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Keystone Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.81M (2023)

Expenses
$1.83M (2023)

Total Assets
$37.9M (2023)

Total Liabilities
$90.9k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,811,020
Expenses
$1,833,483
Net Income
-$22,463
Net Assets
$37,837,030
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,567,685
86.6%
Investment Income $234,618
13.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,717
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,984
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $435,505
23.8%
Assets/Debt
Total Assets $37,927,906
Total Liabilities $90,876
Net Assets $37,837,030
Compensation
Key Employees and Officers Compensation Related Other
Angela Powers (Manager / Ceo) $78,984 $0 $0
Barry B Patterson (Chairman) $0 $0 $0
Michael Peterson (Board Member) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Genevia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,402,044
Expenses
$1,355,486
Net Income
$46,558
Net Assets
$39,831,933
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,293,729
92.3%
Investment Income $98,218
7.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,097
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,552
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $460,438
34.0%
Assets/Debt
Total Assets $40,019,761
Total Liabilities $187,828
Net Assets $39,831,933
Compensation
Key Employees and Officers Compensation Related Other
Angela Powers (Manager / Ceo) $78,552 $0 $0
Barry B Patterson (Chairman) $0 $0 $0
Michael Peterson (Board Member) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Genevia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,597,501
Expenses
$1,217,215
Net Income
$380,286
Net Assets
$39,809,264
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,571,635
98.4%
Investment Income $14,277
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $11,589
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,936
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $426,596
35.0%
Assets/Debt
Total Assets $39,860,264
Total Liabilities $51,000
Net Assets $39,809,264
Compensation
Key Employees and Officers Compensation Related Other
Angela Powers (Manager / Ceo) $78,936 $0 $0
Barry B Patterson (Chairman) $0 $0 $0
Michael Peterson (Board Member) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Genevia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,690,688
Expenses
$1,287,838
Net Income
$402,850
Net Assets
$38,667,896
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,665,400
98.5%
Investment Income $17,624
1.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,664
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $78,144
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $447,930
34.8%
Assets/Debt
Total Assets $38,798,015
Total Liabilities $130,119
Net Assets $38,667,896
Compensation
Key Employees and Officers Compensation Related Other
Angela Powers (Manager / Ceo) $73,906 $0 $4,238
Barry B Patterson (Chairman) $0 $0 $0
Michael Peterson (Board Member) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Genevia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,601,036
Expenses
$1,461,990
Net Income
$139,046
Net Assets
$36,299,295
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,501,281
93.8%
Investment Income $90,368
5.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,387
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $497,519
34.0%
Assets/Debt
Total Assets $36,471,487
Total Liabilities $172,192
Net Assets $36,299,295
Compensation
Key Employees and Officers Compensation Related Other
Barry B Patterson (Chairman) $0 $0 $0
Michael Peterson (Board Member) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Genevia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0
Terry Nowland (Manager / Ceo) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,414,227
Expenses
$1,380,779
Net Income
$33,448
Net Assets
$37,857,148
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,286,076
90.9%
Investment Income $117,880
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,132
0.2%
Net Inventory Sales $0
Other Revenue $8,139
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $99,904
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $339,323
24.6%
Assets/Debt
Total Assets $38,135,050
Total Liabilities $277,902
Net Assets $37,857,148
Compensation
Key Employees and Officers Compensation Related Other
Terry Nowland (Manager / Ceo) $99,904 $0 $0
Barry B Patterson (Chairman) $0 $0 $0
Michael Peterson (Board Member) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Genevia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,210,030
Expenses
$1,216,682
Net Income
-$6,652
Net Assets
$36,269,207
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,027,503
84.9%
Investment Income $166,255
13.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $9,893
0.8%
Net Inventory Sales $0
Other Revenue $6,379
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $97,560
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $291,079
23.9%
Assets/Debt
Total Assets $36,301,696
Total Liabilities $32,489
Net Assets $36,269,207
Compensation
Key Employees and Officers Compensation Related Other
Terry Nowland (Manager / Ceo) $97,560 $0 $0
Barry B Patterson (Chairman) $0 $0 $0
Michael Peterson (Board Member) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Genevia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$983,220
Expenses
$1,285,344
Net Income
-$302,124
Net Assets
$36,947,062
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $704,019
71.6%
Investment Income $262,116
26.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $13,000
1.3%
Net Inventory Sales $0
Other Revenue $4,085
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $97,595
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $324,334
25.2%
Assets/Debt
Total Assets $37,041,685
Total Liabilities $94,623
Net Assets $36,947,062
Compensation
Key Employees and Officers Compensation Related Other
Barry B Patterson (Chairman) $0 $0 $0
Michael Peterson (Board Member) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Gevenia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$989,551
Expenses
$1,156,274
Net Income
-$166,723
Net Assets
$36,807,274
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $678,590
68.6%
Investment Income $306,678
31.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,283
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $103,236
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $305,940
26.5%
Assets/Debt
Total Assets $36,931,117
Total Liabilities $123,843
Net Assets $36,807,274
Compensation
Key Employees and Officers Compensation Related Other
Terry Nowland (Manager/Ceo) $103,236 $0 $0
Barry B Patterson (Chairman) $0 $0 $0
Gene K Mason (Vice Chairman) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Gevenia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,064,068
Expenses
$1,064,033
Net Income
$35
Net Assets
$38,331,186
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $729,530
68.6%
Investment Income $330,854
31.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,684
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $99,349
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $320,261
30.1%
Assets/Debt
Total Assets $38,444,931
Total Liabilities $113,745
Net Assets $38,331,186
Compensation
Key Employees and Officers Compensation Related Other
Terry Nowland (Manager/Ceo) $99,349 $0 $0
Barry B Patterson (Chairman) $0 $0 $0
Gene K Mason (Vice Chairman) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Gevenia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,192,491
Expenses
$1,120,382
Net Income
$72,109
Net Assets
$39,954,842
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $766,092
64.2%
Investment Income $422,361
35.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,038
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $92,775
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $341,561
30.5%
Assets/Debt
Total Assets $40,129,754
Total Liabilities $174,912
Net Assets $39,954,842
Compensation
Key Employees and Officers Compensation Related Other
Terry Nowland (Manager/Ceo) $92,775 $0 $0
Barry B Patterson (Chairman) $0 $0 $0
Gene K Mason (Vice Chairman) $0 $0 $0
Joseph Phillips (Treasurer) $0 $0 $0
John H Prater (Secretary) $0 $0 $0
Gevenia M Bircher (Board Member) $0 $0 $0
Don M Wilkerson (Board Member) $0 $0 $0
Casiano S Bueno (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,385,777
Expenses
$1,265,642
Net Income
$120,135
Net Assets
$42,163,885
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $840,267
60.6%
Investment Income $541,567
39.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,943
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $94,600
7.5%
Professional Fundraising Fees $0
Other Salaries and Wages $375,125
29.6%
Assets/Debt
Total Assets $42,261,324
Total Liabilities $97,439
Net Assets $42,163,885

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,574,813
Expenses
$1,466,857
Net Income
$107,956
Net Assets
$41,718,557
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $928,668
59.0%
Investment Income $642,325
40.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,820
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $94,138
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $377,322
25.7%
Assets/Debt
Total Assets $41,806,422
Total Liabilities $87,865
Net Assets $41,718,557

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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