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Credit Unions Chartered In The State Of Colorado

Arapahoe Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$10.3M (2023)

Expenses
$12.8M (2023)

Total Assets
$164M (2023)

Total Liabilities
$154M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,314,967
Expenses
$12,811,290
Net Income
-$2,496,323
Net Assets
$10,339,689
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,876,737
95.8%
Investment Income $436,517
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,713
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $896,281
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,959,200
15.3%
Assets/Debt
Total Assets $164,150,908
Total Liabilities $153,811,219
Net Assets $10,339,689
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Scott Ferndelli (President/Ceo) $296,364 $0 $66,862
Christine Eckhardt (Coo) $184,185 $0 $36,662
Shauna Exstrom (Vp Corp Admin) $148,733 $0 $29,568
Christina Archuleta (Avp Of Finance) $108,744 $0 $25,163
Bruce Karr (Director) $0 $0 $0
Kathi Erber (Vice Chair) $0 $0 $0
Ron Schumacher (Treasurer) $0 $0 $0
Pat Mcintosh (Chairman) $0 $0 $0
Andrew Sexton (Secretary) $0 $0 $0
Andrew Roth (Director) $0 $0 $0
Wyn Barrett (Director) $0 $0 $0
Judi Garvey Lefebvre (Audit Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,675,326
Expenses
$9,994,991
Net Income
$680,335
Net Assets
$13,385,310
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,476,291
98.1%
Investment Income $197,043
1.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,992
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $821,601
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,846,452
18.5%
Assets/Debt
Total Assets $173,082,508
Total Liabilities $159,697,198
Net Assets $13,385,310
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Scott Ferndelli (President/Ceo) $283,734 $0 $35,737
Christine Eckhardt (Coo) $196,840 $0 $14,229
Shauna Exstrom (Vp Corp Admin) $149,867 $0 $10,980
Christina Archuleta (Avp Of Finance) $109,594 $0 $20,620
Bruce Karr (Director) $0 $0 $0
John Wilson (Director) $0 $0 $0
Kathi Erber (Vice Chair) $0 $0 $0
Ron Schumacher (Treasurer) $0 $0 $0
Pat Mcintosh (Chairman) $0 $0 $0
Andrew Sexton (Secretary) $0 $0 $0
Andrew Roth (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,110,476
Expenses
$7,199,851
Net Income
$910,625
Net Assets
$12,704,975
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,839,342
96.7%
Investment Income $268,260
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,874
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $757,728
10.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,676,737
23.3%
Assets/Debt
Total Assets $161,441,779
Total Liabilities $148,736,804
Net Assets $12,704,975
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Scott Ferndelli (President/Ceo) $248,610 $0 $34,610
Christine Eckhardt (Coo) $189,778 $0 $11,303
Shauna Exstrom (Vp Corp Admin) $137,412 $0 $8,482
Christina Archuleta (Avp Of Finance) $106,372 $0 $21,160
Bruce Karr (Director) $0 $0 $0
John Wilson (Director) $0 $0 $0
Kathi Erber (Vice Chair) $0 $0 $0
Ron Schumacher (Treasurer) $0 $0 $0
Pat Mcintosh (Chairman) $0 $0 $0
Andrew Sexton (Secretary) $0 $0 $0
Andrew Roth (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,572,182
Expenses
$7,350,000
Net Income
$222,182
Net Assets
$11,794,350
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,806,873
89.9%
Investment Income $307,458
4.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $453,213
6.0%
Net Inventory Sales $0
Other Revenue $4,638
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $614,275
8.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,789,610
24.3%
Assets/Debt
Total Assets $150,451,476
Total Liabilities $138,657,126
Net Assets $11,794,350
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Scott Ferndelli (President/Ceo) $248,609 $0 $34,547
Christine Eckhardt (Coo) $177,339 $0 $13,429
Shauna Exstrom (Vp Corp Admin) $130,418 $0 $9,933
Bruce Karr (Director) $0 $0 $0
John Wilson (Director) $0 $0 $0
Kathi Erber (Vice Chair) $0 $0 $0
Ron Schumacher (Treasurer) $0 $0 $0
Pat Mcintosh (Chairman) $0 $0 $0
Andrew Sexton (Secretary) $0 $0 $0
Marsha Caldwell (Director) $0 $0 $0
Randy Penn (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,393,295
Expenses
$6,975,554
Net Income
$417,741
Net Assets
$11,572,168
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,871,728
92.9%
Investment Income $517,680
7.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,887
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $605,237
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,694,830
24.3%
Assets/Debt
Total Assets $138,432,368
Total Liabilities $126,860,200
Net Assets $11,572,168
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Scott Ferndelli (President/Ceo) $260,620 $0 $25,803
Christine Eckhardt (Coo) $167,542 $0 $18,144
Shauna Exstrom (Vp Corp Admin) $122,245 $0 $10,883
Bruce Karr (Director) $0 $0 $0
John Wilson (Director) $0 $0 $0
Kathi Erber (Vice Chair) $0 $0 $0
Ron Schumacher (Treasurer) $0 $0 $0
Pat Mcintosh (Chairman) $0 $0 $0
Andrew Sexton (Director) $0 $0 $0
Marsha Caldwell (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,390,211
Expenses
$6,120,120
Net Income
$270,091
Net Assets
$11,154,427
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,885,691
92.1%
Investment Income $501,122
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,398
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $576,475
9.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,745,902
28.5%
Assets/Debt
Total Assets $144,230,791
Total Liabilities $133,076,364
Net Assets $11,154,427
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Scott Ferndelli (President/Ceo) $242,731 $0 $31,324
Christine Eckhardt (Coo) $154,727 $0 $13,433
Shauna Exstrom (Vp Corp Admin) $123,336 $0 $10,924
Bruce Karr (Director) $0 $0 $0
John Wilson (Director) $0 $0 $0
Kathi Erber (Vice Chair) $0 $0 $0
Ron Schumacher (Treasurer) $0 $0 $0
Pat Mcintosh (Chairman) $0 $0 $0
Andrew Sexton (Director) $0 $0 $0
Marsha Caldwell (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,526,910
Expenses
$4,876,284
Net Income
$650,626
Net Assets
$10,884,336
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,059,661
91.5%
Investment Income $463,697
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,552
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $765,857
15.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,374,070
28.2%
Assets/Debt
Total Assets $124,574,318
Total Liabilities $113,689,982
Net Assets $10,884,336
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Scott Ferndelli (President/Ceo) $236,913 $0 $22,879
Claudia Milan (Former Ceo) $231,293 $0 $9,107
Christine Eckhardt (Coo) $144,377 $0 $8,641
Shauna Exstrom (Vp Corp Admin) $105,841 $0 $6,806
Bruce Karr (Chairman) $0 $0 $0
Ken Bostdorff (Former Director) $0 $0 $0
Kathi Erber (Director) $0 $0 $0
Ron Schumacher (Treasurer) $0 $0 $0
Pat Mcintosh (Vice Chair) $0 $0 $0
Andrew Sexton (Director) $0 $0 $0
Marsha Caldwell (Secretary) $0 $0 $0
Todd Erber (Former Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,445,656
Expenses
$5,461,638
Net Income
-$15,982
Net Assets
$10,233,710
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,213,497
95.7%
Investment Income $214,471
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $13,642
0.3%
Net Inventory Sales $0
Other Revenue $4,046
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $762,316
14.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,570,949
28.8%
Assets/Debt
Total Assets $121,883,445
Total Liabilities $111,649,735
Net Assets $10,233,710
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Claudia Milan (Ceo) $269,783 $0 $25,236
Scott Ferndelli (President/Cfo) $199,649 $0 $15,204
Christine Eckhardt (Coo) $131,797 $0 $8,132
Shauna Exstrom (Vp Corp Admin) $105,849 $0 $6,666
Bruce Karr (Chairman) $0 $0 $0
Ken Bostdorff (Director) $0 $0 $0
William Dolezall (Former Director) $0 $0 $0
Ron Schumacher (Treas/Secretary) $0 $0 $0
Pat Mcintosh (Vice Chair) $0 $0 $0
Andrew Sexton (Director) $0 $0 $0
Marsha Caldwell (Director) $0 $0 $0
Todd Erber (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,551,925
Expenses
$4,986,129
Net Income
$565,796
Net Assets
$10,249,692
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,426,514
97.7%
Investment Income $121,591
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,820
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $726,325
14.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,523,971
30.6%
Assets/Debt
Total Assets $118,482,945
Total Liabilities $108,233,253
Net Assets $10,249,692
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Claudia Milan (Ceo) $264,449 $0 $28,369
Scott Ferndelli (President/Cfo) $182,749 $0 $18,278
Christine Eckhardt (Vp Operations) $117,692 $0 $8,990
Shauna Exstrom (Vp Corp Admin) $98,130 $0 $7,668
Bruce Karr (Chairman) $0 $0 $0
Ken Bostdorff (Vice Chair) $0 $0 $0
William Dolezall (Treasurer) $0 $0 $0
Ron Schumacher (Secretary) $0 $0 $0
Pat Mcintosh (Director) $0 $0 $0
Andrew Sexton (Director) $0 $0 $0
John Hurst (Former Director) $0 $0 $0
Todd Erber (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,263,260
Expenses
$5,054,567
Net Income
$208,693
Net Assets
$9,683,896
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,140,194
97.7%
Investment Income $119,174
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $3,892
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $705,413
14.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,502,466
29.7%
Assets/Debt
Total Assets $109,311,160
Total Liabilities $99,627,264
Net Assets $9,683,896
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Claudia Milan (Ceo) $246,302 $0 $27,408
Scott Ferndelli (President/Cfo) $163,337 $0 $17,074
Christine Eckhardt (Vp Operations) $108,106 $0 $7,864
Shauna Exstrom (Vp Corp Admin) $91,815 $0 $7,232
Steve Trigonoplos (Former Vp) $32,613 $0 $3,662
Bruce Karr (Chairman) $0 $0 $0
Ken Bostdorff (Vice Chair) $0 $0 $0
William Dolezall (Treasurer) $0 $0 $0
Ron Schumacher (Director) $0 $0 $0
Pat Mcintosh (Director) $0 $0 $0
Andrew Sexton (Director) $0 $0 $0
John Hurst (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,106,197
Expenses
$4,270,009
Net Income
$836,188
Net Assets
$9,475,203
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,827,503
94.5%
Investment Income $244,812
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $30,298
0.6%
Net Inventory Sales $0
Other Revenue $3,584
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $730,893
17.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,302,765
30.5%
Assets/Debt
Total Assets $100,689,619
Total Liabilities $91,214,416
Net Assets $9,475,203
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Claudia Milan (Ceo) $237,363 $0 $25,963
Scott Ferndelli (Evp/Cfo) $141,448 $0 $16,385
Christine Eckhardt (Vp Operations) $96,390 $0 $7,322
Shauna Exstrom (Vp Corp Admin) $91,390 $0 $13,286
Steve Trigonoplos (Vp Lending) $86,216 $0 $15,130
Bruce Karr (Chairman) $0 $0 $0
Ken Bostdorff (Vice Chair) $0 $0 $0
William Dolezall (Treasurer) $0 $0 $0
Ron Schumacher (Director) $0 $0 $0
Pat Mcintosh (Director) $0 $0 $0
Andrew Sexton (Director) $0 $0 $0
John Hurst (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,623,867
Expenses
$4,259,753
Net Income
$364,114
Net Assets
$8,735,448
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,274,824
92.5%
Investment Income $349,043
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $707,500
16.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,306,975
30.7%
Assets/Debt
Total Assets $93,314,707
Total Liabilities $84,579,259
Net Assets $8,735,448

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,904,609
Expenses
$4,343,174
Net Income
$561,435
Net Assets
$8,402,032
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,443,706
90.6%
Investment Income $460,903
9.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $688,671
15.9%
Professional Fundraising Fees $0
Other Salaries and Wages $1,228,419
28.3%
Assets/Debt
Total Assets $85,947,571
Total Liabilities $77,545,539
Net Assets $8,402,032

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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