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Rocky Mountain Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$21.6M (2023)

Expenses
$19.5M (2023)

Total Assets
$384M (2023)

Total Liabilities
$354M (2023)

Years with missing data
Source: Form 990 tax filings from 2012 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,554,138
Expenses
$19,548,098
Net Income
$2,006,040
Net Assets
$30,139,986
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $19,368,940
89.9%
Investment Income $1,912,311
8.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $20,455
0.1%
Net Inventory Sales $0
Other Revenue $252,432
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $567,230
2.9%
Professional Fundraising Fees $0
Other Salaries and Wages $5,497,682
28.1%
Assets/Debt
Total Assets $383,798,063
Total Liabilities $353,658,077
Net Assets $30,139,986
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steve Sendon (President/Ceo) $312,044 $0 $51,400
Cyrus Malkin (Cfo) $171,071 $0 $32,715
Dean Olsen (Vp It) $147,057 $0 $26,819
Holly Lane (Vp Hr) $138,013 $0 $21,580
Lesley Huber (Vp Lending) $136,612 $0 $24,079
Erin Johnston (Vp Project Change) $136,538 $0 $29,026
Brandi Lee Mergenthaler (Vp Operations) $134,996 $0 $27,137
Kristin Bouchard (Chair) $0 $0 $0
Chris Lemon (Vice Chair) $0 $0 $0
Michael Bertagnolli (Treasurer) $0 $0 $0
Stefanie Griffith (Secretary) $0 $0 $0
Josh Knoedler (Director (Thru April)) $0 $0 $0
Tony Loya (Director) $0 $0 $0
Lyle Manley (Director (Thru April)) $0 $0 $0
Scott Stoner (Director) $0 $0 $0
Michael Williams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,619,836
Expenses
$14,642,794
Net Income
$1,977,042
Net Assets
$28,725,047
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,825,920
95.2%
Investment Income $552,959
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $240,957
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $534,783
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $5,048,719
34.5%
Assets/Debt
Total Assets $364,773,546
Total Liabilities $336,048,499
Net Assets $28,725,047
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steve Sendon (President/Ceo) $290,359 $0 $47,323
Cyrus Malkin (Cfo) $164,100 $0 $33,001
Dean Olsen (Vp It) $145,066 $0 $29,759
Holly Lane (Vp Hr) $133,053 $0 $22,522
Erin Johnston (Vp Project Change) $131,531 $0 $31,875
Lesley Huber (Vp Lending) $130,974 $0 $25,708
Brandi Lee Mergenthaler (Vp Operations) $115,625 $0 $30,241
Kristin Bouchard (Chair) $0 $0 $0
Lyle Manley (Vice Chair) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Stefanie Griffith (Secretary) $0 $0 $0
Michael Bertagnolli (Director) $0 $0 $0
Chris Lemon (Director) $0 $0 $0
Michael Williams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,149,432
Expenses
$13,142,656
Net Income
$2,006,776
Net Assets
$28,322,727
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,378,624
94.9%
Investment Income $263,510
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $507,298
3.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $654,866
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $5,022,718
38.2%
Assets/Debt
Total Assets $347,767,556
Total Liabilities $319,444,829
Net Assets $28,322,727
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steve Sendon (President/Ceo) $263,458 $0 $44,092
Matt Stolle (Vp Finance/Cfo (Thru May)) $165,062 $0 $14,782
Cyrus Malkin (Cfo) $136,194 $0 $31,278
Dean Olsen (Vp It) $132,725 $0 $27,131
Lesley Huber (Vp Lending) $117,554 $0 $23,196
Erin Johnston (Vp Project Change) $116,615 $0 $31,904
Holly Lane (Vp Hr) $115,820 $0 $18,621
Brandi Lee Mergenthaler (Vp Operations) $100,218 $0 $29,256
Kristin Bouchard (Chair) $0 $0 $0
Lyle Manley (Vice Chair) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Stefanie Griffith (Secretary) $0 $0 $0
Michael Bertagnolli (Director) $0 $0 $0
Chris Lemon (Director) $0 $0 $0
Michael Williams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,821,200
Expenses
$13,506,168
Net Income
$1,315,032
Net Assets
$26,509,236
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,404,227
97.2%
Investment Income $236,701
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,889
Net Inventory Sales $0
Other Revenue $184,161
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $443,336
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $4,729,575
35.0%
Assets/Debt
Total Assets $316,032,866
Total Liabilities $289,523,630
Net Assets $26,509,236
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steve Sendon (President/Ceo) $234,661 $0 $41,135
Matt Stolle (Vp Finance/Cfo) $136,045 $0 $31,495
Dean Olsen (Vp It) $114,795 $0 $25,217
Erin Johnston (Vp Project Change) $105,698 $0 $28,056
Kristin Bouchard (Chairman) $0 $0 $0
Lyle Manley (Vice Chairman) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Michael Bertagnolli (Secretary) $0 $0 $0
Stefanie Griffith (Director) $0 $0 $0
Chris Lemon (Director) $0 $0 $0
Michael Williams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,852,549
Expenses
$12,664,313
Net Income
$1,188,236
Net Assets
$25,179,330
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,367,213
96.5%
Investment Income $322,260
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$17,779
Net Inventory Sales $0
Other Revenue $180,855
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $557,477
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $4,539,374
35.8%
Assets/Debt
Total Assets $264,444,296
Total Liabilities $239,264,966
Net Assets $25,179,330
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steve Sendon (President/Ceo) $200,484 $0 $24,527
Ed Stofko (President/Ceo (Thru March)) $158,812 $0 $17,587
Matt Stolle (Vp Finance/Cfo) $133,240 $0 $22,827
Dean Olsen (Vp It) $114,507 $0 $20,350
Erin Johnston (Vp Project Change) $104,145 $0 $19,553
Kristin Bouchard (Chairman) $0 $0 $0
Lyle Manley (Vice Chairman) $0 $0 $0
Michael Bertagnolli (Secretary) $0 $0 $0
Kathy Shea (Secretary (Thru April)) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Mark Baum (Director (Thru April)) $0 $0 $0
Stefanie Griffith (Director) $0 $0 $0
Chris Lemon (Director) $0 $0 $0
Michael Williams (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,308,228
Expenses
$11,759,472
Net Income
$1,548,756
Net Assets
$23,990,416
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,025,908
97.9%
Investment Income $283,319
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$168,960
Net Inventory Sales $0
Other Revenue $167,961
1.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $544,113
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $4,174,108
35.5%
Assets/Debt
Total Assets $244,782,966
Total Liabilities $220,792,550
Net Assets $23,990,416
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Ed Stofko (President/Ceo) $213,738 $0 $34,201
Steve Sendon (Executive Vp) $134,894 $0 $15,993
Matt Stolle (Vp Finance/Cfo) $122,948 $0 $26,841
Kristin Bouchard (Chairman) $0 $0 $0
Lyle Manley (Vice Chairman) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Kathy Shea (Secretary) $0 $0 $0
Mark Baum (Director) $0 $0 $0
Michael Bertagnolli (Director) $0 $0 $0
Michael Williams (Director) $0 $0 $0
Tim Bottenfield (Director (Thru April)) $0 $0 $0
Mike O'connor (Director (Thru April)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,870,157
Expenses
$11,769,448
Net Income
$100,709
Net Assets
$22,618,844
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,195,034
> 100%
Investment Income $275,456
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,029,098
Net Inventory Sales $0
Other Revenue $428,765
3.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $559,250
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $3,691,283
31.4%
Assets/Debt
Total Assets $232,303,312
Total Liabilities $209,684,468
Net Assets $22,618,844
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Ed Stofko (President/Ceo) $223,751 $0 $36,023
Steve Sendon (Executive Vp) $127,145 $0 $24,955
Matt Stolle (Vp Finance/Cfo) $123,080 $0 $24,296
Kristin Bouchard (Chairman) $0 $0 $0
Lyle Manley (Vice Chairman) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Mark Baum (Director) $0 $0 $0
Tim Bottenfield (Director) $0 $0 $0
Mike O'connor (Director) $0 $0 $0
Kathy Shea (Director) $0 $0 $0
Josh Allen (Director (Thru April)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,955,784
Expenses
$8,698,059
Net Income
$1,257,725
Net Assets
$180,149,159
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,855,725
99.0%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$34,826
Net Inventory Sales $0
Other Revenue $134,885
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $357,537
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,817,847
32.4%
Assets/Debt
Total Assets $187,580,925
Total Liabilities $7,431,766
Net Assets $180,149,159
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Ed Stofko (President/Ceo) $185,149 $0 $27,911
Matt Stolle (Vp Finance/Cfo) $123,951 $0 $20,523
Kristin Bouchard (Chairman) $0 $0 $0
Lyle Manley (Vice Chairman) $0 $0 $0
Nick Hopkins (Secretary) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Tim Bottenfield (Director) $0 $0 $0
Mike O'connor (Director) $0 $0 $0
Josh Allen (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,377,542
Expenses
$6,893,787
Net Income
$1,483,755
Net Assets
$155,831,452
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,262,531
98.6%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$16,684
Net Inventory Sales $0
Other Revenue $131,695
1.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $291,467
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,073,271
30.1%
Assets/Debt
Total Assets $162,574,230
Total Liabilities $6,742,778
Net Assets $155,831,452
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Ed Stofko (President/Ceo) $210,516 $0 $0
Matt Stolle (Vp Finance/Cfo) $134,833 $0 $0
Kristin Bouchard (Chairman) $0 $0 $0
Lyle Manley (Vice Chairman) $0 $0 $0
Nick Hopkins (Secretary) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Tim Bottenfield (Director) $0 $0 $0
Mike O'connor (Director) $0 $0 $0
Josh Allen (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,402,665
Expenses
$6,509,547
Net Income
$893,118
Net Assets
$147,252,275
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,353,260
99.3%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$15,095
Net Inventory Sales $0
Other Revenue $64,500
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $265,542
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,917,312
29.5%
Assets/Debt
Total Assets $150,591,809
Total Liabilities $3,339,534
Net Assets $147,252,275
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Ed Stofko (President/Ceo) $159,567 $0 $28,582
Matt Stolle (Vp Finance/Cfo) $105,975 $0 $24,186
Kristin Bouchard (Chairman) $0 $0 $0
Lyle Manley (Vice Chairman) $0 $0 $0
Nick Hopkins (Secretary) $0 $0 $0
Josh Knoedler (Treasurer) $0 $0 $0
Tim Bottenfield (Director) $0 $0 $0
Mike O'connor (Director) $0 $0 $0
Josh Allen (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,821,988
Expenses
$6,003,851
Net Income
$818,137
Net Assets
$133,708,933
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,903,106
> 100%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$81,118
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $244,890
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,646,852
27.4%
Assets/Debt
Total Assets $135,998,047
Total Liabilities $2,289,114
Net Assets $133,708,933

Document Links

Fiscal Year Ending Dec.
2011

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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