Chair) $0 $0 $0
Alan Richardson (Vice Chair) $0 $0 $0
Larry Mcdaniel (Treasurer) $0 $0 $0
Bonnie Ambrose (Secretary) $0 $0 $0
Mary Bland (Director) $0 $0 $0
Gloria Lopez Carter (Director) $0 $0 $0
Chandra Marshall Henson (Director) $0 $0 $0
Morgan May (Director) $0 $0 $0
Craig Miller (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,938,861
Expenses
$19,553,570
Net Income
$4,385,291
Net Assets
$36,889,584
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $21,243,611
88.7%
Investment Income $890,436
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,804,814
7.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,153,593
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $4,649,971
23.8%
Assets/Debt
Total Assets $342,187,121
Total Liabilities $305,297,537
Net Assets $36,889,584
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (President/Ceo) $374,909 $0 $32,242
Kevin Stewart (Evp/Cfo) $156,710 $0 $13,002
David Frith (Cso) $139,144 $0 $10,862
Mitchell Clark (Cao) $138,030 $0 $10,539
Sallie Horace (Cro) $130,782 $0 $11,009
John Bailey (Clo) $125,355 $0 $11,009
Gilbert Aguilar (Board Chair) $0 $0 $0
Alan Richardson (Vice Chair) $0 $0 $0
Larry Mcdaniel (Treasurer) $0 $0 $0
Bonnie Ambrose (Secretary) $0 $0 $0
Mary Bland (Director) $0 $0 $0
Charles Griffin (Director) $0 $0 $0
Gloria Lopez Carter (Director) $0 $0 $0
Chandra Marshall Henson (Director) $0 $0 $0
Morgan May (Director) $0 $0 $0
Craig Miller (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,512,751
Expenses
$17,585,811
Net Income
$2,926,940
Net Assets
$31,712,297
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,600,545
95.6%
Investment Income $958,818
4.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$46,612
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $604,362
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $4,728,053
26.9%
Assets/Debt
Total Assets $283,854,700
Total Liabilities $252,142,403
Net Assets $31,712,297
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (President/Ceo) $277,596 $0 $27,180
Kevin Stewart (Evp/Cfo) $147,540 $0 $15,086
David Frith (Coo) $126,423 $0 $10,537
Bonnie A Mcelearney (Board Chair) $0 $0 $0
Mary Bland (Director) $0 $0 $0
Gilbert Aguilar (Vice Chair) $0 $0 $0
Ronnie Davis (Director) $0 $0 $0
Chandra Marshall Henson (Treasurer) $0 $0 $0
Grant Lappin (Director) $0 $0 $0
Alan Richardson (Secretary) $0 $0 $0
Gloria Lopez Carter (Director) $0 $0 $0
Charles Griffith (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,839,665
Expenses
$17,453,149
Net Income
$2,386,516
Net Assets
$29,682,311
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,810,225
94.8%
Investment Income $842,044
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,917
0.0%
Net Inventory Sales $0
Other Revenue $184,479
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $574,070
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $4,845,921
27.8%
Assets/Debt
Total Assets $272,148,636
Total Liabilities $242,466,325
Net Assets $29,682,311
Compensation
Key Employees and Officers Compensation Related Other
Sharon Moore (President/Ceo) $308,147 $0 $26,109
Kevin Stewart (Coo) $147,249 $0 $14,131
David Frith (Cio) $118,674 $0 $11,393
Bonnie A Mcelearney (Chair) $0 $0 $0
Mary Bland (Treasurer) $0 $0 $0
Gilbert Aguilar (Vice Chair) $0 $0 $0
Ronnie Davis (Director) $0 $0 $0
Chandra Marshall Henson (Secretary) $0 $0 $0
Grant Lappin (Director) $0 $0 $0
Alan Richardson (Director) $0 $0 $0
Gloria Lopez Carter (Director) $0 $0 $0
Charles Griffith (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,042,087
Expenses
$16,167,996
Net Income
$2,874,091
Net Assets
$26,813,894
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,297,435
96.1%
Investment Income $765,908
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$21,256
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $502,480
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $4,691,795
29.0%
Assets/Debt
Total Assets $262,046,892
Total Liabilities $235,232,998
Net Assets $26,813,894

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,162,291
Expenses
$15,585,922
Net Income
$2,576,369
Net Assets
$24,019,501
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,747,562
97.7%
Investment Income $928,596
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$513,867
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $904,152
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $4,283,024
27.5%
Assets/Debt
Total Assets $236,914,988
Total Liabilities $212,895,487
Net Assets $24,019,501

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »