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Nevada Insurance Guaranty Association

  • Las Vegas, NV
  • Tax-exempt since Oct. 1973
  • EIN: 88-0134332

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$10.4M (2023)

Expenses
$3.39M (2023)

Total Assets
$26.6M (2023)

Total Liabilities
$21M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,357,258
Expenses
$3,390,039
Net Income
$6,967,219
Net Assets
$5,607,532
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,357,258
100%
Notable Expenses Percent of Total Expenses
Executive Compensation $148,841
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $104,334
3.1%
Assets/Debt
Total Assets $26,578,978
Total Liabilities $20,971,446
Net Assets $5,607,532
Compensation
Key Employees and Officers Compensation Related Other
Joel Fierro (Executive Di) $127,655 $0 $17,186
Joe Hernandez (Secretary/Tr) $3,000 $0 $0
Peter M Cazzolla (Chairperson) $1,000 $0 $0
Cecil Autry (Director) $0 $0 $0
Michele Balady (Director) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
John Donahue (Director) $0 $0 $0
Kurt R Stemmler (Vice Chairpe) $0 $0 $0
Dave Macy (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 3, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,989,543
Expenses
$5,642,014
Net Income
$9,347,529
Net Assets
-$17,542,720
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $14,989,543
100%
Notable Expenses Percent of Total Expenses
Executive Compensation $233,818
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $92,506
1.6%
Assets/Debt
Total Assets $18,546,670
Total Liabilities $36,089,390
Net Assets -$17,542,720
Compensation
Key Employees and Officers Compensation Related Other
Robert Laudermilch (Executive Di) $160,166 $0 $35,483
Joel Fierro (Executive Di) $29,944 $0 $3,225
Joe Hernandez (Secretary/Tr) $3,000 $0 $0
Peter M Cazzolla (Chairperson) $2,000 $0 $0
Cecil Autry (Director) $0 $0 $0
Michele Balady (Director) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
John Donahue (Director) $0 $0 $0
Kurt R Stemmler (Vice Chairpe) $0 $0 $0
Dave Macy (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on July 25, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,521,875
Expenses
$8,701,715
Net Income
-$3,179,840
Net Assets
-$29,912,830
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $0
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $5,521,875
100%
Notable Expenses Percent of Total Expenses
Executive Compensation $173,015
2.0%
Professional Fundraising Fees $0
Other Salaries and Wages $85,808
1.0%
Assets/Debt
Total Assets $8,996,871
Total Liabilities $38,909,701
Net Assets -$29,912,830
Compensation
Key Employees and Officers Compensation Related Other
Robert Laudermilch (Executive Di) $152,399 $0 $15,616
Joe Hernandez (Secretary/Tr) $3,000 $0 $0
Peter M Cazzolla (Chairperson) $2,000 $0 $0
Cecil Autry (Director) $0 $0 $0
Michele Balady (Director) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
John Donahue (Director) $0 $0 $0
Kurt R Stemmler (Vice Chairpe) $0 $0 $0
Barry Vogt (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 31, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,432,098
Expenses
$6,767,368
Net Income
-$5,335,270
Net Assets
-$30,148,571
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $380
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,431,718
100.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $167,217
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $86,060
1.3%
Assets/Debt
Total Assets $12,172,724
Total Liabilities $42,321,295
Net Assets -$30,148,571
Compensation
Key Employees and Officers Compensation Related Other
Robert Laudermilch (Executive Di) $146,304 $0 $15,913
Joe Hernandez (Secretary/Tr) $3,000 $0 $0
Peter M Cazzolla (Chairperson) $2,000 $0 $0
Cecil Autry (Director) $0 $0 $0
Michele Balady (Director) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
John Donahue (Director) $0 $0 $0
Kurt R Stemmler (Vice Chairpe) $0 $0 $0
Barry Vogt (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Aug. 25, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,378,177
Expenses
$5,351,150
Net Income
$3,027,027
Net Assets
-$16,774,387
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $61
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,378,116
100.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $161,037
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $140,349
2.6%
Assets/Debt
Total Assets $17,394,809
Total Liabilities $34,169,196
Net Assets -$16,774,387
Compensation
Key Employees and Officers Compensation Related Other
Robert Laudermilch (Executive Di) $139,267 $0 $16,771
Joe Hernandez (Secretary/Tr) $3,000 $0 $0
Peter M Cazzolla (Chairperson) $2,000 $0 $0
Cecil Autry (Director) $0 $0 $0
Michele Balady (Director) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
John Donahue (Director) $0 $0 $0
Elizabeth Mikesell (Director) $0 $0 $0
Kurt R Stemmler (Vice Chairpe) $0 $0 $0
Barry Vogt (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Oct. 14, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,597,528
Expenses
$5,203,999
Net Income
$2,393,529
Net Assets
-$21,393,302
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $3,625
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,593,903
100.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $167,859
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $235,524
4.5%
Assets/Debt
Total Assets $14,022,775
Total Liabilities $35,416,077
Net Assets -$21,393,302
Compensation
Key Employees and Officers Compensation Related Other
Robert Laudermilch (Claims Direc) $128,523 $0 $34,336
Peter M Cazzolla (Chairperson) $2,500 $0 $0
Joe Hernandez (Secretary/Tr) $2,500 $0 $0
Kurt R Stemmler (Vice Chairpe) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
Cecil Autry (Director) $0 $0 $0
Michele Balady (Director) $0 $0 $0
Barry Vogt (Director) $0 $0 $0
John Donahue (Director) $0 $0 $0
Elizabeth Mikesell (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 7, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$9,760,197
Expenses
$4,426,113
Net Income
$5,334,084
Net Assets
-$25,287,850
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $66,237
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $9,693,960
99.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $209,529
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $254,748
5.8%
Assets/Debt
Total Assets $11,438,387
Total Liabilities $36,726,237
Net Assets -$25,287,850
Compensation
Key Employees and Officers Compensation Related Other
Bruce Gilbert (Executive Di) $158,903 $0 $43,626
Robert Laudermilch (Employee) $112,782 $0 $29,811
Peter M Cazzolla (Secretary/Tr) $3,000 $0 $0
Mark Trafton (Chairperson) $3,000 $0 $0
Joe Hernandez (Director) $1,000 $0 $0
Michael S Mattoch (Director) $0 $0 $0
Kurt R Stemmler (Vice Chairpe) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
Ann Nelson (Director) $0 $0 $0
Noel Young (Director) $0 $0 $0
William Lynch (Director) $0 $0 $0
Cecil Autry (Director) $0 $0 $0
Michele Balady (Director) $0 $0 $0
Barry Vogt (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Sept. 5, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,066,399
Expenses
$4,475,454
Net Income
-$3,409,055
Net Assets
-$16,521,886
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $3,647
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,062,752
99.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $204,963
4.6%
Professional Fundraising Fees $0
Other Salaries and Wages $286,459
6.4%
Assets/Debt
Total Assets $6,200,680
Total Liabilities $22,722,566
Net Assets -$16,521,886
Compensation
Key Employees and Officers Compensation Related Other
Bruce Gilbert (Executive Di) $160,330 $0 $38,133
Robert Laudermilch (Employee) $113,614 $0 $36,713
Mark Trafton (Chairperson) $3,000 $0 $0
Joe Hernandez (Director) $2,000 $0 $0
Peter M Cazzolla (Secretary/Tr) $1,500 $0 $0
Michael S Mattoch (Director) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
Ann Nelson (Director) $0 $0 $0
Kathleen Bissell (Director) $0 $0 $0
Noel Young (Director) $0 $0 $0
William Lynch (Director) $0 $0 $0
Kurt R Stemmler (Vice Chairpe) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,708,004
Expenses
$7,514,559
Net Income
$1,193,445
Net Assets
-$15,958,440
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $18,308
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $8,689,696
99.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $159,189
2.1%
Professional Fundraising Fees $0
Other Salaries and Wages $248,352
3.3%
Assets/Debt
Total Assets $9,609,734
Total Liabilities $25,568,174
Net Assets -$15,958,440
Compensation
Key Employees and Officers Compensation Related Other
Bruce Gilbert (Executive Di) $153,189 $0 $0
Peter M Cazzolla (Director) $2,000 $0 $0
Mark Trafton (Chairman) $2,000 $0 $0
Joe Hernandez (Director) $2,000 $0 $0
Michael S Mattoch (Director) $0 $0 $0
Kurt R Stemmler (Secretary/Tr) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
Ann Nelson (Director) $0 $0 $0
Kathleen Bissell (Director) $0 $0 $0
Noel Young (Director) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 14, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,678,240
Expenses
$9,036,464
Net Income
-$7,358,224
Net Assets
-$25,527,039
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $4,598
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,673,642
99.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $149,478
1.7%
Professional Fundraising Fees $0
Other Salaries and Wages $233,018
2.6%
Assets/Debt
Total Assets $8,420,203
Total Liabilities $33,947,242
Net Assets -$25,527,039
Compensation
Key Employees and Officers Compensation Related Other
Bruce Gilbert (Executive Di) $146,478 $0 $0
Mark Trafton (Chairman) $1,500 $0 $0
Joe Hernandez (Director) $1,500 $0 $0
Peter M Cazzolla (Director) $0 $0 $0
Jamie Johnson (Director) $0 $0 $0
Michael S Mattoch (Director) $0 $0 $0
Kurt R Stemmler (Secretary/Tr) $0 $0 $0
William E Yocke (Director) $0 $0 $0
Randi Cigelnik (Director) $0 $0 $0
Ann Nelson (Director) $0 $0 $0
+ View more people

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990
Filed on Aug. 18, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,988,802
Expenses
$6,615,002
Net Income
$373,800
Net Assets
-$15,962,644
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $11,281
0.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,977,521
99.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $146,974
2.2%
Professional Fundraising Fees $0
Other Salaries and Wages $209,042
3.2%
Assets/Debt
Total Assets $15,778,427
Total Liabilities $31,741,071
Net Assets -$15,962,644
Compensation
Key Employees and Officers Compensation Related Other
Bruce Gilbert (Executive Di) $140,974 $0 $0
Mark Trafton (Vice Chairma) $3,000 $0 $0
Robert Byrd (Chairman) $2,000 $0 $0
Joe Hernandez (Director) $1,000 $0 $0
Nate Hildner (Director) $0 $0 $0
Peter M Cazzolla (Director) $0 $0 $0
Jamie Johnson (Director) $0 $0 $0
Michael S Mattoch (Director) $0 $0 $0
Kurt R Stemmler (Secretary/Tr) $0 $0 $0
William E Yocke (Director) $0 $0 $0
+ View more people

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990
Filed on Aug. 14, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,618,272
Expenses
$2,716,979
Net Income
-$98,707
Net Assets
$4,864,071
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $12,296
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $2,605,976
99.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $148,851
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $190,973
7.0%
Assets/Debt
Total Assets $15,404,627
Total Liabilities $10,540,556
Net Assets $4,864,071

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,705,788
Expenses
$1,705,036
Net Income
$752
Net Assets
$6,948,355
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $0
Investment Income $32,704
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,673,084
98.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $145,500
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $197,666
11.6%
Assets/Debt
Total Assets $15,603,381
Total Liabilities $8,655,026
Net Assets $6,948,355

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated