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Frontier Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$34.5M (2022)

Expenses
$27.8M (2022)

Total Assets
$633M (2022)

Total Liabilities
$585M (2022)

Source: Form 990 tax filings from 2012 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$34,471,344
Expenses
$27,768,395
Net Income
$6,702,949
Net Assets
$47,952,071
Notable Sources of Revenue Percent of Total Revenue
Contributions $50,000
0.1%
Program Services $33,939,351
98.5%
Investment Income $481,993
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $981,414
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $9,204,799
33.1%
Assets/Debt
Total Assets $632,584,518
Total Liabilities $584,632,447
Net Assets $47,952,071
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Dan Thurman (Ceo) $374,169 $0 $43,917
Adam Serr (Vp Wealth Management) $288,917 $0 $31,556
Cindy High (Evp/Coo) $223,038 $0 $17,238
Ethan Morriss (Clo) $213,866 $0 $18,496
Jeff Vogt (Cfo) $211,613 $0 $28,832
Marci Barker (Cxo) $189,084 $0 $10,998
Robert Hale (Vp It) $186,203 $0 $34,111
Robert Maynes (General Counsel) $173,846 $0 $36,096
Nathan Downey (Board Chair) $0 $0 $0
Justin Chipp (Board Vice Chair) $0 $0 $0
Josh Roos (Board Secretary) $0 $0 $0
Nicole Mattos (Board Treasurer) $0 $0 $0
Tyler Brooks (Director) $0 $0 $0
Mark Hyndman (Director) $0 $0 $0
Josh Searle (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$25,224,569
Expenses
$19,734,323
Net Income
$5,490,246
Net Assets
$42,343,811
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $24,825,867
98.4%
Investment Income $377,988
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $20,714
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $888,439
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $6,959,036
35.3%
Assets/Debt
Total Assets $523,244,319
Total Liabilities $480,900,508
Net Assets $42,343,811
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Adam Serr (Vp Wealth Management) $362,580 $0 $38,331
Dan Thurman (Ceo) $265,117 $0 $38,385
Cindy High (Evp/Coo) $162,519 $0 $16,328
Robert Hale (Vp It) $157,169 $0 $31,243
Jeff Vogt (Cfo) $156,294 $0 $25,226
Ethan Morriss (Clo) $153,758 $0 $14,905
Marci Barker (Cxo) $145,033 $0 $15,485
Robert Maynes (General Counsel) $123,353 $0 $32,089
Nathan Downey (Board Chair) $0 $0 $0
Justin Chipp (Board Vice Chair) $0 $0 $0
Josh Searle (Board Secretary) $0 $0 $0
Nicole Mattos (Board Treasurer) $0 $0 $0
Tyler Brooks (Director) $0 $0 $0
Mark Hyndman (Director) $0 $0 $0
Josh Roos (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,586,162
Expenses
$15,139,122
Net Income
$3,447,040
Net Assets
$37,073,317
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $18,019,105
96.9%
Investment Income $567,523
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$466
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $720,896
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $5,177,657
34.2%
Assets/Debt
Total Assets $385,029,510
Total Liabilities $347,956,193
Net Assets $37,073,317
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Chris Cardwell (Cfo (Left March 2020)) $370,305 $0 $6,448
Adam Serr (Vp Wealth Management) $287,695 $0 $38,191
Dan Thurman (Ceo) $225,091 $0 $35,746
Cindy High (Evp/Coo) $151,593 $0 $15,802
Robert Hale (Vp It) $151,452 $0 $30,979
Marci Barker (Cxo) $137,849 $0 $15,104
Jeff Vogt (Cfo) $109,212 $0 $14,322
Nathan Downey (Board Chair) $0 $0 $0
Justin Chipp (Board Vice Chair) $0 $0 $0
Josh Searle (Board Secretary) $0 $0 $0
Nicole Mattos (Board Treasurer) $0 $0 $0
La Nea Holt (Director (Left May 2020)) $0 $0 $0
Tyler Brooks (Director) $0 $0 $0
Mark Hyndman (Director) $0 $0 $0
Josh Roos (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,410,798
Expenses
$15,088,746
Net Income
$3,322,052
Net Assets
$33,374,750
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $17,470,396
94.9%
Investment Income $932,066
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,336
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $766,328
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $4,703,755
31.2%
Assets/Debt
Total Assets $309,621,793
Total Liabilities $276,247,043
Net Assets $33,374,750
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Adam Serr (Vp Wealth Management) $305,001 $0 $39,135
Dan Thurman (Ceo) $195,307 $0 $37,955
Chris Cardwell (Cfo) $162,035 $0 $184,379
Cindy High (Evp/Coo) $141,704 $0 $17,169
Robert Hale (Vp It) $141,308 $0 $33,763
Marci Baker (Cxo) $133,177 $0 $16,640
Nathan Downey (Board Chair) $0 $0 $0
Justin Chipp (Board Vice Chair) $0 $0 $0
Justin Bell (Board Secretary) $0 $0 $0
Mark Hyndman (Board Treasurer) $0 $0 $0
Chuck Mark (Director) $0 $0 $0
La Nea Holt (Director) $0 $0 $0
Josh Searle (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,046,534
Expenses
$15,126,099
Net Income
$1,920,435
Net Assets
$29,399,792
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,391,736
96.2%
Investment Income $647,151
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,647
0.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $825,243
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $4,299,457
28.4%
Assets/Debt
Total Assets $292,276,415
Total Liabilities $262,876,623
Net Assets $29,399,792
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Adam Serr (Vp Wealth Management) $301,301 $0 $22,985
Dan Thurman (Ceo) $175,281 $0 $36,968
Chris Cardwell (Cfo) $152,013 $0 $133,635
Cindy High (Evp/Coo) $134,567 $0 $15,667
Marci Baker (Cxo) $126,080 $0 $15,229
Bob Hale (Vp It) $119,111 $0 $23,315
Ken Blanchard Left 052018 (Board Chair) $0 $0 $0
Nathan Downey (Board Chair) $0 $0 $0
Justin Chipp (Board Vice Chair) $0 $0 $0
Justin Bell (Board Secretary) $0 $0 $0
Mark Hyndman (Board Treasurer) $0 $0 $0
Chuck Mark From 032018 (Director) $0 $0 $0
La Nea Holt (Director) $0 $0 $0
Josh Searle From 112018 (Director) $0 $0 $0
Tyler Brooks Left 112018 (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,670,345
Expenses
$13,906,690
Net Income
$1,763,655
Net Assets
$27,685,312
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,074,688
96.2%
Investment Income $623,348
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$27,691
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $315,242
2.3%
Professional Fundraising Fees $0
Other Salaries and Wages $4,457,161
32.1%
Assets/Debt
Total Assets $273,696,375
Total Liabilities $246,011,063
Net Assets $27,685,312
Compensation
Key Employees and Officers Compensation Related Other
Adam Serr (Investment Program Director) $277,314 $0 $22,916
Dan Thurman (Ceo) $146,233 $0 $17,192
Chris Cardwell (Cfo) $139,869 $0 $11,948
Cindy High (Evp) $122,867 $0 $9,165
Marcie Baker (Cxo) $117,256 $0 $8,875
Ken Blanchard (Board Chair) $0 $0 $0
Justin Chipp (Board Vice Chair) $0 $0 $0
Justin Bell (Board Secretary) $0 $0 $0
Mark Hyndman (Board Treasurer) $0 $0 $0
Nathan Downey (Director) $0 $0 $0
La Nea Holt (Director) $0 $0 $0
Tyler Brooks (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,899,142
Expenses
$12,949,578
Net Income
$949,564
Net Assets
$25,778,329
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,040,910
93.8%
Investment Income $820,855
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $37,377
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $251,729
1.9%
Professional Fundraising Fees $0
Other Salaries and Wages $4,408,041
34.0%
Assets/Debt
Total Assets $268,107,336
Total Liabilities $242,329,007
Net Assets $25,778,329
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Adam Serr (Investment Program Director) $236,546 $0 $20,845
Brad Bauges (Former Ceo) $180,148 $0 $16,038
Chris Cardwell (Cfo) $131,779 $0 $11,042
Dan Thurman (Interim Ceo) $96,639 $0 $12,269
Lanea Holt (Board Chair) $0 $0 $0
Ken Blanchard (Board Vice Chair) $0 $0 $0
Justin Chipp (Board Secretary) $0 $0 $0
Mark Hyndman (Board Treasurer) $0 $0 $0
Nathan Downey (Director) $0 $0 $0
Justin Bell (Director) $0 $0 $0
Ron Celner Thru 122015 (Director) $0 $0 $0
Tyler Brooks From 042016 (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,194,302
Expenses
$12,583,037
Net Income
$611,265
Net Assets
$25,228,884
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,203,237
92.5%
Investment Income $880,725
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $110,340
0.8%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $370,665
2.9%
Professional Fundraising Fees $0
Other Salaries and Wages $3,965,773
31.5%
Assets/Debt
Total Assets $262,657,461
Total Liabilities $237,428,577
Net Assets $25,228,884
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Adam Serr (Investment Program Director) $239,571 $0 $20,364
Brad Bauges (Ceo) $213,667 $0 $18,879
Chris Cardwell (Cfo) $121,511 $0 $16,608
Lanea Holt (Board Chair) $0 $0 $0
Ken Blanchard (Board Vice Chair) $0 $0 $0
Nathan Downey (Board Secretary) $0 $0 $0
Mark Hyndman (Board Treasurer) $0 $0 $0
Justin Chipp (Director) $0 $0 $0
Justin Bell (Director) $0 $0 $0
Ron Celner (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,477,938
Expenses
$11,609,023
Net Income
$868,915
Net Assets
$24,812,795
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,590,242
92.9%
Investment Income $895,388
7.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$7,692
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $546,263
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $3,919,959
33.8%
Assets/Debt
Total Assets $253,057,414
Total Liabilities $228,244,619
Net Assets $24,812,795
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Adam Serr (Senior Financial Officer) $278,554 $0 $8,323
Brad Bauges (President/Ceo) $196,604 $0 $7,839
Cindy High (Clo) $91,133 $0 $2,569
Marci Barker (Vp Of People) $88,614 $0 $2,558
Dan Thurman (Vpo) $79,837 $0 $7,423
Chris Cardwell (Cfo) $68,312 $0 $1,374
Lanea Holt (Board Chairman) $0 $0 $0
Ken Blanchard (Board Vice Chair) $0 $0 $0
Nathan Downey (Board Secretary) $0 $0 $0
Mark Hyndman (Board Treasurer) $0 $0 $0
Justin Chipp (Director) $0 $0 $0
Nancy Carlson (Director) $0 $0 $0
Ron Celner (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,295,548
Expenses
$13,609,830
Net Income
$2,685,718
Net Assets
$23,994,648
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,520,799
95.2%
Investment Income $872,276
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$97,527
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $479,869
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $4,221,449
31.0%
Assets/Debt
Total Assets $259,248,058
Total Liabilities $235,253,410
Net Assets $23,994,648
Compensation
Key Employees and Officers Compensation Related Other
Adam Serr (Investment Manager) $224,708 $0 $7,854
Brad Bauges (President/Ceo) $151,202 $0 $7,319
Cindy High (Clo) $88,517 $0 $2,325
Marci Barker (Vp Of People) $84,014 $0 $2,314
Dan Thurman (Vpo) $73,097 $0 $5,686
Christopher B Monti (Cfo (Partial Year)) $60,780 $0 $4,616
Lanea Holt (Board Chairman) $0 $0 $0
Mark Hyndman (Board Vice Chair) $0 $0 $0
Ken Blanchard (Board Secretary) $0 $0 $0
Nathan Downey (Board Treasurer) $0 $0 $0
Nancy Carlson (Director) $0 $0 $0
Justin Chipp (Director) $0 $0 $0
Ron Celner (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,995,061
Expenses
$12,540,032
Net Income
-$544,971
Net Assets
$21,094,584
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,367,019
94.8%
Investment Income $702,925
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$74,883
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $287,159
2.3%
Professional Fundraising Fees $0
Other Salaries and Wages $3,523,568
28.1%
Assets/Debt
Total Assets $274,422,335
Total Liabilities $253,327,751
Net Assets $21,094,584

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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