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Relyon Credit Union

  • Kaufman, TX
  • Tax-exempt since June 1976
  • EIN: 75-0926100

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$7.69M (2023)

Expenses
$9.64M (2023)

Total Assets
$81.9M (2023)

Total Liabilities
$76.8M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,689,603
Expenses
$9,641,277
Net Income
-$1,951,674
Net Assets
$5,117,584
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,311,199
95.1%
Investment Income $378,404
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $398,384
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,880,914
19.5%
Assets/Debt
Total Assets $81,920,034
Total Liabilities $76,802,450
Net Assets $5,117,584
Compensation
Key Employees and Officers Compensation Related Other
Sarah Spooner (President/Ceo & Director) $177,115 $0 $28,488
Nicolle Kovacs (Cfo) $152,434 $0 $40,347
Christina Mcgaha (Avp Strategy) $123,073 $0 $7,244
Tyrell Baker (Avp It) $118,762 $0 $35,928
Albert Gomez (Chairperson) $0 $0 $0
Joseph Farrier (Vice Chairperson) $0 $0 $0
Carolyn Mize (Secretary) $0 $0 $0
Anne Glasscock (Director) $0 $0 $0
David Knop (Director) $0 $0 $0
Marian Monroe Steward (Advisor) $0 $0 $0
Dejan Leskarosky (Director) $0 $0 $0
Camile Ehlers (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on May 9, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,173,062
Expenses
$7,408,315
Net Income
$1,764,747
Net Assets
$7,950,775
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,913,118
75.4%
Investment Income $169,630
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,090,314
22.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $449,290
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,100,590
28.4%
Assets/Debt
Total Assets $92,326,804
Total Liabilities $84,376,029
Net Assets $7,950,775
Compensation
Key Employees and Officers Compensation Related Other
Sarah Spooner (President/Ceo) $204,834 $0 $30,341
Nicolle Kovacs (Cfo) $175,334 $0 $38,781
Jason Neifield (Cao) $158,492 $0 $19,567
Tyrell Baker (Avp It) $123,508 $0 $36,443
Christina Mcgaha (Avp Strategy) $109,376 $0 $6,573
Brandon Chinchilla (Vp Member Experience) $103,893 $0 $20,089
David Knop (Director) $0 $0 $0
Albert Gomez (Chairperson) $0 $0 $0
Joseph Farrier (Vice Chairperson) $0 $0 $0
Anne Glasscock (Director) $0 $0 $0
Carolyn Mize (Secretary) $0 $0 $0
Camile Ehlers (Director) $0 $0 $0
Dejan Leskarosky (Director) $0 $0 $0
Marian Monroe Steward (Advisor) $0 $0 $0
+ View more people

Document Links

990
Filed on May 11, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,453,142
Expenses
$6,178,003
Net Income
$275,139
Net Assets
$6,176,651
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,346,447
98.3%
Investment Income $106,695
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $448,679
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,489,246
24.1%
Assets/Debt
Total Assets $85,106,036
Total Liabilities $78,929,385
Net Assets $6,176,651
Compensation
Key Employees and Officers Compensation Related Other
Sarah Spooner (President/Ceo) $153,334 $0 $16,230
Jason Neifield (Cao) $126,734 $0 $13,254
Nicolle Kovacs (Cfo) $114,442 $0 $24,685
David Knop (Chairperson) $0 $0 $0
Albert Gomez (Vice Chairperson) $0 $0 $0
Joseph Farrier (Secretary) $0 $0 $0
Anne Glasscock (Director) $0 $0 $0
Carolyn Mize (Director) $0 $0 $0
Camile Ehlers (Director) $0 $0 $0
James Casey (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 27, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,312,610
Expenses
$5,278,395
Net Income
$34,215
Net Assets
$5,895,698
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,875,299
91.8%
Investment Income $176,103
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $63,104
1.2%
Net Inventory Sales $0
Other Revenue $198,104
3.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $218,278
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,580,912
30.0%
Assets/Debt
Total Assets $82,959,252
Total Liabilities $77,063,554
Net Assets $5,895,698
Compensation
Key Employees and Officers Compensation Related Other
Sarah Spooner (Ceo) $178,501 $0 $19,091
Tony Latour (Lending Officer) $117,881 $0 $16,232
Bryce Farmer (Coo) $112,364 $0 $16,102
Courtney Winco (Coo) $110,229 $0 $12,116
Nicolle Kovacs (Cfo) $39,777 $0 $2,674
Carolyn Mize (Director) $0 $0 $0
David Knop (Chairman) $0 $0 $0
Anne Glasscock (Director) $0 $0 $0
Albert Gomez (Vice Chairman) $0 $0 $0
Joseph Farrier (Sec Treas) $0 $0 $0
Pat Evans (Sec Treas) $0 $0 $0
Jim Casey (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 9, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,756,859
Expenses
$3,532,642
Net Income
$224,217
Net Assets
$5,899,790
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,756,859
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $236,500
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $961,516
27.2%
Assets/Debt
Total Assets $65,832,600
Total Liabilities $59,932,810
Net Assets $5,899,790
Compensation
Key Employees and Officers Compensation Related Other
Sarah Spooner (Ceo) $136,500 $0 $0
Tony Latour (Coo) $100,000 $0 $0
Carolyn Mize (Director) $0 $0 $0
David Knop (Chairman) $0 $0 $0
Anne Glasscock (Director) $0 $0 $0
Albert Gomez (Vice Chairman) $0 $0 $0
Joseph Farrier (Director) $0 $0 $0
Pat Evans (Sec Treas) $0 $0 $0
Pamela Blevins (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 16, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,280,599
Expenses
$4,158,438
Net Income
-$877,839
Net Assets
$5,675,573
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,280,599
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $263,583
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $825,268
19.8%
Assets/Debt
Total Assets $64,583,413
Total Liabilities $58,907,840
Net Assets $5,675,573

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,887,280
Expenses
$2,765,592
Net Income
$121,688
Net Assets
$6,553,412
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,887,280
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $253,000
9.1%
Professional Fundraising Fees $0
Other Salaries and Wages $869,624
31.4%
Assets/Debt
Total Assets $64,293,073
Total Liabilities $57,739,661
Net Assets $6,553,412
Compensation
Key Employees and Officers Compensation Related Other
Brant Hicks (Ceo) $105,000 $0 $0
Sarah Spooner (Cfo) $80,000 $0 $0
Tony Latour (Coo) $68,000 $0 $0
Joe Linville (Director) $0 $0 $0
David Knop (Chairman) $0 $0 $0
Scott Smith (Sec Treas) $0 $0 $0
Jim Casey (Director) $0 $0 $0
Anne Glasscock (Director) $0 $0 $0
Albert Gomez (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on April 27, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,602,948
Expenses
$2,692,325
Net Income
-$89,377
Net Assets
$6,431,724
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,602,948
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $323,218
12.0%
Professional Fundraising Fees $0
Other Salaries and Wages $744,981
27.7%
Assets/Debt
Total Assets $65,499,249
Total Liabilities $59,067,525
Net Assets $6,431,724
Compensation
Key Employees and Officers Compensation Related Other
Lana Mccallie (Former President) $104,381 $0 $0
Vonda Burkhart (Cfo) $77,235 $0 $0
Tony Latour (Coo) $65,204 $0 $0
Russell Ellis (Vp Sales) $62,667 $0 $0
Brant Hicks (President) $13,731 $0 $0
Joe Linville (Director) $0 $0 $0
David Knop (Chairman) $0 $0 $0
Scott Smith (Director) $0 $0 $0
Ann Kahn (Sec Treas) $0 $0 $0
Mary Burgess (Director) $0 $0 $0
Albert Gomez (Vice Chairman) $0 $0 $0
+ View more people

Document Links

990
Filed on April 17, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,692,371
Expenses
$2,600,372
Net Income
$91,999
Net Assets
$6,521,101
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,692,371
100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $322,996
12.4%
Professional Fundraising Fees $0
Other Salaries and Wages $721,896
27.8%
Assets/Debt
Total Assets $64,893,352
Total Liabilities $58,372,251
Net Assets $6,521,101
Compensation
Key Employees and Officers Compensation Related Other
Lana Mccallie (President / Ceo) $117,031 $0 $0
Vonda Burkhart (Cfo) $75,939 $0 $0
Tony Latour (Vp Loans) $66,415 $0 $0
Russell Ellis (Vp Operations) $63,611 $0 $0
Joe Linville (Chairman) $0 $0 $0
David Knop (Vice Chairman) $0 $0 $0
Bud Burleson (Director) $0 $0 $0
Ann Kahn (Sec Treas) $0 $0 $0
Mary Burgess (Director) $0 $0 $0
Albert Gomez (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on March 14, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,860,519
Expenses
$2,772,333
Net Income
$88,186
Net Assets
$6,429,102
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,688,978
94.0%
Investment Income $171,541
6.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $246,151
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $828,570
29.9%
Assets/Debt
Total Assets $64,566,997
Total Liabilities $58,137,895
Net Assets $6,429,102
Compensation
Key Employees and Officers Compensation Related Other
Lana Mccallie (President / Ceo) $108,161 $0 $0
Vonda Burkhart (Cfo) $76,023 $0 $0
Tony Latour (Vp Loans) $61,967 $0 $0
Joe Linville (Chairman) $0 $0 $0
David Knop (Vice Chairman) $0 $0 $0
Bud Burleson (Director) $0 $0 $0
Ann Kahn (Sec Treas) $0 $0 $0
Mary Burgess (Director) $0 $0 $0
Hoyt York (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on March 16, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,035,028
Expenses
$2,942,128
Net Income
$92,900
Net Assets
$6,340,916
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,886,893
95.1%
Investment Income $148,135
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $355,154
12.1%
Professional Fundraising Fees $0
Other Salaries and Wages $873,190
29.7%
Assets/Debt
Total Assets $62,783,237
Total Liabilities $56,442,321
Net Assets $6,340,916
Compensation
Key Employees and Officers Compensation Related Other
Lana Mccallie (President / Ceo) $119,266 $0 $0
Hoyt York (Senior Vice President / Co) $94,881 $0 $0
Vonda Burkhart (Cfo) $78,320 $0 $0
Tony Latour (Vp Loans) $62,687 $0 $0
Joe Linville (Chairman) $0 $0 $0
David Knop (Vice Chairman) $0 $0 $0
Bud Burleson (Director) $0 $0 $0
Barry Pierce (Sec Treas) $0 $0 $0
Mary Burgess (Director) $0 $0 $0
Ann Kahn (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 21, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,159,648
Expenses
$3,158,960
Net Income
$688
Net Assets
$6,248,016
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,056,406
96.7%
Investment Income $103,242
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $338,372
10.7%
Professional Fundraising Fees $0
Other Salaries and Wages $833,097
26.4%
Assets/Debt
Total Assets $63,893,594
Total Liabilities $57,645,578
Net Assets $6,248,016

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,295,509
Expenses
$3,346,832
Net Income
-$51,323
Net Assets
$6,247,328
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,207,909
97.3%
Investment Income $87,600
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $275,271
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $847,534
25.3%
Assets/Debt
Total Assets $57,681,445
Total Liabilities $51,434,117
Net Assets $6,247,328

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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