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Texans Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$76.5M (2022)

Expenses
$50.3M (2022)

Total Assets
$2.16B (2022)

Total Liabilities
$2.03B (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$76,501,082
Expenses
$50,324,677
Net Income
$26,176,405
Net Assets
$128,393,926
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $63,398,175
82.9%
Investment Income $13,280,683
17.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$177,776
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,630,661
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $15,598,995
31.0%
Assets/Debt
Total Assets $2,155,551,665
Total Liabilities $2,027,157,739
Net Assets $128,393,926
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Frazier (Chief Executive Officer) $689,692 $0 $24,458
Michael Mcwethy (Chief Experience Officer) $369,543 $0 $29,741
Benjamin Hart (Chief Financial Officer) $263,095 $0 $27,748
Tanya Patterson (Vp It Systems) $223,409 $0 $20,612
Jennifer Short (Chief People Officer) $207,212 $0 $19,172
Jianjun Bai (Vp Dev & Host Systems) $203,234 $0 $19,342
Angela Jackson (Vp Real Estate Lending) $192,993 $0 $15,066
Tracy Montez (Svp Controller) $175,949 $0 $20,450
Matthew Moore (Svp Retail) $162,552 $0 $22,359
George Consolver (Chairperson) $0 $0 $0
Ed Fawcett (Board Member) $0 $0 $0
Estella Martinez (Board Member) $0 $0 $0
Thomas Boedecker (Board Member) $0 $0 $0
Jurgen Arts (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$56,103,692
Expenses
$40,157,461
Net Income
$15,946,231
Net Assets
$164,143,031
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $49,525,283
88.3%
Investment Income $6,540,526
11.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $37,883
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,374,157
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $14,050,212
35.0%
Assets/Debt
Total Assets $2,114,687,717
Total Liabilities $1,950,544,686
Net Assets $164,143,031
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Frazier (Chief Executive Officer) $635,474 $0 $29,141
Michael Mcwethy (Chief Experience Officer) $299,040 $0 $26,607
Tanya Patterson (Sr. Director Of It) $208,005 $0 $17,031
Benjamin Hart (Chief Financial Officer) $196,444 $0 $22,048
Jennifer Short (Chief People Officer) $150,000 $0 $15,403
Martin Caplinger (Director Of Real Estate) $148,984 $0 $19,717
Tracy Montez (Svp Controller) $145,602 $0 $18,354
Kristen Jones (Director Of Ent Risk Manag) $144,172 $0 $18,805
Matthew Moore (Svp Retail) $143,845 $0 $19,028
Jurgen Arts (Board Member) $0 $0 $0
Thomas Boedecker (Board Member) $0 $0 $0
Ed Fawcett (Board Member) $0 $0 $0
Estella Martinez (Board Member) $0 $0 $0
George Consolver (Chair Person) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$52,798,769
Expenses
$37,129,901
Net Income
$15,668,868
Net Assets
$160,136,604
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,108,185
85.4%
Investment Income $7,322,347
13.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $368,237
0.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,239,482
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $13,142,043
35.4%
Assets/Debt
Total Assets $1,881,983,731
Total Liabilities $1,721,847,127
Net Assets $160,136,604
Compensation
Key Employees and Officers Compensation Related Other
David Frazier (Chief Executive Officer) $524,636 $0 $22,098
Steve Erp (Chief Lending Officer) $254,569 $0 $15,969
Tanya Patterson (Sr. Director Of It) $187,772 $0 $16,906
Jennifer Short (Chief People Officer) $153,513 $0 $14,360
Tracy Montez (Svp Controller) $148,587 $0 $16,831
Martin Caplinger (Director Of Real Estate) $148,235 $0 $19,590
Michael Mcwethy (Chief Experience Officer) $146,180 $0 $8,964
Matthew Moore (Svp Retail) $146,080 $0 $18,699
Kristen Jones (Director Of Ent Risk Management) $144,002 $0 $18,713
Benjamin Hart (Chief Financial Officer) $91,354 $0 $7,839
Jurgen Arts (Board Member) $0 $0 $0
Thomas Boedecker (Board Member) $0 $0 $0
Lee Fawcett (Board Member) $0 $0 $0
Estella Martinez (Board Member) $0 $0 $0
George Consolver (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$61,592,504
Expenses
$36,349,197
Net Income
$25,243,307
Net Assets
$137,068,676
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $49,131,511
79.8%
Investment Income $12,455,013
20.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,980
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,256,714
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $11,526,578
31.7%
Assets/Debt
Total Assets $1,606,022,803
Total Liabilities $1,468,954,127
Net Assets $137,068,676
Compensation
Key Employees and Officers Compensation Related Other
John Kevin Durrance (Ceo) $602,318 $0 $18,690
Steven Erp (Clo/ Interim) $234,525 $0 $19,297
Tanya Mccorquodale (General Coun) $214,329 $0 $18,104
Martin Caplinger (Director Of) $146,471 $0 $28,458
Kristin Jones (Director Of) $140,978 $0 $23,100
Tracy Montez (Controller) $138,795 $0 $22,536
Tiffany Chisnall (Chief Operat) $137,505 $0 $11,946
Tanya K Patterson (Sr. Dir Of I) $132,900 $0 $16,695
Matthew Moore (Director Of) $129,300 $0 $27,200
Consolver George (Chairman) $0 $0 $0
Martinez Estella (Secretary) $0 $0 $0
Boedecker Thomas (Treasurer) $0 $0 $0
Arts Jurgen (Bod) $0 $0 $0
Lee Edward Fawcett (Vice Chairma) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$60,195,306
Expenses
$34,978,264
Net Income
$25,217,042
Net Assets
$102,097,304
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $48,773,890
81.0%
Investment Income $11,401,837
18.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $19,579
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,411,036
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $11,285,841
32.3%
Assets/Debt
Total Assets $1,572,471,414
Total Liabilities $1,470,374,110
Net Assets $102,097,304
Compensation
Key Employees and Officers Compensation Related Other
John Kevin Durrance (Ceo) $504,462 $0 $19,166
Tiffany Chisnall (Chief Operat) $232,639 $0 $16,035
Tanya Mccorquodale (General Coun) $215,058 $0 $15,587
Steve Erp (Chief Lendin) $212,892 $0 $15,579
Scott Vick (Cfo) $164,296 $0 $15,324
Charlotte Morrison (Cio) $158,920 $0 $15,173
Martin Caplinger (Director Of) $143,904 $0 $17,500
Kristin Jones (Director Of) $138,984 $0 $15,833
Tracy Montez (Controller) $135,762 $0 $12,661
Wendell Ritchie (Information) $120,683 $0 $1,873
Consolver George (Chairman) $0 $0 $0
Martinez Estella (Secretary) $0 $0 $0
Boedecker Thomas (Treasurer) $0 $0 $0
Arts Jurgen (Bod) $0 $0 $0
Lee Edward Fawcett (Vice Chairma) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$54,562,487
Expenses
$35,005,361
Net Income
$19,557,126
Net Assets
$80,223,309
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $43,555,579
79.8%
Investment Income $10,900,626
20.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $106,282
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,332,480
3.8%
Professional Fundraising Fees $0
Other Salaries and Wages $11,784,684
33.7%
Assets/Debt
Total Assets $1,576,599,979
Total Liabilities $1,496,376,670
Net Assets $80,223,309
Compensation
Key Employees and Officers Compensation Related Other
John Kevin Durrance (Ceo) $490,380 $0 $20,052
Tanya Mccorquodale (General Coun) $208,924 $0 $15,076
Tiffany Chisnall (Chief Operat) $186,827 $0 $14,538
Scott Vick (Cfo) $183,446 $0 $15,342
Steve Erp (Chief Lendin) $183,357 $0 $14,538
Charlotte Morrison (Cio) $177,024 $0 $0
Martin Caplinger (Director Of) $139,000 $0 $0
Kristin Jones (Director Of) $130,000 $0 $0
Tracy Montez (Controller) $125,000 $0 $0
Wendell Ritchie (Information) $113,505 $0 $0
Consolver George (Chairman) $0 $0 $0
Martinez Estella (Secretary) $0 $0 $0
Boedecker Thomas (Treasurer) $0 $0 $0
Arts Jergen (Bod) $0 $0 $0
Lee Edward Fawcett (Vice Chairma) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$53,606,474
Expenses
$31,944,108
Net Income
$21,662,366
Net Assets
$60,885,596
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $42,464,823
79.2%
Investment Income $9,414,492
17.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,727,159
3.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $872,843
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $11,369,545
35.6%
Assets/Debt
Total Assets $1,532,014,160
Total Liabilities $1,471,128,564
Net Assets $60,885,596
Compensation
Key Employees and Officers Compensation Related Other
John Kevin Durrance (Ceo) $417,867 $0 $18,609
Tanya Mccorquodale (General Coun) $184,463 $0 $15,227
Charlotte Morrison (Cio) $174,002 $0 $17,651
Steve Erp (Chief Lendin) $166,189 $0 $15,604
Tiffany Chisnall (Chief Operat) $141,924 $0 $13,353
Martin Caplinger (Director Of) $129,870 $0 $17,624
Kristin Jones (Director Of) $122,804 $0 $15,496
Tracy Montez (Controller) $114,785 $0 $12,196
Wendell Ritchie (Information) $103,574 $0 $16,336
Consolver George (Chairman) $0 $0 $0
Fawcett Ed (Vice Chairma) $0 $0 $0
Martinez Estella (Secretary) $0 $0 $0
Boedecker Thomas (Treasurer) $0 $0 $0
Arts Jergen (Bod) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$57,945,268
Expenses
$31,313,258
Net Income
$26,632,010
Net Assets
$43,701,124
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $43,358,709
74.8%
Investment Income $9,221,372
15.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,365,187
9.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,121,209
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $10,357,203
33.1%
Assets/Debt
Total Assets $1,445,267,462
Total Liabilities $1,401,566,338
Net Assets $43,701,124
Compensation
Key Employees and Officers Compensation Related Other
John Kevin Durrance (Ceo) $392,944 $0 $18,463
Andrew Swoger (Cfo) $208,613 $0 $16,363
Tanya Mccorquodale (General Coun) $176,542 $0 $14,887
Charlotte Morrison (Cio) $172,034 $0 $17,426
Steve Erp (Chief Lendin) $142,642 $0 $14,743
Tiffany Chisnall (Director Of) $127,818 $0 $12,737
Martin Caplinger (Director Of) $126,729 $0 $17,032
Shelley Pence (Director Of) $116,264 $0 $12,185
Tanya Patterson (Director Of) $106,456 $0 $11,778
Wendell Ritchie (Information) $104,625 $0 $14,265
Tracy Montez (Controller) $102,620 $0 $11,461

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$54,770,595
Expenses
$33,082,872
Net Income
$21,687,723
Net Assets
$63,164,537
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $44,403,992
81.1%
Investment Income $9,516,973
17.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $849,630
1.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $867,774
2.6%
Professional Fundraising Fees $0
Other Salaries and Wages $11,051,458
33.4%
Assets/Debt
Total Assets $1,415,315,755
Total Liabilities $1,352,151,218
Net Assets $63,164,537
Compensation
Key Employees and Officers Compensation Related Other
John Kevin Durrance (Ceo) $357,659 $0 $17,556
Andrew Swoger (Cfo) $187,264 $0 $14,306
Tanya Mccorquodale (General Coun) $178,658 $0 $14,433
Charlotte Morrison (Cio) $163,693 $0 $15,306
Greg Turner (Chief Lnding) $159,158 $0 $15,888
Kathryn Vines (Director Of) $132,795 $0 $5,553
Tiffany Chisnall (Director Of) $123,483 $0 $12,162
Tanya Patterson (Director Of) $119,119 $0 $12,004
Steve Erp (Director Of) $117,378 $0 $13,370

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$61,054,978
Expenses
$37,781,459
Net Income
$23,273,519
Net Assets
$47,247,991
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $53,279,675
87.3%
Investment Income $7,497,063
12.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $278,240
0.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,033,833
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $10,502,111
27.8%
Assets/Debt
Total Assets $1,424,948,101
Total Liabilities $1,377,700,110
Net Assets $47,247,991
Compensation
Key Employees and Officers Compensation Related Other
John Kevin Durrance (Ceo) $357,109 $0 $0
Tanya Mccorquodale (Interim Ceo,) $168,014 $0 $0
Charlotte Morrison (Cio) $157,984 $0 $0
Andrew Swoger (Cfo) $156,506 $0 $0
Tanya Patterson (Coo) $155,331 $0 $0
Greg Turner (Chief Lendin) $139,348 $0 $0
Mark Lowther (Cro) $137,731 $0 $0
Kathryn Vines (Director Of) $126,973 $0 $0
Tiffany Chisnall (Director Of) $120,180 $0 $0
Michael Mcmillan (Director Of) $113,881 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$68,511,266
Expenses
$44,339,733
Net Income
$24,171,533
Net Assets
$40,636,145
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $60,995,516
89.0%
Investment Income $7,515,750
11.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $955,583
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $9,494,955
21.4%
Assets/Debt
Total Assets $1,439,440,267
Total Liabilities $1,398,804,122
Net Assets $40,636,145

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$90,192,314
Expenses
$178,893,081
Net Income
-$88,700,767
Net Assets
$13,443,878
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $79,955,880
88.7%
Investment Income $10,236,434
11.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,337,997
0.7%
Professional Fundraising Fees $0
Other Salaries and Wages $15,391,202
8.6%
Assets/Debt
Total Assets $1,423,573,338
Total Liabilities $1,410,129,460
Net Assets $13,443,878

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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