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Members 1 St Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Donations to this organization are not tax deductible.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$14.8M (2023)

Expenses
$12M (2023)

Total Assets
$318M (2023)

Total Liabilities
$289M (2023)

Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$14,755,196
Expenses
$11,999,082
Net Income
$2,756,114
Net Assets
$28,296,184
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $13,294,740
90.1%
Investment Income $1,015,738
6.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $125,183
0.8%
Net Fundraising $0
Sales of Assets -$4,361
Net Inventory Sales $0
Other Revenue $323,896
2.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $673,155
5.6%
Professional Fundraising Fees $0
Other Salaries and Wages $3,898,949
32.5%
Assets/Debt
Total Assets $317,741,113
Total Liabilities $289,444,929
Net Assets $28,296,184
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Caroline Redmann (Ceo) $286,580 $0 $0
Dean Birge (Chief Financial Officer) $202,368 $0 $0
Aaron Pitroff (Vice President Lending) $159,589 $0 $0
Noel Stratton (Vice President It) $141,840 $0 $0
Joshua Markle (Vice President Marketing) $140,601 $0 $0
Michael Hanich (Indirect Loan Manager) $126,831 $0 $0
Megan Littler (Vice President Operations) $126,088 $0 $0
Nicole Embry (Regional Manager) $100,049 $0 $0
Edgar Neiderberger (Director) $0 $0 $0
Karina Lapp (Secretary Treasurer) $0 $0 $0
Riley Breslin (Director) $0 $0 $0
Griffith Tonkin (Director) $0 $0 $0
Kenneth Reed (Board Chair) $0 $0 $0
Sharon O'quin (Director) $0 $0 $0
Jason Montague (Director) $0 $0 $0
Aaron Moore (Director) $0 $0 $0
James Wilson (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$12,578,808
Expenses
$10,309,174
Net Income
$2,269,634
Net Assets
$24,883,840
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $11,470,128
91.2%
Investment Income $745,429
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $134,711
1.1%
Net Fundraising $0
Sales of Assets -$8,412
Net Inventory Sales $0
Other Revenue $236,952
1.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,190,933
11.6%
Professional Fundraising Fees $0
Other Salaries and Wages $3,167,158
30.7%
Assets/Debt
Total Assets $328,864,768
Total Liabilities $303,980,928
Net Assets $24,883,840
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Caroline Redmann (Ceo) $233,827 $0 $0
Dean Birge (Chief Financial Officer) $184,187 $0 $0
Aaron Pitroff (Vice President Lending) $151,451 $0 $0
Noel Stratton (Vice President It) $139,450 $0 $0
Megan Littler (Vice President Operations) $126,313 $0 $0
Shawna Bell (Vice President Human Resources) $119,140 $0 $0
Joshua Markle (Vice President Marketing) $118,450 $0 $0
Michael Hanich (Indirect Loan Manager) $118,116 $0 $0
Edgar Neiderberger (Director) $0 $0 $0
Karina Lapp (Director) $0 $0 $0
Riley Breslin (Director) $0 $0 $0
Heather Orr (Director) $0 $0 $0
Kenneth Reed (Secretary Treasurer) $0 $0 $0
Sharon O'quin (Director) $0 $0 $0
Jason Montague (Director) $0 $0 $0
Aaron Moore (Director) $0 $0 $0
Ricki Mc Clure (Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,925,251
Expenses
$9,029,091
Net Income
$1,896,160
Net Assets
$26,038,038
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,269,846
94.0%
Investment Income $252,434
2.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $126,738
1.2%
Net Fundraising $0
Sales of Assets -$2,124
Net Inventory Sales $0
Other Revenue $278,357
2.5%
Notable Expenses Percent of Total Expenses
Executive Compensation $539,760
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $3,229,402
35.8%
Assets/Debt
Total Assets $307,109,045
Total Liabilities $281,071,007
Net Assets $26,038,038
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Teri Davis (Ceo) $282,524 $0 $0
Dean Birge (Chief Financial Officer) $153,303 $0 $0
Noel Stratton (Vice President Information Technology) $114,308 $0 $0
Aaron Pitroff (Vice President Lending) $110,464 $0 $0
Megan Littler (Vice President Operations) $103,933 $0 $0
Shawna Bell (Vice President Human Resources) $101,005 $0 $0
Ricki Miller (Chairperson) $0 $0 $0
Kenneth Reed (Secretary Treasurer) $0 $0 $0
Karina Lapp (Director) $0 $0 $0
Chris Cummings (Director) $0 $0 $0
James Bogue (Director) $0 $0 $0
Edgar Neiderberger (Director) $0 $0 $0
Sharon O'quinn (Director) $0 $0 $0
Riley Breslin (Director) $0 $0 $0
Jason Montague (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,530,549
Expenses
$8,590,863
Net Income
$1,939,686
Net Assets
$24,337,479
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,974,194
94.7%
Investment Income $227,107
2.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $74,429
0.7%
Net Fundraising $0
Sales of Assets $1,691
0.0%
Net Inventory Sales $0
Other Revenue $253,128
2.4%
Notable Expenses Percent of Total Expenses
Executive Compensation $539,908
6.3%
Professional Fundraising Fees $0
Other Salaries and Wages $0
Assets/Debt
Total Assets $274,338,047
Total Liabilities $250,000,568
Net Assets $24,337,479
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Teri Davis (Ceo) $265,835 $0 $0
Dean Birge (Chief Financial Officer) $137,577 $0 $0
Judith Bartholomew (Executive Vice President) $136,496 $0 $0
Ricki Miller (Chairperson) $0 $0 $0
Kenneth Reed (Secretary Treasurer) $0 $0 $0
Karina Lapp (Director) $0 $0 $0
Chris Cummings (Director) $0 $0 $0
James Bogue (Director) $0 $0 $0
Edgar Neiderberger (Director) $0 $0 $0
Sharon O'quinn (Director) $0 $0 $0
Riley Breslin (Director) $0 $0 $0
Jason Montague (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$10,283,143
Expenses
$8,281,570
Net Income
$2,001,573
Net Assets
$22,351,183
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,030,912
87.8%
Investment Income $800,389
7.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $96,123
0.9%
Net Fundraising $0
Sales of Assets $187,002
1.8%
Net Inventory Sales $0
Other Revenue $168,717
1.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $510,719
6.2%
Professional Fundraising Fees $0
Other Salaries and Wages $2,484,377
30.0%
Assets/Debt
Total Assets $230,584,598
Total Liabilities $208,233,415
Net Assets $22,351,183
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Teri Davis (Ceo) $265,121 $0 $0
Dean Birge (Chief Financial Officer) $124,471 $0 $0
Judith Bartholomew (Executive Vice President) $121,127 $0 $0
Donald Anderson (Director) $0 $0 $0
James Bogue (Director) $0 $0 $0
H James Breslin (Director) $0 $0 $0
Chris Cummings (Director) $0 $0 $0
Ricki Miller (Chairperson) $0 $0 $0
Edgar Neiderberger (Director) $0 $0 $0
Sharon O Quinn (Director) $0 $0 $0
Kenneth Reed (Secretary Treasurer) $0 $0 $0
Kyle Westphal (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$8,739,336
Expenses
$7,206,811
Net Income
$1,532,525
Net Assets
$20,174,575
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $7,985,386
91.4%
Investment Income $514,393
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $83,783
1.0%
Net Fundraising $0
Sales of Assets $142
0.0%
Net Inventory Sales $0
Other Revenue $155,632
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $223,682
3.1%
Professional Fundraising Fees $0
Other Salaries and Wages $2,427,014
33.7%
Assets/Debt
Total Assets $225,720,081
Total Liabilities $205,545,506
Net Assets $20,174,575

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$7,652,473
Expenses
$6,560,215
Net Income
$1,092,258
Net Assets
$18,748,764
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,865,889
89.7%
Investment Income $533,332
7.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $74,949
1.0%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $178,302
2.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $156,899
2.4%
Professional Fundraising Fees $0
Other Salaries and Wages $2,357,288
35.9%
Assets/Debt
Total Assets $191,758,231
Total Liabilities $173,009,467
Net Assets $18,748,764

Document Links

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,863,821
Expenses
$6,442,869
Net Income
$420,952
Net Assets
$17,785,352
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $6,004,034
87.5%
Investment Income $636,063
9.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $102,376
1.5%
Net Fundraising $0
Sales of Assets $1,000
0.0%
Net Inventory Sales $0
Other Revenue $120,348
1.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $231,743
3.6%
Professional Fundraising Fees $0
Other Salaries and Wages $2,253,253
35.0%
Assets/Debt
Total Assets $171,880,786
Total Liabilities $154,095,434
Net Assets $17,785,352
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Teri Vanderpol (President/Ceo) $163,513 $0 $0
Mark Moore (Former Ceo) $67,797 $0 $0
Don Anderson (Director) $0 $0 $0
Jim Bogue (Director) $0 $0 $0
Jim Breslin (1st Vice Chairperson) $0 $0 $0
Chris Cummings (Director) $0 $0 $0
Ricki Miller (Chairperson) $0 $0 $0
Kirt Monfort (Director) $0 $0 $0
Ed Neiderberger (2nd Vice Chairperson) $0 $0 $0
Sharon O'quin (Director) $0 $0 $0
Ken Reed (Secretary/Treasurer) $0 $0 $0
Kyle Westphal (Director) $0 $0 $0
Lloyd Binning (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,495,725
Expenses
$5,121,772
Net Income
$373,953
Net Assets
$13,216,933
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,349,101
60.9%
Investment Income $367,961
6.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $89,320
1.6%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,689,343
30.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $229,594
4.5%
Professional Fundraising Fees $0
Other Salaries and Wages $1,822,516
35.6%
Assets/Debt
Total Assets $121,026,585
Total Liabilities $107,809,652
Net Assets $13,216,933
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark Moore (Ceo) $125,974 $0 $0
Teri Vanderpol (President/Cfo) $103,620 $0 $0
Jim Breslin (1st Vice Chairperson) $0 $0 $0
Ken Reed (Secretary/Treasurer) $0 $0 $0
Kirt Monfort (Director) $0 $0 $0
Kyle Westphal (Director) $0 $0 $0
Lloyd Binning (Director) $0 $0 $0
Don Anderson (Director) $0 $0 $0
Ed Niederberger (2nd Vice Chairperson) $0 $0 $0
Jim Bogue (Director) $0 $0 $0
Chris Cummings (Director) $0 $0 $0
Ricki Miller (Chairperson) $0 $0 $0
Sharon O'quin (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$4,985,233
Expenses
$4,489,167
Net Income
$496,066
Net Assets
$12,966,870
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,047,136
61.1%
Investment Income $411,381
8.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $84,041
1.7%
Net Fundraising $0
Sales of Assets $710
0.0%
Net Inventory Sales $0
Other Revenue $1,441,965
28.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $213,619
4.8%
Professional Fundraising Fees $0
Other Salaries and Wages $1,730,899
38.6%
Assets/Debt
Total Assets $111,304,133
Total Liabilities $98,337,263
Net Assets $12,966,870
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark Moore (Ceo) $125,610 $0 $0
Teri Vanderpol (Presidentcfo) $88,010 $0 $0
Jim Breslin (1 St Vice Chairperson) $0 $0 $0
Ken Reed (Secretarytreasurer) $0 $0 $0
Kyle Westphal (Director) $0 $0 $0
Lloyd Binning (Director) $0 $0 $0
Don Anderson (Director) $0 $0 $0
Ed Niederberger (2 Nd Vice Chairperson) $0 $0 $0
Jim Bogue (Director) $0 $0 $0
Ricki Miller (Chairperson) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,267,279
Expenses
$5,075,751
Net Income
$191,528
Net Assets
$12,370,107
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,210,684
61.0%
Investment Income $279,163
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $78,622
1.5%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,698,810
32.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $209,759
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $1,836,263
36.2%
Assets/Debt
Total Assets $102,102,082
Total Liabilities $89,731,975
Net Assets $12,370,107
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Mark Moore (Ceo) $125,542 $0 $0
Teri Vanderpol (Evp, Cfo) $84,217 $0 $0
Lloyd Binning (Director) $0 $0 $0
Jim Bogue (Director) $0 $0 $0
Jim Breslin (1 St V. Chairperson) $0 $0 $0
Wayne Brown (Director) $0 $0 $0
Chris Cummings (Director) $0 $0 $0
Ricki Miller (Chairperson) $0 $0 $0
Ed Niederberger (2 Nd V. Chairperson) $0 $0 $0
Sid Nobles (Director) $0 $0 $0
Ken Reed (Director) $0 $0 $0
Sam Major (Sec Of Treasurer) $0 $0 $0
Kyle Westphal (Director) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2012

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$5,351,292
Expenses
$5,013,946
Net Income
$337,346
Net Assets
$12,499,426
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $3,550,157
66.3%
Investment Income $283,099
5.3%
Bond Proceeds $0
Royalties $0
Rental Property Income $71,551
1.3%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,446,485
27.0%
Notable Expenses Percent of Total Expenses
Executive Compensation $222,679
4.4%
Professional Fundraising Fees $0
Other Salaries and Wages $1,886,872
37.6%
Assets/Debt
Total Assets $100,697,277
Total Liabilities $88,197,851
Net Assets $12,499,426

Document Links

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$6,117,815
Expenses
$4,618,065
Net Income
$1,499,750
Net Assets
$12,102,639
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $4,267,878
69.8%
Investment Income $319,542
5.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $67,576
1.1%
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $1,462,819
23.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $136,362
3.0%
Professional Fundraising Fees $0
Other Salaries and Wages $1,911,794
41.4%
Assets/Debt
Total Assets $96,176,988
Total Liabilities $84,074,349
Net Assets $12,102,639

Document Links

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

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