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Zia Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$11.9M (2022)

Expenses
$9.72M (2022)

Total Assets
$205M (2022)

Total Liabilities
$192M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,938,323
Expenses
$9,716,698
Net Income
$2,221,625
Net Assets
$13,000,183
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,289,025
77.8%
Investment Income $614,136
5.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $3,490
0.0%
Net Inventory Sales $0
Other Revenue $2,031,672
17.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $388,552
4.0%
Professional Fundraising Fees $0
Other Salaries and Wages $3,444,961
35.5%
Assets/Debt
Total Assets $204,844,412
Total Liabilities $191,844,229
Net Assets $13,000,183
Compensation
Key Employees and Officers Compensation Related Other
Dwayne Herrera (Ceo) $239,550 $0 $0
Paul Johnson (Cfo) $149,002 $0 $0
J C Garcia (Chairman/President) $0 $0 $0
Lawrence Gutierrez (Vice Chairman) $0 $0 $0
Matty Perez (Secretary) $0 $0 $0
Thomas Tierney (Treasurer) $0 $0 $0
Richard Roybal (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,872,858
Expenses
$8,923,078
Net Income
$1,949,780
Net Assets
$14,895,390
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,573,635
78.9%
Investment Income $290,936
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $9,192
0.1%
Net Inventory Sales $0
Other Revenue $1,999,095
18.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $346,334
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $3,056,766
34.3%
Assets/Debt
Total Assets $198,577,340
Total Liabilities $183,681,950
Net Assets $14,895,390
Compensation
Key Employees and Officers Compensation Related Other
Dwayne Herrera (Ceo) $207,970 $0 $0
Paul Johnson (Cfo) $138,364 $0 $0
J C Garcia (Chairman/President) $0 $0 $0
Lawrence Gutierrez (Secretary) $0 $0 $0
Matty Perez (Vice Chairman) $0 $0 $0
Janet Apodaca (Treasurer) $0 $0 $0
Richard Roybal (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,147,956
Expenses
$8,125,053
Net Income
$1,022,903
Net Assets
$13,614,015
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,326,060
91.0%
Investment Income $235,563
2.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $161,733
1.8%
Net Inventory Sales $0
Other Revenue $424,600
4.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $314,241
3.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,760,380
34.0%
Assets/Debt
Total Assets $176,263,640
Total Liabilities $162,649,625
Net Assets $13,614,015
Compensation
Key Employees and Officers Compensation Related Other
Dwayne Herrera (Ceo) $183,750 $0 $0
Paul Johnson (Cfo) $130,491 $0 $0
J C Garcia (Director) $0 $0 $0
Lawrence Gutierrez (Chairman/President) $0 $0 $0
Richard Roybal (Treasurer) $0 $0 $0
Janet Apodaca (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,777,423
Expenses
$8,360,411
Net Income
$417,012
Net Assets
$12,481,819
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,516,506
97.0%
Investment Income $332,756
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$71,839
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $260,227
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,493,782
29.8%
Assets/Debt
Total Assets $148,460,894
Total Liabilities $135,979,075
Net Assets $12,481,819
Compensation
Key Employees and Officers Compensation Related Other
Paul Johnson (Cfo) $178,824 $0 $0
Dwayne Herrera (Ceo) $81,403 $0 $0
J C Garcia (Director) $0 $0 $0
Lawrence Gutierrez (Chairman/President) $0 $0 $0
Richard Roybal (Treasurer) $0 $0 $0
Matty Perez (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,341,668
Expenses
$7,428,184
Net Income
$913,484
Net Assets
$12,009,357
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,830,118
93.9%
Investment Income $400,226
4.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $21,476
0.3%
Net Inventory Sales $0
Other Revenue $89,848
1.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $346,550
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,373,572
32.0%
Assets/Debt
Total Assets $142,278,459
Total Liabilities $130,269,102
Net Assets $12,009,357
Compensation
Key Employees and Officers Compensation Related Other
David Woodruff (Ceo) $218,097 $0 $0
Paul Johnson (Cfo) $128,453 $0 $0
Ivan Trujillo (Chairman/President) $0 $0 $0
Lawrence Gutierrez (Vice Chairman) $0 $0 $0
Richard Roybal (Treasurer) $0 $0 $0
Matty Perez (Secretary) $0 $0 $0
J C Garcia (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,710,564
Expenses
$9,119,752
Net Income
-$1,409,188
Net Assets
$11,093,458
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,313,095
94.8%
Investment Income $378,187
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $19,282
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $291,520
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,257,302
24.8%
Assets/Debt
Total Assets $136,666,860
Total Liabilities $125,573,402
Net Assets $11,093,458
Compensation
Key Employees and Officers Compensation Related Other
David Woodruff (Ceo) $177,974 $0 $0
Paul Johnson (Cfo) $113,546 $0 $0
Ivan Trujillo (Chairman/President) $0 $0 $0
Lawrence Gutierrez (Vice Chairman) $0 $0 $0
Richard Roybal (Treasurer) $0 $0 $0
Matty Perez (Secretary) $0 $0 $0
J C Garcia (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,118,738
Expenses
$6,580,118
Net Income
$538,620
Net Assets
$12,508,412
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,664,131
93.6%
Investment Income $447,078
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,529
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $189,778
2.9%
Professional Fundraising Fees $0
Other Salaries and Wages $2,247,486
34.2%
Assets/Debt
Total Assets $134,701,370
Total Liabilities $122,192,958
Net Assets $12,508,412
Compensation
Key Employees and Officers Compensation Related Other
Ivan Trujillo (Chairman/President) $0 $0 $0
Lawrence Gutierrez (Vice Chairman) $0 $0 $0
Richard Roybal (Treasurer) $0 $0 $0
Matty Perez (Secretary) $0 $0 $0
David Woodruff (Ceo) $0 $189,778 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,784,636
Expenses
$6,292,507
Net Income
$492,129
Net Assets
$11,926,014
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,410,617
94.5%
Investment Income $424,985
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$64,654
Net Inventory Sales $0
Other Revenue $13,688
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $188,888
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $2,266,881
36.0%
Assets/Debt
Total Assets $132,265,839
Total Liabilities $120,339,825
Net Assets $11,926,014
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Woodruff (Ceo) $188,888 $0 $0
Ivan Trujillo (Director) $0 $0 $0
Lisa Gonzales (Secretary) $0 $0 $0
Richard Roybal (Vice President) $0 $0 $0
Matty Perez (President) $0 $0 $0
Lawrence Gutierrez (Treasurer) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,582,727
Expenses
$6,287,506
Net Income
$295,221
Net Assets
$11,543,479
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,498,950
98.7%
Investment Income $196,826
3.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$114,019
Net Inventory Sales $0
Other Revenue $970
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,328,560
37.0%
Assets/Debt
Total Assets $130,910,746
Total Liabilities $119,367,267
Net Assets $11,543,479
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Woodruff (Ceo) $180,672 $0 $0
Jose Benito Garcia (Secretary) $0 $0 $0
Anne Valverde (Chairman) $0 $0 $0
Richard Roybal (Vice Chairman) $0 $0 $0
Matty Perez (Treasurer) $0 $0 $0
Lawrence Gutierrez (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,150,902
Expenses
$7,007,121
Net Income
$143,781
Net Assets
$11,240,419
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,121,782
99.6%
Investment Income $151,009
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$321,889
Net Inventory Sales $0
Other Revenue $200,000
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $173,528
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $2,013,028
28.7%
Assets/Debt
Total Assets $130,285,403
Total Liabilities $119,044,984
Net Assets $11,240,419
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
David Woodruff (Ceo) $173,528 $0 $0
Jose Benito Garcia (Chairman) $0 $0 $0
Ivan Trujillo (Vice Chairman) $0 $0 $0
Richard Roybal (Treasurer) $0 $0 $0
Olivia Trujillo (Director) $0 $0 $0
Anne Valverde (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,960,907
Expenses
$7,910,819
Net Income
$50,088
Net Assets
$11,096,638
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,850,920
98.6%
Investment Income $109,987
1.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $2,102,471
26.6%
Assets/Debt
Total Assets $129,357,936
Total Liabilities $118,261,298
Net Assets $11,096,638

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,028,066
Expenses
$8,795,350
Net Income
$232,716
Net Assets
$11,046,550
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $8,745,665
96.9%
Investment Income $74,708
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $207,693
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $148,572
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,264,649
25.7%
Assets/Debt
Total Assets $132,468,644
Total Liabilities $121,422,094
Net Assets $11,046,550

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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