Skip to content
ProPublica Donate
ProPublica Donate

Montana Educators Credit Union

  • Missoula, MT
  • EIN: 81-0504125

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$1.77M (2024)

Expenses
$1.48M (2024)

Total Assets
$30.7M (2024)

Total Liabilities
$0 (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,769,235
Expenses
$1,482,282
Net Income
$286,953
Net Assets
$30,724,624
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,623,103
91.7%
Investment Income $137,174
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $8,958
0.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $418,099
28.2%
Assets/Debt
Total Assets $30,724,624
Total Liabilities $0
Net Assets $30,724,624
Compensation
Key Employees and Officers Compensation Related Other
John Frederickson (Board Member) $0 $0 $0
Beth C Huguet (Board Member) $0 $0 $0
Carla Getz (Board Member) $0 $0 $0
Pamela F Diamond (Chair) $0 $0 $0
Torry Holmquist (Vice Chairman) $0 $0 $0
Kathryn K Shepherd (Treasurer) $0 $0 $0
Dan Schmauch (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on April 15, 2025

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,350,149
Expenses
$1,160,786
Net Income
$189,363
Net Assets
$26,980,655
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,234,402
91.4%
Investment Income $104,135
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $11,612
0.9%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $371,307
32.0%
Assets/Debt
Total Assets $26,980,655
Total Liabilities $0
Net Assets $26,980,655
Compensation
Key Employees and Officers Compensation Related Other
Carla Getz (Board Member) $0 $0 $0
Torry Holmquist (Board Member) $0 $0 $0
Dan Schmauch (Board Member) $0 $0 $0
John Frederickson (Treasurer) $0 $0 $0
Kathryn K Shepherd (Chair) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on May 15, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,059,794
Expenses
$898,316
Net Income
$161,478
Net Assets
$28,647,602
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $982,512
92.7%
Investment Income $68,949
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $8,333
0.8%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $354,355
39.4%
Assets/Debt
Total Assets $28,647,602
Total Liabilities $0
Net Assets $28,647,602
Compensation
Key Employees and Officers Compensation Related Other
Carla Getz (Board Member) $0 $0 $0
Torry Holmquist (Board Member) $0 $0 $0
Dan Schmauch (Board Member) $0 $0 $0
John Frederickson (Treasurer) $0 $0 $0
Kathryn K Shepherd (Chair) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on April 8, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$887,290
Expenses
$791,328
Net Income
$95,962
Net Assets
$23,804,341
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $786,551
88.6%
Investment Income $95,467
10.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $5,272
0.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $328,665
41.5%
Assets/Debt
Total Assets $23,999,580
Total Liabilities $195,239
Net Assets $23,804,341
Compensation
Key Employees and Officers Compensation Related Other
Carla Getz (Board Member) $0 $0 $0
Torry Holmquist (Board Member) $0 $0 $0
Dan Schmauch (Board Member) $0 $0 $0
John Frederickson (Treasurer) $0 $0 $0
Kathryn K Shepherd (Chair) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on March 21, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$828,539
Expenses
$723,701
Net Income
$104,838
Net Assets
$22,244,989
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $696,260
84.0%
Investment Income $124,713
15.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $7,566
0.9%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $306,846
42.4%
Assets/Debt
Total Assets $22,691,372
Total Liabilities $446,383
Net Assets $22,244,989
Compensation
Key Employees and Officers Compensation Related Other
John Frederickson (Treasurer) $0 $0 $0
Carla Getz (Board Member) $0 $0 $0
Dan Schmauch (Board Member) $0 $0 $0
Kathryn K Shepherd (Chairman) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
Torry Holmquist (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on March 2, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$787,849
Expenses
$638,508
Net Income
$149,341
Net Assets
$17,958,780
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $664,496
84.3%
Investment Income $114,836
14.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $6,643
0.8%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,874
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $249,501
39.1%
Assets/Debt
Total Assets $18,105,307
Total Liabilities $146,527
Net Assets $17,958,780
Compensation
Key Employees and Officers Compensation Related Other
Carla Getz (Board Member) $0 $0 $0
John Frederickson (Board Member) $0 $0 $0
Dan Schmauch (Board Member) $0 $0 $0
Kathryn K Shepherd (Chairman) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
Torry Holmquist (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on May 17, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$729,035
Expenses
$613,592
Net Income
$115,443
Net Assets
$16,357,021
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $643,241
88.2%
Investment Income $83,899
11.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,895
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $246,042
40.1%
Assets/Debt
Total Assets $16,479,178
Total Liabilities $122,157
Net Assets $16,357,021
Compensation
Key Employees and Officers Compensation Related Other
Kathryn K Shepherd (Chairman) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
Carla Getz (Board Member) $0 $0 $0
John Frederickson (Board Member) $0 $0 $0
Torry Holmquist (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on Feb. 25, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$719,730
Expenses
$622,920
Net Income
$96,810
Net Assets
$16,644,656
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $635,068
88.2%
Investment Income $75,300
10.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $9,362
1.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $248,523
39.9%
Assets/Debt
Total Assets $16,766,538
Total Liabilities $121,882
Net Assets $16,644,656
Compensation
Key Employees and Officers Compensation Related Other
Kathryn K Shepherd (Chairman) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
Carla Getz (Board Member) $0 $0 $0
Thomas P Ross (Treasurer) $0 $0 $0
John Frederickson (Board Member) $0 $0 $0
Byron Smith (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 3, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$614,969
Expenses
$595,032
Net Income
$19,937
Net Assets
$16,076,649
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $548,724
89.2%
Investment Income $59,181
9.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $7,064
1.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $244,054
41.0%
Assets/Debt
Total Assets $16,342,331
Total Liabilities $265,682
Net Assets $16,076,649
Compensation
Key Employees and Officers Compensation Related Other
Kathryn K Shepherd (Chairman) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
Michael M Reynolds (Treasurer) $0 $0 $0
Thomas P Ross (Board Member) $0 $0 $0
Cindy Schultz (Board Member) $0 $0 $0
Byron Smith (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on April 14, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$630,715
Expenses
$553,192
Net Income
$77,523
Net Assets
$15,263,507
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $574,035
91.0%
Investment Income $59,614
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income -$2,934
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $249,909
45.2%
Assets/Debt
Total Assets $15,432,969
Total Liabilities $169,462
Net Assets $15,263,507
Compensation
Key Employees and Officers Compensation Related Other
Kathryn K Shepherd (Chairman) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
Michael M Reynolds (Treasurer) $0 $0 $0
Thomas P Ross (Board Member) $0 $0 $0
Cindy Schultz (Board Member) $0 $0 $0
Byron Smith (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on March 18, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$613,775
Expenses
$538,763
Net Income
$75,012
Net Assets
$15,826,671
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $566,395
92.3%
Investment Income $47,380
7.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $238,818
44.3%
Assets/Debt
Total Assets $15,940,860
Total Liabilities $114,189
Net Assets $15,826,671
Compensation
Key Employees and Officers Compensation Related Other
Kathryn K Shepherd (Chairman) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
Michael M Reynolds (Treasurer) $0 $0 $0
Thomas P Ross (Board Member) $0 $0 $0
Cindy Schultz (Board Member) $0 $0 $0
Byron Smith (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on May 5, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$645,247
Expenses
$679,205
Net Income
-$33,958
Net Assets
$14,459,300
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $585,059
90.7%
Investment Income $52,454
8.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,734
1.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $224,130
33.0%
Assets/Debt
Total Assets $14,564,807
Total Liabilities $105,507
Net Assets $14,459,300
Compensation
Key Employees and Officers Compensation Related Other
Byron Smith (Board Member) $0 $0 $0
Kathryn K Shepherd (Chairman) $0 $0 $0
Beth C Huguet (Vice Chairman) $0 $0 $0
Pamela F Diamond (Secretary) $0 $0 $0
Michael M Reynolds (Treasurer) $0 $0 $0
Tom Ross (Board Member) $0 $0 $0
Cindy Schultz (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on April 10, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$674,221
Expenses
$582,141
Net Income
$92,080
Net Assets
$15,108,460
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $610,295
90.5%
Investment Income $63,926
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $231,198
39.7%
Assets/Debt
Total Assets $15,247,539
Total Liabilities $139,079
Net Assets $15,108,460

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$700,790
Expenses
$565,472
Net Income
$135,318
Net Assets
$13,604,601
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $634,535
90.5%
Investment Income $66,255
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $234,386
41.4%
Assets/Debt
Total Assets $13,847,372
Total Liabilities $242,771
Net Assets $13,604,601

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

See an issue with the data?

Contact Us

About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated