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Belen Railway Employees Credit Union

  • Belen, NM
  • Tax-exempt since Jan. 1973
  • EIN: 85-0234701

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2024 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$4.13M (2024)

Expenses
$3.56M (2024)

Total Assets
$73.1M (2024)

Total Liabilities
$65.9M (2024)

Years with missing data
Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,125,105
Expenses
$3,561,152
Net Income
$563,953
Net Assets
$7,266,011
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,675,742
89.1%
Investment Income $421,113
10.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $28,250
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $242,859
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $614,235
17.2%
Assets/Debt
Total Assets $73,134,762
Total Liabilities $65,868,751
Net Assets $7,266,011
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gerry Troyer (Ceo) $128,118 $0 $0
Matthew Soto (Evp) $114,741 $0 $0
Horacio R Padilla (Chairperson) $0 $0 $0
Wayne Gallegos (Vice Chairperson) $0 $0 $0
Theresa Chavez (Board Secretary) $0 $0 $0
Jim Davis (Board Treasurer) $0 $0 $0
Amy Shields (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 14, 2026

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,274,320
Expenses
$3,362,989
Net Income
-$88,669
Net Assets
$6,384,181
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,260,777
99.6%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $13,543
0.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $114,832
3.4%
Professional Fundraising Fees $0
Other Salaries and Wages $552,892
16.4%
Assets/Debt
Total Assets $63,728,797
Total Liabilities $57,344,616
Net Assets $6,384,181
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Gerry Troyer (Ceo) $114,832 $0 $0
Horacio R Padilla (Chairperson) $0 $0 $0
James J Knecht (Vice Chairperson) $0 $0 $0
Jim Davis (Board Treasurer) $0 $0 $0
Amy Shields (Board Member) $0 $0 $0
Theresa Aguilar (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Jan. 14, 2026

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2018

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,498,652
Expenses
$1,145,188
Net Income
$353,464
Net Assets
$3,904,830
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,299,583
86.7%
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,351
0.1%
Net Inventory Sales $0
Other Revenue $197,718
13.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $144,269
12.6%
Professional Fundraising Fees $0
Other Salaries and Wages $239,094
20.9%
Assets/Debt
Total Assets $30,627,227
Total Liabilities $26,722,397
Net Assets $3,904,830
Compensation
Key Employees and Officers Compensation Related Other
Gerry Troyer (Ceo) $89,770 $0 $0
Terrilee Young (Operations Mgr/Compliance Officer) $54,400 $0 $0
Luis Baca (Chairperson) $0 $0 $0
Horacio Padilla (Vice Chairperson) $0 $0 $0
James Knecht (Secretary) $0 $0 $0
Norman Mcdonald (Treasurer) $0 $0 $0
Paul Baca (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on June 10, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,372,432
Expenses
$1,015,520
Net Income
$356,912
Net Assets
$3,551,366
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,173,254
85.5%
Investment Income $129,613
9.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$622
Net Inventory Sales $0
Other Revenue $70,187
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $83,875
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $276,863
27.3%
Assets/Debt
Total Assets $28,001,973
Total Liabilities $24,450,607
Net Assets $3,551,366
Compensation
Key Employees and Officers Compensation Related Other
Gerry Troyer (Ceo) $83,875 $0 $0
Luis Baca (Chairperson) $0 $0 $0
Horacio Padilla (Vice Chairperson) $0 $0 $0
James Knecht (Secretary) $0 $0 $0
Norman Mcdonald (Treasurer) $0 $0 $0
Paul Baca (Member) $0 $0 $0
+ View more people

Document Links

990
Filed on June 27, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,221,818
Expenses
$961,814
Net Income
$260,004
Net Assets
$3,468,943
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,138,619
93.2%
Investment Income $83,762
6.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$563
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $83,496
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $333,275
34.7%
Assets/Debt
Total Assets $27,963,332
Total Liabilities $24,494,389
Net Assets $3,468,943
Compensation
Key Employees and Officers Compensation Related Other
Gerry Troyer (Ceo) $83,496 $0 $0
Luis Baca (Chairman) $0 $0 $0
Paul Baca (Board Member) $0 $0 $0
James Knecht (Secretary) $0 $0 $0
Horcio Padilla (Vice Chairman) $0 $0 $0
Norman Mcdonald (Treasurer) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 18, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,040,634
Expenses
$958,634
Net Income
$82,000
Net Assets
$2,960,102
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $926,059
89.0%
Investment Income $76,693
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $37,882
3.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $76,933
8.0%
Professional Fundraising Fees $0
Other Salaries and Wages $229,169
23.9%
Assets/Debt
Total Assets $23,600,317
Total Liabilities $20,640,215
Net Assets $2,960,102
Compensation
Key Employees and Officers Compensation Related Other
Gerry Troyer (Manager/ Ceo) $73,821 $0 $3,112
Louie Baca (President) $0 $0 $0
James Knecht (Secretary) $0 $0 $0
Norman Mc Donald (Treasurer) $0 $0 $0
Horacio Padilla (Vice President) $0 $0 $0
Paul Baca (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 27, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,007,623
Expenses
$759,810
Net Income
$247,813
Net Assets
$2,691,704
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $903,450
89.7%
Investment Income $82,155
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $22,018
2.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $69,294
9.1%
Professional Fundraising Fees $0
Other Salaries and Wages $162,383
21.4%
Assets/Debt
Total Assets $21,937,448
Total Liabilities $19,245,744
Net Assets $2,691,704

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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About Nonprofit Explorer

Nonprofit Explorer

Browse millions of annual returns filed by tax-exempt organizations with ProPublica’s Nonprofit Explorer. See details like executive compensation, revenue, expenses and more. Search for an organization or a person, or search the full text of filings.

By Andrea Suozzo, Alec Glassford, Ash Ngu and Brandon Roberts.

Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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