Skip to content
ProPublica Donate
ProPublica Donate

1 St Northern California Credit Union

Organization summary

Type of Nonprofit

Designated as a State-chartered credit unions and mutual reserve funds.

Category: Public, Society Benefit — Multipurpose and Other / Credit Unions (NTEE)

Donations to this organization are not tax deductible.

Summary charts: organization finances over time

Revenue
$21.2M (2023)

Expenses
$18.2M (2023)

Total Assets
$799M (2023)

Total Liabilities
$712M (2023)

Source: Form 990 tax filings from 2017 to 2023

Tax Filings by Year

Form 990 is an information return that most organizations claiming federal tax-exempt status must file yearly with the IRS. Nonprofit Explorer has IRS digitized Form 990 data for filings processed in 2012 and later. If this organization filed an amended return, it may not be reflected below. Duplicate download links may indicate a resubmission or amendment to this organization's original return. Form 990 data is from the IRS.

Fiscal Year Ending Dec.
2023

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$21,217,660
Expenses
$18,195,169
Net Income
$3,022,491
Net Assets
$86,673,075
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $12,927,088
60.9%
Investment Income $7,605,315
35.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $685,257
3.2%
Notable Expenses Percent of Total Expenses
Executive Compensation $1,485,475
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $5,310,284
29.2%
Assets/Debt
Total Assets $798,827,304
Total Liabilities $712,154,229
Net Assets $86,673,075
Compensation
Key Employees and Officers Compensation Related Other
David Green (President/Ceo) $410,842 $0 $17,051
Tasha Kostick (Sr. Vice President/Cfo) $222,346 $0 $20,689
Diana Malicoat (Sr. Vice President/Coo) $215,143 $0 $21,775
Lisa Homes (Sr. Vice President/Clo) $197,160 $0 $17,625
Gregg Hoffman (Sr. Vice President/Cmo) $172,136 $0 $7,927
Bruce Muraoka (Vp Of It) $168,079 $0 $14,702
Reginald Campbell (Vp/Branch Manager) $137,618 $0 $15,943
Kristina Bryan (Vp Of Operations) $130,654 $0 $14,687
Chris Perez (Vp Of Mortgage Lending) $125,155 $0 $20,328
Robert Fryman (Vp Of Compliance) $117,332 $0 $9,695
Stacey Smor (Avp/Controller) $105,884 $0 $11,685
Stephen Ybarra (Chairman) $0 $0 $0
Mary Ann Mason (1 St Vice Chairman) $0 $0 $0
Robert Campbell (2 Nd Vice Chairman) $0 $0 $0
Julie Enea (Treasurer) $0 $0 $0
Christina Dunn (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2022

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,635,726
Expenses
$15,582,730
Net Income
$1,052,996
Net Assets
$83,887,072
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,644,485
64.0%
Investment Income $5,991,241
36.0%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,279,534
8.2%
Professional Fundraising Fees $0
Other Salaries and Wages $4,691,416
30.1%
Assets/Debt
Total Assets $878,372,297
Total Liabilities $794,485,225
Net Assets $83,887,072
Compensation
Key Employees and Officers Compensation Related Other
David Green (President/Ceo) $364,985 $0 $67,162
Tasha Kostick (Sr. Vice President/Cfo) $201,534 $0 $36,904
Diana Malicoat (Sr. Vice President/Coo) $184,628 $0 $40,817
Lisa Homes (Sr. Vice President/Clo) $168,772 $0 $29,125
Bruce Muraoka (Vp Of It) $162,792 $0 $22,816
Gregg Hoffman (Sr. Vice President/Cmo) $152,784 $0 $23,206
Reginald Campbell (Vp/Branch Manager) $132,023 $0 $20,936
Chris Perez (Vp Of Mortgage Lending) $119,118 $0 $30,076
Kristina Bryan (Vp Of Operations) $118,906 $0 $39,364
Stacey Smor (Avp/Controller) $100,160 $0 $20,419
Stephen Ybarra (Chairman) $0 $0 $0
Mary Ann Mason (1 St Vice Chairman) $0 $0 $0
Robert Campbell (2 Nd Vice Chairman) $0 $0 $0
Julie Enea (Treasurer) $0 $0 $0
Christina Dunn (Secretary) $0 $0 $0
Dean Lucas (Director (Until 4/22)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2021

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,968,805
Expenses
$15,410,058
Net Income
$1,558,747
Net Assets
$82,834,076
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,547,807
62.2%
Investment Income $6,420,998
37.8%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,039,823
6.7%
Professional Fundraising Fees $0
Other Salaries and Wages $4,389,606
28.5%
Assets/Debt
Total Assets $896,049,369
Total Liabilities $813,215,293
Net Assets $82,834,076
Compensation
Key Employees and Officers Compensation Related Other
David Green (President/Ceo) $352,234 $0 $64,378
Tasha Kostick (Sr. Vice President/Cfo) $190,263 $0 $33,740
Diana Malicoat (Sr. Vice President/Coo) $175,244 $0 $39,250
Bruce Muraoka (Vp Of It) $157,271 $0 $29,795
Lisa Homes (Sr. Vice President/Clo) $154,727 $0 $29,987
Gregg Hoffman (Sr. Vice President/Cmo) $144,028 $0 $22,323
Reginald Campbell (Vp/Branch Manager) $126,864 $0 $30,222
Chris Perez (Vp Of Mortgage Lending) $108,633 $0 $28,546
Kristina Bryan (Vp Of Operations) $107,289 $0 $31,030
Stephen Ybarra (Chairman) $0 $0 $0
Mary Ann Mason (1 St Vice Chairman) $0 $0 $0
Christina Dunn (2 Nd Vice Chairman) $0 $0 $0
Julie Enea (Treasurer) $0 $0 $0
Dean Lucas (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2020

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,785,935
Expenses
$17,538,647
Net Income
$1,247,288
Net Assets
$81,275,329
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,425,532
55.5%
Investment Income $8,360,403
44.5%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,059,578
6.0%
Professional Fundraising Fees $0
Other Salaries and Wages $4,281,986
24.4%
Assets/Debt
Total Assets $829,109,084
Total Liabilities $747,833,755
Net Assets $81,275,329
Compensation
Key Employees and Officers Compensation Related Other
David Green (President/Ceo) $346,417 $0 $61,334
Paul Christensen (Sr. Vice President/Cfo) $201,417 $0 $39,710
Diana Malicoat (Sr. Vice President/Coo) $172,073 $0 $37,841
Lisa Homes (Sr. Vice President/Clo) $158,503 $0 $26,033
Bruce Muraoka (Vp Of It) $153,275 $0 $28,688
Gregg Hoffman (Sr. Vice President/Cmo) $143,716 $0 $21,406
Reginald Campbell (Vp/Branch Manager) $125,589 $0 $28,125
Kristina Bryan (Vp Of Operations) $110,502 $0 $28,748
Darla Becker (Vp Of Consumer Lending) $106,284 $0 $32,240
Tasha Kostick (Sr. Vice President/Cfo) $16,250 $0 $0
Stephen Ybarra (Chairman) $0 $0 $0
Mary Ann Mason (1 St Vice Chairman) $0 $0 $0
Christina Dunn (2 Nd Vice Chairman) $0 $0 $0
Dean Lucas (Secretary) $0 $0 $0
Julie Enea (Treasurer) $0 $0 $0
Donald Bouchet (Treasurer (Left 02/20)) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2019

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$18,570,510
Expenses
$16,286,171
Net Income
$2,284,339
Net Assets
$78,634,641
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,193,958
54.9%
Investment Income $8,376,552
45.1%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $994,165
6.1%
Professional Fundraising Fees $0
Other Salaries and Wages $4,015,407
24.7%
Assets/Debt
Total Assets $728,215,203
Total Liabilities $649,580,562
Net Assets $78,634,641
Compensation
Key Employees and Officers Compensation Related Other
David Green (President/Ceo) $320,872 $0 $60,825
Michelle Murphy (Sr. Vice President/Clo) $193,756 $0 $9,448
Paul Christensen (Sr. Vice President/Cfo) $174,095 $0 $36,504
Diana Malicoat (Sr. Vice President/Coo) $164,029 $0 $34,636
Bruce Muraoka (Vp Of It) $146,724 $0 $27,342
Lisa Homes (Sr. Vice President/Clo) $143,460 $0 $26,859
Gregg Hoffman (Vp/Marketing) $133,738 $0 $20,396
Reginald Campbell (Vp/Branch Manager) $119,534 $0 $25,609
Chris Perez (Vp/Mtg & Cudl Lending) $110,209 $0 $28,572
Stephen Ybarra (Chairman) $0 $0 $0
Mary Ann Mason (1 St Vice Chairman) $0 $0 $0
Julie Enea (2 Nd Vice Chairman) $0 $0 $0
Donald Bouchet (Treasurer) $0 $0 $0
Dean Lucas (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2018

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$16,901,624
Expenses
$13,727,476
Net Income
$3,174,148
Net Assets
$76,350,302
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $10,026,006
59.3%
Investment Income $6,875,618
40.7%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $1,727,156
12.6%
Professional Fundraising Fees $0
Other Salaries and Wages $3,019,609
22.0%
Assets/Debt
Total Assets $696,834,722
Total Liabilities $620,484,420
Net Assets $76,350,302
Compensation
Key Employees and Officers Compensation Related Other
David Green (President/Ceo) $322,648 $0 $58,545
Shelley Murphy (Sr. Vice President/Clo) $181,552 $0 $40,987
Paul Christensen (Sr. Vice President/Cfo) $170,364 $0 $35,000
Diana Malicoat (Sr. Vice President/Coo) $160,266 $0 $29,624
Lisa Homes (Vp Of Consumer Lending) $142,703 $0 $27,148
Bruce Muraoka (Vp Of It) $137,381 $0 $25,538
Reginald Campbell (Vp/Branch Manager) $112,905 $0 $23,514
Kristina Bryan (Vp/Operations) $103,028 $0 $28,902
Chris Perez (Vp/Mtg & Visa Lending) $102,006 $0 $25,045
Stephen Ybarra (Chairman) $0 $0 $0
Mary Ann Mason (1 St Vice Chairman) $0 $0 $0
Julie Enea (2 Nd Vice Chairman) $0 $0 $0
Donald Bouchet (Treasurer) $0 $0 $0
Dean Lucas (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2017

Extracted Financial Data

Extracted Financial Data from Form 990
Revenue
$15,355,417
Expenses
$13,080,009
Net Income
$2,275,408
Net Assets
$73,176,154
Notable Sources of Revenue Percent of Total Revenue
Contributions $0
Program Services $9,483,556
61.8%
Investment Income $5,871,861
38.2%
Bond Proceeds $0
Royalties $0
Rental Property Income $0
Net Fundraising $0
Sales of Assets $0
Net Inventory Sales $0
Other Revenue $0
Notable Expenses Percent of Total Expenses
Executive Compensation $972,809
7.4%
Professional Fundraising Fees $0
Other Salaries and Wages $3,320,965
25.4%
Assets/Debt
Total Assets $702,451,101
Total Liabilities $629,274,947
Net Assets $73,176,154
Compensation
Key Employees and Officers Compensation Related Other
David Green (President/Ceo) $313,240 $0 $56,515
Shelley Murphy (Sr. Vice President/Clo) $176,260 $0 $38,227
Paul Christensen (Sr. Vice President/Cfo) $165,396 $0 $34,745
Diana Malicoat (Sr. Vice President/Coo) $155,592 $0 $32,834
Bruce Muraoka (Vp Of It) $143,047 $0 $11,924
Lisa Homes (Vp Of Consumer Lending) $128,780 $0 $9,181
Reginald Campbell (Vp/Branch Manager) $120,415 $0 $10,180
Stephen Ybarra (Chairman) $0 $0 $0
Mary Ann Mason (1 St Vice Chairman) $0 $0 $0
Julie Enea (2 Nd Vice Chairman) $0 $0 $0
Donald Bouchet (Treasurer) $0 $0 $0
Dean Lucas (Secretary) $0 $0 $0

Document Links

Fiscal Year Ending Dec.
2016

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2015

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2012

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2009

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

Fiscal Year Ending Dec.
2001

No Extracted Financial Data

Extracted financial data is not available for the forms filed in this tax period, but Form 990 documents are available for download.

Document Links

About This Data

Nonprofit Explorer includes summary data for nonprofit tax returns and full Form 990 documents, in both PDF and digital formats.

The summary data contains information processed by the IRS during the 2012-2019 calendar years; this generally consists of filings for the 2011-2018 fiscal years, but may include older records. This data release includes only a subset of what can be found in the full Form 990s.

In addition to the raw summary data, we link to PDFs and digital copies of full Form 990 documents wherever possible. This consists of separate releases by the IRS of Form 990 documents processed by the agency, which we update regularly.

We also link to copies of audits nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year since 2016. These audits are copied from the Federal Audit Clearinghouse.

Which Organizations Are Here?

Every organization that has been recognized as tax exempt by the IRS has to file Form 990 every year, unless they make less than $200,000 in revenue and have less than $500,000 in assets, in which case they have to file form 990-EZ. Organizations making less than $50,000 don’t have to file either form but do have to let the IRS they’re still in business via a Form 990N "e-Postcard."

Nonprofit Explorer has organizations claiming tax exemption in each of the 27 subsections of the 501(c) section of the tax code, and which have filed a Form 990, Form 990EZ or Form 990PF. Taxable trusts and private foundations that are required to file a form 990PF are also included. Small organizations filing a Form 990N "e-Postcard" are not included in this data.

Types of Nonprofits

There are 27 nonprofit designations based on the numbered subsections of section 501(c) of the tax code. See the list »

Get the Data

For those interested in acquiring the original data from the source, here’s where our data comes from:

  • Raw filing data. Includes EINs and summary financials as structured data.
  • Exempt Organization profiles. Includes organization names, addresses, etc. You can merge this with the raw filing data using EIN numbers.
  • Form 990 documents. Prior to 2017, these documents were obtained and processed by Public.Resource.org and ProPublica. Bulk PDF downloads since 2017 are available from the IRS.
  • Form 990 documents as XML files. Includes complete filing data (financial details, names of officers, tax schedules, etc.) in machine-readable format. Only available for electronically filed documents. Electronic data released prior to October 2021 is also available through Amazon Web Services.
  • Audits. PDFs of single or program-specific audits for nonprofit organizations that spent $750,000 or more in Federal grant money in a single fiscal year. Available for fiscal year 2015 and later.

API

The data powering this website is available programmatically, via an API. Read the API documentation »