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Aaa Fair Credit Foundation

Organization summary

Organization summary might be incomplete or out of date

This organization is not listed in the IRS's most recent list of tax exempt organizations, but we have data associated with this Employer Identification Number.

Type of Nonprofit

Designated as a Organizations for any of the following purposes: religious, educational, charitable, scientific, literary, testing for public safety, fostering national or international amateur sports competition (as long as it doesn't provide athletic facilities or equipment), or the prevention of cruelty to children or animals.

Category: Human Services — Multipurpose and Other / Financial Counseling, Money Management (NTEE)

Donations to this organization are tax deductible.

Summary charts: organization finances over time

Revenue
$213k (2022)

Expenses
$209k (2022)

Total Assets
$0 (2022)

Total Liabilities
$0 (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Oct.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$212,509
Expenses
$209,421
Net Income
$3,088
Net Assets
$0
Notable Sources of Revenue Percent of Total Revenue
Contributions $204,815
96.4%
Program Services $7,595
3.6%
Investment Income $99
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $11,250
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $128,204
61.2%
Assets/Debt
Total Assets $0
Total Liabilities $0
Net Assets $0
Compensation
Key Employees and Officers Compensation Related Other
Gregory Behrmann (Executive Dir.) $11,250 $0 $0
Samuel Hobi (Executive Director) $10,650 $0 $0
Ellen Billie (Executive Director) $5,338 $0 $0
Matthew Ballard (Trustee) $0 $0 $0
Nathan Cluff (Treasurer) $0 $0 $0
Ptoshia K Merrills (Trustee) $0 $0 $0
Tricia Schumann (Trustee) $0 $0 $0
Paul R Thomsen (Trustee) $0 $0 $0
Cassie Alvey (Trustee) $0 $0 $0
Cameron Bishop (Trustee) $0 $0 $0
Stephen Fitzpatrick (Chairman) $0 $0 $0
Jon Behrman (Trustee) $0 $0 $0
Lauren Chapman (Trustee) $0 $0 $0
C Jimmy Choi (Trustee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$539,032
Expenses
$436,552
Net Income
$102,480
Net Assets
$1,005,615
Notable Sources of Revenue Percent of Total Revenue
Contributions $505,484
93.8%
Program Services $33,324
6.2%
Investment Income $224
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $575
0.1%
Professional Fundraising Fees $0
Other Salaries and Wages $223,307
51.2%
Assets/Debt
Total Assets $1,030,789
Total Liabilities $25,174
Net Assets $1,005,615
Compensation
Key Employees and Officers Compensation Related Other
Ellen Billie (Former Executive Director) $56,415 $0 $2,821
Samuel Hobi (Executive Dir.) $575 $0 $0
Matthew Ballard (Trustee) $0 $0 $0
Nathan Cluff (Treasurer) $0 $0 $0
Ptoshia K Merrills (Trustee) $0 $0 $0
Tricia Schumann (Trustee) $0 $0 $0
Paul R Thomsen (Trustee) $0 $0 $0
Cassie Alvey (Trustee) $0 $0 $0
Cameron Bishop (Trustee) $0 $0 $0
Stephen Fitzpatrick (Chairman) $0 $0 $0
Glenn Herzberg (Trustee) $0 $0 $0
Jon Behrman (Trustee) $0 $0 $0
Lauren Chapman (Trustee) $0 $0 $0
C Jimmy Choi (Trustee) $0 $0 $0
Ellen Billie (Executive Dir.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$519,285
Expenses
$536,242
Net Income
-$16,957
Net Assets
$903,135
Notable Sources of Revenue Percent of Total Revenue
Contributions $474,861
91.4%
Program Services $43,682
8.4%
Investment Income $742
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $54,456
10.2%
Professional Fundraising Fees $0
Other Salaries and Wages $232,083
43.3%
Assets/Debt
Total Assets $925,855
Total Liabilities $22,720
Net Assets $903,135
Compensation
Key Employees and Officers Compensation Related Other
Ellen Billie (Executive Dir.) $51,863 $0 $2,593
Martha Wunderli (Former Executive Director) $31,413 $0 $6,981
Greg Behrmann (Chairman) $0 $0 $0
Jory L Trease Esq (Trustee) $0 $0 $0
Matthew Ballard (Secretary) $0 $0 $0
Nathan Cluff (Treasurer) $0 $0 $0
Ptoshia K Merrills (Trustee) $0 $0 $0
Jenny Allen Ryan (Vice President) $0 $0 $0
Tricia Schumann (Trustee) $0 $0 $0
Paul R Thomsen (Trustee) $0 $0 $0
Cassie Alvey (Trustee) $0 $0 $0
Cameron Bishop (Trustee) $0 $0 $0
Stephen Fitzpatrick (Trustee) $0 $0 $0
Glenn Herzberg (Trustee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$598,988
Expenses
$733,939
Net Income
-$134,951
Net Assets
$920,092
Notable Sources of Revenue Percent of Total Revenue
Contributions $502,478
83.9%
Program Services $94,061
15.7%
Investment Income $2,449
0.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $75,000
10.2%
Professional Fundraising Fees $0
Other Salaries and Wages $300,370
40.9%
Assets/Debt
Total Assets $978,814
Total Liabilities $58,722
Net Assets $920,092
Compensation
Key Employees and Officers Compensation Related Other
Martha Wunderli (Executive Dir.) $75,000 $0 $0
Greg Behrmann (Chairman) $0 $0 $0
Jory L Trease Esq (Trustee) $0 $0 $0
Matthew Ballard (Secretary) $0 $0 $0
Nathan Cluff (Treasurer) $0 $0 $0
Ptoshia K Merrills (Trustee) $0 $0 $0
Jenny Allen Ryan (Vice President) $0 $0 $0
Tricia Schumann (Trustee) $0 $0 $0
Paul R Thomsen (Trustee) $0 $0 $0
Cassie Alvey (Trustee) $0 $0 $0
Cameron Bishop (Trustee) $0 $0 $0
Stephen Fitzpatrick (Trustee) $0 $0 $0
Glenn Herzberg (Trustee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$870,061
Expenses
$955,581
Net Income
-$85,520
Net Assets
$1,055,043
Notable Sources of Revenue Percent of Total Revenue
Contributions $765,693
88.0%
Program Services $102,678
11.8%
Investment Income $1,690
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $75,000
7.8%
Professional Fundraising Fees $0
Other Salaries and Wages $292,038
30.6%
Assets/Debt
Total Assets $1,110,836
Total Liabilities $55,793
Net Assets $1,055,043
Compensation
Key Employees and Officers Compensation Related Other
Martha Wunderli (Executive Dir.) $75,000 $0 $0
Miles Bakker (Trustee) $0 $0 $0
Greg Behrmann (Trustee) $0 $0 $0
Jory L Trease Esq (Trustee) $0 $0 $0
Matthew Ballard (Trustee) $0 $0 $0
Nathan Cluff (Trustee) $0 $0 $0
Ptoshia K Merrills (Trustee) $0 $0 $0
Jenny Allen Ryan (Trustee) $0 $0 $0
Tricia Schumann (Trustee) $0 $0 $0
Paul R Thomsen (Trustee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$889,965
Expenses
$1,059,217
Net Income
-$169,252
Net Assets
$1,140,562
Notable Sources of Revenue Percent of Total Revenue
Contributions $765,607
86.0%
Program Services $123,895
13.9%
Investment Income $463
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $73,742
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $299,627
28.3%
Assets/Debt
Total Assets $1,231,697
Total Liabilities $91,135
Net Assets $1,140,562
Compensation
Key Employees and Officers Compensation Related Other
Martha Wunderli (Executive Dir.) $73,742 $0 $0
Miles Bakker (Trustee) $0 $0 $0
Greg Behrmann (Trustee) $0 $0 $0
Terri Boam (Trustee) $0 $0 $0
Jesse F Bohannon (Chairman) $0 $0 $0
Paula Eldredge (Trustee) $0 $0 $0
Justin Hendrix (Trustee) $0 $0 $0
Robert N Mayer Phd (Trustee) $0 $0 $0
Terry Pratchett (Trustee) $0 $0 $0
Jory L Trease Esq (Trustee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$928,702
Expenses
$1,225,887
Net Income
-$297,185
Net Assets
$1,309,814
Notable Sources of Revenue Percent of Total Revenue
Contributions $717,106
77.2%
Program Services $170,209
18.3%
Investment Income $486
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $40,901
4.4%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $170,312
13.9%
Professional Fundraising Fees $0
Other Salaries and Wages $320,614
26.2%
Assets/Debt
Total Assets $1,383,133
Total Liabilities $73,319
Net Assets $1,309,814
Compensation
Key Employees and Officers Compensation Related Other
Patsy Halladay (Cfo) $78,247 $0 $11,864
Martha Wunderli (Executive Di) $76,101 $0 $4,100
Adelaide Maudsley (Board Chair) $0 $0 $0
Gena Jones (Vice Chair) $0 $0 $0
Dan Adams (Board Member) $0 $0 $0
Sue Benson (Board Member) $0 $0 $0
Paula Eldredge (Board Member) $0 $0 $0
Robert N Mayer (Board Member) $0 $0 $0
Terry Pratchett (Board Member) $0 $0 $0
Greg Behrmann (Board Member) $0 $0 $0
Jesse F Bohannon (Board Member) $0 $0 $0
Justin Hendrix (Board Member) $0 $0 $0
Carol Ruddell (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,093,804
Expenses
$1,323,243
Net Income
-$229,439
Net Assets
$1,606,999
Notable Sources of Revenue Percent of Total Revenue
Contributions $861,764
78.8%
Program Services $231,660
21.2%
Investment Income $380
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $156,199
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $353,361
26.7%
Assets/Debt
Total Assets $1,714,924
Total Liabilities $107,925
Net Assets $1,606,999

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,309,011
Expenses
$1,438,729
Net Income
-$129,718
Net Assets
$1,836,438
Notable Sources of Revenue Percent of Total Revenue
Contributions $951,156
72.7%
Program Services $315,391
24.1%
Investment Income $1,164
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $40,893
3.1%
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $407
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $153,210
10.6%
Professional Fundraising Fees $0
Other Salaries and Wages $357,842
24.9%
Assets/Debt
Total Assets $1,979,988
Total Liabilities $143,550
Net Assets $1,836,438

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,373,585
Expenses
$1,448,299
Net Income
-$74,714
Net Assets
$1,966,156
Notable Sources of Revenue Percent of Total Revenue
Contributions $984,268
71.7%
Program Services $388,249
28.3%
Investment Income $855
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $213
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $183,918
12.7%
Professional Fundraising Fees $0
Other Salaries and Wages $434,654
30.0%
Assets/Debt
Total Assets $2,219,421
Total Liabilities $253,265
Net Assets $1,966,156

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,514,143
Expenses
$1,395,029
Net Income
$119,114
Net Assets
$2,040,870
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,062,215
70.2%
Program Services $439,206
29.0%
Investment Income $872
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $11,850
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $181,437
13.0%
Professional Fundraising Fees $0
Other Salaries and Wages $501,056
35.9%
Assets/Debt
Total Assets $2,281,081
Total Liabilities $240,211
Net Assets $2,040,870

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,455,521
Expenses
$1,447,824
Net Income
$7,697
Net Assets
$1,921,756
Notable Sources of Revenue Percent of Total Revenue
Contributions $972,452
66.8%
Program Services $457,504
31.4%
Investment Income $1,006
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $4,482
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $20,077
1.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $196,367
13.6%
Professional Fundraising Fees $0
Other Salaries and Wages $529,897
36.6%
Assets/Debt
Total Assets $2,149,901
Total Liabilities $228,145
Net Assets $1,921,756

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2003

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2002

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2000

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
1999

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
1998

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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