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Boulder Dam Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2022 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$23.4M (2022)

Expenses
$15.3M (2022)

Total Assets
$836M (2022)

Total Liabilities
$760M (2022)

Source: Form 990 tax filings from 2011 to 2022

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$23,391,791
Expenses
$15,254,077
Net Income
$8,137,714
Net Assets
$75,093,528
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,350,288
52.8%
Investment Income $10,835,410
46.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $23,100
0.1%
Net Fundraising $0
Sales of Assets -$235,847
Net Inventory Sales $0
Other Revenue $418,840
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $914,405
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $3,595,834
23.6%
Assets/Debt
Total Assets $835,531,285
Total Liabilities $760,437,757
Net Assets $75,093,528
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (President / Ceo) $441,504 $0 $95,708
Steele Hendrix (Evp) $276,500 $0 $100,693
Mary Beth Clift (Teller Supervisor) $164,922 $0 $44,298
Teri Simmons (Card Services Coordinator) $151,452 $0 $45,731
Barbara Bennett (Loan Supervisor) $139,555 $0 $47,933
Jaron Singleton (Accounting Coordinator) $123,896 $0 $40,297
Kyle Johnson (Risk Management Coordinator) $119,944 $0 $49,516
Cyndy Anderson (Director) $0 $0 $0
Helena Broadbent (Former Director) $0 $0 $0
Frank Disanza (Treasurer) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Robert Merrell (Vice Chair) $0 $0 $0
Tina Mullis (Director) $0 $0 $0
Doug Scheppmann (Chair) $0 $0 $0
Terry Stevens (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,427,262
Expenses
$13,796,078
Net Income
$3,631,184
Net Assets
$89,341,849
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,569,529
72.1%
Investment Income $5,056,728
29.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $23,175
0.1%
Net Fundraising $0
Sales of Assets -$222,170
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $859,911
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $3,345,974
24.3%
Assets/Debt
Total Assets $864,129,621
Total Liabilities $774,787,772
Net Assets $89,341,849
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (President / Ceo) $430,812 $0 $88,075
Steele Hendrix (Evp) $247,288 $0 $86,405
Mary Beth Clift (Teller Supervisor) $154,931 $0 $39,665
Barbara Bennett (Loan Supervisor) $127,770 $0 $42,481
Jaron Singleton (Accounting Coordinator) $127,203 $0 $32,576
Teri Simmons (Card Services Coordinator) $121,991 $0 $36,408
Patricia Butler (Collections Supervisor) $108,411 $0 $35,464
Doug Scheppmann (Chair) $0 $0 $0
Robert Merrell (Vice Chair) $0 $0 $0
Frank Disanza (Treasurer) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Cyndy Anderson (Director) $0 $0 $0
Helena Broadbent (Director) $0 $0 $0
Tina Mullis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,917,362
Expenses
$18,651,428
Net Income
$3,265,934
Net Assets
$91,911,263
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,432,541
65.8%
Investment Income $7,705,201
35.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $20,888
0.1%
Net Fundraising $0
Sales of Assets -$241,268
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,367,349
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $3,276,222
17.6%
Assets/Debt
Total Assets $772,081,335
Total Liabilities $680,170,072
Net Assets $91,911,263
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (President / Ceo) $451,707 $0 $86,726
Patricia Klinger (Operations Assistant) $425,424 $0 $56,642
Steele Hendrix (Evp) $252,933 $0 $86,711
Mary Beth Clift (Teller Supervisor) $152,976 $0 $38,505
Barbara Bennett (Loan Supervisor) $134,965 $0 $44,106
Linda Eugster (Cards Services Supervisor) $126,927 $0 $42,221
Patricia Butler (Collections Supervisor) $115,492 $0 $40,061
Doug Scheppmann (Chair) $0 $0 $0
Robert Merrell (Vice Chair) $0 $0 $0
Frank Disanza (Treasurer) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Cyndy Anderson (Director) $0 $0 $0
Helena Broadbent (Director) $0 $0 $0
Tina Mullis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$24,979,127
Expenses
$18,591,486
Net Income
$6,387,641
Net Assets
$82,897,419
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,744,616
63.0%
Investment Income $9,214,457
36.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $20,054
0.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,244,790
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,984,745
16.1%
Assets/Debt
Total Assets $652,906,191
Total Liabilities $570,008,772
Net Assets $82,897,419
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (President / Ceo) $424,182 $0 $84,229
Patricia Klinger (Operations Assistant) $261,860 $0 $65,252
Steele Hendrix (Exec Vp) $233,268 $0 $34,413
Mary Beth Clift (Teller Supervisor) $144,754 $0 $38,115
Linda Eugster (Cards Services Supervisor) $125,434 $0 $40,040
Barbara Bennett (Loan Supervisor) $116,972 $0 $40,182
Patricia Butler (Collections Supervisor) $108,459 $0 $35,336
Ie Chen Cheng (Cfo (Until 6/1/19)) $101,945 $0 $28,100
Nancy Ward (Account Administrator) $101,592 $0 $35,707
Doug Scheppmann (Chair) $0 $0 $0
Dale Imlay (Chair (Until Feb 2019)) $0 $0 $0
Robert Merrell (Vice Chair) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Frank Disanza (Treasurer) $0 $0 $0
Cyndy Anderson (Director) $0 $0 $0
Helena Broadbent (Director) $0 $0 $0
Tina Mullis (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$22,713,811
Expenses
$16,282,347
Net Income
$6,431,464
Net Assets
$70,761,145
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $15,139,941
66.7%
Investment Income $7,525,110
33.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $20,623
0.1%
Net Fundraising $0
Sales of Assets $28,137
0.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $987,370
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $3,263,324
20.0%
Assets/Debt
Total Assets $628,904,759
Total Liabilities $558,143,614
Net Assets $70,761,145
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (President/Ceo) $393,382 $0 $84,417
Patricia Klinger (Operations Assistant) $245,426 $0 $61,398
Steele Hendrix (Exec Vp) $224,703 $0 $27,373
Ie Chen Cheng (Cfo) $196,142 $0 $49,664
Mary Beth Clift (Teller Supervisor) $132,426 $0 $35,183
Linda Eugster (Cards Services Supervisor) $111,913 $0 $37,809
Barbara Bennett (Loan Supervisor) $108,115 $0 $39,417
Kyle Johnson (Compliance Officer) $107,017 $0 $65,905
Patricia Butler (Collections Supervisor) $100,643 $0 $34,119
Dale Imlay (Chair) $0 $0 $0
Doug Scheppmann (Vice Chair) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Robert Merrell (Treasurer) $0 $0 $0
Helena Broadbent (Director) $0 $0 $0
Milo Hurst (Director (Left Jan 2018)) $0 $0 $0
Frank Disanza (Director) $0 $0 $0
Cindy Anderson (Director (Feb 2018)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,386,707
Expenses
$15,375,863
Net Income
$6,010,844
Net Assets
$67,251,264
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,637,577
68.4%
Investment Income $6,685,618
31.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $12,565
0.1%
Net Fundraising $0
Sales of Assets $50,947
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,037,002
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $2,943,064
19.1%
Assets/Debt
Total Assets $603,174,654
Total Liabilities $535,923,390
Net Assets $67,251,264
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (President/Ceo) $393,382 $0 $82,643
Patricia Klinger (Operations Assistant) $245,426 $0 $61,592
Ie Chen Cheng (Cfo) $196,142 $0 $48,817
Mary Beth Clift (Teller Supervisor) $132,426 $0 $34,236
Linda Eugster (Cards Services Supervisor) $111,913 $0 $37,118
Barbara Bennett (Loan Supervisor) $108,116 $0 $37,962
Dale Imlay (Chair) $0 $0 $0
Doug Scheppmann (Vice Chair) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Robert Merrell (Treasurer) $0 $0 $0
Helena Broadbent (Director) $0 $0 $0
Milo Hurst (Director) $0 $0 $0
Frank Disanza (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$20,480,817
Expenses
$15,132,883
Net Income
$5,347,934
Net Assets
$60,173,109
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,368,854
70.2%
Investment Income $6,150,693
30.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $16,366
0.1%
Net Fundraising $0
Sales of Assets -$55,096
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,005,670
6.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,912,918
19.2%
Assets/Debt
Total Assets $584,085,516
Total Liabilities $523,912,407
Net Assets $60,173,109
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (Ceo/President) $365,767 $0 $78,405
Pat Klinger (Operations Assistant) $246,732 $0 $61,217
Ie Chen Cheng (Chief Financial Officer) $196,044 $0 $48,258
Mary Beth Clift (Teller Supervisor) $139,046 $0 $32,125
Linda Eugster (Cards Services Supervisor) $112,482 $0 $38,160
Barbara Bennett (Loan Supervisor) $107,632 $0 $37,196
Dale Imlay (Chair) $0 $0 $0
Doug Scheppmann (Vice Chair) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Robert Merrell (Treasurer) $0 $0 $0
Helena Broadbent (Director) $0 $0 $0
Milo Hurst (Director) $0 $0 $0
Frank Disanza (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$19,370,367
Expenses
$14,891,269
Net Income
$4,479,098
Net Assets
$55,934,710
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $14,159,480
73.1%
Investment Income $5,122,721
26.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $23,100
0.1%
Net Fundraising $0
Sales of Assets $65,066
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,239,303
8.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,511,702
16.9%
Assets/Debt
Total Assets $543,819,976
Total Liabilities $487,885,266
Net Assets $55,934,710
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (Ceo/President) $595,877 $0 $77,761
Pat Klinger (Operations Assistant) $253,773 $0 $62,537
Ie Chen Cheng (Chief Financial Officer) $189,751 $0 $46,956
Mary Beth Clift (Teller Supervisor) $135,790 $0 $31,540
Linda Eugster (Cards Services Supervisor) $101,460 $0 $35,867
Dale Imlay (Chair) $0 $0 $0
Doug Scheppmann (Vice Chair) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Robert Merrell (Treasurer) $0 $0 $0
Helena Broadbent (Director) $0 $0 $0
Milo Hurst (Director) $0 $0 $0
Frank Disanza (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$17,015,574
Expenses
$9,788,818
Net Income
$7,226,756
Net Assets
$51,559,461
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,440,169
73.1%
Investment Income $4,609,326
27.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$33,921
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,256,491
12.8%
Professional Fundraising Fees $0
Other Salaries and Wages $2,758,388
28.2%
Assets/Debt
Total Assets $508,358,320
Total Liabilities $456,798,859
Net Assets $51,559,461
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (Ceo/President) $365,917 $0 $342,647
Pat Klinger (Operations Assistant) $249,409 $0 $43,428
Ie Chen Cheng (Chief Financial Officer) $203,713 $0 $38,995
Mary Beth Clift (Teller Supervisor) $123,135 $0 $25,135
Barbara Bennett (Loan Supervisor) $102,309 $0 $27,738
Dale Imlay (Chair) $0 $0 $0
Doug Scheppmann (Vice Chair) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Robert Merrell (Treasurer) $0 $0 $0
Helena Broadbent (Director) $0 $0 $0
Milo Hurst (Director) $0 $0 $0
Frank Disanza (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,574,487
Expenses
$10,305,826
Net Income
$4,268,661
Net Assets
$44,332,705
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,549,499
79.2%
Investment Income $2,771,455
19.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $253,533
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,087,590
10.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,717,612
26.4%
Assets/Debt
Total Assets $489,554,292
Total Liabilities $445,221,587
Net Assets $44,332,705
Compensation
Key Employees and Officers Compensation Related Other
Eric Estes (Ceo/President) $310,743 $0 $285,252
Pat Klinger (Operations Assistant) $253,279 $0 $41,772
Ie Chen Cheng (Chief Financial Officer) $180,111 $0 $16,432
Mary Beth Clift (Teller Supervisor) $141,217 $0 $24,819
Dale Imlay (Chair) $0 $0 $0
Doug Scheppmann (Vice Chair) $0 $0 $0
Charmaine Ferrari (Secretary) $0 $0 $0
Robert Merrell (Treasurer) $0 $0 $0
Diane Brumberg (Director) $0 $0 $0
Milo Hurst (Director) $0 $0 $0
Frank Disanza (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,759,671
Expenses
$11,771,669
Net Income
$2,988,002
Net Assets
$40,064,043
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,926,201
80.8%
Investment Income $2,814,083
19.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $19,387
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $864,837
7.3%
Professional Fundraising Fees $0
Other Salaries and Wages $2,589,036
22.0%
Assets/Debt
Total Assets $468,874,728
Total Liabilities $428,810,685
Net Assets $40,064,043

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,500,133
Expenses
$16,083,666
Net Income
-$1,583,533
Net Assets
$37,076,041
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,489,112
86.1%
Investment Income $2,082,414
14.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue -$71,393
Notable Expenses Percent of Total Expenses
Executive Compensation $712,552
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,519,123
15.7%
Assets/Debt
Total Assets $457,411,956
Total Liabilities $420,335,915
Net Assets $37,076,041

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

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