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Freedom Northwest Credit Union Fnwcu

  • Kamiah, ID
  • EIN: 82-0262758

Organization summary

Type of Nonprofit

Designated as a Corporations organized under acts of Congress, which includes federal credit unions, and serve as instrumentalities of the United States.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$35.8M (2023)

Expenses
$24M (2023)

Total Assets
$614M (2023)

Total Liabilities
$558M (2023)

Years with missing data
Source: Form 990 tax filings from 2011 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$35,778,801
Expenses
$23,968,147
Net Income
$11,810,654
Net Assets
$56,282,344
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $31,272,234
87.4%
Investment Income $4,145,574
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $360,993
1.0%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,083,360
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,683,354
11.2%
Assets/Debt
Total Assets $613,960,024
Total Liabilities $557,677,680
Net Assets $56,282,344
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gregory S Garrett (Ceo) $398,727 $0 $32,904
Dan Mcfetridge (Loan Officer) $234,300 $0 $23,838
Don C Belisle (Cfo) $184,500 $0 $20,850
Chad N Smith (Clo) $159,604 $0 $19,356
James Davy (Cio) $132,771 $0 $11,730
Cindy Childers (Coo) $107,625 $0 $15,293
Ara Lycan (Loan Officer) $103,471 $0 $15,988
Tyler Presby (Loan Officer) $103,000 $0 $15,960
Tina Ulmer (Bod Director) $0 $0 $0
Betty Cloniger (Bod Director) $0 $0 $0
Carmon Henry (Bod Director) $0 $0 $0
Rodney Krogh (Bod Vicechairperson) $0 $0 $0
Adam Mcmurtrie (Bod Treasurer) $0 $0 $0
Kevin Steere (Bod Chairperson) $0 $0 $0
Dan Trankle (Bod Secretary) $0 $0 $0
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Document Links

990
Filed on Nov. 26, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$27,109,211
Expenses
$13,887,402
Net Income
$13,221,809
Net Assets
$43,658,657
Notable Sources of Revenue Percent of Total Revenue
Contributions $296,782
1.1%
Program Services $25,211,889
93.0%
Investment Income $1,898,728
7.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$347,559
Net Inventory Sales $0
Other Revenue $49,371
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $507,120
3.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,930,979
21.1%
Assets/Debt
Total Assets $497,919,829
Total Liabilities $454,261,172
Net Assets $43,658,657
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gregory S Garrett (Ceo) $365,120 $0 $32,248
Daniel Mcfetridge (Loan Officer) $207,011 $0 $21,593
James Davy (Cio) $142,000 $0 $17,692
Chad N Smith (Clo) $130,375 $0 $11,176
Don C Belisle (Cfo) $122,042 $0 $8,374
Cindy Childres (Coo) $105,751 $0 $15,517
Tina Ulmer (Board Member) $0 $0 $0
Betty Cloniger (Board Member) $0 $0 $0
Carmon Henry (Board Member) $0 $0 $0
Rodney Krogh (Vice Chair) $0 $0 $0
Adam Mcmurtrie (Treasurer) $0 $0 $0
Kevin Steere (Chair) $0 $0 $0
Dan Trankle (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on Dec. 12, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,504,684
Expenses
$11,780,839
Net Income
$10,723,845
Net Assets
$379,844,982
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,826,265
8.1%
Program Services $19,252,462
85.5%
Investment Income $568,157
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $857,800
3.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $3,092,148
26.2%
Assets/Debt
Total Assets $426,143,520
Total Liabilities $46,298,538
Net Assets $379,844,982
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gregory S Garrett (Ceo) $293,919 $0 $0
Eric Lindsay (Cfo) $223,731 $0 $0
Daniel Mcfetridge (Loan Officer) $205,163 $0 $0
James Davy (Cio) $117,725 $0 $0
Ara Lycan (Loan Officer) $114,589 $0 $0
Cindy Childers (Coo) $101,792 $0 $0
Clay Baker (Board Member) $0 $0 $0
Betty Cloniger (Board Member) $0 $0 $0
Carmon Henry (Board Member) $0 $0 $0
Rodney Krogh (Vice Chair) $0 $0 $0
Adam Mcmurtrie (Treasurer) $0 $0 $0
Kevin Steere (Chair) $0 $0 $0
Dan Trankle (Secretary) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 23, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML
Audit

Audit for an entity that spends $750,000+ in federal grant money in a fiscal year

PDF

Fiscal Year Ending Dec.
2020

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2019

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2018

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,093,834
Expenses
$4,462,415
Net Income
$1,631,419
Net Assets
$105,177,453
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,930,354
97.3%
Investment Income $152,422
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $11,058
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,454,810
32.6%
Assets/Debt
Total Assets $115,276,651
Total Liabilities $10,099,198
Net Assets $105,177,453

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,400,035
Expenses
$3,190,640
Net Income
$1,209,395
Net Assets
$73,215,342
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,103,056
93.3%
Investment Income $99,167
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income -$317
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $198,129
4.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $1,024,535
32.1%
Assets/Debt
Total Assets $83,193,938
Total Liabilities $9,978,596
Net Assets $73,215,342
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gregory S Garrett (Ceo) $158,116 $0 $9,853
Doug Warrington (Chair) $0 $0 $0
Kevin Steere (Vice Chair) $0 $0 $0
Dan Trankle (Secretary) $0 $0 $0
Adam Mcmurtrie (Treasurer) $0 $0 $0
Clay Baker (Director) $0 $0 $0
Don Saraceno (Director) $0 $0 $0
Rodney Krogh (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 23, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,590,673
Expenses
$2,498,348
Net Income
$1,092,325
Net Assets
$63,876,228
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,279,315
91.3%
Investment Income $98,989
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $212,369
5.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $153,276
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $599,488
24.0%
Assets/Debt
Total Assets $66,254,577
Total Liabilities $2,378,349
Net Assets $63,876,228
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gregory S Garrett (Ceo) $153,276 $0 $17,289
Doug Warrington (Chair) $0 $0 $0
Charles Pratt (Vice Chair) $0 $0 $0
Ellie Ridout (Secretary) $0 $0 $0
Kevin Steere (Treasurer) $0 $0 $0
Adam Mcmurtrie (Director) $0 $0 $0
Don Saraceno (Director) $0 $0 $0
Rodney Krogh (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on June 23, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,164,320
Expenses
$2,144,640
Net Income
$1,019,680
Net Assets
$57,145,272
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,825,165
89.3%
Investment Income $124,948
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $214,207
6.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $148,600
6.9%
Professional Fundraising Fees $0
Other Salaries and Wages $488,890
22.8%
Assets/Debt
Total Assets $58,546,626
Total Liabilities $1,401,354
Net Assets $57,145,272
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gregory S Garrett (Ceo) $176,242 $0 $0
Doug Warrington (Chairman) $0 $0 $0
Ellie Ridout (Secretary) $0 $0 $0
Rodney Krogh (Membership C) $0 $0 $0
Kevin Steere (Treasurer) $0 $0 $0
Donna Peterson (Director) $0 $0 $0
Charles Pratt (Director) $0 $0 $0
Larry Gay (Vice Chairma) $0 $0 $0
+ View more people

Document Links

990
Filed on June 23, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
PDF (2 of 2)

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,894,600
Expenses
$1,983,760
Net Income
$910,840
Net Assets
$55,003,890
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,628,288
90.8%
Investment Income $89,570
3.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $176,742
6.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $144,082
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $471,894
23.8%
Assets/Debt
Total Assets $55,816,125
Total Liabilities $812,235
Net Assets $55,003,890
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
G Scott Garrett (Ceo) $144,082 $0 $0
Doug Warrington (Chairman) $0 $0 $0
Ellie Ridout (Secretary) $0 $0 $0
Rodney Krogh (Membership Chairman) $0 $0 $0
Kevin Steere (Treasurer) $0 $0 $0
Adam Mcmurtrie (Director) $0 $0 $0
Donna Peterson (Director) $0 $0 $0
Charles Pratt (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 12, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,832,299
Expenses
$1,930,805
Net Income
$901,494
Net Assets
$51,177,462
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,593,779
91.6%
Investment Income $72,697
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $165,823
5.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $729,138
37.8%
Assets/Debt
Total Assets $51,764,737
Total Liabilities $587,275
Net Assets $51,177,462

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,502,964
Expenses
$1,894,814
Net Income
$608,150
Net Assets
$46,165,459
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,441,919
97.6%
Investment Income $61,045
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $641,168
33.8%
Assets/Debt
Total Assets $46,576,526
Total Liabilities $411,067
Net Assets $46,165,459

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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