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Questa Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$1.65M (2023)

Expenses
$954k (2023)

Total Assets
$23.3M (2023)

Total Liabilities
$19M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,649,711
Expenses
$954,290
Net Income
$695,421
Net Assets
$4,288,641
Notable Sources of Revenue Percent of Total Revenue
Contributions $154,159
9.3%
Program Services $1,235,485
74.9%
Investment Income $249,174
15.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,893
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $81,052
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $108,778
11.4%
Assets/Debt
Total Assets $23,308,571
Total Liabilities $19,019,930
Net Assets $4,288,641
Compensation
Key Employees and Officers Compensation Related Other
Katherine Flory (Manager) $81,052 $0 $7,716
Malaquias Rael (Chairman) $0 $0 $0
Michelle Spears (Vice Chairman) $0 $0 $0
Cynthia Rael Vigil (Secretary Treasurer) $0 $0 $0
Nadine Herrera (Board Member) $0 $0 $0
Brian Torres (Board Member) $0 $0 $0
Jose Lovato (Board Member) $0 $0 $0
Donald Gallegos (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,083,528
Expenses
$687,224
Net Income
$396,304
Net Assets
$3,593,221
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $987,344
91.1%
Investment Income $66,942
6.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $29,242
2.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $68,150
9.9%
Professional Fundraising Fees $0
Other Salaries and Wages $138,698
20.2%
Assets/Debt
Total Assets $19,209,554
Total Liabilities $15,616,333
Net Assets $3,593,221
Compensation
Key Employees and Officers Compensation Related Other
Katherine Flory (Manager) $65,180 $0 $6,518
Malaquias Rael (Chairman) $0 $0 $0
Michelle Spears (Vice Chairman) $0 $0 $0
Cynthia Rael Vigil (Secretary Treasurer) $0 $0 $0
Nadine Herrera (Board Member) $0 $0 $0
Debra Romero (Board Member) $0 $0 $0
James Trujillo (Board Member) $0 $0 $0
Donald Gallegos (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$938,978
Expenses
$578,071
Net Income
$360,907
Net Assets
$3,196,917
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $931,860
99.2%
Investment Income $7,118
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $62,884
10.9%
Professional Fundraising Fees $0
Other Salaries and Wages $102,236
17.7%
Assets/Debt
Total Assets $17,006,111
Total Liabilities $13,809,194
Net Assets $3,196,917
Compensation
Key Employees and Officers Compensation Related Other
Katherine Flory (Manager) $62,884 $0 $6,090
Malaquias Rael (President) $0 $0 $0
Michelle Spears (Vice President) $0 $0 $0
Cynthia Rael Vigil (Secretary Treasurer) $0 $0 $0
Nadine Herrera (Board Member) $0 $0 $0
Debra Romero (Board Member) $0 $0 $0
James Trujillo (Board Member) $0 $0 $0
Donald Gallegos (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$776,827
Expenses
$481,901
Net Income
$294,926
Net Assets
$2,836,008
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $771,692
99.3%
Investment Income $6,353
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$1,218
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $60,000
12.5%
Professional Fundraising Fees $0
Other Salaries and Wages $88,852
18.4%
Assets/Debt
Total Assets $13,432,403
Total Liabilities $10,596,395
Net Assets $2,836,008
Compensation
Key Employees and Officers Compensation Related Other
Katherine Flory (Ceo) $60,000 $0 $0
Malaquias Rael (Chairperson) $0 $0 $0
Michelle Spears (Vice Chairperson) $0 $0 $0
Donald Gallegos (Member) $0 $0 $0
Nadine Herrera (Member) $0 $0 $0
Debra Romero (Member) $0 $0 $0
Cynthia Rael Vigil (Secretary & Treasurer) $0 $0 $0
James Trujiio (Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$687,637
Expenses
$426,535
Net Income
$261,102
Net Assets
$2,541,083
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $664,004
96.6%
Investment Income $23,931
3.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$298
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $49,376
11.6%
Professional Fundraising Fees $0
Other Salaries and Wages $80,801
18.9%
Assets/Debt
Total Assets $10,766,089
Total Liabilities $8,225,006
Net Assets $2,541,083
Compensation
Key Employees and Officers Compensation Related Other
Malaquias Rael (Chairperson) $0 $0 $0
Michelle Spears (Vice Chairperson) $0 $0 $0
Ronnie Cardenas (Secretary & Treasurer) $0 $0 $0
Nadine Herrera (Member) $0 $0 $0
Debra Romero (Member) $0 $0 $0
Cynthia Rael Vigil (Member) $0 $0 $0
James Trujiio (Member) $0 $0 $0
Katherine Flory (Ceo) $0 $49,376 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$621,875
Expenses
$360,770
Net Income
$261,105
Net Assets
$2,281,231
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $596,617
95.9%
Investment Income $23,432
3.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,826
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $43,000
11.9%
Professional Fundraising Fees $0
Other Salaries and Wages $66,753
18.5%
Assets/Debt
Total Assets $9,855,669
Total Liabilities $7,574,438
Net Assets $2,281,231
Compensation
Key Employees and Officers Compensation Related Other
Malaquias Rael (Chairperson) $0 $0 $0
Debra Romero (Vice Chairperson) $0 $0 $0
Ronnie Cardenas (Secretary & Treasurer) $0 $0 $0
Nadine Herrera (Member) $0 $0 $0
Gerald Cisneros (Member) $0 $0 $0
Cynthia Rael Vigil (Member) $0 $0 $0
Michelle Spears (Member) $0 $0 $0
Katherine Flory (Financial Manager) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$511,095
Expenses
$315,986
Net Income
$195,109
Net Assets
$2,020,126
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $497,938
97.4%
Investment Income $13,920
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$763
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $83,000
26.3%
Professional Fundraising Fees $0
Other Salaries and Wages $25,979
8.2%
Assets/Debt
Total Assets $8,548,770
Total Liabilities $6,528,644
Net Assets $2,020,126
Compensation
Key Employees and Officers Compensation Related Other
Katherine Flory (Financial Manager) $43,000 $0 $0
Laurie Montoya (Operations Manager) $40,000 $0 $0
Malaquias Rael (Chairperson) $0 $0 $0
Debra Romero (Vice Chairperson) $0 $0 $0
Ronnie Cardenas (Secretary & Treasurer) $0 $0 $0
Nadine Herrera (Member) $0 $0 $0
Gerald Cisneros (Member) $0 $0 $0
Cynthia Rael Vigil (Member) $0 $0 $0
Michelle Spears (Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$385,302
Expenses
$272,062
Net Income
$113,240
Net Assets
$7,754,928
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $360,765
93.6%
Investment Income $24,537
6.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,720
1.0%
Professional Fundraising Fees $0
Other Salaries and Wages $106,381
39.1%
Assets/Debt
Total Assets $7,764,244
Total Liabilities $9,316
Net Assets $7,754,928
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Katherine Flory (Finance Manager) $43,000 $0 $0
Laurie Montoya (Operations Manager) $40,000 $0 $0
Malaquias Rael (President) $0 $0 $0
Ronnie Cardenas (Vice President) $0 $0 $0
Erasto Rivera (Secretary/Treasurer) $0 $0 $0
Eliu Herrera (Board Member) $0 $0 $0
Jacob Lafore (Board Member) $0 $0 $0
Steven Rivera (Supervisory Committee) $0 $0 $0
Cruz Duran (Supervisory Committee) $0 $0 $0
Nadine Herrera (Board Member) $0 $0 $0
Debra Romero (Vice President) $0 $0 $0
Gerald Cisneros (Board Member) $0 $0 $0
Ernest Passino (Board Member) $0 $0 $0
Evangeline Leyba (Credit Committe) $0 $0 $0
Maurice Duran (Credit Committee) $0 $0 $0
Viola Garcia (Credit Committee) $0 $0 $0
Jolton Lafore (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$286,955
Expenses
$236,244
Net Income
$50,711
Net Assets
$7,454,701
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $268,019
93.4%
Investment Income $18,936
6.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,584
1.1%
Professional Fundraising Fees $0
Other Salaries and Wages $97,126
41.1%
Assets/Debt
Total Assets $7,463,702
Total Liabilities $9,001
Net Assets $7,454,701
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Katherine Flory (Finance Manager) $42,139 $0 $0
Maxine Rael (Manager/Assistant Treasurer) $36,686 $0 $0
Laurie Montoya (Operations Manager) $35,762 $0 $0
Malaquias Rael (President) $0 $0 $0
Ronnie Cardenas (Vice President) $0 $0 $0
Erasto Rivera (Secretary/Treasurer) $0 $0 $0
Eliu Herrera (Board Member) $0 $0 $0
Debra Romero (Board Member) $0 $0 $0
Jacob Lafore (Board Member) $0 $0 $0
Johnny Gonzales (Board Member) $0 $0 $0
Evangeline Leyba (Credit Committe) $0 $0 $0
Maurice Duran (Credit Committee) $0 $0 $0
Viola Garcia (Credit Committee) $0 $0 $0
Sandra Cisneros (Supervisory Committee) $0 $0 $0
Jolton Lafore (Supervisory Committee) $0 $0 $0
Steven Rivera (Supervisory Committee) $0 $0 $0
Cruz Duran (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$312,804
Expenses
$283,427
Net Income
$29,377
Net Assets
$6,976,095
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $238,228
76.2%
Investment Income $18,426
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $1,309
0.4%
Net Fundraising $0
Sales of Assets $54,841
17.5%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,838
1.0%
Professional Fundraising Fees $0
Other Salaries and Wages $136,852
48.3%
Assets/Debt
Total Assets $7,001,490
Total Liabilities $25,395
Net Assets $6,976,095
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Maxine Rael (Manager/Assistant Treasurer) $53,907 $0 $0
Katherine Flory (Asst. Mgr) $37,620 $0 $0
Laurie Montoya (Assistant Manager) $34,386 $0 $0
Malaquias Rael (President) $0 $0 $0
Ronnie Cardenas (Vice President) $0 $0 $0
Erasto Rivera (Secretary/Treasurer) $0 $0 $0
Johnny Gonzales (Board Member) $0 $0 $0
Eliu Herrera (Board Member) $0 $0 $0
Debra Romero (Board Member) $0 $0 $0
Jacob Lafore (Board Member) $0 $0 $0
Evangeline Leyba (Credit Committe) $0 $0 $0
Maurice Duran (Credit Committee) $0 $0 $0
Viola Garcia (Credit Committee) $0 $0 $0
Sandra Cisneros (Supervisory Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$267,849
Expenses
$201,101
Net Income
$66,748
Net Assets
$6,684,574
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $249,449
93.1%
Investment Income $17,493
6.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $907
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,431
1.2%
Professional Fundraising Fees $0
Other Salaries and Wages $76,522
38.1%
Assets/Debt
Total Assets $6,696,404
Total Liabilities $11,830
Net Assets $6,684,574
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Maxine Rael (Manager/Assistant Treasurer) $49,670 $0 $0
Laurie Montoya (Assistant Manager) $30,874 $0 $0
Patricia Garcia (Clerk) $8,198 $0 $0
Veronica Gallegos (Clerk) $1,877 $0 $0
John Gaillour (President) $0 $0 $0
Malaquias Rael (Vice President) $0 $0 $0
Erasto Rivera (Secretary/Treasurer) $0 $0 $0
Katherine Flory (Board Member) $0 $0 $0
Johnny Gonzales (Board Member) $0 $0 $0
Eliu Herrera (Board Member) $0 $0 $0
Gary Cisneros (Board Member) $0 $0 $0
Debra Romero (Supervisory Committee) $0 $0 $0
Ronnie Cardenas (Supervisory Committee) $0 $0 $0
Gerald Cisneros (Supervisory Committee) $0 $0 $0
Evangeline Leyba (Credit Committe) $0 $0 $0
Maurice Duran (Credit Committee) $0 $0 $0
Viola Garcia (Credit Committee) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$293,500
Expenses
$201,127
Net Income
$92,373
Net Assets
$6,383,719
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $270,895
92.3%
Investment Income $21,874
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $731
0.2%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $2,152
1.1%
Professional Fundraising Fees $0
Other Salaries and Wages $83,289
41.4%
Assets/Debt
Total Assets $6,395,213
Total Liabilities $11,494
Net Assets $6,383,719

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$307,146
Expenses
$202,253
Net Income
$104,893
Net Assets
$5,987,481
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $272,995
88.9%
Investment Income $33,382
10.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $769
0.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,371
0.7%
Professional Fundraising Fees $0
Other Salaries and Wages $76,451
37.8%
Assets/Debt
Total Assets $5,996,415
Total Liabilities $8,934
Net Assets $5,987,481

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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