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Credit Unions Chartered In The State Of Colorado

28 Northern Colorado Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.88M (2023)

Expenses
$2.63M (2023)

Total Assets
$78.4M (2023)

Total Liabilities
$71.1M (2023)

Years with missing data
Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,877,582
Expenses
$2,633,772
Net Income
$243,810
Net Assets
$7,278,857
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,373,531
82.5%
Investment Income $504,051
17.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $816,713
31.0%
Assets/Debt
Total Assets $78,385,139
Total Liabilities $71,106,282
Net Assets $7,278,857
Compensation
Key Employees and Officers Compensation Related Other
Terry Urista (Board Member) $0 $0 $0
Tim O'toole (Board Member) $0 $0 $0
Tim Cole (Board Member) $0 $0 $0
Jim Welch (Board Member) $0 $0 $0
Zerrick Shanks (Board Member) $0 $0 $0
Brent Porter (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,297,876
Expenses
$2,101,913
Net Income
$195,963
Net Assets
$6,820,908
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,089,515
90.9%
Investment Income $208,361
9.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $821,501
39.1%
Assets/Debt
Total Assets $74,578,525
Total Liabilities $67,757,617
Net Assets $6,820,908
Compensation
Key Employees and Officers Compensation Related Other
Terry Urista (Board Member) $0 $0 $0
Tim O'toole (Board Member) $0 $0 $0
Tim Cole (Board Member) $0 $0 $0
Jim Welch (Board Member) $0 $0 $0
Zerrick Shanks (Board Member) $0 $0 $0
Brent Porter (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,401,731
Expenses
$2,263,255
Net Income
$138,476
Net Assets
$7,192,834
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,119,702
88.3%
Investment Income $282,029
11.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $789,270
34.9%
Assets/Debt
Total Assets $72,481,215
Total Liabilities $65,288,381
Net Assets $7,192,834
Compensation
Key Employees and Officers Compensation Related Other
Terry Urista (Board Member) $0 $0 $0
Tim O'toole (Board Member) $0 $0 $0
Tim Cole (Board Member) $0 $0 $0
Jim Welch (Board Member) $0 $0 $0
Zerrick Shanks (Board Member) $0 $0 $0
Brent Porter (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,668,113
Expenses
$2,646,693
Net Income
$21,420
Net Assets
$7,167,378
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,324,274
87.1%
Investment Income $343,839
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $780,429
29.5%
Assets/Debt
Total Assets $72,812,324
Total Liabilities $65,644,946
Net Assets $7,167,378
Compensation
Key Employees and Officers Compensation Related Other
Terry Urista (Board Member) $0 $0 $0
Tim O'toole (Board Member) $0 $0 $0
Tim Cole (Board Member) $0 $0 $0
Jim Welch (Board Member) $0 $0 $0
Andy Luark (Board Member) $0 $0 $0
Zerrick Shanks (Board Member) $0 $0 $0
Brent Porter (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,716,132
Expenses
$2,305,881
Net Income
$410,251
Net Assets
$7,136,449
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,405,631
88.6%
Investment Income $310,501
11.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $779,502
33.8%
Assets/Debt
Total Assets $63,679,866
Total Liabilities $56,543,417
Net Assets $7,136,449
Compensation
Key Employees and Officers Compensation Related Other
Terry Urista (Board Member) $0 $0 $0
Lyle Achziger (Board Member) $0 $0 $0
Tim O'toole (Board Member) $0 $0 $0
Tim Cole (Board Member) $0 $0 $0
Jim Welch (Board Member) $0 $0 $0
Andy Luark (Board Member) $0 $0 $0
Zerrick Shanks (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,360,854
Expenses
$2,077,675
Net Income
$283,179
Net Assets
$6,709,210
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,102,459
89.1%
Investment Income $258,395
10.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $732,010
35.2%
Assets/Debt
Total Assets $58,289,171
Total Liabilities $51,579,961
Net Assets $6,709,210
Compensation
Key Employees and Officers Compensation Related Other
Mike Thacker (Board Member) $0 $0 $0
Dave Sorensen (Board Member) $0 $0 $0
Rhonda Kaley (Board Member) $0 $0 $0
Terry Urista (Board Member) $0 $0 $0
Lyle Achziger (Board Member) $0 $0 $0
Tim O'toole (Board Member) $0 $0 $0
Tim Cole (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,077,378
Expenses
$1,804,498
Net Income
$272,880
Net Assets
$6,448,719
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,810,350
87.1%
Investment Income $267,028
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $640,199
35.5%
Assets/Debt
Total Assets $54,377,308
Total Liabilities $47,928,589
Net Assets $6,448,719
Compensation
Key Employees and Officers Compensation Related Other
Mike Thacker (Board Member) $0 $0 $0
Dave Sorensen (Board Member) $0 $0 $0
Rhonda Kaley (Board Member) $0 $0 $0
Terry Urista (Board Member) $0 $0 $0
Lyle Achziger (Board Member) $0 $0 $0
Tim O'toole (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,802,927
Expenses
$1,688,667
Net Income
$114,260
Net Assets
$6,195,009
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,585,917
88.0%
Investment Income $217,010
12.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $650,536
38.5%
Assets/Debt
Total Assets $52,343,887
Total Liabilities $46,148,878
Net Assets $6,195,009
Compensation
Key Employees and Officers Compensation Related Other
Mike Thacker (Board Member) $0 $0 $0
Dave Sorensen (Board Member) $0 $0 $0
Jose Suarez (Board Member) $0 $0 $0
Rhonda Kaley (Board Member) $0 $0 $0
Terry Urista (Board Member) $0 $0 $0
Lyle Achziger (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,724,745
Expenses
$1,542,442
Net Income
$182,303
Net Assets
$6,092,881
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,537,678
89.2%
Investment Income $187,067
10.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $510,595
33.1%
Assets/Debt
Total Assets $48,170,820
Total Liabilities $42,077,939
Net Assets $6,092,881
Compensation
Key Employees and Officers Compensation Related Other
Christine Mc Clatchey (Board Member) $0 $0 $0
Mike Thacker (Board Member) $0 $0 $0
Margaret Heimbrook (Board Member) $0 $0 $0
David Brey (Board Member) $0 $0 $0
David Sorensen (Board Member) $0 $0 $0
Jose Suarez (Board Member) $0 $0 $0
Brandon Luther (Board Member) $0 $0 $0
Rhonda Kaley (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,675,502
Expenses
$1,462,158
Net Income
$213,344
Net Assets
$5,772,184
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,453,394
86.7%
Investment Income $222,108
13.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $468,414
32.0%
Assets/Debt
Total Assets $44,021,007
Total Liabilities $38,248,823
Net Assets $5,772,184
Compensation
Key Employees and Officers Compensation Related Other
William D Nesse (Board Member) $0 $0 $0
Christine A Mc Clatchey (Board Member) $0 $0 $0
Mike Thacker (Board Member) $0 $0 $0
Terrence D Urista (Board Member) $0 $0 $0
Margaret E Heimbrook (Board Member) $0 $0 $0
Ken Neet (Board Member) $0 $0 $0
Brandon Luther (Board Member) $0 $0 $0
Crofton Sacco (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,652,612
Expenses
$1,563,079
Net Income
$89,533
Net Assets
$5,616,765
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,513,453
91.6%
Investment Income $139,159
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $491,495
31.4%
Assets/Debt
Total Assets $43,773,375
Total Liabilities $38,156,610
Net Assets $5,616,765

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,832,951
Expenses
$1,767,375
Net Income
$65,576
Net Assets
$5,524,060
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,662,533
90.7%
Investment Income $170,418
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $484,421
27.4%
Assets/Debt
Total Assets $42,095,902
Total Liabilities $36,571,842
Net Assets $5,524,060

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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