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Washington Life And Disability Guaranty Association

Organization summary

Type of Nonprofit

Designated as a Business leagues, chambers of commerce, real estate boards, etc, created for the improvement of business conditions.

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$10.4M (2023)

Expenses
$10.6M (2023)

Total Assets
$17M (2023)

Total Liabilities
$27.6k (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,419,474
Expenses
$10,620,900
Net Income
-$201,426
Net Assets
$16,930,824
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,032,399
96.3%
Investment Income $59,250
0.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $327,825
3.1%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $174,972
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $16,958,419
Total Liabilities $27,595
Net Assets $16,930,824
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $174,972 $0 $0
Corebridge Financial (Chara Bradstreet, Rep./ Vice Chair) $0 $0 $0
Cambia Health Solutions (Regence Blue (Jane Douthit, Rep) $0 $0 $0
Office Of The Ins Comm (John Haworth, Rep.) $0 $0 $0
Symetra Financial Corp (Charlotte Sanders, Rep.) $0 $0 $0
Cigna Health And Life Insurance Co (Jeffrey Tindall, Rep.) $0 $0 $0
Farmers New World Life Ins Co (Tina De Jong, Rep.) $0 $0 $0
New York Life Insurance Company (Christine Galamb, Rep.) $0 $0 $0
United Healthcare (Joy Higa, Rep.) $0 $0 $0
Standard Insurance Company (Elizabeth Sloan, Chair) $0 $0 $0
Lifemap Assurance Co (Scott Wilkinson, Rep./ Sec) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,178,767
Expenses
$10,628,067
Net Income
-$449,300
Net Assets
$17,132,250
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,051,260
98.7%
Investment Income $88,077
0.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $39,430
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $167,454
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,170,547
Total Liabilities $38,297
Net Assets $17,132,250
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $167,454 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Sec) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (John Haworth, Rep.) $0 $0 $0
Lifemap Assurance Co (Scott Wilkinson, Rep.) $0 $0 $0
United Healthcare (Joy Higa, Rep.) $0 $0 $0
Aetna (Greg Martino, Rep.) $0 $0 $0
Farmers New World Life Ins Co (Garrett Paddor, Chair) $0 $0 $0
Standard Insurance Company (Elizabeth Sloan, Vice Chair) $0 $0 $0
Cambia Health Solutions (Regence Blue (Karin Swenson Moore, Rep) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,170,457
Expenses
$10,657,316
Net Income
-$486,859
Net Assets
$17,581,550
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,166,575
100.0%
Investment Income $3,882
0.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $160,225
1.5%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,623,213
Total Liabilities $41,663
Net Assets $17,581,550
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $160,225 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Sec) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (John Haworth, Rep.) $0 $0 $0
Lifemap Assurance Co (Scott Wilkinson, Rep.) $0 $0 $0
United Healthcare (Joy Higa, Rep.) $0 $0 $0
Aetna (Greg Martino, Rep.) $0 $0 $0
Farmers New World Life Ins Co (Garrett Paddor, Chair) $0 $0 $0
Standard Insurance Company (Elizabeth Sloan, Vice Chair) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,404,082
Expenses
$10,843,579
Net Income
-$439,497
Net Assets
$18,068,409
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,336,228
99.3%
Investment Income $67,854
0.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $154,794
1.4%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $18,128,157
Total Liabilities $59,748
Net Assets $18,068,409
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $154,794 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Sec) $0 $0 $0
Farmers New World Llc (Garrett Paddor, Rep./Chair) $0 $0 $0
Standard Insurance Co (Elizabeth Sloan, Rep./Vice Chair) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (Melanie Anderson, Rep.) $0 $0 $0
Lifemap Assurance Co (Gary Akizuki, Rep.) $0 $0 $0
United Healthcare (Joy Higa, Rep.) $0 $0 $0
Aetna (Greg Martino, Rep.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,550,527
Expenses
$12,231,753
Net Income
-$1,681,226
Net Assets
$18,507,906
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,339,190
98.0%
Investment Income $211,337
2.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $150,286
1.2%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $18,557,738
Total Liabilities $49,832
Net Assets $18,507,906
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $150,286 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Sec) $0 $0 $0
Farmers New World Llc (Garrett Paddor, Rep./ Chair) $0 $0 $0
Standard Insurance Co (Elizabeth Sloan, Rep./Vice Chair) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (Doug Hartz, Rep.) $0 $0 $0
Lifemap Assurance Co (Gary Akizuki, Rep.) $0 $0 $0
United Healthcare (Joy Higa, Rep.) $0 $0 $0
Aetna (Greg Martino, Rep.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,527,649
Expenses
$5,844,429
Net Income
$4,683,220
Net Assets
$20,189,132
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,324,283
98.1%
Investment Income $203,366
1.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $145,908
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $20,301,905
Total Liabilities $112,773
Net Assets $20,189,132
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $145,908 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Sec) $0 $0 $0
Farmers New World Llc (Garrett Paddor, Rep./ Chair) $0 $0 $0
Standard Insurance Co (Elizabeth Sloan, Rep./Vice Chair) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (Doug Hartz, Rep.) $0 $0 $0
Lifemap Assurance Co (Laura Carreau, Rep.) $0 $0 $0
United Healthcare (Joy Higa, Rep.) $0 $0 $0
Aetna (Greg Martino, Rep.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,143,765
Expenses
$2,414,921
Net Income
$7,728,844
Net Assets
$15,505,912
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,088,141
99.5%
Investment Income $55,624
0.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $141,975
5.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $15,662,120
Total Liabilities $156,208
Net Assets $15,505,912
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $141,975 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Chair) $0 $0 $0
Gpm Health And Life Ins Co (Robert Ogden, Rep. / Secre) $0 $0 $0
Farmers New World Llc (Garrett Paddor, Rep./ Vice) $0 $0 $0
Standard Insurance Co (Elizabeth Sloan, Rep.) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (Doug Hartz, Rep.) $0 $0 $0
Lifemap Assurance Co (Laura Carreau, Rep.) $0 $0 $0
Prudential Ins Co Of America (Gerrie Marks, Rep.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$841,382
Expenses
$831,300
Net Income
$10,082
Net Assets
$7,777,068
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $814,310
96.8%
Investment Income $27,072
3.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $137,873
16.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $7,880,519
Total Liabilities $103,451
Net Assets $7,777,068
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $137,873 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Chair) $0 $0 $0
Gpm Health And Life Ins Co (Robert Ogden, Rep. / Secre) $0 $0 $0
Farmers New World Llc (Garrett Paddor, Rep./ Vice) $0 $0 $0
Standard Insurance Co (Elizabeth Sloan, Rep.) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (Doug Hartz, Rep.) $0 $0 $0
Lifemap Assurance Co (Laura Carreau, Rep.) $0 $0 $0
Prudential Ins Co Of America (Gerrie Marks, Rep.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$283,140
Expenses
$608,833
Net Income
-$325,693
Net Assets
$7,766,986
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $271,815
96.0%
Investment Income $11,325
4.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $135,878
22.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $7,816,450
Total Liabilities $49,464
Net Assets $7,766,986
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $135,878 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Chair) $0 $0 $0
North Coast Life Ins Co (Robert Ogden, Rep. / Secre) $0 $0 $0
Farmers New World Llc (Garrett Paddor, Rep./ Vice) $0 $0 $0
Standard Insurance Co (Elizabeth Sloan Vice President) $0 $0 $0
Lifemap Assurance Company (Lonny Chavez, Underwriting Manager) $0 $0 $0
Prudential Ins Co Of Am (Todd Thakar, Rep.) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (Doug Hartz, Rep.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$519,372
Expenses
$14,729,640
Net Income
-$14,210,268
Net Assets
$8,092,679
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $511,170
98.4%
Investment Income $8,202
1.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $133,889
0.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $8,140,556
Total Liabilities $47,877
Net Assets $8,092,679
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $133,889 $0 $0
Symetra Financial Corp (Kathy Englund, Rep./ Vice) $0 $0 $0
North Coast Life Ins Co (Robert Ogden, Rep. / Secre) $0 $0 $0
Farmers New World Llc (Garrett Paddor, Rep.) $0 $0 $0
Standard Insurance Co (James Harbolt, Rep. / Cha) $0 $0 $0
Lifemap Assurance Company (Tony Rourke, Rep.) $0 $0 $0
Prudential Ins Co Of Am (Todd Thakar, Rep.) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (James T. Odiorne, Rep.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,919,406
Expenses
$7,907,179
Net Income
$5,012,227
Net Assets
$22,302,947
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,905,232
99.9%
Investment Income $14,174
0.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $129,636
1.6%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $22,382,791
Total Liabilities $79,844
Net Assets $22,302,947
Compensation
Key Employees and Officers Compensation Related Other
Michael N O'day (Executive Director) $129,636 $0 $0
Farmers New World Lic (John R. Patton, Rep. / Cha) $0 $0 $0
North Coast Life Ins Co (Robert Ogden, Rep. / Secre) $0 $0 $0
Symetra Financial Corp (Kathy Englund, Rep.) $0 $0 $0
Standard Insurance Co (James Harbolt, Rep. / Vice) $0 $0 $0
Lifemap Assurance Company (Tony Rourke, Rep.) $0 $0 $0
Prudential Ins Co Of Am (Todd Thakar, Rep.) $0 $0 $0
Aig (Ted Kennedy, Rep.) $0 $0 $0
Office Of The Ins Comm (James T. Odiorne, Rep.) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$300,642
Expenses
$2,720,495
Net Income
-$2,419,853
Net Assets
$17,290,720
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $280,945
93.4%
Investment Income $19,697
6.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $127,720
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $17,371,455
Total Liabilities $80,735
Net Assets $17,290,720

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,689,751
Expenses
$2,568,150
Net Income
$4,121,601
Net Assets
$19,710,573
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,669,676
99.7%
Investment Income $20,075
0.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $125,860
4.9%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $19,779,073
Total Liabilities $68,500
Net Assets $19,710,573

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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