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Credit Unions Chartered In The State Of Utah

Education First Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$2.44M (2023)

Expenses
$2.09M (2023)

Total Assets
$47.5M (2023)

Total Liabilities
$42.6M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,441,306
Expenses
$2,094,001
Net Income
$347,305
Net Assets
$4,889,630
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,362,433
96.8%
Investment Income $78,873
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $244,422
11.7%
Professional Fundraising Fees $0
Other Salaries and Wages $458,041
21.9%
Assets/Debt
Total Assets $47,532,213
Total Liabilities $42,642,583
Net Assets $4,889,630
Compensation
Key Employees and Officers Compensation Related Other
Kent Greenfield (President) $141,240 $0 $0
Delsa Gull (Vice President) $103,182 $0 $0
Darwin Smith (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Reed Spencer (Director) $0 $0 $0
Kristy Ellis (Director) $0 $0 $0
Jay Seese (Director) $0 $0 $0
Nick Wilcox (Director) $0 $0 $0
Chad Tuft (Vice President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,770,401
Expenses
$1,452,016
Net Income
$318,385
Net Assets
$4,570,664
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,712,170
96.7%
Investment Income $58,231
3.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $228,856
15.8%
Professional Fundraising Fees $0
Other Salaries and Wages $508,701
35.0%
Assets/Debt
Total Assets $41,251,510
Total Liabilities $36,680,846
Net Assets $4,570,664
Compensation
Key Employees and Officers Compensation Related Other
Kent Greenfield (President) $126,083 $0 $0
Chad Tuft (Vice President) $102,773 $0 $0
Darwin Smith (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Reed Spencer (Director) $0 $0 $0
Kristy Ellis (Director) $0 $0 $0
Jay Seese (Director) $0 $0 $0
Nick Wilcox (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,880,285
Expenses
$1,513,012
Net Income
$367,273
Net Assets
$4,252,279
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,840,906
97.9%
Investment Income $39,379
2.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $214,595
14.2%
Professional Fundraising Fees $0
Other Salaries and Wages $544,474
36.0%
Assets/Debt
Total Assets $43,083,007
Total Liabilities $38,830,728
Net Assets $4,252,279
Compensation
Key Employees and Officers Compensation Related Other
Chad Tuft (Vice President) $107,872 $0 $0
Kent Greenfield (President) $106,723 $0 $0
Darwin Smith (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Ladd Chase (Director) $0 $0 $0
Reed Spencer (Director) $0 $0 $0
Bruce Christensen (Director) $0 $0 $0
Kristy Ellis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,964,643
Expenses
$1,699,107
Net Income
$265,536
Net Assets
$3,885,006
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,922,187
97.8%
Investment Income $42,456
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $138,794
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $612,180
36.0%
Assets/Debt
Total Assets $38,466,803
Total Liabilities $34,581,797
Net Assets $3,885,006
Compensation
Key Employees and Officers Compensation Related Other
Kent Greenfield (President) $138,794 $0 $0
Darwin Smith (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Ladd Chase (Director) $0 $0 $0
Reed Spencer (Director) $0 $0 $0
Bruce Christensen (Director) $0 $0 $0
Kristy Ellis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,988,875
Expenses
$1,688,445
Net Income
$300,430
Net Assets
$3,619,470
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,905,613
95.8%
Investment Income $83,262
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $108,390
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $530,288
31.4%
Assets/Debt
Total Assets $34,604,038
Total Liabilities $30,984,568
Net Assets $3,619,470
Compensation
Key Employees and Officers Compensation Related Other
Kent Greenfield (President) $108,390 $0 $0
Darwin Smith (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Ladd Chase (Director) $0 $0 $0
Reed Spencer (Director) $0 $0 $0
Bruce Christensen (Director) $0 $0 $0
Kristy Ellis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,832,442
Expenses
$1,566,968
Net Income
$265,474
Net Assets
$3,319,040
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,754,614
95.8%
Investment Income $77,828
4.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $109,076
7.0%
Professional Fundraising Fees $0
Other Salaries and Wages $534,423
34.1%
Assets/Debt
Total Assets $34,252,691
Total Liabilities $30,933,651
Net Assets $3,319,040
Compensation
Key Employees and Officers Compensation Related Other
Kent Greenfield (President) $109,076 $0 $0
Darwin Smith (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Ladd Chase (Director) $0 $0 $0
Reed Spencer (Director) $0 $0 $0
Bruce Christensen (Director) $0 $0 $0
Kristy Ellis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,626,700
Expenses
$1,393,297
Net Income
$233,403
Net Assets
$3,053,566
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,586,303
97.5%
Investment Income $40,397
2.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $118,136
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $517,671
37.2%
Assets/Debt
Total Assets $32,431,760
Total Liabilities $29,378,194
Net Assets $3,053,566
Compensation
Key Employees and Officers Compensation Related Other
Kent Greenfield (President) $118,136 $0 $0
Darwin Smith (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Ladd Chase (Director) $0 $0 $0
Reed Spencer (Director) $0 $0 $0
Bruce Christensen (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,508,717
Expenses
$1,342,246
Net Income
$166,471
Net Assets
$2,820,163
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $416,577
27.6%
Investment Income $1,092,140
72.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $616,025
45.9%
Assets/Debt
Total Assets $29,891,989
Total Liabilities $27,071,826
Net Assets $2,820,163
Compensation
Key Employees and Officers Compensation Related Other
Darwin Smith (Director) $0 $0 $0
Roger Cragun (Director) $0 $0 $0
Theresa Martin (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Steve Reeves (Chairman) $0 $0 $0
Ladd Chase (Director) $0 $0 $0
Kent Greenfield (President) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,437,841
Expenses
$1,267,810
Net Income
$170,031
Net Assets
$2,653,692
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,425,677
99.2%
Investment Income $12,164
0.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $117,297
9.3%
Professional Fundraising Fees $0
Other Salaries and Wages $457,019
36.0%
Assets/Debt
Total Assets $27,601,692
Total Liabilities $24,948,000
Net Assets $2,653,692
Compensation
Key Employees and Officers Compensation Related Other
Kent Greenfield (President) $117,297 $0 $0
Darwin Smith (Director) $0 $0 $0
Roger Cragun (Director) $0 $0 $0
Theresa Martin (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Steve Reeves (Chairman) $0 $0 $0
Ladd Chase (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,454,345
Expenses
$1,287,056
Net Income
$167,289
Net Assets
$2,483,661
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,438,413
98.9%
Investment Income $15,932
1.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $105,269
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $470,192
36.5%
Assets/Debt
Total Assets $27,633,109
Total Liabilities $25,149,448
Net Assets $2,483,661
Compensation
Key Employees and Officers Compensation Related Other
Kent Greenfield (President) $105,269 $0 $0
Darwin Smith (Chairman) $0 $0 $0
Roger Cragun (Director) $0 $0 $0
Theresa Martin (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Steve Reeves (Director) $0 $0 $0
Ladd Chase (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,444,685
Expenses
$1,299,728
Net Income
$144,957
Net Assets
$2,316,372
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,422,247
98.4%
Investment Income $22,438
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $548,490
42.2%
Assets/Debt
Total Assets $26,306,151
Total Liabilities $23,989,779
Net Assets $2,316,372
Compensation
Key Employees and Officers Compensation Related Other
Darwin Smith (Chairman) $0 $0 $0
Roger Cragun (Director) $0 $0 $0
Theresa Martin (Director) $0 $0 $0
Lucille Brizzee (Director) $0 $0 $0
Matthew Kilts (Director) $0 $0 $0
Steve Reeves (Director) $0 $0 $0
Ladd Chase (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,428,798
Expenses
$1,250,730
Net Income
$178,068
Net Assets
$2,171,415
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,402,004
98.1%
Investment Income $26,794
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $555,032
44.4%
Assets/Debt
Total Assets $24,181,827
Total Liabilities $22,010,412
Net Assets $2,171,415

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,407,522
Expenses
$1,304,856
Net Income
$102,666
Net Assets
$1,993,347
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,367,177
97.1%
Investment Income $40,345
2.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $512,871
39.3%
Assets/Debt
Total Assets $22,325,197
Total Liabilities $20,331,850
Net Assets $1,993,347

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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