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Credit Unions In The State Of Washington

Harborstone Credit Union
  • Tacoma, WA
  • Tax-exempt since July 1954
  • EIN: 91-0659059

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$93.1M (2023)

Expenses
$86M (2023)

Total Assets
$1.91B (2023)

Total Liabilities
$1.74B (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$93,110,698
Expenses
$86,011,707
Net Income
$7,098,991
Net Assets
$165,407,924
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $79,638,564
85.5%
Investment Income $11,619,530
12.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $36,223
0.0%
Net Fundraising $0
Sales of Assets -$4,642
Net Inventory Sales $0
Other Revenue $1,821,023
2.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,826,331
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $18,133,220
21.1%
Assets/Debt
Total Assets $1,907,287,967
Total Liabilities $1,741,880,043
Net Assets $165,407,924
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (Former President & Ceo) $1,862,500 $0 $0
Forest Hayes (Sr Vp Cfo (Thru 7/26/23)) $773,255 $0 $32,859
Geoff Bullock (President & Ceo) $717,189 $0 $23,402
Lisa Stirgus (Sr Vp Cxo (Thru 1/27/23)) $495,721 $0 $9,670
Robert Luettjohann (Sr Vp Clo) $354,163 $0 $31,056
Steve Crosby (Sr Vp Coo) $275,986 $0 $40,550
Michael Decius (Sr Vp Cio (Thru 7/2023)) $257,851 $0 $32,912
Jay Olson (Vp Risk Management) $213,816 $0 $24,456
Theresa Walyor (Sr Vp Cio) $209,588 $0 $31,583
Scott Beckwith (Vp Business Sales And Service) $190,920 $0 $34,350
James Greco (Vp Credit And Collections) $185,552 $0 $13,465
Mark Fairbanks (Sr Vp Cfo) $181,300 $0 $37,576
Ramandeep Singh (Vp Retail) $156,942 $0 $12,494
Syed Faraz Hussain (Vp Business Sales And Service) $150,042 $0 $256
Tim Hoefel (Sr Vp Cro) $128,041 $0 $7,802
Ann Anderson (Chair) $29,448 $0 $377
Franklin Donahoe (Director) $22,875 $0 $377
Linda Crane Nelsen (Director) $21,243 $0 $377
Michael Gedeon (Director) $20,912 $0 $377
Shellie Willis (Secretary) $20,455 $0 $377
Ivan Barron (Director) $20,376 $0 $377
Bonnie Kern (Director) $16,375 $0 $377
James Buck (Director) $15,750 $0 $377
Rick Stevens (Vice Chair) $15,000 $0 $377
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990
Filed on Nov. 14, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$76,742,957
Expenses
$62,794,019
Net Income
$13,948,938
Net Assets
$156,667,953
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $67,873,186
88.4%
Investment Income $7,856,444
10.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $111,896
0.1%
Net Fundraising $0
Sales of Assets -$265,014
Net Inventory Sales $0
Other Revenue $1,166,445
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,968,679
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $17,336,026
27.6%
Assets/Debt
Total Assets $1,861,434,553
Total Liabilities $1,704,766,600
Net Assets $156,667,953
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (President & Ceo (Thru 10/2022)) $1,437,587 $0 $50,176
Michael Decius (Svp Chief Information Officer) $507,149 $0 $47,379
Forest Hayes (Svp Chief Financial Officer) $357,451 $0 $54,089
Steve Crosby (Svp Chief Operations Officer) $331,562 $0 $51,735
Robert Luettjohann (Svp Chief Lending Officer) $302,548 $0 $46,469
Lisa Stirgus (Svp Chief Experience Officer) $301,338 $0 $44,127
Geoff Bullock (President & Ceo (Began 10/2022)) $263,388 $0 $0
Jay Olson (Vp Business Banking) $196,213 $0 $14,845
Scott Beckwith (Vp Credit Collections) $194,768 $0 $36,552
James Greco (Vp Consumer Lending) $179,392 $0 $21,785
Eric Zittel (Vp Training Development) $178,914 $0 $37,490
Theresa Walyor (Vp It Systems) $160,483 $0 $29,884
Ann Anderson (Chair) $32,296 $0 $0
Ivan Barron (Director) $22,559 $0 $0
Linda Crane Nelson (Secretary) $19,870 $0 $0
Franklin Donahoe (Director) $18,410 $0 $0
Bonnie Kern (Director) $16,934 $0 $0
Rick Stevens (Director) $16,380 $0 $0
James Buck (Vice Chair) $15,927 $0 $0
Shellie Willis (Director) $15,927 $0 $0
Michael Gedeon (Director) $15,377 $0 $0
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990
Filed on Nov. 10, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$74,633,531
Expenses
$54,482,813
Net Income
$20,150,718
Net Assets
$199,218,780
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $67,416,673
90.3%
Investment Income $5,044,458
6.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $87,782
0.1%
Net Fundraising $0
Sales of Assets $1,518,441
2.0%
Net Inventory Sales $0
Other Revenue $566,177
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,297,558
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $15,757,580
28.9%
Assets/Debt
Total Assets $1,876,992,646
Total Liabilities $1,677,773,866
Net Assets $199,218,780
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (President & Ceo) $1,376,021 $0 $55,215
Forest Hayes (Sr Vp Cfo) $325,175 $0 $54,112
Steve Crosby (Sr Vp Coo) $317,316 $0 $52,725
Lisa Stirgis (Sr Vp Cxo) $295,301 $0 $47,525
Michael Decius (Sr Vp Cio) $272,153 $0 $46,295
Robert Luettjohann (Sr Vp Clo) $266,818 $0 $17,001
Scott Beckwith (Vp Business Banking) $183,135 $0 $36,932
James Greco (Vp Credit Collections) $165,029 $0 $15,536
Eric Zittel (Vp Consumer Lending) $163,169 $0 $37,158
Ralph Kowal (Investment Representative) $160,581 $0 $31,057
Connor Lewis (Vp Training Development) $153,853 $0 $33,706
Ann Anderson (Chair) $23,850 $0 $377
Linda Crane Nelson (Secretary) $20,553 $0 $377
Ivan Barron (Director) $19,321 $0 $377
Franklin Donahoe (Director) $19,059 $0 $377
Shellie Willis (Director) $17,632 $0 $377
Rick Stevens (Director) $17,408 $0 $377
Bonnie Kern (Director) $17,350 $0 $377
Michael Gedeon (Director) $16,863 $0 $377
James Buck (Vice Chair) $16,473 $0 $377
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990
Filed on Oct. 27, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$72,780,234
Expenses
$60,405,530
Net Income
$12,374,704
Net Assets
$188,852,892
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $64,503,100
88.6%
Investment Income $5,685,500
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $170,592
0.2%
Net Fundraising $0
Sales of Assets $1,820,496
2.5%
Net Inventory Sales $0
Other Revenue $600,546
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,641,603
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $14,796,233
24.5%
Assets/Debt
Total Assets $1,695,810,664
Total Liabilities $1,506,957,772
Net Assets $188,852,892
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (President & Ceo) $1,019,097 $0 $51,715
Steve Crosby (Sr Vp Coo) $238,889 $0 $43,750
Forest Hayes (Sr Vp Cfo) $235,887 $0 $44,774
Lisa Stirgis (Sr Vp Cxo) $223,632 $0 $40,653
Michael Decius (Sr Vp Cio) $205,485 $0 $35,519
Michael Powell (Sr Vp Clo) $203,806 $0 $35,426
Frank Marzano (Vp Business Banking) $151,318 $0 $38,273
Scott Beckwith (Vp Business Banking) $151,288 $0 $27,696
Ralph Kowal (Investment Representative) $142,287 $0 $27,248
Mark Smith (Vp Business Banking) $133,603 $0 $24,891
Ramy Atwal (Vp Branch Member Expereince) $132,762 $0 $15,533
Ann Anderson (Chair) $21,000 $0 $377
Linda Crane Nelson (Secretary) $16,500 $0 $377
Rick Stevens (Director) $16,500 $0 $377
Ivan Barron (Director) $16,500 $0 $377
Jim Buck (Vice Chair) $15,000 $0 $377
Bonnie Kern (Director) $15,000 $0 $377
Shellie Willis (Director) $15,000 $0 $377
Michael Gedeon (Director) $15,000 $0 $377
Frank Donahoe (Director) $806 $0 $377
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990
Filed on Nov. 8, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$70,863,648
Expenses
$60,453,057
Net Income
$10,410,591
Net Assets
$171,706,669
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $61,125,577
86.3%
Investment Income $5,294,951
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $167,377
0.2%
Net Fundraising $0
Sales of Assets $3,622,509
5.1%
Net Inventory Sales $0
Other Revenue $653,234
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,499,931
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $12,901,592
21.3%
Assets/Debt
Total Assets $1,532,553,283
Total Liabilities $1,360,846,614
Net Assets $171,706,669
Other
Provided first-class or charter travel
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (President & Ceo) $1,133,947 $0 $510,895
Laurie Leno (Sr Vp Cfo (Resigned 2/19)) $375,706 $0 $10,918
Doug Richardson (Vp Training/Administration) $285,185 $0 $26,707
Steve Crosby (Sr Vp Coo) $236,617 $0 $40,041
Forest Hayes (Sr Vp Cfo) $226,024 $0 $40,082
Lisa Sturgis (Sr Vp) $221,480 $0 $24,604
Michael Powell (Sr Vp Clo) $209,696 $0 $33,267
Michael Decius (Sr Vp Cio) $204,834 $0 $32,588
Frank Marzano (Vp Business Banking) $156,059 $0 $32,053
Stephanie Nicklaus (Vp Chief Credit Officer) $147,490 $0 $25,069
Scott Beckwith (Vp Business Banking) $142,687 $0 $24,651
Eric Zittel (Vp Consumer Lending) $140,524 $0 $18,650
Ann Anderson (Chair) $28,560 $0 $9,838
Bonnie Kern (Director) $19,576 $0 $5,204
Linda Crane Nelson (Secretary) $19,126 $0 $2,618
Shellie Willis (Director) $15,372 $0 $4,385
Michael Gedeon (Director) $15,358 $0 $3,415
Rick Stevens (Director) $15,000 $0 $5,799
Ivan Barron (Director) $15,000 $0 $3,546
Richard Evans (Director) $15,000 $0 $3,253
Jim Buck (Vice Chair) $15,000 $0 $3,181
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990
Filed on Nov. 10, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$61,139,119
Expenses
$49,891,337
Net Income
$11,247,782
Net Assets
$156,795,498
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $56,864,730
93.0%
Investment Income $4,535,806
7.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$123,474
Net Fundraising $0
Sales of Assets -$125,709
Net Inventory Sales $0
Other Revenue -$12,234
Notable Expenses Percent of Total Expenses
Executive Compensation $2,484,812
5.0%
Professional Fundraising Fees $0
Other Salaries and Wages $12,948,028
26.0%
Assets/Debt
Total Assets $1,335,183,051
Total Liabilities $1,178,387,553
Net Assets $156,795,498
Other
Provided first-class or charter travel
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (President/Ceo) $618,166 $0 $348,689
Laurie Leno (Sr Vp Cfo (Through M/18)) $244,650 $0 $61,313
Steve Crosby (Sr Vp Coo) $232,567 $0 $100,798
Michael Powell (Sr Vp Clo) $225,860 $0 $81,383
Michael Decius (Sr Vp Cio) $211,987 $0 $71,839
Forest Hayes (Sr Vp Cfo (From M/18)) $195,317 $0 $38,580
Ralph Kowal (Financial Advisor) $156,301 $0 $28,180
Doug Richardson (Vp Training/Administration) $153,001 $0 $51,747
Frank Marzano (Vp Business Banking) $141,029 $0 $31,513
Stephanie Nicklaus (Vp Credit Administrator) $130,054 $0 $24,414
Mark Fairbanks (Vp Accounting & Finance) $127,149 $0 $18,915
Ivan Barron (Board Member) $9,565 $0 $187
Linda Crane Nelsen (Secretary) $7,944 $0 $187
Richard Evans (Board Member) $5,672 $0 $187
Bonnie Kern (Board Member) $5,611 $0 $187
Ann Anderson (Chair) $5,550 $0 $187
Rick Stevens (Board Member) $5,205 $0 $187
Michael Gedeon (Board Member) $4,933 $0 $187
Jim Buck (Vice Chair) $3,750 $0 $187
Shellie Willis (Board Member) $3,750 $0 $187
Tom Dempsey (Board Member (Through M/18)) $0 $0 $0
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990
Filed on Nov. 15, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$54,023,361
Expenses
$46,757,171
Net Income
$7,266,190
Net Assets
$146,307,816
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $48,980,860
90.7%
Investment Income $4,885,662
9.0%
Bond Proceeds $0
Royalties $0
Rental Property Income -$66,912
Net Fundraising $0
Sales of Assets $268,343
0.5%
Net Inventory Sales $0
Other Revenue -$44,592
Notable Expenses Percent of Total Expenses
Executive Compensation $2,717,366
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $11,731,704
25.1%
Assets/Debt
Total Assets $1,245,867,310
Total Liabilities $1,099,559,494
Net Assets $146,307,816
Other
Provided first-class or charter travel
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (President/Ceo) $557,598 $0 $274,704
Laurie Leno (Sr Vp Cfo) $413,901 $0 $85,738
Michael Decius (Sr Vp Cio) $343,777 $0 $54,735
Tom Graves (Executive Vice President (8/17)) $220,559 $0 $35,504
Steve Crosby (Sr Vp Coo) $204,277 $0 $94,837
Michael Powell (Sr Vp Clo) $180,734 $0 $55,547
Forest Hayes (Vp Chief Risk Officer) $166,556 $0 $35,673
Jeff Ivey (Sr Vp Strategic Operation (11/17)) $164,445 $0 $27,239
Doug Richardson (Vp Training/Administration) $152,475 $0 $61,697
Ralph Kowal (Financial Advisor) $137,236 $0 $26,508
Frank Marzano (Vp Business Banking) $128,255 $0 $28,014
Stephanie Nicklaus (Vp Credit Administrator) $124,260 $0 $26,751
Ann Anderson (Chair) $0 $0 $377
Jim Buck (Vice Chair) $0 $0 $377
Linda Crane Nelsen (Secretary) $0 $0 $377
Ivan Barron (Board Member) $0 $0 $377
Tom Dempsey (Board Member) $0 $0 $377
Richard Evans (Board Member) $0 $0 $377
Michael Gedeon (Board Member) $0 $0 $377
Bonnie Kern (Board Member) $0 $0 $377
Rick Stevens (Board Member) $0 $0 $377
Shellie Willis (Board Member) $0 $0 $377
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990
Filed on Nov. 14, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$52,611,421
Expenses
$45,185,708
Net Income
$7,425,713
Net Assets
$138,967,680
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $47,427,664
90.1%
Investment Income $4,585,593
8.7%
Bond Proceeds $0
Royalties $0
Rental Property Income -$154,468
Net Fundraising $0
Sales of Assets $752,387
1.4%
Net Inventory Sales $0
Other Revenue $245
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $3,064,398
6.8%
Professional Fundraising Fees $0
Other Salaries and Wages $11,104,122
24.6%
Assets/Debt
Total Assets $1,199,334,729
Total Liabilities $1,060,367,049
Net Assets $138,967,680
Compensation
Key Employees and Officers Compensation Related Other
Tom Graves (Executive Vice President) $977,870 $0 $46,838
Phil Jones (President/Ceo) $550,562 $0 $88,040
John Renforth (Executive/Bin) $315,258 $0 $43,501
Laurie Leno (Sr Vp Cfo) $219,227 $0 $56,915
Steve Crosby (Sr Vp Coo) $210,262 $0 $51,963
Michael Paul (Sr Vp Lending) $196,589 $0 $9,269
Michael Powell (Sr Vp Clo) $191,533 $0 $35,584
Michael Decius (Sr Vp Cio) $183,977 $0 $54,006
Forest Hayes (Vp Chief Risk Officer) $163,879 $0 $34,278
Jeff Ivey (Sr Vp Strategic Operation) $159,589 $0 $32,174
Doug Richardson (Vp Training/Administration) $154,007 $0 $37,013
Theresa Walyor (Vp It Systems) $125,111 $0 $26,763
Frank Marzano (Vp Business Banking) $114,218 $0 $25,419
Ann Anderson (Secretary (3/31), Chair) $0 $0 $377
Bonnie Kern (Chair (3/31), Board Member) $0 $0 $377
Jim Buck (Vi Ce Chair) $0 $0 $377
Linda Crane Nelsen (Secretary) $0 $0 $377
Michael Gedeon (Board Member) $0 $0 $377
Richard Evans (Board Member) $0 $0 $377
Tom Dempsey (Board Member) $0 $0 $377
Rick Stevens (Board Member) $0 $0 $377
Suzanne Colpitts (Board Member (1/1)) $0 $0 $0
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990
Filed on Nov. 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$50,476,345
Expenses
$42,990,617
Net Income
$7,485,728
Net Assets
$131,533,499
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $45,272,813
89.7%
Investment Income $4,972,126
9.9%
Bond Proceeds $0
Royalties $0
Rental Property Income -$257,599
Net Fundraising $0
Sales of Assets $472,800
0.9%
Net Inventory Sales $0
Other Revenue $16,205
0.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $2,799,237
6.5%
Professional Fundraising Fees $0
Other Salaries and Wages $10,397,089
24.2%
Assets/Debt
Total Assets $1,148,072,492
Total Liabilities $1,016,538,993
Net Assets $131,533,499
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (President/Ceo) $1,265,956 $0 $48,389
Steve Crosby (Sr Vp Chief Operations Officer) $362,176 $0 $36,001
Tom Graves (Executive Vice President) $355,003 $0 $45,809
Laurie Leno (Sr Vp Chief Financial Officer) $223,167 $0 $35,233
John Renforth (Vice President) $181,729 $0 $34,590
Mike Decius (Sr Vp Chief Information Officer) $181,179 $0 $31,159
Michael Powell (Sr Vp Chief Loan Officer) $179,125 $0 $32,647
Ralph Kowal (Financial Services Rep.) $175,569 $0 $25,515
Forest Hayes (Vp Chief Risk Officer) $160,664 $0 $34,090
Doug Richardson (Vp Training/Administration) $154,454 $0 $31,305
Jeff Ivey (Sr Vp/ Strategic Operations) $134,787 $0 $21,252
Bonnie Kern (Chair) $0 $0 $377
Jim Buck (Vi Ce Chair) $0 $0 $377
Ann Anderson (Secretary) $0 $0 $377
Michael Gedeon (Board Member) $0 $0 $377
Walt Frost (Board Member (1/15 9/15)) $0 $0 $377
Richard Evans (Board Member) $0 $0 $377
Suzanne Colpitts (Board Member) $0 $0 $377
Tom Dempsey (Board Member) $0 $0 $377
Linda Nelson (Board Member) $0 $0 $377
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990
Filed on Nov. 14, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$47,610,878
Expenses
$41,375,985
Net Income
$6,234,893
Net Assets
$125,674,307
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $41,646,864
87.5%
Investment Income $5,291,686
11.1%
Bond Proceeds $0
Royalties $0
Rental Property Income -$240,996
Net Fundraising $0
Sales of Assets $940,670
2.0%
Net Inventory Sales $0
Other Revenue -$27,346
Notable Expenses Percent of Total Expenses
Executive Compensation $2,228,663
5.4%
Professional Fundraising Fees $0
Other Salaries and Wages $10,778,318
26.0%
Assets/Debt
Total Assets $1,102,724,712
Total Liabilities $977,050,405
Net Assets $125,674,307
Compensation
Key Employees and Officers Compensation Related Other
Doug Richardson (Vp Training/Administration) $457,402 $0 $30,845
Phil Jones (President/Ceo) $411,393 $0 $47,485
Roger Johansen (Chief Loan Officer (Jan May)) $363,670 $0 $20,231
Tom Graves (Executive Vice President) $322,729 $0 $23,026
John Renforth (Vp Strategic Operations) $200,097 $0 $35,099
Laurie Leno (Chief Financial Officer) $197,320 $0 $32,748
Steve Crosby (Chief Operations Officer) $170,896 $0 $32,431
Mike Decius (Chief Information Officer) $163,586 $0 $29,134
Forest Hayes (Vp Chief Risk Officer) $158,211 $0 $32,737
Ralph Kowal (Financial Services Rep.) $125,938 $0 $23,579
Roxanne Law (Vp Retail Sales And Service) $125,703 $0 $34,512
Jeff Ivey (Vp Retail Sales And Service) $116,269 $0 $19,130
Bonnie Kern (Chairperson/Board) $0 $0 $377
Jim Buck (Vice Chair) $0 $0 $377
Ann Anderson (Secretary/Board) $0 $0 $377
Richard Evans (Board Member) $0 $0 $377
Suzanne Colpitts (Board Member) $0 $0 $377
Walt Frost (Board Member) $0 $0 $377
Linda Nelson (Board Member) $0 $0 $377
Michael Gedeon (Board Member) $0 $0 $377
+ View more people

Document Links

990
Filed on Nov. 13, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$45,951,929
Expenses
$41,151,340
Net Income
$4,800,589
Net Assets
$113,178,623
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $39,794,565
86.6%
Investment Income $5,603,608
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income -$296,173
Net Fundraising $0
Sales of Assets $883,013
1.9%
Net Inventory Sales $0
Other Revenue -$33,084
Notable Expenses Percent of Total Expenses
Executive Compensation $1,985,984
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $11,611,829
28.2%
Assets/Debt
Total Assets $1,066,998,328
Total Liabilities $953,819,705
Net Assets $113,178,623
Compensation
Key Employees and Officers Compensation Related Other
Phil Jones (President/Ceo) $467,191 $0 $39,635
Tom Graves (Executive Vice President) $291,052 $0 $38,819
John Renforth (Vp Strategic Operations) $225,130 $0 $36,457
Laurie Leno (Chief Financial Officer) $206,512 $0 $33,553
Roger Johansen (Chief Loan Officer) $202,084 $0 $34,294
Steve Crosby (Chief Operations Officer) $177,603 $0 $30,506
Mike Decius (Chief Information Officer) $171,149 $0 $28,984
Doug Richardson (Vp Training/Administration) $152,083 $0 $28,185
Ralph Kowal (Financial Services Rep.) $136,630 $0 $23,841
Forest Hayes (Vp Chief Risk Officer) $130,465 $0 $30,078
Michael Powell (Vp Credit Administration) $127,694 $0 $25,265
Philip Poehler (Vp Mortgage) $117,284 $0 $22,948
Bonnie Kern (Chairperson/Board) $0 $0 $377
Jim Buck (Vice Chair) $0 $0 $377
Ann Anderson (Secretary/Board) $0 $0 $377
Richard Evans (Board Member) $0 $0 $377
Suzanne Colpitts (Board Member) $0 $0 $377
Walt Frost (Board Member) $0 $0 $377
Joe Pennington (Board Member (Jan Oct)) $0 $0 $0
Linda Nelson (Board Member) $0 $0 $377
Michael Gedeon (Board Member) $0 $0 $377
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Document Links

990
Filed on Aug. 14, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$37,460,621
Expenses
$31,522,910
Net Income
$5,937,711
Net Assets
$93,901,802
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $29,880,922
79.8%
Investment Income $6,064,805
16.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $111,716
0.3%
Net Fundraising $0
Sales of Assets $1,483,809
4.0%
Net Inventory Sales $0
Other Revenue -$80,631
Notable Expenses Percent of Total Expenses
Executive Compensation $1,319,257
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $8,347,652
26.5%
Assets/Debt
Total Assets $792,637,111
Total Liabilities $698,735,309
Net Assets $93,901,802

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$38,734,896
Expenses
$34,351,142
Net Income
$4,383,754
Net Assets
$90,031,585
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $31,316,353
80.8%
Investment Income $7,532,731
19.4%
Bond Proceeds $0
Royalties $0
Rental Property Income -$86,954
Net Fundraising $0
Sales of Assets -$122,618
Net Inventory Sales $0
Other Revenue $95,384
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $388,978
1.1%
Professional Fundraising Fees $0
Other Salaries and Wages $9,105,991
26.5%
Assets/Debt
Total Assets $756,100,862
Total Liabilities $666,069,277
Net Assets $90,031,585

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF
PDF (2 of 2)

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated