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Credit Unions Chartered In The State Of Colorado

Red Rocks Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$16.5M (2022)

Expenses
$16.2M (2022)

Total Assets
$347M (2022)

Total Liabilities
$317M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,547,965
Expenses
$16,195,877
Net Income
$352,088
Net Assets
$29,862,553
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,878,132
96.0%
Investment Income $602,400
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $67,433
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,798,939
11.1%
Professional Fundraising Fees $0
Other Salaries and Wages $3,125,105
19.3%
Assets/Debt
Total Assets $346,576,542
Total Liabilities $316,713,989
Net Assets $29,862,553
Compensation
Key Employees and Officers Compensation Related Other
Darius Wise (President/Interim Ceo) $415,250 $0 $30,630
Elizabeth Guerrero (Cfo) $342,333 $0 $29,106
Patrick T Ahern (Former Ceo) $295,000 $0 $0
Amber Muhammad (Vp, Hr) $186,094 $0 $12,737
Christina Maul (Vp Risk Management) $150,695 $0 $17,581
Jill Hepp (Vp Lending) $149,955 $0 $19,228
Roderick Washington (Senior Vp) $126,716 $0 $15,141
David Brooks (Interim Ceo) $124,115 $0 $798
Catherine Capilupi (Director Of Sales And Service) $120,992 $0 $12,934
Jeremey Couch (Mortgage Loan Officer) $103,151 $0 $12,084
Benjamin Cornella (It Manager) $102,271 $0 $7,578
Kathryn Shut (Vp Of Data Enablement) $102,036 $0 $10,549
Helen Gibson (Senior Vp) $58,612 $0 $7,364
Joe Massaquoi (Director) $0 $0 $0
Tiffany Watts (Secretary) $0 $0 $0
Cesar Amicarella (Vice Chair) $0 $0 $0
Agnes Audebert (Director) $0 $0 $0
Julie Mensing (Treasurer) $0 $0 $0
Andrea Price Valenzuela (Director) $0 $0 $0
Joeri Carty (Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,106,899
Expenses
$14,816,341
Net Income
-$709,442
Net Assets
$31,846,814
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,986,210
99.1%
Investment Income $627,751
4.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$507,062
Notable Expenses Percent of Total Expenses
Executive Compensation $1,453,396
9.8%
Professional Fundraising Fees $0
Other Salaries and Wages $3,486,048
23.5%
Assets/Debt
Total Assets $358,530,092
Total Liabilities $326,683,278
Net Assets $31,846,814
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (Former Ceo) $614,115 $0 $82,874
Darius Wise (President/Coo) $253,096 $0 $19,150
Elizabeth Guerrero (Cfo) $248,210 $0 $28,030
Brooke Christofferson (Cmo) $161,346 $0 $13,127
Jessica Hoyle (Senior Vp) $148,378 $0 $13,669
Matthew Clements (Senior Vp) $115,644 $0 $11,764
Jeremey Couch (Mortgage Loan Specialist) $114,449 $0 $11,354
Christina Maul (Vp) $106,879 $0 $17,300
Jill Hepp (Vp) $106,343 $0 $16,547
David Brooks (Director Interim Ceo) $33,447 $0 $0
Robert Epper (Chairperson) $0 $0 $0
Andrea Price Valenzuela (Director) $0 $0 $0
Julie Mensing (Treasurer & Secretary) $0 $0 $0
Todd Kemp (Vice Chair) $0 $0 $0
Cesar Amicarella (Director) $0 $0 $0
Tiffany Watts (Director) $0 $0 $0
Joe Massaquoi (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,597,762
Expenses
$14,705,422
Net Income
-$107,660
Net Assets
$33,121,457
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,052,154
96.3%
Investment Income $526,360
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,836
0.0%
Net Inventory Sales $0
Other Revenue $17,412
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $975,500
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $3,083,904
21.0%
Assets/Debt
Total Assets $355,813,218
Total Liabilities $322,691,761
Net Assets $33,121,457
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (President/Ceo) $379,666 $0 $94,042
Darius Wise (Evp/Coo) $202,942 $0 $16,158
Judah Musick (Cino) $201,052 $0 $9,757
Elizabeth Guerrero (Cfo) $186,617 $0 $17,717
Matthew Clements (Vp, Technology) $174,363 $0 $14,518
Christina Maul (Vp) $161,385 $0 $18,991
Jessica Hoyle (Senior Vp) $158,134 $0 $13,810
Jill Hepp (Vp) $131,307 $0 $20,210
Randy Baldwin (Cfo) $84,784 $0 $1,866
Robert Epper (Chairperson) $0 $0 $0
Andrea Price Valenzuela (Director) $0 $0 $0
Julie Mensing (Treasurer & Secretary) $0 $0 $0
Todd Kemp (Vice Chair) $0 $0 $0
Cesar Amicarella (Director) $0 $0 $0
Tiffany Watts (Director) $0 $0 $0
David Brooks (Director) $0 $0 $0
Jason Kolaczkowski (Former Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,201,228
Expenses
$14,451,828
Net Income
$2,749,400
Net Assets
$33,075,104
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $16,056,681
93.3%
Investment Income $974,374
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $160,398
0.9%
Net Inventory Sales $0
Other Revenue $9,775
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,014,225
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $3,177,824
22.0%
Assets/Debt
Total Assets $342,937,475
Total Liabilities $309,862,371
Net Assets $33,075,104
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (President/Ceo) $402,093 $0 $92,018
Randy Baldwin (Cfo) $219,960 $0 $23,908
Catherine Capilupi (Bus Dvlp Mngr) $166,345 $0 $12,608
Matthew Clements (Vp, Technology) $155,237 $0 $11,912
Judah Musick (Cino) $150,150 $0 $7,608
Jennifer Mravich (Vp, Branding) $127,129 $0 $8,276
Jessica Vartanian (Vp Implementation) $122,599 $0 $15,346
Peggy Danner (Senior Vp) $120,856 $0 $11,594
Wendy Haller (Cxo) $114,887 $0 $3,601
Robert Epper (Chairperson) $0 $0 $0
Andrea Price Valenzuela (Director) $0 $0 $0
Jason Kolaczkowski (Secretary) $0 $0 $0
Todd Kemp (Vice Chair) $0 $0 $0
Cesar Amicarella (Director) $0 $0 $0
Laura Coburn (Director) $0 $0 $0
Jeffrey Rudolph (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,809,042
Expenses
$13,075,931
Net Income
$2,733,111
Net Assets
$30,253,536
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,524,072
98.2%
Investment Income $275,945
1.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$5,938
Net Inventory Sales $0
Other Revenue $14,963
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,024,282
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $3,309,220
25.3%
Assets/Debt
Total Assets $307,456,570
Total Liabilities $277,203,034
Net Assets $30,253,536
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (President/Ceo) $319,147 $0 $82,360
Randy Baldwin (Cfo) $201,275 $0 $21,949
Wendy Haller (Cxo) $188,799 $0 $21,755
Catherine Capilupi (Bus Dvlp Mngr) $176,335 $0 $12,662
Matthew Clements (Vp, Technology) $137,275 $0 $8,289
Jennifer Mravich (Vp, Branding) $116,604 $0 $11,177
Megan Griego (Vp Member Engage) $112,099 $0 $5,487
Jessica Vartanian (Vp Implementation) $104,560 $0 $14,449
Robert Epper (Chairperson) $0 $0 $0
Andrea Price Valenzuela (Director) $0 $0 $0
Jason Kolaczkowski (Secretary) $0 $0 $0
Todd Kemp (Vice Chair) $0 $0 $0
Cesar Amicarella (Director) $0 $0 $0
Laura Coburn (Director) $0 $0 $0
Thomas Hurley (Former Director) $0 $0 $0
Jeffrey Rudolph (Treasurer) $0 $0 $0
Christy Pearson (Former Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,671,373
Expenses
$12,684,703
Net Income
$1,986,670
Net Assets
$27,534,395
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,815,872
94.2%
Investment Income $313,699
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $525,586
3.6%
Net Inventory Sales $0
Other Revenue $16,216
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $911,330
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,704,686
21.3%
Assets/Debt
Total Assets $301,537,266
Total Liabilities $274,002,871
Net Assets $27,534,395
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (President/Ceo) $309,372 $0 $133,953
Randy Baldwin (Cfo) $194,852 $0 $20,514
Wendy Haller (Cxo) $167,258 $0 $15,766
Catherine Alvarez (Bus Devlpmnt Mngr) $157,221 $0 $11,520
Matthew Clements (Vp, Technology) $104,957 $0 $7,723
Jennifer Mravich (Vp, Branding) $103,847 $0 $9,442
Jason Nelson (Cao) $64,293 $0 $5,322
Robert Epper (Chairperson) $0 $0 $0
Andrea Price Valenzuela (Director) $0 $0 $0
Jason Kolaczkowski (Director) $0 $0 $0
Todd Kemp (Vice Chair) $0 $0 $0
Tom Hurley (Secretary) $0 $0 $0
Christy Pearson (Director) $0 $0 $0
Patrick Shannon (Director) $0 $0 $0
Jeffrey Rudolph (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,261,406
Expenses
$10,414,694
Net Income
$1,846,712
Net Assets
$25,499,443
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,961,980
97.6%
Investment Income $285,169
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,083
Net Inventory Sales $0
Other Revenue $15,340
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $755,089
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,452,106
23.5%
Assets/Debt
Total Assets $273,413,796
Total Liabilities $247,914,353
Net Assets $25,499,443
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (President/Ceo) $345,626 $0 $32,716
Randy Baldwin (Cfo) $187,354 $0 $11,398
Jason Nelson (Cao) $161,192 $0 $16,803
Catherine Alvarez (Bus. Development) $123,594 $0 $9,674
Bill Schimel (1st Mortgage Mngr) $110,259 $0 $4,475
Robert Epper (Chairperson) $0 $0 $0
Jason Kolaczkowski (Director) $0 $0 $0
Todd Kemp (Vice Chair) $0 $0 $0
Tom Hurley (Secretary) $0 $0 $0
Christy Pearson (Director) $0 $0 $0
Patrick Shannon (Director) $0 $0 $0
Jeffrey Rudolph (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,458,169
Expenses
$9,057,434
Net Income
$1,400,735
Net Assets
$23,649,954
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,092,712
96.5%
Investment Income $359,721
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$12,903
Net Inventory Sales $0
Other Revenue $18,639
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $864,295
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,854,524
20.5%
Assets/Debt
Total Assets $252,574,030
Total Liabilities $228,924,076
Net Assets $23,649,954
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (President/Ceo) $298,146 $0 $32,639
Russell Dalke (Former Cfo) $147,669 $0 $14,058
Donald Arkell (Former Coo) $134,048 $0 $13,832
Bill Schimel (1st Mortgage Mngr) $126,439 $0 $5,292
Jason Nelson (Vp Organ Dvlp) $119,412 $0 $15,899
Catherine Alvarez (Bus. Development) $103,562 $0 $8,580
Jessica Palmer (Vp Of Sales) $79,329 $0 $9,263
Robert Epper (Chairperson) $0 $0 $0
Norm Thiele (Former Director) $0 $0 $0
Todd Kemp (Vice Chair) $0 $0 $0
Tom Hurley (Secretary) $0 $0 $0
Christy Pearson (Director) $0 $0 $0
Patrick Shannon (Director) $0 $0 $0
Jeffrey Rudolph (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,790,507
Expenses
$8,536,015
Net Income
$1,254,492
Net Assets
$22,079,461
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,202,904
94.0%
Investment Income $538,299
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $37,362
0.4%
Net Inventory Sales $0
Other Revenue $11,942
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $808,891
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,789,798
21.0%
Assets/Debt
Total Assets $237,972,248
Total Liabilities $215,892,787
Net Assets $22,079,461
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (President/Ceo) $299,309 $0 $29,522
Donald Arkell (Coo) $164,035 $0 $18,093
Russell Dalke (Vp/Cfo) $154,284 $0 $15,819
Jason Nelson (Vp Organ Dvlp) $112,134 $0 $15,695
Robert Epper (Chairperson) $0 $0 $0
Norm Thiele (Vice Chair) $0 $0 $0
Todd Kemp (Treasurer) $0 $0 $0
Tom Hurley (Secretary) $0 $0 $0
Christy Pearson (Director) $0 $0 $0
Patrick Shannon (Director) $0 $0 $0
Jeffrey Rudolph (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,489,845
Expenses
$7,979,847
Net Income
$1,509,998
Net Assets
$20,408,866
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,833,649
93.1%
Investment Income $647,076
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,120
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $797,659
10.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,700,586
21.3%
Assets/Debt
Total Assets $233,574,758
Total Liabilities $213,165,892
Net Assets $20,408,866
Compensation
Key Employees and Officers Compensation Related Other
Patrick T Ahern (President/Ceo) $318,112 $0 $26,789
Donald Arkell (Coo) $150,937 $0 $26,358
Russell Dalke (Vp/Cfo) $143,725 $0 $16,520
Jason Nelson (Vp Organ Dvlp) $100,541 $0 $14,677
Robert Epper (Chairperson) $0 $0 $0
Norm Thiele (Vice Chair) $0 $0 $0
Todd Kemp (Treasurer) $0 $0 $0
Tom Hurley (Secretary) $0 $0 $0
Christy Pearson (Director) $0 $0 $0
Patrick Shannon (Director) $0 $0 $0
Jeffrey Rudolph (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,436,953
Expenses
$8,080,764
Net Income
$2,356,189
Net Assets
$19,852,210
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,558,146
91.6%
Investment Income $727,945
7.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $150,862
1.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $888,743
11.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,418,041
17.5%
Assets/Debt
Total Assets $222,705,165
Total Liabilities $202,852,955
Net Assets $19,852,210

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,559,774
Expenses
$8,605,154
Net Income
$954,620
Net Assets
$17,354,357
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,804,210
92.1%
Investment Income $794,223
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$38,659
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $783,219
9.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,332,366
15.5%
Assets/Debt
Total Assets $210,450,418
Total Liabilities $193,096,061
Net Assets $17,354,357

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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