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Sno Falls Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2024 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$5.97M (2024)

Expenses
$5.98M (2024)

Total Assets
$99M (2024)

Total Liabilities
$92.1M (2024)

Source: Form 990 tax filings from 2011 to 2024

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2024

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,971,743
Expenses
$5,981,621
Net Income
-$9,878
Net Assets
$6,940,036
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,264,803
88.2%
Investment Income $662,795
11.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $1,603
0.0%
Net Inventory Sales $0
Other Revenue $42,542
0.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $866,287
14.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,139,497
19.0%
Assets/Debt
Total Assets $99,010,830
Total Liabilities $92,070,794
Net Assets $6,940,036
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $519,497 $0 $72,879
Elizabeth Keating (Cfo) $181,810 $0 $42,023
Abbie Lankford (Cxo) $164,980 $0 $51,499
E Steve Collins (Chairman) $0 $0 $0
Shelly Inman (Vice Chair) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Bart Kelly (Director, Sc Chair) $0 $0 $0
Mary Barrett (Director) $0 $0 $0
Kurt Meister (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,508,855
Expenses
$5,891,765
Net Income
$617,090
Net Assets
$6,706,919
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,934,411
75.8%
Investment Income $734,744
11.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $739,220
11.4%
Net Inventory Sales $0
Other Revenue $100,480
1.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $894,476
15.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,139,767
19.3%
Assets/Debt
Total Assets $105,430,812
Total Liabilities $98,723,893
Net Assets $6,706,919
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $506,440 $0 $83,468
Elizabeth Keating (Cfo) $202,896 $0 $46,527
Abbie Lankford (Cxo) $185,140 $0 $53,695
Rob Shogren (Director) $0 $0 $0
E Steve Collins (Chairman) $0 $0 $0
Shelly Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director, Sc Chair) $0 $0 $0
Kurt Meister (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Mary Barrett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,599,032
Expenses
$5,001,862
Net Income
$597,170
Net Assets
$6,431,462
Notable Sources of Revenue Percent of Total Revenue
Contributions $518,748
9.3%
Program Services $4,323,856
77.2%
Investment Income $533,932
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $4,030
0.1%
Net Inventory Sales $0
Other Revenue $218,466
3.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,107,600
22.1%
Professional Fundraising Fees $0
Other Salaries and Wages $837,647
16.7%
Assets/Debt
Total Assets $116,102,540
Total Liabilities $109,671,078
Net Assets $6,431,462
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $810,040 $0 $72,298
Elizabeth Keating (Cfo) $158,216 $0 $42,500
Abbie Lankford (Cxo) $139,344 $0 $39,759
Rob Shogren (Director) $0 $0 $0
E Steve Collins (Chairman) $0 $0 $0
Shelly Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director, Sc Chair) $0 $0 $0
Kurt Meister (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Mary Barrett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,263,386
Expenses
$5,070,317
Net Income
$193,069
Net Assets
$6,897,218
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,705,356
89.4%
Investment Income $39,410
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $165,102
3.1%
Net Fundraising $0
Sales of Assets $29,120
0.6%
Net Inventory Sales $0
Other Revenue $324,398
6.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $322,729
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,562,996
30.8%
Assets/Debt
Total Assets $113,268,760
Total Liabilities $106,371,542
Net Assets $6,897,218
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $322,729 $0 $81,813
Elizabeth Keating (Cfo) $148,966 $0 $46,174
Abbie Lankford (Cxo) $114,059 $0 $29,219
Rob Shogren (Director) $0 $0 $0
E Steve Collins (Chairman) $0 $0 $0
Shelly Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Mary Barrett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,265,530
Expenses
$4,757,184
Net Income
$508,346
Net Assets
$6,706,504
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,718,661
89.6%
Investment Income $115,574
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $162,644
3.1%
Net Fundraising $0
Sales of Assets -$669
Net Inventory Sales $0
Other Revenue $269,320
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $294,036
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $1,480,698
31.1%
Assets/Debt
Total Assets $93,846,270
Total Liabilities $87,139,766
Net Assets $6,706,504
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $294,036 $0 $76,363
Elizabeth Keating (Cfo) $127,578 $0 $34,279
Kim Williams (Vp/Lending Solutions) $109,312 $0 $31,647
Geoff Cummins (Vp/It) $107,796 $0 $30,997
Dennis Arriaga (Chairman) $0 $0 $0
E Steve Collins (Director) $0 $0 $0
Shelly Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Mary Barrett (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,750,406
Expenses
$4,017,206
Net Income
$733,200
Net Assets
$6,229,263
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,243,493
89.3%
Investment Income $274,892
5.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $50,273
1.1%
Net Fundraising $0
Sales of Assets -$1,349
Net Inventory Sales $0
Other Revenue $183,097
3.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $268,581
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,086,606
27.0%
Assets/Debt
Total Assets $80,648,907
Total Liabilities $74,419,644
Net Assets $6,229,263
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $268,581 $0 $52,734
Dennis Arriaga (Chairman) $0 $0 $0
E Steve Collins (Director) $0 $0 $0
Shelly Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Mary Barrett (Director (Effective April 2019)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,351,727
Expenses
$3,714,138
Net Income
$637,589
Net Assets
$5,496,063
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,007,787
92.1%
Investment Income $229,724
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$14,273
Net Inventory Sales $0
Other Revenue $128,489
3.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $189,098
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,017,883
27.4%
Assets/Debt
Total Assets $71,496,416
Total Liabilities $66,000,353
Net Assets $5,496,063
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $189,098 $0 $56,331
Dennis Arriaga (Chairman) $0 $0 $0
E Steve Collins (Director) $0 $0 $0
Shelley Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,790,132
Expenses
$3,422,027
Net Income
$368,105
Net Assets
$4,858,474
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,612,522
95.3%
Investment Income $90,801
2.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,842
Net Inventory Sales $0
Other Revenue $90,651
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $174,641
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $938,436
27.4%
Assets/Debt
Total Assets $67,044,240
Total Liabilities $62,185,766
Net Assets $4,858,474
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $174,641 $0 $38,398
Dennis Arriaga (Chairman) $0 $0 $0
E Steve Collins (Director) $0 $0 $0
Shelley Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Vicki Curnutt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,237,975
Expenses
$3,260,820
Net Income
-$22,845
Net Assets
$4,490,369
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,129,972
96.7%
Investment Income $91,556
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$10,199
Net Inventory Sales $0
Other Revenue $26,646
0.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $165,733
5.1%
Professional Fundraising Fees $0
Other Salaries and Wages $924,755
28.4%
Assets/Debt
Total Assets $60,964,446
Total Liabilities $56,474,077
Net Assets $4,490,369
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $165,733 $0 $16,470
Dennis Arriaga (Chairman) $0 $0 $0
E Steve Collins (Director) $0 $0 $0
Shelley Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Vicki Curnutt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,860,586
Expenses
$2,593,025
Net Income
$267,561
Net Assets
$4,513,213
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,707,315
94.6%
Investment Income $112,447
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $36,971
1.3%
Net Inventory Sales $0
Other Revenue $3,853
0.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $138,664
5.3%
Professional Fundraising Fees $0
Other Salaries and Wages $752,269
29.0%
Assets/Debt
Total Assets $53,970,681
Total Liabilities $49,457,468
Net Assets $4,513,213
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $138,664 $0 $14,124
Dennis Arriaga (Chairman) $0 $0 $0
E Steve Collins (Director) $0 $0 $0
Shelley Inman (Vice Chair) $0 $0 $0
Bart Kelly (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Vicki Curnutt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,904,343
Expenses
$2,388,649
Net Income
$515,694
Net Assets
$4,245,652
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,747,148
94.6%
Investment Income $142,100
4.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $15,095
0.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $50,191
2.1%
Professional Fundraising Fees $0
Other Salaries and Wages $623,802
26.1%
Assets/Debt
Total Assets $50,169,937
Total Liabilities $45,924,285
Net Assets $4,245,652
Compensation
Key Employees and Officers Compensation Related Other
Timothy Williams (Ceo) $50,191 $0 $3,548
Dennis Arriaga (Chairman) $0 $0 $0
E Steve Collins (Director) $0 $0 $0
Shelley Inman (Vice Chair) $0 $0 $0
Tessa Wyrsch (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Vicki Curnutt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,011,868
Expenses
$2,776,504
Net Income
$235,364
Net Assets
$3,729,958
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,887,775
95.9%
Investment Income $117,474
3.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,619
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $113,511
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $615,979
22.2%
Assets/Debt
Total Assets $50,212,695
Total Liabilities $46,482,737
Net Assets $3,729,958
Compensation
Key Employees and Officers Compensation Related Other
Linda Larion (Pres/Ceo) $156,605 $0 $78,879
Dennis Arriaga (Chairman) $0 $0 $0
E Steve Collins (Director) $0 $0 $0
Shelley Inman (Vice Chair) $0 $0 $0
Tessa Wyrsch (Director) $0 $0 $0
Susan Hankins (Director) $0 $0 $0
Carol Lawrence (Secretary) $0 $0 $0
Vicki Curnutt (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,992,167
Expenses
$3,352,082
Net Income
-$359,915
Net Assets
$3,494,594
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,900,268
96.9%
Investment Income $84,228
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,864
0.1%
Net Inventory Sales $0
Other Revenue $4,807
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $117,380
3.5%
Professional Fundraising Fees $0
Other Salaries and Wages $716,929
21.4%
Assets/Debt
Total Assets $52,565,964
Total Liabilities $49,071,370
Net Assets $3,494,594

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,181,807
Expenses
$2,556,783
Net Income
$625,024
Net Assets
$3,845,063
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,064,827
96.3%
Investment Income $106,646
3.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $10,334
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $109,874
4.3%
Professional Fundraising Fees $0
Other Salaries and Wages $681,791
26.7%
Assets/Debt
Total Assets $50,297,521
Total Liabilities $46,452,458
Net Assets $3,845,063

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

What Is This Data?

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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