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Cooperative Teachers Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$7.43M (2023)

Expenses
$7.14M (2023)

Total Assets
$117M (2023)

Total Liabilities
$112M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,427,752
Expenses
$7,135,138
Net Income
$292,614
Net Assets
$5,226,927
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,804,042
91.6%
Investment Income $640,170
8.6%
Bond Proceeds $0
Royalties $0
Rental Property Income -$16,460
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $585,385
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $821,648
11.5%
Assets/Debt
Total Assets $117,406,952
Total Liabilities $112,180,025
Net Assets $5,226,927
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President & Ceo) $230,676 $0 $0
Sarah Parlett (Vice President) $104,241 $0 $8,046
Nathan Gillen (Vice President) $98,538 $0 $15,891
Mary Fulmer (Vice President) $96,670 $0 $15,891
Wayne Boshears (Chairman) $0 $0 $0
Lynne Stainback (Vice Chairman) $0 $0 $0
Zeb Cantley (Secretary) $0 $0 $0
James Hayden (Director) $0 $0 $0
Gary Howell (Director) $0 $0 $0
Cynthia Johnson (Director) $0 $0 $0
Ora Taylor (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,120,685
Expenses
$7,747,880
Net Income
-$4,627,195
Net Assets
$7,518,473
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,854,978
> 100%
Investment Income $727,763
23.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $21,226
0.7%
Net Fundraising $0
Sales of Assets -$3,483,282
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $574,778
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $935,618
12.1%
Assets/Debt
Total Assets $124,846,227
Total Liabilities $117,327,754
Net Assets $7,518,473
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President & Ceo) $192,250 $0 $29,362
Sarah Parlett (Vice President) $90,913 $0 $6,973
Mary Fulmer (Vice President) $84,358 $0 $8,952
Nathan Gillen (Vice President) $83,892 $0 $6,973
David Apperley (Vice President) $40,333 $0 $3,990
Matt Horton (Vice President) $26,006 $0 $776
Wayne Boshears (Chairman) $0 $0 $0
Lynne Stainback (Vice Chairman) $0 $0 $0
Zeb Cantley (Secretary) $0 $0 $0
James Hayden (Director) $0 $0 $0
Gary Howell (Director) $0 $0 $0
Cynthia Johnson (Director) $0 $0 $0
Ora Taylor (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,624,468
Expenses
$6,286,846
Net Income
$337,622
Net Assets
$14,161,854
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,534,232
83.5%
Investment Income $980,859
14.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $109,377
1.7%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $461,845
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,154,734
18.4%
Assets/Debt
Total Assets $138,383,363
Total Liabilities $124,221,509
Net Assets $14,161,854
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President & Ceo) $174,000 $0 $6,580
Sarah Parlett (Vice President) $91,675 $0 $0
Matt Horton (Vice President) $87,202 $0 $0
Nathan Gillen (Vice President) $83,101 $0 $0
Mary Fulmer (Vice President) $52,027 $0 $0
Michael Armstrong (Vp Of Accounting And Finance) $38,609 $0 $0
David Apperley (Vice President) $18,333 $0 $0
Wayne Boshears (Chairman) $0 $0 $0
Lynne Stainback (Vice Chairman) $0 $0 $0
Zeb Cantley (Secretary) $0 $0 $0
James Hayden (Director) $0 $0 $0
Gary Howell (Director) $0 $0 $0
Cynthia Johnson (Director) $0 $0 $0
Ora Taylor (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,159,685
Expenses
$6,696,959
Net Income
-$537,274
Net Assets
$14,842,337
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,665,491
92.0%
Investment Income $334,697
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $159,497
2.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $239,923
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,343,027
20.1%
Assets/Debt
Total Assets $124,771,965
Total Liabilities $109,929,628
Net Assets $14,842,337
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President/Ceo) $174,000 $0 $12,720
Michael Armstrong (Vp Accounting & Finance) $52,958 $0 $245
Wayne Boshears (Chairman) $0 $0 $0
Lynne Stainback (Vice Chairman) $0 $0 $0
Zeb Cantley (Secretary) $0 $0 $0
James Hayden (Director) $0 $0 $0
Gary Howell (Director) $0 $0 $0
Cynthia Johnson (Director) $0 $0 $0
Ora Taylor (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,917,733
Expenses
$5,683,444
Net Income
$234,289
Net Assets
$14,596,164
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,359,261
90.6%
Investment Income $430,466
7.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $150,383
2.5%
Net Fundraising $0
Sales of Assets -$22,377
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $182,581
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,004,832
17.7%
Assets/Debt
Total Assets $113,860,664
Total Liabilities $99,264,500
Net Assets $14,596,164
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President/Ceo) $172,033 $0 $10,548
Wayne Boshears (Chairman) $0 $0 $0
Lynne Stainback (Vice Chairman) $0 $0 $0
Zeb Cantley (Secretary) $0 $0 $0
James Hayden (Director) $0 $0 $0
Gary Howell (Director) $0 $0 $0
Cynthia Johnson (Director) $0 $0 $0
Ora Taylor (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,908,090
Expenses
$5,357,926
Net Income
$550,164
Net Assets
$14,144,200
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,373,694
91.0%
Investment Income $470,393
8.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $71,830
1.2%
Net Fundraising $0
Sales of Assets -$7,827
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $193,325
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $971,350
18.1%
Assets/Debt
Total Assets $114,532,936
Total Liabilities $100,388,736
Net Assets $14,144,200
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President/Ceo) $165,000 $0 $28,325
Wayne Boshears (Chairman) $0 $0 $0
Lynne Stainback (Vice Chairman) $0 $0 $0
Zeb Cantley (Secretary) $0 $0 $0
Gary Howell (Director) $0 $0 $0
Cynthia Johnson (Director) $0 $0 $0
Ora Taylor (Director) $0 $0 $0
James Hayden (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,972,431
Expenses
$4,056,027
Net Income
$916,404
Net Assets
$13,772,704
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,430,638
89.1%
Investment Income $509,156
10.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $11,596
0.2%
Net Fundraising $0
Sales of Assets $21,041
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $174,314
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $781,904
19.3%
Assets/Debt
Total Assets $117,354,390
Total Liabilities $103,581,686
Net Assets $13,772,704
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President/Ceo) $150,000 $0 $24,314
Wayne Boshears (Chairman) $0 $0 $0
Lynne Bandy (Vice Chairman) $0 $0 $0
Zeb Cantley (Secretary) $0 $0 $0
Gary Howell (Director) $0 $0 $0
Cynthia Johnson (Director) $0 $0 $0
Ora Taylor (Director) $0 $0 $0
James Hayden (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,372,378
Expenses
$3,485,214
Net Income
$887,164
Net Assets
$12,800,852
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,794,061
86.8%
Investment Income $465,123
10.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $9,600
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $103,594
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $142,475
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $672,686
19.3%
Assets/Debt
Total Assets $96,216,429
Total Liabilities $83,415,577
Net Assets $12,800,852
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President/Ceo) $142,475 $0 $23,560
Wayne Boshears (Chairman Of The Board) $0 $0 $0
Lynne Bandy (Vice Chairman Of The Board) $0 $0 $0
Zeb Cantley (Secretary Of The Board) $0 $0 $0
Gary Howell (Board Of Director Member) $0 $0 $0
Cynthia Johnson (Board Of Director Member) $0 $0 $0
Ora Taylor (Board Of Director Member) $0 $0 $0
James Hayden (Board Of Director Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,356,867
Expenses
$3,342,898
Net Income
$1,013,969
Net Assets
$11,694,011
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,470,075
79.6%
Investment Income $601,710
13.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $8,800
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $276,282
6.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $133,000
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $652,432
19.5%
Assets/Debt
Total Assets $101,065,337
Total Liabilities $89,371,326
Net Assets $11,694,011
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (President/Ceo) $133,000 $0 $21,927
Wayne Boshears (Chairman Of The Board) $0 $0 $0
Lynne Bandy (Vice Chairman Of The Board) $0 $0 $0
Zeb Cantley (Secretary Of The Board) $0 $0 $0
Gary Howell (Board Of Director Member) $0 $0 $0
Cynthia Johnson (Board Of Director Member) $0 $0 $0
Ora Taylor (Board Of Director Member) $0 $0 $0
James Hayden (Board Of Director Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,542,780
Expenses
$2,710,720
Net Income
$832,060
Net Assets
$11,036,267
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,290,657
92.9%
Investment Income $231,472
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $10,400
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,251
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $96,875
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $519,898
19.2%
Assets/Debt
Total Assets $78,983,777
Total Liabilities $67,947,510
Net Assets $11,036,267
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (Manager/Ceo) $96,875 $0 $18,859
Wayne Boshears (Chairman Of The Board) $0 $0 $0
Lynne Bandy (Vice Chairman Of The Board) $0 $0 $0
Zeb Cantley (Secretary Of The Board) $0 $0 $0
Gary Howell (Board Of Director Member) $0 $0 $0
Cynthia Johnson (Board Of Director Member) $0 $0 $0
Ora Taylor (Board Of Director Member) $0 $0 $0
James Hayden (Board Of Director Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,181,152
Expenses
$2,540,718
Net Income
$640,434
Net Assets
$10,330,998
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,973,431
93.5%
Investment Income $137,439
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $9,600
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $60,682
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $81,354
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $434,618
17.1%
Assets/Debt
Total Assets $68,162,344
Total Liabilities $57,831,346
Net Assets $10,330,998
Compensation
Key Employees and Officers Compensation Related Other
Timothy Miller (Manager/Ceo) $81,354 $0 $15,775
Wayne Boshears (Chairman Of The Board) $0 $0 $0
Lynne Bandy (Vice Chairman Of The Board) $0 $0 $0
Zeb Cantley (Secretary Of The Board) $0 $0 $0
Gary Howell (Board Of Director Member) $0 $0 $0
Cynthia Johnson (Board Of Director Member) $0 $0 $0
Ora Taylor (Board Of Director Member) $0 $0 $0
James Hayden (Board Of Director Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,012,367
Expenses
$2,251,189
Net Income
$761,178
Net Assets
$9,695,729
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,756,259
91.5%
Investment Income $194,992
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $9,600
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $51,516
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $70,615
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $375,867
16.7%
Assets/Debt
Total Assets $63,037,538
Total Liabilities $53,341,809
Net Assets $9,695,729

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,086,812
Expenses
$2,521,796
Net Income
$565,016
Net Assets
$8,934,551
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,664,599
86.3%
Investment Income $205,295
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $9,600
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $207,318
6.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $90,893
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $388,965
15.4%
Assets/Debt
Total Assets $57,629,369
Total Liabilities $48,694,818
Net Assets $8,934,551

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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