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Credit Coalition

  • Houston, TX
  • Tax-exempt since Aug. 1992
  • EIN: 76-0334549

Organization summary

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Human Services — Multipurpose and Other / Financial Counseling, Money Management (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$195k (2023)

Expenses
$149k (2023)

Total Assets
$235k (2023)

Total Liabilities
$0 (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Nov.
2023

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$195,401
Expenses
$148,985
Net Income
$46,416
Net Assets
$234,598
Notable Sources of Revenue Percent of Total Revenue
Contributions $192,761
98.6%
Program Services $1,154
0.6%
Investment Income $1,486
0.8%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $234,598
Total Liabilities $0
Net Assets $234,598
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $102,335 $0
Rudy Reyes (President) $0 $0
Brandi Gregg (Vice President (Thru 04/2023)) $0 $0
Michael Bailey (Secretary) $0 $0
James Buccieri (Treasurer) $0 $0
Trisha Bradley (Director) $0 $0
Karen Hollins (Director) $0 $0
Dorothy Jennings (Director) $0 $0
Marcus Vasquez (Director) $0 $0
Verenice Ledbetter (Director) $0 $0
Marlon Mitchell (Director) $0 $0
Marvett Sawyer Howard (Director (Thru 05/2023)) $0 $0
+ View more people

Document Links

990-EZ
Filed on April 30, 2024

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Nov.
2022

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$153,558
Expenses
$136,226
Net Income
$17,332
Net Assets
$188,182
Notable Sources of Revenue Percent of Total Revenue
Contributions $143,250
93.3%
Program Services $10,050
6.5%
Investment Income $258
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $188,182
Total Liabilities $0
Net Assets $188,182
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $93,955 $0
Rudy Reyes (President) $0 $0
Brandi Gregg (Vice President) $0 $0
Michael Bailey (Secretary) $0 $0
Ricky Jimenez Jr (Treasurer) $0 $0
James Buccieri (Director) $0 $0
Brenda Costilla (Director) $0 $0
Felecia Ellis (Director) $0 $0
Mark Magee (Director) $0 $0
Janet Poe Pizarro (Director) $0 $0
Juan Polanco (Director) $0 $0
James Powell (Director) $0 $0
+ View more people

Document Links

990-EZ
Filed on Aug. 30, 2023

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Nov.
2021

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$120,000
Expenses
$121,424
Net Income
-$1,424
Net Assets
$170,850
Notable Sources of Revenue Percent of Total Revenue
Contributions $119,899
99.9%
Program Services $0
Investment Income $101
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $170,850
Total Liabilities $0
Net Assets $170,850
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $91,000 $0
Brandi Gregg Communitybank Of Texa (President) $0 $0
Rudy Reyes Prosperity Bank (Vice President/Interim Treasurer) $0 $0
Deb Severski Spirit Of Texas Bank (Secretary) $0 $0
James Buccieri Moody Bank (Board Member) $0 $0
Rickey Jimenez Jr Allegiance Bank (Board Member) $0 $0
Brenda Costilla Amerant Bank (Board Member) $0 $0
Felecia Ellis Bank Of Texas (Board Member) $0 $0
Courtney Taylor Veritex Community (Board Member) $0 $0
Sandra Yager Wallis Bank (Board Member) $0 $0
Michael Bailey American First Natl (Board Member) $0 $0
Dorothy Jennings Central Bank (Board Member) $0 $0
+ View more people

Document Links

990-EZ
Filed on Nov. 11, 2022

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Nov.
2020

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$183,200
Expenses
$140,058
Net Income
$43,142
Net Assets
$172,274
Notable Sources of Revenue Percent of Total Revenue
Contributions $179,600
98.0%
Program Services $3,035
1.7%
Investment Income $191
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $374
0.2%
Assets/Debt
Total Assets $195,055
Total Liabilities $22,781
Net Assets $172,274
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $90,701 $0
Brandi Gregg Communitybank Of Texa (President) $0 $0
Dora Cantu Jp Morgan Chase Bank (Vice President) $0 $0
Deborah Severski Spirit Of Texas B (Secretary) $0 $0
Ricky Jimenez Jr Allegiance Bank (Treasurer) $0 $0
Brenda Costilla Amerant Bank (Board Member) $0 $0
Felecia Ellis Bank Of Texas (Board Member) $0 $0
Alan Watkins Wells Fargo Bank (Board Member) $0 $0
Courtney Taylor Veritex Community (Board Member) $0 $0
Debbie Peterson Integrity Bank (Board Member) $0 $0
J Reymundo Ocanas Bbvacompass (Board Member) $0 $0
Gloria Sanderson Pioneer Bank (Board Member) $0 $0
+ View more people

Document Links

990-EZ
Filed on Oct. 9, 2021

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Nov.
2019

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$116,272
Expenses
$147,834
Net Income
-$31,562
Net Assets
$129,132
Notable Sources of Revenue Percent of Total Revenue
Contributions $104,500
89.9%
Program Services $11,075
9.5%
Investment Income $408
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $289
0.2%
Assets/Debt
Total Assets $129,132
Total Liabilities $0
Net Assets $129,132
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $90,701 $0
Brandi Gregg Communitybank Of Texa (President) $0 $0
Dora Cantu Jp Morgan Chase Bank (Vice President) $0 $0
Deborah Severski Spirit Of Texas B (Secretary) $0 $0
Ricky Jimenez Jr Allegiance Bank (Treasurer) $0 $0
Brenda Costilla Amerant Bank (Board Member) $0 $0
Felecia Ellis Bank Of Texas (Board Member) $0 $0
Alan Watkins Wells Fargo Bank (Board Member) $0 $0
Courtney Taylor Veritex Community (Board Member) $0 $0
Debbie Peterson Integrity Bank (Board Member) $0 $0
J Reymundo Ocanas Bbvacompass (Board Member) $0 $0
Gloria Sanderson Pioneer Bank (Board Member) $0 $0
+ View more people

Document Links

990-EZ
Filed on Oct. 12, 2020

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Nov.
2018

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$149,700
Expenses
$131,352
Net Income
$18,348
Net Assets
$160,694
Notable Sources of Revenue Percent of Total Revenue
Contributions $138,600
92.6%
Program Services $10,409
7.0%
Investment Income $445
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $246
0.2%
Assets/Debt
Total Assets $160,694
Total Liabilities $0
Net Assets $160,694
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $95,591 $0
Brandi Gregg Community Bank Of Tex (President) $0 $0
Rudy Reyes Post Oak Bank (Vice President) $0 $0
Robert Lee Central Bank (Treasurer) $0 $0
Michael Bailey American First Natl (Board Member) $0 $0
Donald Bowers Frbod Houston Branc (Board Member) $0 $0
Trisha Bradley Frost Bank (Board Member) $0 $0
Ricky Jimenez Jr Allegiance Bank (Board Member) $0 $0
Marlon Mitchell Houston Business D (Board Member) $0 $0
Carol Morton Third Coast Ssb (Board Member) $0 $0
Marvett Sawyer Capital One Na (Board Member) $0 $0
Deborah Severski Spirit Of Texas B (Secretary) $0 $0
+ View more people

Document Links

990-EZ
Filed on Oct. 10, 2019

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Nov.
2017

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$123,644
Expenses
$132,980
Net Income
-$9,336
Net Assets
$142,346
Notable Sources of Revenue Percent of Total Revenue
Contributions $120,000
97.1%
Program Services $2,972
2.4%
Investment Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $672
0.5%
Assets/Debt
Total Assets $142,346
Total Liabilities $0
Net Assets $142,346
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $84,480 $0
Brandi Gregg Communitybank Of Texa (President) $0 $0
Rudy Reyes Post Oak Bank (Vice President) $0 $0
Robert Lee Central Bank (Treasurer) $0 $0
Patricia Abshire Bank Of America (Board Member) $0 $0
Brian Stoker Amegy Bank (Board Member) $0 $0
Marvett Sawyer Howard Capital One (Board Member) $0 $0
Marlon Mitchell Houston Business D (Board Member) $0 $0
Alan C Watkins Wells Fargo Bank (Board Member) $0 $0
Deborah Severski Spirit Of Texas B (Secretary) $0 $0
Dora Cantu Jp Morgan Chase Bank (Board Member) $0 $0
Ricky Jimenez Jr Allegiance Bank (Board Member) $0 $0
+ View more people

Document Links

990-EZ
Filed on July 17, 2018

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Nov.
2016

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$109,366
Expenses
$123,297
Net Income
-$13,931
Net Assets
$151,682
Notable Sources of Revenue Percent of Total Revenue
Contributions $108,550
99.3%
Program Services $0
Investment Income $462
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $354
0.3%
Assets/Debt
Total Assets $151,682
Total Liabilities $0
Net Assets $151,682
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $84,480 $0
Joyce Tyler Williams Frost Bank (President) $0 $0
Jackie Hoyer Federal Reserve Dalla (Vice President) $0 $0
Mario Lopez Bank Of Texas (Former Secretary) $0 $0
Brandi Gregg Bank Of Texas (Secretary) $0 $0
Robert Lee Central Bank (Treasurer) $0 $0
Patricia Abshire Bank Of America (Board Member) $0 $0
Rudy Reyes Post Oak Bank (Board Member) $0 $0
Charles M Neff Jr Integrity Bank (Board Member) $0 $0
Brian Stoker Amegy Bank (Board Member) $0 $0
Deborah Severski Spirit Of Texas B (Board Member) $0 $0
Marvett Sawyer Howard Capital One (Board Member) $0 $0
+ View more people

Document Links

990-EZ
Filed on Aug. 8, 2017

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Nov.
2015

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$96,661
Expenses
$125,346
Net Income
-$28,685
Net Assets
$165,611
Notable Sources of Revenue Percent of Total Revenue
Contributions $95,500
98.8%
Program Services $696
0.7%
Investment Income $465
0.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $165,611
Total Liabilities $0
Net Assets $165,611
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $80,713 $0
Joyce Tyler Williams Frost Bank (President) $0 $0
Jackie Hoyer Federal Reserve Dalla (Vice President) $0 $0
Derrick Taylor Bank Of Texas (Former Secretary) $0 $0
Brandi Gregg Community Bank Of Tex (Secretary) $0 $0
Robert Lee Central Bank (Treasurer) $0 $0
Patricia Abshire Bank Of America (Board Member) $0 $0
Constance Borders Woodforest Bank (Board Member) $0 $0
Dora Cantu Jp Morgan Chase (Board Member) $0 $0
Rickey Jimenez Jr Allegiance Bank (Board Member) $0 $0
Marlo Lopez Bank Of Texas (Board Member) $0 $0
Charles Neff Jr Integrity Bank (Board Member) $0 $0
+ View more people

Document Links

990-EZ
Filed on May 24, 2016

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Nov.
2014

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$117,141
Expenses
$114,220
Net Income
$2,921
Net Assets
$194,296
Notable Sources of Revenue Percent of Total Revenue
Contributions $105,000
89.6%
Program Services $11,673
10.0%
Investment Income $468
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $194,296
Total Liabilities $0
Net Assets $194,296
Compensation
Key Employees and Officers Compensation Other
Sherrie Young (Executive Director) $74,830 $0
Joyce Tyler Williams Frost Bank (President) $0 $0
Jackie Hoyer Federal Reserve Dalla (Vice President) $0 $0
Derrick Taylor Bank Of Texas (Former Secretary) $0 $0
Felicia Zenn Bank Of Texas (Secretary) $0 $0
Robert Lee Central Bank (Treasurer) $0 $0
Patricia Abshire Bank Of America (Board Member) $0 $0
Kevin Morahan First Service Cu (Board Member) $0 $0
John Durie Green Bank (Board Member) $0 $0
Charles M Neff Jr Integrity Bank (Board Member) $0 $0
Brian Stoker Amegy Bank (Board Member) $0 $0
Marcus Vasquez Woodforest National (Board Member) $0 $0
+ View more people

Document Links

990-EZ
Filed on March 16, 2015

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Nov.
2013

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$124,509
Expenses
$113,977
Net Income
$10,532
Net Assets
$191,375
Notable Sources of Revenue Percent of Total Revenue
Contributions $92,250
74.1%
Program Services $31,792
25.5%
Investment Income $467
0.4%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $191,375
Total Liabilities $0
Net Assets $191,375

Document Links

990-EZ
Filed on May 1, 2014

Short form tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Nov.
2012

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$117,934
Expenses
$110,559
Net Income
$7,375
Net Assets
$180,843
Notable Sources of Revenue Percent of Total Revenue
Contributions $85,000
72.1%
Program Services $32,308
27.4%
Investment Income $626
0.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $180,843
Total Liabilities $0
Net Assets $180,843

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2011

Extracted Financial Data

Extracted Financial Data from 990-EZ
Revenue
$112,613
Expenses
$105,788
Net Income
$6,825
Net Assets
$173,468
Notable Sources of Revenue Percent of Total Revenue
Contributions $88,557
78.6%
Program Services $23,356
20.7%
Investment Income $700
0.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Assets/Debt
Total Assets $173,468
Total Liabilities $0
Net Assets $173,468

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990-EZ

Short form tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Nov.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated