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American Southwest Credit

  • Sierra Vista, AZ
  • Tax-exempt since Oct. 1970
  • EIN: 86-0148533

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$13.5M (2022)

Expenses
$9.66M (2022)

Total Assets
$363M (2022)

Total Liabilities
$332M (2022)

Years with missing data
Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$13,471,508
Expenses
$9,661,045
Net Income
$3,810,463
Net Assets
$31,875,424
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,489,336
85.3%
Investment Income $2,200,595
16.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$218,423
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $493,445
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,918,621
30.2%
Assets/Debt
Total Assets $363,412,479
Total Liabilities $331,537,055
Net Assets $31,875,424
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jay Williamson (President/Ceo) $236,723 $0 $12,081
Lauren Padgett (Executive Vice President/Cfo) $135,869 $0 $5,707
Brad Richardson (Vice President It) $112,197 $0 $7,191
Ronald Curtis (Executive Vice President/Mbl) $96,762 $0 $6,303
Mary Hyder (Board Chairman) $0 $0 $0
Patrick Ledger (Board Vice Chairman) $0 $0 $0
Les Orchekowsky (Board Secretary) $0 $0 $0
Curtiss Peterson (Board Treasurer) $0 $0 $0
Ennis Daniel (Board Director (From 10/3/22)) $0 $0 $0
Jose Barreras (Board Director) $0 $0 $0
Sandra Adams (Board Director (From 10/3/22)) $0 $0 $0
T Blake Burgess (Board Director (Thru 9/1/22)) $0 $0 $0
Mignonne Hollis (Board Director (Thru 9/15/22)) $0 $0 $0
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Document Links

990
Filed on Sept. 23, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,665,017
Expenses
$8,981,965
Net Income
$2,683,052
Net Assets
$28,064,961
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,453,437
89.6%
Investment Income $1,140,637
9.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $70,943
0.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $507,713
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,722,400
30.3%
Assets/Debt
Total Assets $342,017,397
Total Liabilities $313,952,436
Net Assets $28,064,961
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Jay Williamson (President/Ceo) $232,809 $0 $24,007
Brad Richardson (Vice President Mortgage And It) $144,248 $0 $18,732
Lauren Padgett (Executive Vice President/C) $134,652 $0 $11,603
Ronald Curtis (Executive Vice President/M) $117,028 $0 $10,948
Mary Hyder (Board Vice Chair) $0 $0 $0
Denny Skelton (Supervisory Committee) $0 $0 $0
John Black (Board Secretary (Thru 3/1/21)) $0 $0 $0
Jose Barreras (Board Director) $0 $0 $0
Mignonne Hollis (Board Director) $0 $0 $0
Charles Baker (Supervisory Committee Chair) $0 $0 $0
T Blake Burgess (Board Director) $0 $0 $0
Curtiss Peterson (Board Treasurer) $0 $0 $0
Les Orchekowsky (Board Secretary) $0 $0 $0
Gilbert White (Board Chairman (Thru 7/1/21)) $0 $0 $0
Robert Evans (Supervisory Committee (Thru 3/1/21)) $0 $0 $0
Michael Squires (Supervisory Committee (Thru 3/1/21)) $0 $0 $0
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Document Links

990
Filed on Oct. 20, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$11,673,556
Expenses
$9,242,208
Net Income
$2,431,348
Net Assets
$25,381,909
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,093,244
86.5%
Investment Income $1,502,487
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $77,825
0.7%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $481,069
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,643,607
28.6%
Assets/Debt
Total Assets $294,368,400
Total Liabilities $268,986,491
Net Assets $25,381,909
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Brian J Barkdull Thru 1220 (President/Ceo) $202,458 $0 $17,049
Lauren Padgett (Executive Vice President/Cfo) $129,178 $0 $7,059
Ronald Curtis (Executive Vice President/Mbl) $119,358 $0 $5,968
Brad Richardson (Vice President Mortgage And It) $111,320 $0 $13,953
Gilbert White (Board Chairman) $0 $0 $0
Mary Hyder (Board Vice Chair) $0 $0 $0
Patrick Ledger (Board Treasurer) $0 $0 $0
John Black (Board Secretary) $0 $0 $0
Ernest Calhoun Thru 91920 (Board Director) $0 $0 $0
Ronald Pflipsen Thru 102120 (Board Director) $0 $0 $0
Charles Baker (Supervisory Committee) $0 $0 $0
Michael Squires (Supervisory Committee) $0 $0 $0
Robert Evans (Supervisory Committee) $0 $0 $0
T Blake Burgess (Board Director) $0 $0 $0
Curtiss Peterson Thru 91920 (Board Director/Supervisory Committee) $0 $0 $0
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Document Links

990
Filed on Sept. 7, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,913,661
Expenses
$8,791,342
Net Income
$2,122,319
Net Assets
$22,891,220
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,051,537
82.9%
Investment Income $1,895,337
17.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$33,213
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $495,270
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,386,465
27.1%
Assets/Debt
Total Assets $247,753,121
Total Liabilities $224,861,901
Net Assets $22,891,220

No Document Links

The IRS has provided extracted financial data for this filing, but has not yet released the source documents.

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,551,145
Expenses
$6,455,737
Net Income
$1,095,408
Net Assets
$15,352,100
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,051,396
93.4%
Investment Income $658,257
8.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$158,508
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $370,818
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,983,652
30.7%
Assets/Debt
Total Assets $189,620,049
Total Liabilities $174,267,949
Net Assets $15,352,100
Compensation
Key Employees and Officers Compensation Related Other
Brian Barkdull (President/Ceo) $183,318 $0 $19,615
Lauren Padgett (Executive Vice President) $111,110 $0 $5,947
Ronald Curtis (Executive Vice President Of Lending) $96,889 $0 $18,563
Ronald Pflipsen (Director) $0 $0 $0
Salvatore Frumenti (Director) $0 $0 $0
Ernest Calhoun (Director) $0 $0 $0
Mary Hyder (Treasurer) $0 $0 $0
John Black (Secretary) $0 $0 $0
Randy Kidder (Vice Chairman) $0 $0 $0
Gilbert White (Chairman) $0 $0 $0
Charles Baker (Supervisory Committee) $0 $0 $0
Susan Walker (Supervisory Committee) $0 $0 $0
Douglas Phillips (Supervisory Committee) $0 $0 $0
Mike Squires (Supervisory Committee) $0 $0 $0
Bob Evans (Supervisory Committee) $0 $0 $0
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Document Links

990
Filed on Nov. 16, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,167,029
Expenses
$6,056,603
Net Income
$1,110,426
Net Assets
$14,256,692
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,387,861
89.1%
Investment Income $803,636
11.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$24,468
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $397,814
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,838,361
30.4%
Assets/Debt
Total Assets $177,458,302
Total Liabilities $163,201,610
Net Assets $14,256,692
Compensation
Key Employees and Officers Compensation Related Other
Brian Barkdull (President/Ceo) $174,049 $0 $26,683
Lauren Padgett (Executive Vice President) $93,682 $0 $7,540
Ronald Curtis (Executive Vice President Of Lending) $89,945 $0 $5,915
Ronald Pflipsen (Director) $0 $0 $0
Salvatore Frumenti (Director) $0 $0 $0
Ernest Calhoun (Director) $0 $0 $0
Mary Hyder (Treasurer) $0 $0 $0
John Black (Secretary) $0 $0 $0
Randy Kidder (Vice Chairman) $0 $0 $0
Gilbert White (Chairman) $0 $0 $0
Charles Baker (Supervisory Committee) $0 $0 $0
Susan Walker (Supervisory Committee) $0 $0 $0
Douglas Phillips (Supervisory Committee) $0 $0 $0
Mike Squires (Supervisory Committee) $0 $0 $0
Bob Evans (Supervisory Committee) $0 $0 $0
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Document Links

990
Filed on Nov. 13, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,646,932
Expenses
$5,789,911
Net Income
$857,021
Net Assets
$13,146,266
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,254,861
94.1%
Investment Income $487,545
7.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$95,474
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $274,801
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,615,446
27.9%
Assets/Debt
Total Assets $166,007,604
Total Liabilities $152,861,338
Net Assets $13,146,266

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,735,446
Expenses
$5,851,119
Net Income
$884,327
Net Assets
$12,289,245
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,429,591
95.5%
Investment Income $373,564
5.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$67,709
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $269,963
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $1,582,609
27.0%
Assets/Debt
Total Assets $156,471,364
Total Liabilities $144,182,119
Net Assets $12,289,245

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated