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Montana Life And Health Insurance Guaranty Association

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.15M (2023)

Expenses
$373k (2023)

Total Assets
$9.65M (2023)

Total Liabilities
$1.54M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,152,794
Expenses
$373,396
Net Income
$779,398
Net Assets
$8,111,109
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $829,448
72.0%
Investment Income $284,704
24.7%
Bond Proceeds $32,276
2.8%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$15,047
Net Inventory Sales $0
Other Revenue $21,413
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $120,000
32.1%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,649,333
Total Liabilities $1,538,224
Net Assets $8,111,109
Compensation
Key Employees and Officers Compensation Related Other
Janice Vanriper (Executive Director) $151,073 $0 $0
Ashlee Strong (Director Public Member) $0 $0 $0
Lesley Von Eschen (Director Public Member) $0 $0 $0
Farm Bureau Life Insurance Company (Director) $0 $0 $0
Standard Insurance Company (Director) $0 $0 $0
Allegiance Companies (Director) $0 $0 $0
Blue Cross And Blue Shield Of Montana (Director) $0 $0 $0
United Healthcare Insurance Company (Director) $0 $0 $0
Mountain West Health Co Op (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$436,269
Expenses
$339,009
Net Income
$97,260
Net Assets
$7,331,711
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $334,000
76.6%
Investment Income $70,331
16.1%
Bond Proceeds $12,625
2.9%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $19,313
4.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $113,085
33.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,869,935
Total Liabilities $1,538,224
Net Assets $7,331,711
Compensation
Key Employees and Officers Compensation Related Other
Janice Vanriper (Executive Director) $113,085 $0 $0
Kerri Emmons (Director Public Member) $0 $0 $0
Lesley Von Eschen (Director Public Member) $0 $0 $0
Farm Bureau Life Insurance Company (Director) $0 $0 $0
United Healthcare Insurance Company (Director) $0 $0 $0
Standard Insurance Company (Director) $0 $0 $0
Allegiance Companies (Director) $0 $0 $0
Blue Cross And Blue Shield Of Montana (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$528,870
Expenses
$355,363
Net Income
$173,507
Net Assets
$7,234,451
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $440,000
83.2%
Investment Income $4,148
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $84,722
16.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $109,451
30.8%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,772,675
Total Liabilities $1,538,224
Net Assets $7,234,451
Compensation
Key Employees and Officers Compensation Related Other
Janice Vanriper (Executive Director) $109,451 $0 $0
Kerri Emmons (Director Public Member) $0 $0 $0
Lesley Von Eschen (Director Public Member) $0 $0 $0
Farm Bureau Life Insurance Company (Director) $0 $0 $0
United Healthcare Insurance Company (Director) $0 $0 $0
Standard Insurance Company (Director) $0 $0 $0
Allegiance Companies (Director) $0 $0 $0
Blue Cross And Blue Shield Of Montana (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$499,088
Expenses
$352,524
Net Income
$146,564
Net Assets
$7,060,944
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $345,000
69.1%
Investment Income $121,457
24.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $32,631
6.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $106,267
30.1%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,599,168
Total Liabilities $1,538,224
Net Assets $7,060,944
Compensation
Key Employees and Officers Compensation Related Other
Janice Vanriper (Executive Director) $106,267 $0 $0
Laura Meg Jacoby (Director Public Member) $0 $0 $0
Lesley Von Eschen (Director Public Member) $0 $0 $0
Farm Bureau Life Insurance Company (Director) $0 $0 $0
United Healthcare Insurance Company (Director) $0 $0 $0
Operations Standard Insurance Company (Director) $0 $0 $0
Allegiance Companies (Director) $0 $0 $0
Blue Cross And Blue Shield Of Montana (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$214,284
Expenses
$481,796
Net Income
-$267,512
Net Assets
$8,133,122
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,700
1.3%
Investment Income $189,361
88.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $22,223
10.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,452,604
Total Liabilities $319,482
Net Assets $8,133,122
Compensation
Key Employees and Officers Compensation Related Other
Christina Goe (Director Public Member) $0 $0 $0
Meg Jacoby (Director Public Member) $0 $0 $0
Farm Bureau Life Insurance Company (Director) $0 $0 $0
United Healthcare Insurance Company (Director) $0 $0 $0
Standard Insurance Company (Director) $0 $0 $0
Blue Cross Blue Shield Of Mt (Director) $0 $0 $0
Allegiance Companies (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$869,582
Expenses
$1,002,761
Net Income
-$133,179
Net Assets
$8,400,634
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $707,035
81.3%
Investment Income $112,417
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $50,130
5.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,720,116
Total Liabilities $319,482
Net Assets $8,400,634
Compensation
Key Employees and Officers Compensation Related Other
Christina Goe (Director Public Member) $0 $0 $0
Jani Mccall (Director Public Member) $0 $0 $0
Farm Bureau Life Insurance Company (Director) $0 $0 $0
United Healthcare Insurance Company (Director) $0 $0 $0
Standard Insurance Company (Director) $0 $0 $0
Blue Cross Blue Shield Of Mt (Director) $0 $0 $0
Allegiance Companies (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,192,835
Expenses
$3,481,877
Net Income
-$289,042
Net Assets
$8,533,813
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,110,996
97.4%
Investment Income $58,717
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $23,122
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,853,295
Total Liabilities $319,482
Net Assets $8,533,813
Compensation
Key Employees and Officers Compensation Related Other
Christina Goe (Director Public Member) $0 $0 $0
Jani Mccall (Director Public Member) $0 $0 $0
Farm Bureau Life Insurance Company (Director) $0 $0 $0
Symetra Life Insurance Company (Director) $0 $0 $0
United Healthcare Insurance Company (Director) $0 $0 $0
Standard Insurance Company (Director) $0 $0 $0
Prudential Insurance Company Of Ameri (Director Resigned Seat) $0 $0 $0
Blue Cross Blue Shield Of Mt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$105,403
Expenses
$476,348
Net Income
-$370,945
Net Assets
$8,822,855
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $34,056
32.3%
Investment Income $44,963
42.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $26,384
25.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,142,337
Total Liabilities $319,482
Net Assets $8,822,855
Compensation
Key Employees and Officers Compensation Related Other
Christina Goe (Director Public Member) $0 $0 $0
Jani Mccall (Director Public Member) $0 $0 $0
Prudential Financial (Secretary/Treasurer) $0 $0 $0
Standard Insurance Company (Chair) $0 $0 $0
Fbl Financial Group Inc (Director) $0 $0 $0
Symetra Life Insurance Company (Director) $0 $0 $0
Unitedhealth Group (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$67,815
Expenses
$342,089
Net Income
-$274,274
Net Assets
$9,193,800
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,381
12.4%
Investment Income $37,127
54.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $22,307
32.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,513,282
Total Liabilities $319,482
Net Assets $9,193,800
Compensation
Key Employees and Officers Compensation Related Other
Janice Vanriper (Vice Chair) $0 $0 $0
Jani Mccall (Director) $0 $0 $0
Prudential Financial (Secretary/Treasurer) $0 $0 $0
Standard Insurance Company (Chair) $0 $0 $0
Fbl Financial Group Inc (Director) $0 $0 $0
Symetra Life Insurance Company (Director) $0 $0 $0
Unitedhealth Group (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$76,615
Expenses
$331,031
Net Income
-$254,416
Net Assets
$9,468,074
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,409
17.5%
Investment Income $41,586
54.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $21,620
28.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $9,787,556
Total Liabilities $319,482
Net Assets $9,468,074
Compensation
Key Employees and Officers Compensation Related Other
Janice Vanriper (Vice Chair) $0 $0 $0
Lloyd Bender (Director) $0 $0 $0
Prudential Financial (Secretary/Treasurer) $0 $0 $0
Standard Insurance Company (Chair) $0 $0 $0
Fbl Financial Group Inc (Director) $0 $0 $0
Symetra Life Insurance Company (Director) $0 $0 $0
Unitedhealth Group (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$200,360
Expenses
$766,469
Net Income
-$566,109
Net Assets
$9,722,490
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $133,129
66.4%
Investment Income $43,526
21.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $23,705
11.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $10,041,972
Total Liabilities $319,482
Net Assets $9,722,490
Compensation
Key Employees and Officers Compensation Related Other
Janice Vanriper (Director) $0 $0 $0
Lloyd Bender (Director) $0 $0 $0
Midland National Life Insurance Co (Chair) $0 $0 $0
Prudential Insurance Co Of America (Secretary/Treasurer) $0 $0 $0
Standard Insurance Company (Vice Chair) $0 $0 $0
Farm Bureau Life Insurance Company (Director) $0 $0 $0
Symetra Life Insurance Company (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$214,753
Expenses
$1,626,985
Net Income
-$1,412,232
Net Assets
$10,288,599
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $36,173
16.8%
Investment Income $52,594
24.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $125,986
58.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $10,608,081
Total Liabilities $319,482
Net Assets $10,288,599

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$914,619
Expenses
$648,410
Net Income
$266,209
Net Assets
$11,700,831
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $655,559
71.7%
Investment Income $223,711
24.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $35,349
3.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $12,020,313
Total Liabilities $319,482
Net Assets $11,700,831

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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