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Patelco Credit Union

Patelco Credit Union
  • Dublin, CA
  • Tax-exempt since Sept. 1961
  • EIN: 94-0755684

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Details

According to its Dec. 2023 tax filing, this nonprofit:

Reported conflict of interest transactions
Organizations must report loans, grants or business transactions with interested parties, which may include key employees and officers, their family members and any businesses in which they hold a controlling interest. These transactions must be reported on Schedule L.

Summary charts: organization finances over time

Revenue
$445M (2023)

Expenses
$373M (2023)

Total Assets
$9.71B (2023)

Total Liabilities
$8.89B (2023)

Years with missing data
Source: Form 990 tax filings from 2011 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$445,084,380
Expenses
$372,513,460
Net Income
$72,570,920
Net Assets
$829,449,000
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $343,409,429
77.2%
Investment Income $83,828,816
18.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $2,758,065
0.6%
Net Fundraising $0
Sales of Assets $2,283,826
0.5%
Net Inventory Sales $0
Other Revenue $12,804,244
2.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,357,122
1.4%
Professional Fundraising Fees $0
Other Salaries and Wages $84,612,731
22.7%
Assets/Debt
Total Assets $9,714,731,000
Total Liabilities $8,885,282,000
Net Assets $829,449,000
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo/Director) $1,434,352 $0 $309,867
Emmanuel Pablo (Finanical Advisor Ii) $937,505 $0 $53,310
Yen Pham (Ext Home Loan Cons) $575,585 $0 $33,204
Kalyan Majmundar (Chief Technology Officer) $549,158 $0 $48,823
Melissa Morgan (Chief Retail Officer) $544,370 $0 $387,153
Mitsuho Wada (Chief Lending Officer) $535,006 $0 $457,939
Angela Jeffers (Svp, General Counsel) $534,411 $0 $33,455
Susan Makris (Chief Administrative Officer) $502,019 $0 $387,153
David Fong (Svp, Internal Audit) $495,911 $0 $47,640
Rolland Jurgens (Chief Financial Officer) $462,998 $0 $53,310
Aju Asar (Svp, Strategy, Planning, & Execution) $421,584 $0 $44,428
Ameet Seth (Svp, Delivery) $406,059 $0 $50,177
Vincent Salinas (Vp, Home Loans) $362,993 $0 $23,003
Joshua Garrison (Vp, Consumer Lending) $316,308 $0 $42,356
Armand Abhari (Svp, Operations) $243,862 $0 $36,189
Jesse Rivera (Chairperson/Director) $0 $0 $0
Vickie Rath (Treasurer/Director) $0 $0 $0
Tracey Scott (Secretary/Director) $0 $0 $0
Robert Mccormish (Director) $0 $0 $0
Race Chen (Director) $0 $0 $0
Peter Hanel (Director) $0 $0 $0
Colleen Cabey (Director) $0 $0 $0
Debbie Chaw (2 Nd Vice Chair/Director) $0 $0 $0
Garick Zillgitt (1 St Vice Chair/Director) $0 $0 $0
Jeffrey Parks (Director) $0 $0 $0
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990
Filed on Nov. 11, 2024

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$314,717,655
Expenses
$243,406,109
Net Income
$71,311,546
Net Assets
$746,415,000
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $262,887,836
83.5%
Investment Income $34,755,776
11.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $2,672,276
0.8%
Net Fundraising $0
Sales of Assets $2,469,617
0.8%
Net Inventory Sales $0
Other Revenue $11,932,150
3.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,608,404
1.9%
Professional Fundraising Fees $0
Other Salaries and Wages $74,291,082
30.5%
Assets/Debt
Total Assets $9,073,686,000
Total Liabilities $8,327,271,000
Net Assets $746,415,000
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo/Director) $1,250,282 $0 $44,818
Emmanuel Pablo (Finanical Advisor Ii) $914,471 $0 $50,608
Kevin Hayden (Ext. Home Loan Cons) $610,299 $0 $54,700
Kalyan Majmundar (Chief Technology Officer) $498,021 $0 $44,280
Melissa Morgan (Chief Retail Officer) $488,639 $0 $383,608
Mitsuho Wada (Chief Lending Officer) $483,873 $0 $225,411
Angela Jeffers (Svp, General Counsel) $480,402 $0 $31,685
Nancy Hernandez Guzman (Finanical Advisor) $476,220 $0 $43,361
Darryl Hall (Finanical Advisor) $462,552 $0 $42,740
Susan Makris (Chief Administrative Officer) $448,444 $0 $385,149
Susan Gruber (Evp, Cfo (Ended 05/2022)) $369,985 $0 $28,438
Ameet Seth (Svp, Delivery) $359,033 $0 $48,088
Vincent Salinas (Vp, Home Loans) $348,337 $0 $22,645
Joshua Garrison (Vp, Consumer Lending) $277,443 $0 $38,446
Rolland Jurgens (Evp, Cfo (As Of 10/2022)) $84,346 $0 $11,057
Colleen Cabey (Director) $0 $0 $0
Debbie Chaw (2 Nd Vice Chair) $0 $0 $0
Garick Zillgitt (1 St Vice Chair) $0 $0 $0
Jeffrey Parks (Director) $0 $0 $0
Jesse Rivera (Chairman) $0 $0 $0
Peter Hanelt (Director) $0 $0 $0
Race Chen (Director) $0 $0 $0
Robert Mccormish (Director) $0 $0 $0
Tracey Scott (Secretary/Director) $0 $0 $0
Vickie Rath (Treasurer/Director) $0 $0 $0
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990
Filed on Nov. 8, 2023

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$276,202,116
Expenses
$220,010,224
Net Income
$56,191,892
Net Assets
$841,768,000
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $220,931,354
80.0%
Investment Income $16,389,738
5.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $2,667,590
1.0%
Net Fundraising $0
Sales of Assets $16,004,265
5.8%
Net Inventory Sales $0
Other Revenue $20,209,169
7.3%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,424,796
2.5%
Professional Fundraising Fees $0
Other Salaries and Wages $62,342,826
28.3%
Assets/Debt
Total Assets $9,047,982,000
Total Liabilities $8,206,214,000
Net Assets $841,768,000
Compensation
Key Employees and Officers Compensation Related Other
Yip Channing E (Loan Sales) $1,020,131 $0 $24,719
Erin Mendez (President/Ceo/Director) $985,414 $0 $41,454
Emmanuel Pablo (Loan Sales) $709,317 $0 $41,454
Kevin Hayden (Investment Sales) $489,686 $0 $51,565
Arlene J Piazza (Loan Sales) $486,949 $0 $32,710
Michelle M Vautour (Loan Sales) $461,739 $0 $36,105
Susan Gruber (Evp, Cfo) $405,200 $0 $49,140
Kalyan Majmundar (Cto) $397,660 $0 $42,313
Melissa Morgan (Chief Retail Officer) $375,289 $0 $33,581
Mitsuho R Wada (Clo) $370,262 $0 $40,840
Angela L Jeffers (Svp, General Council) $362,155 $0 $30,966
Susan Makris (Cao) $335,230 $0 $33,644
Kevin Landel (Svp, Innovation) $317,666 $0 $45,823
Vincent B Salinas (Vp Real Estate Lending) $280,498 $0 $21,424
Ameet Seth (Vp Branches) $266,719 $0 $45,179
Erik L Welch (Vp Retail Operations) $251,394 $0 $24,377
Rina Johnson (Vp Marketing) $246,999 $0 $32,189
Leilani V Apolonio (Vp Payment Operations) $226,894 $0 $27,317
Joshua L Garrison (Vp, Consumer Lending) $210,255 $0 $34,117
Susan Ccoleman (Vp Internal Audit) $202,036 $0 $26,581
Stephanie Shah (Dir. Enterprise Business Services) $191,125 $0 $39,999
Christopher Allen (Chief Risk Officer) $129,000 $0 $0
Jesse Rivera (Secretary) $0 $0 $0
Vickie Rath (Treasurer) $0 $0 $0
Peter Hanlet (Chairman) $0 $0 $0
See filing for compensation of 7 other people →
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990
Filed on Nov. 3, 2022

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$278,445,780
Expenses
$247,581,568
Net Income
$30,864,212
Net Assets
$802,551,000
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $235,000,787
84.4%
Investment Income $15,743,888
5.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $230,092
0.1%
Net Fundraising $0
Sales of Assets $19,708,242
7.1%
Net Inventory Sales $0
Other Revenue $7,762,771
2.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,795,537
2.7%
Professional Fundraising Fees $0
Other Salaries and Wages $60,999,770
24.6%
Assets/Debt
Total Assets $8,433,823,239
Total Liabilities $7,631,272,239
Net Assets $802,551,000
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo) $1,168,119 $0 $41,307
Mitsuho R Wada (Clo) $758,271 $0 $40,752
Emmanuel Pablo (Loan Sales) $678,802 $0 $41,307
Susan Gruber (Evp, Cfo) $516,641 $0 $49,222
Yip Channing E (Loan Sales) $485,623 $0 $23,915
Kevin Hayden (Investment Sales) $473,094 $0 $52,084
Melissa Morgan (Chief Retail Officer) $461,056 $0 $33,444
Brandon L Blalock (Loan Sales) $416,692 $0 $35,952
Kalyan Majmumdar (Cto) $407,919 $0 $42,257
Susan Makris (Cao) $405,604 $0 $33,468
Andrew J Kush (Loan Sales) $394,926 $0 $32,184
Kevin Landel (Svp, Innovation) $392,849 $0 $48,378
Vincent B Salinas (Vp Real Estate Lending) $332,033 $0 $21,159
Michael Porrier (Vp, Consumer Lending) $326,754 $0 $44,811
Ameet Seth (Vp Branches) $318,673 $0 $44,964
Elaine Hamann (Vp Digital Delivery) $308,378 $0 $18,039
Erik L Welch (Vp Retail Operations) $301,467 $0 $24,110
Angela L Jeffers (Svp, General Council) $283,948 $0 $29,635
Susan Ccoleman (Vp Internal Audit) $273,974 $0 $31,506
Rina Johnson (Vp Marketing) $269,852 $0 $29,872
Leilani V Apolonio (Vp Payment Operations) $268,018 $0 $28,622
Jeffrey Parks (Director) $1,002 $0 $0
Peter Hanlet (Chairman) $979 $0 $0
Race Chen (Treasurer) $0 $0 $0
Robert A Mccormish (Director) $0 $0 $0
See filing for compensation of 8 other people →
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990
Filed on Nov. 17, 2021

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$299,706,510
Expenses
$234,831,465
Net Income
$64,875,045
Net Assets
$760,188,292
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $254,725,263
85.0%
Investment Income $31,481,292
10.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $6,888,815
2.3%
Net Inventory Sales $0
Other Revenue $6,611,140
2.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $0
Professional Fundraising Fees $0
Other Salaries and Wages $55,407,809
23.6%
Assets/Debt
Total Assets $7,290,342,964
Total Liabilities $6,530,154,672
Net Assets $760,188,292
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo) $992,069 $0 $55,080
Kevin Hayden (Investment Sales) $619,986 $0 $30,367
Emmanuel Pablo (Loan Sales) $576,309 $0 $50,298
Susan Gruber (Evp, Cfo) $529,202 $0 $36,627
Arlene J Piazza (Loan Sales) $509,990 $0 $45,435
Mitsuho R Wada (Clo) $474,111 $0 $30,781
Melissa Morgan (Chief Retail Officer) $466,794 $0 $53,054
Yip Channing E (Loan Sales) $452,788 $0 $49,258
Kevin Landel (Svp, Innovation) $436,199 $0 $34,736
Susan Makris (Cao) $417,208 $0 $47,290
Christopher Allen (Cheif Risk Officer) $411,497 $0 $32,761
Gloria R Castillo (Loan Sales) $400,883 $0 $25,237
Brent Gifford (Vp Information Security) $343,774 $0 $30,520
Ameet Seth (Vp Branches) $342,401 $0 $31,997
Vincent Salinas (Vp Real Estate Lending) $320,727 $0 $37,766
Rina Johnson (Vp Marketing) $310,414 $0 $28,418
Michael Poirier (Vp Consumer Lending) $309,642 $0 $31,472
Erik Welch (Vp Retail Operations) $304,248 $0 $18,789
Elaine Hamann (Vp Digital Delivery) $302,134 $0 $18,704
Leilani Apolonio (Vp Payment Operations) $292,244 $0 $27,328
Susan Coleman (Vp Internal Audit) $290,690 $0 $29,135
Julie Harrison (Vp Hr (Term Ended 12/31/19)) $285,992 $0 $35,263
Matthew Reidy (Vp, Financial (Term Ended 10/25/19)) $276,383 $0 $25,969
Jennifer K Zocchi (Vp Controller (Term Ended 12/6/19)) $264,555 $0 $18,508
Michelle L Greear (Vp Training) $262,207 $0 $17,365
See filing for compensation of 16 other people →
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990
Filed on Nov. 10, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
XML

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$264,823,443
Expenses
$199,301,098
Net Income
$65,522,345
Net Assets
$680,965,532
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $223,327,760
84.3%
Investment Income $30,659,460
11.6%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $2,463,000
0.9%
Net Inventory Sales $0
Other Revenue $8,373,223
3.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,602,434
3.3%
Professional Fundraising Fees $0
Other Salaries and Wages $51,620,153
25.9%
Assets/Debt
Total Assets $6,592,553,961
Total Liabilities $5,911,588,429
Net Assets $680,965,532
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo) $884,226 $0 $50,839
Emmanuel Pablo (Financial Advisor) $638,068 $0 $46,567
Arlene J Piazza (Home Loan Consultant) $471,302 $0 $22,273
Richard Wada (Financial Advisor) $468,735 $0 $17,167
Susan Gruber (Evp, Cfo) $463,953 $0 $32,689
Melissa Morgan (Svp, Chief Retail Officer) $434,130 $0 $39,602
Kevin Landel (Svp, Chief Information Off) $407,093 $0 $27,426
Darryl J Hall (Financial Advisor) $383,767 $0 $31,413
Christopher Allen (Svp, Cheif Risk Officer) $381,510 $0 $28,525
Susan Makris (Chief Human Resource Offic) $373,923 $0 $30,785
James F Marasco (Home Loan Consultant) $363,897 $0 $25,170
Ameet Seth (Vp Of Retail & Investments) $300,897 $0 $24,584
Michelle Gadker Anderson (Vp Of Consumer Lending & C) $299,053 $0 $25,244
Srividya Balaji (Vp Software Development) $295,946 $0 $19,784
Brent Gifford (Vp Information Security) $291,268 $0 $23,853
Vincent Salinas (Vp Of Home Loans) $289,602 $0 $33,835
Martin Doyle (Vp Of Technology) $288,614 $0 $25,641
Michael Poirier (Vp Member Business Lending) $288,008 $0 $24,825
Erik Welch (Vp Retail Operations) $286,320 $0 $17,865
Matthew Reidy (Vp, Financial Analysis & A) $284,125 $0 $25,155
Leilani Apolonio (Vp Operations) $274,378 $0 $25,818
Rina Johnson (Vp Marketing) $273,832 $0 $27,155
Mark Peters (Vp Project Management) $261,565 $0 $23,634
Rebecca Arcia Nicolay (Vp Consumer Underwriting) $182,957 $0 $11,265
Peter Hanlet (Chairman) $9,389 $0 $0
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990
Filed on July 28, 2020

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML
View Filing (2 of 2) PDF (2 of 2)

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$219,637,554
Expenses
$167,139,572
Net Income
$52,497,982
Net Assets
$626,114,448
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $182,350,329
83.0%
Investment Income $28,305,959
12.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $887,425
0.4%
Net Inventory Sales $0
Other Revenue $8,093,841
3.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,962,422
4.2%
Professional Fundraising Fees $0
Other Salaries and Wages $41,318,268
24.7%
Assets/Debt
Total Assets $6,055,263,986
Total Liabilities $5,429,149,538
Net Assets $626,114,448
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo) $802,878 $0 $51,467
Emmanuel Pablo (Financial Advisor) $502,400 $0 $46,793
Susan Gruber (Svp, Cfo) $430,880 $0 $33,744
Melissa Morgan (Svp, Chief Retail Officer) $414,661 $0 $37,751
Kenneth Darling (Chief Credit Officer) $410,201 $0 $10,823
Kevin Landel (Svp, Chief Information Off) $404,678 $0 $30,670
Christopher Allen (Svp, Chief Risk Officer) $368,327 $0 $28,357
James F Marasco (Home Loan Consultant) $367,538 $0 $30,078
Susan Makris (Chief Human Resource Offic) $353,824 $0 $25,600
Arlene J Piazza (Home Loan Consultant) $300,544 $0 $21,356
Erik Welch (Vp Retail Operations) $271,698 $0 $17,463
Andrew J Kush (Director Of Mortgage Sales) $271,399 $0 $22,347
Martin Doyle (Vp Of Technology) $267,657 $0 $19,353
Ameet Seth (Vp Of Retail & Investments) $266,801 $0 $26,223
Vincent Salinas (Vp Of Home Loans) $266,169 $0 $31,949
Joseph E Long (Insurance Agent) $265,694 $0 $23,173
Deborah Colby (Svp, Planning & Member Exp) $263,640 $0 $35,688
Michael Poirier (Vp Member Business Lending) $257,816 $0 $26,818
Leilani Apolonio (Vp Operations) $257,226 $0 $24,602
Brent Gifford (Vp Information Security) $257,133 $0 $24,988
Michelle Gadker Anderson (Vp Of Consumer Lending & Card Services) $253,518 $0 $26,501
Mark Peters (Vp Project Management) $252,605 $0 $26,412
Srividya Balaji (Vp Software Development) $252,397 $0 $21,705
Pansy Fong (Vp Accounting) $237,523 $0 $7,781
Matthew Reidy (Vp, Financial Analysis & Analytics) $228,285 $0 $24,073
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990
Filed on Nov. 13, 2018

Primary tax return for a nonprofit’s activities, finances, and governance

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PDF XML

Fiscal Year Ending Dec.
2016

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$197,930,997
Expenses
$148,663,366
Net Income
$49,267,631
Net Assets
$575,234,828
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $159,797,027
80.7%
Investment Income $22,041,849
11.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $8,554,119
4.3%
Net Inventory Sales $0
Other Revenue $7,538,002
3.8%
Notable Expenses Percent of Total Expenses
Executive Compensation $6,053,150
4.1%
Professional Fundraising Fees $0
Other Salaries and Wages $39,063,419
26.3%
Assets/Debt
Total Assets $5,463,556,120
Total Liabilities $4,888,321,292
Net Assets $575,234,828
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo) $759,450 $0 $223,527
Emmanuel Pablo (Financial Consultant) $535,673 $0 $45,852
James Marasco (Home Loan Consultant) $534,514 $0 $42,705
Susan Gruber (Svp, Cfo) $376,052 $0 $31,218
Melissa Morgan (Svp, Chief Retail Officer) $371,806 $0 $21,850
Johnny D Taboada (Senior Mortgage Consultant) $342,317 $0 $14,282
Kevin Landel (Svp, Chief Information Officer) $337,250 $0 $28,345
Kenneth Darling (Chief Credit Officer) $332,485 $0 $23,122
Christopher Allen (Svp, Chief Risk Officer) $315,224 $0 $27,221
Susan Makris (Chief Human Resource Officer) $304,773 $0 $22,297
Darryl Hall (Financial Consultant) $304,766 $0 $32,961
Patricia A Vallejo (Home Loan Consultant) $300,402 $0 $22,086
Scott Scherschligt Ended 10516 (Vp Inv & Ins Services) $296,842 $0 $19,203
Jose Jimenez Ended 11116 (Chief Risk Officer) $289,786 $0 $26,539
Deborah Colby (Svp, Planning & Member Exp) $281,953 $0 $41,519
Pansy Fong (Vp Accounting) $257,667 $0 $14,738
Brent Gifford (Vp Information Security) $248,531 $0 $22,397
Erik Welch (Vp Retail Operations) $244,877 $0 $17,270
Srividya Balaji (Vp Software Development) $242,902 $0 $20,135
Martin Doyle (Vp Of Technology) $241,131 $0 $19,497
Leilani Apolonio (Vp Operations) $229,779 $0 $15,675
Michael Poirier (Vp Member Business Lending) $228,507 $0 $21,159
Vincent Salinas (Vp Of Home Loans) $225,190 $0 $28,498
Mark Peters (Vp Project Management) $221,051 $0 $25,136
Rebecca Arcia Nicolay (Vp Consumer Underwriting) $212,695 $0 $14,040
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990
Filed on Nov. 13, 2017

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2015

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$173,161,261
Expenses
$142,974,205
Net Income
$30,187,056
Net Assets
$529,120,732
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $141,680,867
81.8%
Investment Income $16,832,872
9.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $7,827,486
4.5%
Net Inventory Sales $0
Other Revenue $6,820,036
3.9%
Notable Expenses Percent of Total Expenses
Executive Compensation $7,433,591
5.2%
Professional Fundraising Fees $0
Other Salaries and Wages $38,105,209
26.7%
Assets/Debt
Total Assets $4,741,673,876
Total Liabilities $4,212,553,144
Net Assets $529,120,732
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo) $769,358 $0 $208,934
Emmanuel Pablo (Financial Consultant) $652,343 $0 $44,745
James Marasco (Home Loan Consultant) $456,618 $0 $47,741
Darryl Hall (Financial Consultant) $337,825 $0 $29,702
Susan Gruber (Cfo) $330,942 $0 $27,168
Kenneth Darling (Chief Credit Officer) $323,024 $0 $23,038
Melissa Morgan (Chief Retail Officer) $307,065 $0 $14,141
Christopher Allen (Chief Audit Executive) $305,298 $0 $23,695
Jose Jimenez (Chief Risk Officer) $301,519 $0 $25,918
Kevin Landel (Chief Information Officer) $301,329 $0 $25,911
Jane Krueger (Financial Consultant) $294,705 $0 $17,759
Arlene Piazza (Home Loan Consultant) $289,534 $0 $20,891
Susan Makris (Chief Human Resource Officer) $286,157 $0 $20,284
Scott Scherschligt Eff12015 (Vp Inv & Ins Services) $271,568 $0 $21,358
Scott George (Vp Information Systems) $254,047 $0 $17,854
Pansy Fong (Vp Accounting) $253,164 $0 $14,412
Rebecca Arcia Nicolay (Vp Consumer Underwriting) $245,539 $0 $33,330
Alison Jones Ended 922015 (Vp Marketing) $237,271 $0 $24,396
Lizbeth Stewart (Vp Collections) $232,585 $0 $30,635
Martin Doyle (Vp Of Technology) $230,965 $0 $16,393
Brent Gifford Eff 12015 (Vp Information Security) $224,089 $0 $17,871
Vincent Salinas (Vp Of Home Loans) $220,332 $0 $25,035
Michael Poirier (Vp Member Business Lending) $216,421 $0 $17,787
Mark Peters (Vp Project Management) $212,181 $0 $19,822
Leilani Apolonio (Vp Operations) $211,166 $0 $14,676
See filing for compensation of 17 other people →
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990
Filed on Nov. 18, 2016

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2014

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$159,683,742
Expenses
$116,985,443
Net Income
$42,698,299
Net Assets
$506,588,471
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $130,666,345
81.8%
Investment Income $15,852,001
9.9%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $5,001,598
3.1%
Net Inventory Sales $0
Other Revenue $8,163,798
5.1%
Notable Expenses Percent of Total Expenses
Executive Compensation $5,544,612
4.7%
Professional Fundraising Fees $0
Other Salaries and Wages $36,161,979
30.9%
Assets/Debt
Total Assets $4,195,707,329
Total Liabilities $3,689,118,858
Net Assets $506,588,471
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Erin Mendez (President/Ceo) $773,005 $0 $224,699
Emmanuel Pablo (Financial Consultant) $604,773 $0 $56,478
James Marasco (Home Loan Consultant) $381,116 $0 $58,830
Kenneth Darling (Chief Credit Officer) $343,682 $0 $29,127
Scott Waite Ended 123114 (Cfo) $335,139 $0 $47,563
Darryl Hall (Financial Consultant) $307,930 $0 $42,986
Joseph Long (Financial Consultant) $279,459 $0 $49,475
Mark Hoaglin Ended 101714 (Vp Investments & Ins Services) $273,751 $0 $37,737
Patricia Vallejo (Home Loan Consultant) $268,788 $0 $42,176
Kevin Landel (Chief Information Officer) $262,620 $0 $38,737
Alison Jones (Vp Marketing) $261,179 $0 $45,545
Jose Jimenez (Chief Risk Officer) $252,141 $0 $39,207
Christopher Allen Eff21014 (Chief Audit Executive) $225,509 $0 $34,675
Rebecca Arcia Nicolay (Vp Consumer Underwriting) $220,995 $0 $34,189
Pansy Fong (Vp Finance) $215,455 $0 $22,425
Flora Nafei (Vp Sales & Member Service) $204,885 $0 $31,640
Scott George (Vp Information Systems) $195,876 $0 $29,202
Erik Welch (Vp Retail Operations) $193,385 $0 $12,570
Susan Makris Eff 4114 (Chief Human Resource Officer) $186,433 $0 $17,352
Vincent Salinas (Vp Of Home Loans) $184,737 $0 $28,171
Ryan Misasi Ended 52314 (Chief Retail Officer) $178,123 $0 $21,746
Martin Doyle (Vp Of Technology) $169,533 $0 $19,791
Leilani Apolonio (Vp Operations) $168,566 $0 $13,765
Mark Peters (Vp Project Management) $168,211 $0 $35,487
Cory Schwab Ended 51514 (Vp Member Business Loans) $167,332 $0 $12,020
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990
Filed on Nov. 16, 2015

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2013

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$158,175,470
Expenses
$106,170,645
Net Income
$52,004,825
Net Assets
$472,717,413
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $134,658,980
85.1%
Investment Income $18,672,698
11.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets -$942,529
Net Inventory Sales $0
Other Revenue $5,786,321
3.7%
Notable Expenses Percent of Total Expenses
Executive Compensation $7,613,924
7.2%
Professional Fundraising Fees $0
Other Salaries and Wages $31,808,746
30.0%
Assets/Debt
Total Assets $4,011,238,511
Total Liabilities $3,538,521,098
Net Assets $472,717,413
Other
Reported conflict of interest transactions
Compensation
Key Employees and Officers Compensation Related Other
Ken Burns (Ceo) $1,263,307 $0 $0
Emmanuel Pablo (Financial Consultant) $584,862 $0 $0
Scott Waite (Evp/Cfo, Ceo Patelcorp) $352,769 $0 $0
Mark Hoaglin (Vp Investments And Insurance Services) $317,378 $0 $0
Darryl Hall (Financial Consultant) $316,017 $0 $0
Ryan Misasi (Evp Retail Operations) $313,867 $0 $0
Lee Ann Giblin (Svp/Chief Administrative Officer) $300,430 $0 $0
Alison Jones (Vp Marketing) $278,168 $0 $0
Mark Martella (Financial Consultant) $270,782 $0 $0
James Marasco (Financial Consultant) $267,753 $0 $0
Rebecca Nicolay (Vp Consumer Loans) $250,335 $0 $0
Edwin Cassady (Vp Human Resources) $246,125 $0 $0
Cory Schwab (Vp Business Loans) $245,615 $0 $0
Hector Garza (Financial Consultant) $243,794 $0 $0
Pansy Fong (Vp Finance) $225,941 $0 $0
Scott George (Vp Core Services) $224,088 $0 $0
Vince Salinas (Vp Home Loans) $201,639 $0 $0
Kevin Landel (Svp Chief Information Officer) $192,676 $0 $0
Flora Nafei (Vp Sales And Member Service) $188,667 $0 $0
David Luu (Vp Collections) $184,121 $0 $0
Leilani Apolonio (Vp Operations) $179,009 $0 $0
Erin Mendez (Ceo) $176,873 $0 $0
Ron Felder (Evp Chief Credit Officer) $171,965 $0 $0
Sandra Scott (Vp Card Services) $169,847 $0 $0
Koji Fukumoto (Vp Internal Audit) $159,297 $0 $0
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990
Filed on Nov. 18, 2014

Primary tax return for a nonprofit’s activities, finances, and governance

View Filing
PDF XML

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2011

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$165,618,984
Expenses
$153,412,193
Net Income
$12,206,791
Net Assets
$377,445,380
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $136,826,775
82.6%
Investment Income $24,463,301
14.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $4,328,908
2.6%
Notable Expenses Percent of Total Expenses
Executive Compensation $4,933,638
3.2%
Professional Fundraising Fees $0
Other Salaries and Wages $27,158,643
17.7%
Assets/Debt
Total Assets $3,611,613,563
Total Liabilities $3,234,168,183
Net Assets $377,445,380

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2010

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

Fiscal Year Ending Dec.
2008

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

990

Primary tax return for a nonprofit’s activities, finances, and governance

PDF

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »

Byline

By Andrea Suozzo, Alec Glassford and Ash Ngu, ProPublica, and Brandon Roberts, Special to ProPublica.
Design by Jeff Frankl. Additional development by Ken Schwencke, Mike Tigas, and Sisi Wei.

E-file viewer adapted from IRS e-File Viewer by Ben Getson. Code for scraping audit documents adapated from Govwiki.

Updated