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Point West Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$6.33M (2023)

Expenses
$5.89M (2023)

Total Assets
$110M (2023)

Total Liabilities
$99.1M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings and Audits by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Audits are required to be submitted by nonprofit organizations that spend $750,000 or more in federal grant money in a fiscal year. "Single audits" look at the entire organization's finances and compliance, while other audits are program specific. Nonprofit Explorer has PDFs of audits for some nonprofits for fiscal year 2015 and later. Audit data is from the Federal Audit Clearinghouse.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,329,547
Expenses
$5,893,585
Net Income
$435,962
Net Assets
$10,851,314
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,826,419
92.1%
Investment Income $477,649
7.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $25,479
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $531,632
9.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,375,226
23.3%
Assets/Debt
Total Assets $109,968,841
Total Liabilities $99,117,527
Net Assets $10,851,314
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Ceo, Treasurer) $198,250 $0 $15,560
Steve Pagenstecher (Chief Operating Officer) $155,002 $0 $10,776
Sarah Fergason (Chief Financial Officer) $140,404 $0 $11,640
Ray Cornwell (Vp Lending And Operations) $117,301 $0 $8,950
Peter Hand (Chair, Board Member) $0 $0 $0
Oscar Porras (Vice Chair, Board Member) $0 $0 $0
Roberto Flores (Vice Chair, Board Member) $0 $0 $0
Mark Oliver Thru 123 (Vice Chair, Board Member) $0 $0 $0
Sonya Judd (Secretary, Board Member) $0 $0 $0
Kristy Mayer Mejia (Board Member) $0 $0 $0
Cynthia Novelo (Board Member) $0 $0 $0
Fernando Velez (Board Member) $0 $0 $0
Robin Tompkins (Board Member) $0 $0 $0
Lori Van Dyke Thru 123 (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,970,956
Expenses
$4,941,470
Net Income
$1,029,486
Net Assets
$10,427,822
Notable Sources of Revenue Percent of Total Revenue
Contributions $1,400,000
23.4%
Program Services $4,068,567
68.1%
Investment Income $489,990
8.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $12,399
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $510,168
10.3%
Professional Fundraising Fees $0
Other Salaries and Wages $1,274,132
25.8%
Assets/Debt
Total Assets $107,931,239
Total Liabilities $97,503,417
Net Assets $10,427,822
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Chief Executive Officer, T) $194,750 $0 $13,506
Steve Pagenstecher (Chief Operating Officer) $148,543 $0 $9,558
Sarah Fergason (Chief Financial Officer) $133,956 $0 $9,855
Ray Cornwell (Vp Lending And Operations) $106,172 $0 $8,710
Peter Hand (Chair, Board Member) $0 $0 $0
Roberto Flores (Vice Chair, Board Member) $0 $0 $0
Oscar Porras (Secretary, Board Member) $0 $0 $0
Kristy Mayer Mejia (Board Member) $0 $0 $0
Cynthia Novelo (Board Member) $0 $0 $0
Robin Tompkins (Board Member) $0 $0 $0
Fernando Velez (Board Member) $0 $0 $0
Mark Oliver (Vice Chair, Board Member) $0 $0 $0
Lori Van Dyke (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,029,583
Expenses
$4,601,934
Net Income
$427,649
Net Assets
$9,405,343
Notable Sources of Revenue Percent of Total Revenue
Contributions $426,265
8.5%
Program Services $4,462,130
88.7%
Investment Income $110,280
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $30,908
0.6%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $477,845
10.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,135,988
24.7%
Assets/Debt
Total Assets $111,617,221
Total Liabilities $102,211,878
Net Assets $9,405,343
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Chief Executive Officer, Treasurer) $179,252 $0 $13,316
Steve Pagenstecher (Chief Operating Officer) $139,822 $0 $9,483
Sarah Fergason (Chief Financial Officer) $126,173 $0 $9,799
Peter Hand (Chair, Board Member) $0 $0 $0
Mark Oliver (Vice Chair, Board Member) $0 $0 $0
Roberto Flores (Secretary, Board Member) $0 $0 $0
Kristy Mayer Mejia (Board Member) $0 $0 $0
Oscar Porras (Board Member) $0 $0 $0
Robin Tompkins (Board Member) $0 $0 $0
Lori Van Dyke (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,045,652
Expenses
$4,329,793
Net Income
$715,859
Net Assets
$8,979,590
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,887,274
96.9%
Investment Income $138,988
2.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $19,390
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $421,115
9.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,085,094
25.1%
Assets/Debt
Total Assets $105,048,611
Total Liabilities $96,069,021
Net Assets $8,979,590
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Chief Executive Officer, Treasurer) $170,500 $0 $13,141
Steve Pagenstecher (Chief Operating Officer) $115,827 $0 $9,004
Sarah Fergason (Chief Financial Officer) $103,300 $0 $9,342
Susan Brown (Chair, Board Member) $0 $0 $0
Marisa Danley (Vice Chair, Board Member) $0 $0 $0
Peter Hand (Secretary, Board Member) $0 $0 $0
Mark Oliver (Board Member) $0 $0 $0
Carlos Garcia (Board Member) $0 $0 $0
Roberto Flores (Board Member) $0 $0 $0
Ed Guzman (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,546,781
Expenses
$4,748,598
Net Income
$798,183
Net Assets
$8,277,899
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,233,105
94.3%
Investment Income $298,908
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $14,768
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $403,713
8.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,123,128
23.7%
Assets/Debt
Total Assets $93,191,819
Total Liabilities $84,913,920
Net Assets $8,277,899
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Ceo, Treasurer) $171,369 $0 $13,276
Steve Pagenstecher (Coo) $109,720 $0 $2,076
Sarah Fergason (Cfo) $98,235 $0 $9,040
Susan Brown (Chair, Board Member) $0 $0 $0
Peri Tharp (Vice Chair, Board Member) $0 $0 $0
Marisa Danley (Vice Chair, Board Member) $0 $0 $0
Anna Mar (Secretary, Board Member) $0 $0 $0
Peter Hand (Secretary, Board Member) $0 $0 $0
Mark Oliver (Board Member) $0 $0 $0
Graham Eichman (Board Member) $0 $0 $0
Roberto Flores (Board Member) $0 $0 $0
Josh Kirby (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,730,922
Expenses
$6,710,183
Net Income
-$979,261
Net Assets
$7,482,863
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,505,831
96.1%
Investment Income $204,876
3.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $20,215
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $275,201
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,449,326
21.6%
Assets/Debt
Total Assets $97,952,437
Total Liabilities $90,469,574
Net Assets $7,482,863
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Ceo, Treasurer) $160,680 $0 $13,191
Sarah Fergason (Cfo) $92,560 $0 $8,769
Susan Brown (Chair, Board Member) $0 $0 $0
Peri Tharp (Vice Chair, Board Member) $0 $0 $0
Anna Mar (Secretary, Board Member) $0 $0 $0
Mark Oliver (Board Member) $0 $0 $0
Graham Eichman (Board Member) $0 $0 $0
Roberto Flores (Board Member) $0 $0 $0
Josh Kirby (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,327,394
Expenses
$6,084,178
Net Income
-$756,784
Net Assets
$8,467,539
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,082,928
95.4%
Investment Income $228,379
4.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $16,087
0.3%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $272,171
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,385,929
22.8%
Assets/Debt
Total Assets $102,212,196
Total Liabilities $93,744,657
Net Assets $8,467,539
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Ceo, Treasurer) $169,982 $0 $9,473
Brian Griffis (Former Vp Finance & Administration) $83,809 $0 $0
Sarah Fergason (Vp Finance & Administration) $8,907 $0 $0
Susan Brown (Chair) $0 $0 $0
George Hager (Vice Chair) $0 $0 $0
Karen Schilling (Secretary) $0 $0 $0
Josh Kirby (Board Member) $0 $0 $0
Mark Oliver (Board Member) $0 $0 $0
Peri Tharp (Board Member) $0 $0 $0
Graham Eichman (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,028,604
Expenses
$4,394,328
Net Income
$2,634,276
Net Assets
$9,278,379
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,526,430
64.4%
Investment Income $261,649
3.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,240,525
31.9%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $262,910
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,197,590
27.3%
Assets/Debt
Total Assets $98,884,895
Total Liabilities $89,606,516
Net Assets $9,278,379
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Ceo, Treasurer) $157,624 $0 $9,669
Brian Griffis (Vp Finance & Administratio) $95,325 $0 $292
Susan Brown (Chair) $0 $0 $0
George Hager (Vice Chair) $0 $0 $0
Karen Schilling (Secretary) $0 $0 $0
Josh Kirby (Board Member) $0 $0 $0
Mark Oliver (Board Member) $0 $0 $0
Peri Tharp (Board Member) $0 $0 $0
Graham Eichman (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,533,044
Expenses
$4,274,034
Net Income
$259,010
Net Assets
$6,600,128
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,200,694
92.7%
Investment Income $233,494
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $98,856
2.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $260,810
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,163,560
27.2%
Assets/Debt
Total Assets $92,717,647
Total Liabilities $86,117,519
Net Assets $6,600,128
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Ceo, Treasurer) $160,765 $0 $11,130
Brian Griffis (Vp Finance & Administration) $88,623 $0 $292
John Savory (Chair) $0 $0 $0
Jake Hammer (Vice Chair) $0 $0 $0
George Hager (Secretary) $0 $0 $0
Susan Brown (Board Member) $0 $0 $0
Dan Hein (Board Member) $0 $0 $0
Walter Sofko (Board Member) $0 $0 $0
Graham Eichman (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,480,692
Expenses
$3,959,388
Net Income
$521,304
Net Assets
$6,297,633
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,220,179
94.2%
Investment Income $244,057
5.4%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $16,456
0.4%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $264,073
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,137,362
28.7%
Assets/Debt
Total Assets $93,966,059
Total Liabilities $87,668,426
Net Assets $6,297,633
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Amy Nelson (Ceo, Treasurer) $123,876 $0 $11,172
Brian Griffis (Vp Finance & Administration) $76,052 $0 $217
Nick Hodson (Cfo) $50,586 $0 $2,170
John Savory (Chair) $0 $0 $0
Jake Hammer (Vice Chair) $0 $0 $0
George Hager (Secretary) $0 $0 $0
Graham Eichman (Board Member) $0 $0 $0
Daniel Hein (Board Member) $0 $0 $0
Susan Brown (Board Member) $0 $0 $0
Walter Sofko Jr (Board Member) $0 $0 $0
Sharon Cowley (Board Member) $0 $0 $0
Lewis Tycer (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,551,389
Expenses
$4,144,474
Net Income
$406,915
Net Assets
$5,468,435
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,316,968
94.8%
Investment Income $234,421
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $234,626
5.7%
Professional Fundraising Fees $0
Other Salaries and Wages $1,131,633
27.3%
Assets/Debt
Total Assets $90,714,576
Total Liabilities $85,246,141
Net Assets $5,468,435
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Nick Hodson (Co Ceo, Treasurer) $108,745 $0 $9,224
Amy Nelson (Co Ceo) $107,277 $0 $9,380
John Savory (Chair) $0 $0 $0
Jake Hammer (Vice Chair) $0 $0 $0
George Hager (Secretary) $0 $0 $0
Susan Luce (Board Member) $0 $0 $0
Sharon Cowley (Board Member) $0 $0 $0
Lewis Tycer (Board Member) $0 $0 $0
Josh Kirby (Board Member) $0 $0 $0
Daniel Hein (Board Member) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,845,994
Expenses
$4,275,611
Net Income
$570,383
Net Assets
$5,454,167
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,756,788
98.2%
Investment Income $132,626
2.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$43,420
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $247,109
5.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,090,600
25.5%
Assets/Debt
Total Assets $86,319,973
Total Liabilities $80,865,806
Net Assets $5,454,167

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,557,986
Expenses
$4,444,730
Net Income
$1,113,256
Net Assets
$4,880,009
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $5,462,752
98.3%
Investment Income $85,276
1.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $9,958
0.2%
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $212,942
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $996,981
22.4%
Assets/Debt
Total Assets $84,301,325
Total Liabilities $79,421,316
Net Assets $4,880,009

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2007

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2006

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2005

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2004

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

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For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
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  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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