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St Joe Valley Credit Union

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Summary charts: organization finances over time

Revenue
$0 (2023)

Expenses
$424k (2023)

Total Assets
$12.8M (2023)

Total Liabilities
$161k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$0
Expenses
$423,558
Net Income
-$423,558
Net Assets
$12,606,245
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $175,177
41.4%
Assets/Debt
Total Assets $12,766,903
Total Liabilities $160,658
Net Assets $12,606,245
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Ceo/Manager) $68,400 $0 $0
Dale Hill (President Of The Board) $0 $0 $0
Teresa Jeffrey (Secretary) $0 $0 $0
Dale Baerlocher (Treasurer) $0 $0 $0
Roger Nelson (Vice President) $0 $0 $0
Beth Nelson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$0
Expenses
$326,714
Net Income
-$326,714
Net Assets
$14,457,106
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $140,447
43.0%
Assets/Debt
Total Assets $14,697,543
Total Liabilities $240,437
Net Assets $14,457,106
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Ceo/Manager) $60,000 $0 $0
Dale Hill (President Of The Board) $0 $0 $0
Teresa Jeffrey (Secretary) $0 $0 $0
Dale Baerlocher (Treasurer) $0 $0 $0
Roger Nelson (Vice President) $0 $0 $0
Beth Nelson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$330,957
Expenses
$251,258
Net Income
$79,699
Net Assets
$12,614,964
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $300,469
90.8%
Investment Income $30,488
9.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $133,324
53.1%
Assets/Debt
Total Assets $12,693,151
Total Liabilities $78,187
Net Assets $12,614,964
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Ceo/Manager) $59,421 $0 $0
Dale Hill (President Of The Board) $0 $0 $0
Teresa Jeffrey (Secretary) $0 $0 $0
Dale Baerlocher (Treasurer) $0 $0 $0
Roger Nelson (Vice President) $0 $0 $0
Beth Nelson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$358,353
Expenses
$238,672
Net Income
$119,681
Net Assets
$11,315,968
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $303,290
84.6%
Investment Income $55,063
15.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $116,848
49.0%
Assets/Debt
Total Assets $11,463,266
Total Liabilities $147,298
Net Assets $11,315,968
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Ceo/Manager) $53,050 $0 $0
Dale Hill (President Of The Board) $0 $0 $0
Teresa Jeffrey (Secretary) $0 $0 $0
Dale Baerlocher (Treasurer) $0 $0 $0
Roger Nelson (Vice President) $0 $0 $0
Beth Nelson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$360,561
Expenses
$259,985
Net Income
$100,576
Net Assets
$8,977,185
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $286,178
79.4%
Investment Income $74,383
20.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $115,641
44.5%
Assets/Debt
Total Assets $9,041,865
Total Liabilities $64,680
Net Assets $8,977,185
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Ceo/Manager) $51,250 $0 $0
Dale Hill (President Of The Board) $0 $0 $0
Teresa Jeffrey (Vice President) $0 $0 $0
Dale Baerlocher (Treasurer) $0 $0 $0
Shawn Hixson (Secretary) $0 $0 $0
Wanda Wemhoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$324,819
Expenses
$253,230
Net Income
$71,589
Net Assets
$8,575,031
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $266,895
82.2%
Investment Income $57,924
17.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $117,172
46.3%
Assets/Debt
Total Assets $8,626,304
Total Liabilities $51,273
Net Assets $8,575,031
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Ceo/Manager) $55,521 $0 $0
Dale Hill (President Of The Board) $0 $0 $0
Teresa Jeffrey (Vice President) $0 $0 $0
Gene Dundas (Treasurer) $0 $0 $0
Shawn Hixson (Secretary) $0 $0 $0
Wanda Wemhoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$290,895
Expenses
$235,936
Net Income
$54,959
Net Assets
$8,632,971
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $245,074
84.2%
Investment Income $45,821
15.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $110,060
46.6%
Assets/Debt
Total Assets $8,858,325
Total Liabilities $225,354
Net Assets $8,632,971
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Ceo/Manager) $49,500 $0 $0
Dale Hill (President Of The Board) $0 $0 $0
Teresa Jeffrey (Vice President) $0 $0 $0
Gene Dundas (Treasurer) $0 $0 $0
Shawn Hixson (Secretary) $0 $0 $0
Wanda Wemhoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$256,592
Expenses
$230,445
Net Income
$26,147
Net Assets
$8,017,837
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $209,247
81.5%
Investment Income $47,345
18.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $117,639
51.0%
Assets/Debt
Total Assets $8,228,636
Total Liabilities $210,799
Net Assets $8,017,837
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Ceo/Manager) $48,000 $0 $0
Dale Hill (President Of The Board) $0 $0 $0
Teresa Jeffrey (Vice President) $0 $0 $0
Gene Dundas (Treasurer) $0 $0 $0
Shawn Hixson (Secretary) $0 $0 $0
Wanda Wemhoff (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$228,309
Expenses
$220,075
Net Income
$8,234
Net Assets
$7,213,066
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $183,049
80.2%
Investment Income $45,260
19.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $118,294
53.8%
Assets/Debt
Total Assets $7,268,167
Total Liabilities $55,101
Net Assets $7,213,066
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Manager/Ceo) $48,000 $0 $0
Dale Hill (President Of Board) $0 $0 $0
Teresa Jeffrey (Vice President Of The Board) $0 $0 $0
Wanda Wemhoff (Director) $0 $0 $0
Gene Dundas (Treasurer Of The Board) $0 $0 $0
Shawn Hixson (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$236,408
Expenses
$221,263
Net Income
$15,145
Net Assets
$7,082,182
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $195,034
82.5%
Investment Income $41,374
17.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $118,700
53.6%
Assets/Debt
Total Assets $7,162,593
Total Liabilities $80,411
Net Assets $7,082,182
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Manager/Ceo) $48,000 $0 $0
Dale Hill (President Of Board) $0 $0 $0
Teresa Jeffrey (Vice President Of The Board) $0 $0 $0
Wanda Wemhoff (Director) $0 $0 $0
Gene Dundas (Treasurer Of The Board) $0 $0 $0
Shawn Hixson (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$241,166
Expenses
$232,785
Net Income
$8,381
Net Assets
$6,931,564
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $200,683
83.2%
Investment Income $40,483
16.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $120,451
51.7%
Assets/Debt
Total Assets $6,990,803
Total Liabilities $59,239
Net Assets $6,931,564
Compensation
Key Employees and Officers Compensation Related Other
Gloria Rauch (Manager/Ceo) $48,000 $0 $48,000
Dale Hill (President Of Board) $0 $0 $0
Teresa Jeffrey (Vice President Of The Board) $0 $0 $0
Wanda Wemhoff (Director) $0 $0 $0
Gene Dundas (Treasurer Of The Board) $0 $0 $0
Shawn Hixson (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$257,515
Expenses
$228,711
Net Income
$28,804
Net Assets
$7,190,312
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $219,845
85.4%
Investment Income $37,670
14.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $118,397
51.8%
Assets/Debt
Total Assets $7,361,752
Total Liabilities $171,440
Net Assets $7,190,312

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$277,490
Expenses
$254,115
Net Income
$23,375
Net Assets
$7,217,863
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $242,530
87.4%
Investment Income $34,960
12.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $122,556
48.2%
Assets/Debt
Total Assets $7,278,339
Total Liabilities $60,476
Net Assets $7,217,863

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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