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Responders Emergency Services Credit Union

Responders Emergency Services Credi

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$2.62M (2023)

Expenses
$1.89M (2023)

Total Assets
$58.3M (2023)

Total Liabilities
$49.5M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,624,943
Expenses
$1,890,530
Net Income
$734,413
Net Assets
$8,825,997
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,074,012
79.0%
Investment Income $550,931
21.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $115,346
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $436,430
23.1%
Assets/Debt
Total Assets $58,327,016
Total Liabilities $49,501,019
Net Assets $8,825,997
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joyce Lockard (Ceo/Treasurer) $97,910 $0 $17,436
Ryan Snider (Chairman) $0 $0 $0
Earl Howerton (Vice Chairman) $0 $0 $0
John Yen (2 Nd Vice Chairman) $0 $0 $0
Thomas Rose (Secretary) $0 $0 $0
Dan Waters (Director) $0 $0 $0
Kellee Gately (Director) $0 $0 $0
Richard Peterson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,899,285
Expenses
$1,583,354
Net Income
$315,931
Net Assets
$7,465,765
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,591,773
83.8%
Investment Income $307,512
16.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $105,699
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $357,127
22.6%
Assets/Debt
Total Assets $59,764,999
Total Liabilities $52,299,234
Net Assets $7,465,765
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joyce Lockard (Ceo/Treasurer) $89,043 $0 $16,656
Ryan Snider (Chairman) $0 $0 $0
Earl Howerton (Vice Chairman) $0 $0 $0
John Yen (2 Nd Vice Chairman) $0 $0 $0
Thomas Rose (Secretary) $0 $0 $0
Dan Waters (Director) $0 $0 $0
Kellee Gately (Director) $0 $0 $0
Richard Peterson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,921,357
Expenses
$1,452,643
Net Income
$468,714
Net Assets
$5,994,153
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,760,683
91.6%
Investment Income $160,674
8.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $171,712
11.8%
Professional Fundraising Fees $0
Other Salaries and Wages $283,027
19.5%
Assets/Debt
Total Assets $59,492,670
Total Liabilities $53,498,517
Net Assets $5,994,153
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joyce Lockard (Ceo/Treasurer) $80,000 $0 $14,058
David Yu Jen Wang (Cfo) $44,058 $0 $4,251
Wyatt Price (Cfo (Through 3/2021)) $22,815 $0 $6,530
Ryan Snider (Chairman) $0 $0 $0
Earl Howerton (Vice Chairman) $0 $0 $0
John Yen (2 Nd Vice Chairman) $0 $0 $0
Thomas Rose (Secretary) $0 $0 $0
Kellee Gately (Director) $0 $0 $0
John O'brien (Director (Through 10/2021)) $0 $0 $0
Richard Peterson (Director) $0 $0 $0
Dan Waters (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$2,223,191
Expenses
$4,045,504
Net Income
-$1,822,313
Net Assets
$5,049,771
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $2,065,668
92.9%
Investment Income $157,523
7.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $257,015
6.4%
Professional Fundraising Fees $0
Other Salaries and Wages $180,719
4.5%
Assets/Debt
Total Assets $52,225,410
Total Liabilities $47,175,639
Net Assets $5,049,771
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Joyce Lockard (Ceo/Treasurer) $79,375 $0 $10,769
Wyatt Price (Cfo) $77,812 $0 $14,076
Bill Bunze (Ceo/Treasurer (Resigned 3/20)) $53,481 $0 $21,500
Ryan Snider (Chairman) $0 $0 $0
Robert Christilaw (Chairman (Resigned 3/20)) $0 $0 $0
Earl Howerton (Vice Chairman) $0 $0 $0
John Yen (2 Nd Vice Chairman) $0 $0 $0
Thomas Rose (Secretary) $0 $0 $0
Ty Snider (Secretary (Resigned 1/1/20)) $0 $0 $0
John O'brien (Director) $0 $0 $0
Kellee Gately (Director) $0 $0 $0
Richard Peterson (Director) $0 $0 $0
Larry Bowman (Director (Resigned 2/2/20)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,984,579
Expenses
$1,651,433
Net Income
$333,146
Net Assets
$6,872,084
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,746,865
88.0%
Investment Income $237,714
12.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $121,935
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $313,816
19.0%
Assets/Debt
Total Assets $50,936,695
Total Liabilities $44,064,611
Net Assets $6,872,084
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Bill Bunze (Ceo/Treasurer) $98,201 $0 $23,734
Robert Christilaw (Board Chairman) $0 $0 $0
Jon Anderson (Board Chairman Resigned 7/19) $0 $0 $0
Ryan Snider (Vice Chairman) $0 $0 $0
Ty Snider (Secretary) $0 $0 $0
Larry Bowman (Board Member) $0 $0 $0
John O'brien (Board Member) $0 $0 $0
Kellee Gately (Board Member) $0 $0 $0
Earl Howerton (Board Member) $0 $0 $0
Walter Loucks (Board Member Resigned 9/19) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,678,263
Expenses
$1,505,200
Net Income
$173,063
Net Assets
$6,507,826
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $956,401
57.0%
Investment Income $356,906
21.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $364,956
21.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $228,089
15.2%
Professional Fundraising Fees $0
Other Salaries and Wages $222,911
14.8%
Assets/Debt
Total Assets $45,204,195
Total Liabilities $38,696,369
Net Assets $6,507,826

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,413,055
Expenses
$1,355,377
Net Income
$57,678
Net Assets
$6,334,763
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $957,259
67.7%
Investment Income $190,662
13.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$12,920
Net Inventory Sales $0
Other Revenue $278,054
19.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $116,921
8.6%
Professional Fundraising Fees $0
Other Salaries and Wages $279,172
20.6%
Assets/Debt
Total Assets $42,132,597
Total Liabilities $35,797,834
Net Assets $6,334,763
Compensation
Key Employees and Officers Compensation Related Other
Richard Luna (Ceo) $103,809 $0 $13,112
Jon Anderson (Board Chairman) $0 $0 $0
Robert Christilaw (Board Member) $0 $0 $0
Larry Bowman (Board Member) $0 $0 $0
John O'brien (Board Member) $0 $0 $0
Kellee Gately (Board Member) $0 $0 $0
Ryan Snider (Board Member) $0 $0 $0
Walter Loucks (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,392,001
Expenses
$1,139,338
Net Income
$252,663
Net Assets
$6,277,085
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $956,483
68.7%
Investment Income $169,360
12.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $266,158
19.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $108,296
9.5%
Professional Fundraising Fees $0
Other Salaries and Wages $274,393
24.1%
Assets/Debt
Total Assets $38,159,859
Total Liabilities $31,882,774
Net Assets $6,277,085
Compensation
Key Employees and Officers Compensation Related Other
Richard Luna (Ceo) $94,521 $0 $13,775
Jim Earle (Board Chairman) $0 $0 $0
Robert Christilaw (Board Member) $0 $0 $0
Larry Bowman (Board Member) $0 $0 $0
Justin Lundgren (Board Member) $0 $0 $0
Jon Anderson (Board Member) $0 $0 $0
John O'brien (Board Member) $0 $0 $0
Kellee Gately (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,470,966
Expenses
$1,211,955
Net Income
$259,011
Net Assets
$6,024,421
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,112,957
75.7%
Investment Income $127,242
8.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $230,767
15.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $107,657
8.9%
Professional Fundraising Fees $0
Other Salaries and Wages $256,462
21.2%
Assets/Debt
Total Assets $37,848,339
Total Liabilities $31,823,918
Net Assets $6,024,421
Compensation
Key Employees and Officers Compensation Related Other
Richard Luna (Ceo) $93,342 $0 $14,315
Jim Earle (Board Chairman) $0 $0 $0
Robert Christilaw (Board Member) $0 $0 $0
Larry Bowman (Board Member) $0 $0 $0
Justin Lundgren (Board Member) $0 $0 $0
Jon Anderson (Board Member) $0 $0 $0
John O'brien (Board Member) $0 $0 $0
Kellee Gately (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,594,114
Expenses
$1,419,977
Net Income
$174,137
Net Assets
$5,765,410
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,251,105
78.5%
Investment Income $115,691
7.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$3,313
Net Inventory Sales $0
Other Revenue $230,631
14.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $116,258
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $184,226
13.0%
Assets/Debt
Total Assets $38,716,173
Total Liabilities $32,950,763
Net Assets $5,765,410
Compensation
Key Employees and Officers Compensation Related Other
Richard Luna (Ceo) $90,814 $0 $25,444
Jim Earle (Board Chairman) $0 $0 $0
Robert Christilaw (Board Member) $0 $0 $0
Larry Bowman (Board Secretary) $0 $0 $0
Justin Lundgren (Board Member) $0 $0 $0
Jon Anderson (Board Member) $0 $0 $0
John O'brien (Board Member) $0 $0 $0
Kellee Gately (Board Member) $0 $0 $0
John Miller (Board Member) $0 $0 $0
Gerald Hickman (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,631,988
Expenses
$1,444,623
Net Income
$187,365
Net Assets
$5,591,273
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,294,718
79.3%
Investment Income $103,421
6.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $233,849
14.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $109,313
7.6%
Professional Fundraising Fees $0
Other Salaries and Wages $262,031
18.1%
Assets/Debt
Total Assets $39,118,201
Total Liabilities $33,526,928
Net Assets $5,591,273
Compensation
Key Employees and Officers Compensation Related Other
Richard Luna (Ceo) $90,778 $0 $18,536
Jim Earle (Board Chairman) $0 $0 $0
Robert Christilaw (Board Member) $0 $0 $0
Larry Bowman (Board Secretary) $0 $0 $0
Justin Lundgren (Board Member) $0 $0 $0
Jon Anderson (Board Member) $0 $0 $0
John Miller (Board Member) $0 $0 $0
Gerald Hickman (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,768,793
Expenses
$1,533,241
Net Income
$235,552
Net Assets
$5,403,908
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,364,205
77.1%
Investment Income $178,969
10.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $225,619
12.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $83,833
5.5%
Professional Fundraising Fees $0
Other Salaries and Wages $268,824
17.5%
Assets/Debt
Total Assets $36,448,854
Total Liabilities $31,044,946
Net Assets $5,403,908

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$1,985,012
Expenses
$1,724,847
Net Income
$260,165
Net Assets
$5,168,356
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $1,582,484
79.7%
Investment Income $175,281
8.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $227,247
11.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $108,769
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $246,401
14.3%
Assets/Debt
Total Assets $37,138,854
Total Liabilities $31,970,498
Net Assets $5,168,356

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

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Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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