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Credit Unions In The State Of Washington

Sno Cope Credit Union
  • Everett, WA
  • Tax-exempt since July 1954
  • EIN: 91-0729043

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$4.29M (2023)

Expenses
$3.66M (2023)

Total Assets
$80.8M (2023)

Total Liabilities
$74.7M (2023)

Source: Form 990 tax filings from 2013 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,293,876
Expenses
$3,663,520
Net Income
$630,356
Net Assets
$6,140,706
Notable Sources of Revenue Percent of Total Revenue
Contributions $125,000
2.9%
Program Services $3,618,745
84.3%
Investment Income $533,886
12.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$23,248
Net Inventory Sales $0
Other Revenue $39,493
0.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $418,412
11.4%
Professional Fundraising Fees $0
Other Salaries and Wages $577,431
15.8%
Assets/Debt
Total Assets $80,820,238
Total Liabilities $74,679,532
Net Assets $6,140,706
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven Ellis (President & Ceo) $154,533 $0 $23,486
Chad Seabury (Vp Operations) $107,691 $0 $12,498
Dustin Rhode (Vp Lending) $101,471 $0 $18,733
Steve Torrence (Treasurer) $0 $0 $0
Daniel Thompson (Director) $0 $0 $0
Leila Bettys (Director) $0 $0 $0
John Billen (Vice Chair) $0 $0 $0
Sheila Postle (Board Chair) $0 $0 $0
Peter Rudolf (Secretary) $0 $0 $0
Jeff Craig (Director) $0 $0 $0
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Document Links

990
Filed on July 1, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$3,124,105
Expenses
$2,882,314
Net Income
$241,791
Net Assets
$5,389,097
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,569,829
82.3%
Investment Income $419,237
13.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,331
0.1%
Net Inventory Sales $0
Other Revenue $132,708
4.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $401,597
13.9%
Professional Fundraising Fees $0
Other Salaries and Wages $554,345
19.2%
Assets/Debt
Total Assets $82,623,983
Total Liabilities $77,234,886
Net Assets $5,389,097
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven Ellis (President & Ceo) $146,592 $0 $22,151
Chad Seabury (Vp Operations) $104,743 $0 $12,085
Dustin Rhode (Vp Lending) $98,004 $0 $18,022
Steve Torrence (Treasurer) $0 $0 $0
Daniel Thompson (Director) $0 $0 $0
Noelle Morgenstern (Vice Chair) $0 $0 $0
John Bilen (Director) $0 $0 $0
Sheila Postle (Board Chair) $0 $0 $0
Peter Rudolf (Secretary) $0 $0 $0
Jeff Craig (Director) $0 $0 $0
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Document Links

990
Filed on July 21, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,738,033
Expenses
$2,435,603
Net Income
$302,430
Net Assets
$6,136,240
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,265,627
82.7%
Investment Income $260,335
9.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $10,310
0.4%
Net Inventory Sales $0
Other Revenue $201,761
7.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $393,235
16.1%
Professional Fundraising Fees $0
Other Salaries and Wages $564,195
23.2%
Assets/Debt
Total Assets $80,800,121
Total Liabilities $74,663,881
Net Assets $6,136,240
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven Ellis (President & Ceo) $143,214 $0 $22,419
Chad Seabury (Vp Operations) $102,569 $0 $17,996
Dustin Rhode (Vp Lending) $92,979 $0 $14,058
Steve Torrence (Treasurer) $0 $0 $0
Daniel Thompson (Director) $0 $0 $0
Noelle Morgenstern (Vice Chair) $0 $0 $0
John Bilen (Director) $0 $0 $0
Sheila Postle (Board Chair) $0 $0 $0
Peter Rudolf (Secretary) $0 $0 $0
Jeff Craig (Director) $0 $0 $0
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Document Links

990
Filed on Oct. 11, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,940,168
Expenses
$2,507,595
Net Income
$432,573
Net Assets
$5,896,841
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,492,104
84.8%
Investment Income $0
Bond Proceeds $290,485
9.9%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $6,604
0.2%
Net Inventory Sales $0
Other Revenue $150,975
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $333,994
13.3%
Professional Fundraising Fees $0
Other Salaries and Wages $533,159
21.3%
Assets/Debt
Total Assets $73,230,410
Total Liabilities $67,333,569
Net Assets $5,896,841
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven J Ellis (President/Ceo) $137,175 $0 $16,088
Dustin Rhodes (Vp Of Lending) $92,193 $0 $18,415
Chad Seabury (Vp Of Operations (Beginning 3/16)) $79,972 $0 $10,564
Gordon Browning (Vp Of Operations (Through 3/31)) $24,654 $0 $5,659
Steve Torrence (Secretary) $0 $0 $0
Daniel Thompson (Board Member) $0 $0 $0
Noelle Morgenstern (Board Member) $0 $0 $0
Heidi Percy (Vice Chair) $0 $0 $0
Shelia Postle (Board Chair) $0 $0 $0
Peter Rudolf (Treasurer) $0 $0 $0
Jeff Craig (Board Member) $0 $0 $0
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Document Links

990
Filed on Oct. 26, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,980,586
Expenses
$2,550,759
Net Income
$429,827
Net Assets
$5,464,268
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,604,384
87.4%
Investment Income $0
Bond Proceeds $358,254
12.0%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $17,948
0.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $314,631
12.3%
Professional Fundraising Fees $0
Other Salaries and Wages $506,000
19.8%
Assets/Debt
Total Assets $62,309,253
Total Liabilities $56,844,985
Net Assets $5,464,268
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven J Ellis (President/Ceo) $134,320 $0 $13,795
Gordon Browning (Vp Of Operations/Is) $96,445 $0 $17,752
Dustin Rhodes (Vp Of Lending) $83,866 $0 $16,898
Steve Torrence (Secretary) $0 $0 $0
Daniel Thompson (Board Member) $0 $0 $0
Noelle Morgenstern (Board Member) $0 $0 $0
Heidi Percy (Vice Chair) $0 $0 $0
Shelia Postle (Board Chair) $0 $0 $0
Peter Rudolf (Treasurer) $0 $0 $0
Jeff Craig (Board Member) $0 $0 $0
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Document Links

990
Filed on July 7, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,713,669
Expenses
$2,398,775
Net Income
$314,894
Net Assets
$5,034,441
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,363,866
87.1%
Investment Income $0
Bond Proceeds $302,959
11.2%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $46,844
1.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $295,855
12.3%
Professional Fundraising Fees $0
Other Salaries and Wages $484,721
20.2%
Assets/Debt
Total Assets $59,964,844
Total Liabilities $54,930,403
Net Assets $5,034,441
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven J Ellis (President/Ceo) $128,400 $0 $13,519
Gordon Browning (Vp Of Operations/Is) $97,647 $0 $16,983
Dustin Rhodes (Vp Of Lending) $69,808 $0 $15,166
Steve Torrence (Secretary) $0 $0 $0
Daniel Thompson (Board Member) $0 $0 $0
Bernard Myers (Board Member) $0 $0 $0
Heidi Percy (Vice Chair) $0 $0 $0
Shelia Postle (Board Chair) $0 $0 $0
Peter Rudolf (Treasurer) $0 $0 $0
Jeff Craig (Board Member) $0 $0 $0
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Document Links

990
Filed on June 10, 2019

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,494,273
Expenses
$2,304,917
Net Income
$189,356
Net Assets
$4,719,547
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,206,798
88.5%
Investment Income $0
Bond Proceeds $283,500
11.4%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,062
Net Inventory Sales $0
Other Revenue $7,037
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $505,905
21.9%
Professional Fundraising Fees $0
Other Salaries and Wages $270,532
11.7%
Assets/Debt
Total Assets $58,016,314
Total Liabilities $53,296,767
Net Assets $4,719,547
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven J Ellis (President/Ceo) $343,204 $0 $27,142
Gordon Browning (Vp Of Operations/Is) $92,957 $0 $16,144
Carlene Hoff (Vp Of Lending) $69,742 $0 $14,304
Steve Torrence (Secretary) $0 $0 $0
Daniel Thompson (Board Member) $0 $0 $0
Jeff Clarke (Board Chair) $0 $0 $0
Jim Greico (Board Member) $0 $0 $0
Bernard Myers (Board Member) $0 $0 $0
Heidi Percy (Treasurer) $0 $0 $0
Shelia Postle (Vice Chair) $0 $0 $0
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Document Links

990
Filed on Nov. 15, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,495,503
Expenses
$2,167,351
Net Income
$328,152
Net Assets
$4,530,407
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,314,560
92.7%
Investment Income $0
Bond Proceeds $173,937
7.0%
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,006
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $287,137
13.2%
Professional Fundraising Fees $0
Other Salaries and Wages $489,384
22.6%
Assets/Debt
Total Assets $53,183,482
Total Liabilities $48,653,075
Net Assets $4,530,407
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven J Ellis (President/Ceo) $126,923 $0 $11,747
Gordon Browning (Vp Of Operations/Is) $89,300 $0 $14,949
Carlene Hoff (Vp Of Lending) $70,913 $0 $9,474
Steve Torrence (Secretary) $0 $0 $0
Daniel Thompson (Board Member) $0 $0 $0
Jeff Clarke (Board Chair) $0 $0 $0
Jim Greico (Board Member) $0 $0 $0
Bernard Myers (Board Member) $0 $0 $0
Heidi Percy (Treasurer) $0 $0 $0
Shelia Postle (Vice Chair) $0 $0 $0
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Document Links

990
Filed on Nov. 15, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,439,685
Expenses
$2,178,523
Net Income
$261,162
Net Assets
$4,147,094
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,229,591
91.4%
Investment Income $205,144
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,950
0.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $277,820
12.8%
Professional Fundraising Fees $0
Other Salaries and Wages $518,698
23.8%
Assets/Debt
Total Assets $49,687,827
Total Liabilities $45,540,733
Net Assets $4,147,094
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven J Ellis (President/Ceo) $118,342 $0 $11,480
Gordon Browning (Vp Of Operations/Is) $86,902 $0 $10,651
Carlene Hoff (Vp Of Lending) $72,576 $0 $11,597
Steve Torrence (Board Member) $0 $0 $0
John Mills (Secretary) $0 $0 $0
Jeff Clarke (Board Chair) $0 $0 $0
Sharon Freemantle (Treasurer) $0 $0 $0
Jan Hawley (Board Member) $0 $0 $0
Heidi Percy (Board Member) $0 $0 $0
Shelia Postle (Vice Chair) $0 $0 $0
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990
Filed on Nov. 15, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,395,908
Expenses
$2,188,917
Net Income
$206,991
Net Assets
$3,881,778
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,201,073
91.9%
Investment Income $187,902
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $6,933
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $190,131
8.7%
Professional Fundraising Fees $0
Other Salaries and Wages $480,282
21.9%
Assets/Debt
Total Assets $49,252,994
Total Liabilities $45,371,216
Net Assets $3,881,778
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Steven J Ellis (President/Ce) $121,510 $0 $11,305
Carlene Hoff (Vp Of Lendin) $49,069 $0 $6,015
Gordon Browning (Vp Of Operat) $19,553 $0 $1,279
Steve Torrence (Board Member) $0 $0 $0
John Mills (Secretary) $0 $0 $0
Sonya Kraski (Vice Chair) $0 $0 $0
Jeff Clarke (Board Chair) $0 $0 $0
Sharon Freemantle (Treasurer) $0 $0 $0
Jan Hawley (Board Member) $0 $0 $0
Heidi Percy (Board Member) $0 $0 $0
+ View more people

Document Links

990
Filed on Nov. 16, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,472,330
Expenses
$2,169,206
Net Income
$303,124
Net Assets
$3,497,201
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,275,861
92.1%
Investment Income $188,613
7.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $7,856
0.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $301,094
13.9%
Professional Fundraising Fees $0
Other Salaries and Wages $430,565
19.8%
Assets/Debt
Total Assets $46,877,698
Total Liabilities $43,380,497
Net Assets $3,497,201

No Document Links

The IRS has provided extracted financial data for this filing, but has not yet released the source documents.

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

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Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

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